Huntington Bank Coupons: $150, $200, $300, $500, & $750 Deals, Offers, & Promotions

by Danny Nguyen @ Bank Deal Guy

Tue Feb 13 15:25:34 PST 2018

Huntington Bank Coupons, Coupon Codes, Promo Codes, Bonuses, Deals, Offers, and Promotions for their Checking, Savings and Business accounts can all be found here. Huntington Bank Coupon & Bonus Promotions are constantly updated throughout the year, so bookmark this page or check back on our Huntington Bank Deals, Offers, Bonuses, and Promotions master post for updates. Check out... Read More →

The post Huntington Bank Coupons: $150, $200, $300, $500, & $750 Deals, Offers, & Promotions appeared first on Bank Deal Guy.

$100 Bonus – BB & T Bank Checking Promotion

by Bank Bonus @ Checking Account Promos

Tue Jun 03 10:17:11 PDT 2014

BB & T Bank Bonus 2014 B & T Bank Checking Promo BB & T Bank Checking Promotions BB & T Bank Promo – $100 Checking Bonus Bank $100 Checking Bonus In order to qualify for BB&T Bank’s $100 bonus, … Continue reading →

Cincinnati Federal Review: $250 Checking Account Bonus [OH Residents]

by Tony Phan @ MoneysMyLife

Mon Feb 12 00:45:30 PST 2018

Find the latest promotions and bonuses from Cincinnati Federal updated here. Offers have typically ranged from $150 to $250 in the past. Established in 1922 and headquartered in Cincinnati, Ohio, Cincinnati Federal has 4 locations in the state. If you’re not an Ohio resident, use our Bank Bonuses page for other offers, including those from […]

Fidelity Go Review: Robo-Advisor With Low Management Fees

by Tony Phan @ MoneysMyLife

Mon Feb 12 07:06:38 PST 2018

Brought to you by the well-known firm, Fidelity Investments, Fidelity Go is a robo-advisor that offers a clear pricing structure that is somewhat different to its rivals, giving you an all-inclusive fee that impressively covers all investment expenses too.  This is one of its most significant benefits as it gives you access to all of […]

SunTrust Bank Business Checking Account $200 Bonus Offer

by MM Team @ Banking Bonuses – Maximizing Money

Wed Jan 03 05:15:04 PST 2018

SunTrust Bank will give you $200 in bonus cash when you open a new SunTrust Business Checking account and make $1,500 in qualifying deposits within 30 days, available for businesses in Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia. [Read More] SunTrust Bank Business Checking Account $200 Bonus Offer

The post SunTrust Bank Business Checking Account $200 Bonus Offer appeared first on Maximizing Money.

The Best Spin Bikes

by Philip Palermo @ Reviews.com

Thu Feb 01 10:36:52 PST 2018

Best Bank Deals, Bonuses, & Promotions In Iowa

by Danny Nguyen @ Bank Deal Guy

Fri Feb 09 15:58:25 PST 2018

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. Amongst the sea of corn fields you can find some pretty nice bank bonuses. Here is a... Read More →

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Cheapest ways to watch Sky Sports without a subscription – inc 20% off day pass | £9 week pass

by Andy Webb @ Be Clever With Your Cash

Mon Feb 05 23:30:22 PST 2018

You don’t need a Sky subscription to watch Sky Sports! Here are the latest deals for pay as you go passes on NOW TV. I’m a big fan of NOW TV (we’ve got the Entertaiment Pass to watch Sky Atlantic shows) as a cheap way to watch Sky channels. If you are a fan of the […]

The post Cheapest ways to watch Sky Sports without a subscription – inc 20% off day pass | £9 week pass appeared first on Be Clever With Your Cash.

The best bank switching, cashback and interest offers

by Andy Webb @ Be Clever With Your Cash

Wed Feb 07 03:00:19 PST 2018

One of the quickest ways to make some extra cash is to take advantage of the very competitive current account market and get a switching bonus, cashback or high interest on your savings. If you’ve been with the same bank since your first job or University, you’re probably missing out. Since seven-day switching was introduced in […]

The post The best bank switching, cashback and interest offers appeared first on Be Clever With Your Cash.

Press Release: 44% of Parents Feel Guilty They Haven’t Saved More for Kids’ College

by SLH Staff @ Student Loan Hero

Tue Feb 13 13:05:59 PST 2018

“A new survey by Student Loan Hero finds more than 57% of parents have saved less than $10,000” Austin, Texas, Feb. 13, 2018 — 44% of parents who are currently saving for family college costs reported feeling guilty that they haven’t stashed away more to date, according to a new survey from Student Loan Hero. […]

The post Press Release: 44% of Parents Feel Guilty They Haven’t Saved More for Kids’ College appeared first on Student Loan Hero.

Legacy Texas $200 Checking Bonus [TX] (Current Clients Only)

by Danny Nguyen @ Bank Deal Guy

Tue Feb 13 12:26:01 PST 2018

Existing LegacyTexas clients now have the opportunity to earn a $200 checking bonus when you open a new Maximum Checking Account and meeting certain requirements. Below is all the information and details you need to earn your Legacy Texas $200 Checking Bonus! Legacy Texas $200 Checking Bonus Summary To earn your Legacy Texas $200 Checking Bonus, simply open... Read More →

The post Legacy Texas $200 Checking Bonus [TX] (Current Clients Only) appeared first on Bank Deal Guy.

Is a Reading Retreat the Next Yoga Retreat?

by Jeffrey Preis @ The Points Guy

Tue Feb 13 16:00:30 PST 2018

In the past couple years, a new kind of retreat has been popping up and it doesn’t feature a spa or yoga, nor is it a creative writing getaway. Nope, it’s a reading retreat and there’s only one rule here: The reading room must be silent at all times. You don’t even have to BYOB (bring …

eir extends 12-month discount offers deadline

by @ bonkers.ie blog

Mon Jan 29 07:00:00 PST 2018

eir has extended the deadline for introductory 12 month discounts on certain bundles, meaning you can make significant savings across dual, triple and quad play deals if you snap them up in time! Let’s take a look at the deals in question.

Dualplay: eir Superfast broadband, Unlimited Mobile & UK Calls

For customers looking for a great broadband and home phone package, this could be the perfect fit.

This competitive dualplay deal is now available to new customers for as little as €40 per month for the first 12 months, rising to €76 per month thereafter.

This shows a total saving of €462 for the first year of your contract.

Tripleplay with TV: eir Vision TV Essential, Broadband, Unlimited Mobile & UK Calls

If you’re in the market for a great new tripleplay deal, you can’t really go wrong with introductory rates like these.

New customers signing up to this tripleplay bundle can expect to pay €45 per month for the first 12 months, rising to €91 per month thereafter.

This makes for a saving of €522 in the first year of your 18 month contract. 

Looking for mobile too?

The value doesn’t end there, however, as customers looking for a bundle that includes mobile in the offering are also looked after.

Customers looking for tripleplay bundles that include mobile rather than TV or indeed quadplay bundles that include all four elements (broadband, home phone, TV and mobile) can also expect 12 month price discounts.

FREE access to eir Sport

Don't forget that customers who sign up to any eir deal also get free access to eir Sport - eir's premium seven channel sports package! 

Is it time to sign up with a new provider?

In the last few months of 2017, we saw all four of Ireland’s biggest broadband providers announce unwelcome price increases but it’s great to see eir compensating by offering such competitive deals to new customers. 

But remember these deals won't last! These discounts will only be available to those who sign up to eir before the 14th of February, 2018. 

If you’re thinking of switching providers to find a more competitive deal, make sure to compare all deals across all providers using our price comparison calculator to ensure that you’re getting the very best value for money.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

Chase Bank Business Savings Account $200 Cash Promotion

by MM Team @ Banking Bonuses – Maximizing Money

Mon Feb 12 05:04:04 PST 2018

Get a $200 bonus when you open a Chase Business Savings Account in-branch and deposit a minimum of $15,000 for at least 90 days. [Read More] Chase Bank Business Savings Account $200 Cash Promotion

The post Chase Bank Business Savings Account $200 Cash Promotion appeared first on Maximizing Money.

HSBC Bank Deals, Bonuses, & Promotions: $100, $200, $350, $600, $750 Checking Offers

by Hilary Tran @ Bank Deal Guy

Fri Feb 09 13:04:52 PST 2018

Check out our listing of HSBC Bank Deals of $100, $200, $350, $600, & $700 promotions. At HSBC they seek to build trust-based and lasting relationships with their many stakeholders to generate value in society and deliver long-term shareholder returns. HSBC Bank is available nationwide but has physical branches in the following states: CA, CT, DC,... Read More →

The post HSBC Bank Deals, Bonuses, & Promotions: $100, $200, $350, $600, $750 Checking Offers appeared first on Bank Deal Guy.

Travel deal alert: The best cheap Spring Break destinations for 2018

by Mike Timmermann @ clark.com

Mon Feb 12 11:44:52 PST 2018

Booking.com reports that some of the most popular Spring Break destinations will actually be more affordable this year! Here's the list.

Banks with a Cash Bonus: 2018 Bank Promo Codes

by Bank Bonus @ Checking Account Promos

Sun Jun 01 21:44:09 PDT 2014

Get a free checking account with a bank cash bonus and no minimum deposit. Some of the best banks offer $100 or more in sign up bonuses for opening a new checking account online.           The best checking … Continue reading →

United MileagePlus Explorer Card 50,000 Bonus Miles + $100 Statement Credit + 5,000 Bonus Miles When You Add an Authorized User + 2X Miles on United Airlines

by Anthony Nguyen @ Bank Deal Guy

Tue Feb 13 15:18:48 PST 2018

When you open a United MileagePlus Explorer Card, you will earn 50,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, as a travel benefit, you’ll receive 2 United Club passes each year for your cardmember anniversary – over a $100 value. To top it all off, you can get a... Read More →

The post United MileagePlus Explorer Card 50,000 Bonus Miles + $100 Statement Credit + 5,000 Bonus Miles When You Add an Authorized User + 2X Miles on United Airlines appeared first on Bank Deal Guy.

Chase Total Checking Account Bonus

by Liz Pham @ Bank Deal Guy

Tue Feb 13 08:06:46 PST 2018

Right now, Chase Bank is offering a sign-up bonus when you open their Chase Total Checking® Account. This account is very easy to use and you’ll have access to many features such as online banking, bill pay, mobile banking services like Chase DepositFriendlySM ATMs nationwide, and more! With over 16,000 ATMs and 5,100 branches, convenience is definitely... Read More →

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Return of Premium Rider

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Wed Dec 20 13:21:06 PST 2017

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Return of Premium Rider.

If you have people in your life that you care about, then you are likely a good candidate for life insurance coverage. That is because the funds that are received from a life insurance policy can be used by the beneficiary (or beneficiaries) to pay off debt, continue paying ongoing bills, and even to make ... Read More about Return of Premium Rider

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All content copyright Cash Money Life | Personal Finance, Investing, & Career; if you are reading this on another website it has been illegally reproduced in violation of copyright laws.

British Airways Visa Signature Card 75,000 Avios Bonus + 3 Avios for Every $1 Spent on British Airways Purchases

by Anthony Nguyen @ Bank Deal Guy

Mon Feb 12 09:44:23 PST 2018

Compare this card with other travel related cards here. The British Airways Visa Signature® Card is offering a chance to earn up to 75,000 bonus Avios. Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus, earn an additional 25,000 bonus Avios after you spend $10,000 on purchases within your first year of account... Read More →

The post British Airways Visa Signature Card 75,000 Avios Bonus + 3 Avios for Every $1 Spent on British Airways Purchases appeared first on Bank Deal Guy.

Review: Buying and selling gift cards with Zeek

by Andy Webb @ Be Clever With Your Cash

Wed Jan 31 10:58:33 PST 2018

Buy unwanted gift vouchers and gift cards at discounted prices, then use them to double up on other sales and promotions. I use Zeek a lot. So much so that I wouldn’t be surprised if I’ve bought more discounted gift cards than anyone you know… which possibly gives away the verdict at the end of […]

The post Review: Buying and selling gift cards with Zeek appeared first on Be Clever With Your Cash.

Cash Chats ep48: Escaping the 9-5 rat race

by Andy Webb @ Be Clever With Your Cash

Tue Jan 30 10:15:58 PST 2018

Get your money in shape so you can start working on your dream job. Five years ago I knew I want to do something different, something outside the normal corporate working regime. Now, I’m my own boss, doing something I love (that’s this blog and podcast by the way). So how do you get yourself […]

The post Cash Chats ep48: Escaping the 9-5 rat race appeared first on Be Clever With Your Cash.

Flying With a Cartoon Penguin, on EVA Air’s Badtz-Maru Airbus A330

by J. Keith van Straaten @ The Points Guy

Tue Feb 13 13:00:34 PST 2018

EVA Air's cartoon-themed aircraft offers one of the world's most unique passenger experiences. Pros: Outstanding service and an absolutely unique themed aircraft. Cons: No choice of food in Economy, sub-par lounge options in Fukuoka.

Bank of the Eastern Shore Closed by FDIC

by Brandon Rowe @ Bromoney

Sun Apr 29 14:52:23 PDT 2012

The FDIC shut down the Bank of the Eastern Shore in Maryland on Friday bringing the total bank failures to 22 this year. That’s down from 39 bank failures at the same point last year. Four other banks were closed on the same day including: Harvest Bank of Maryland, Plantation Federal Bank in South Carolina […]

Goldman Sachs Eyes Buying Personal Finance Startup Clarity

by Mike Brown @ LendEDU

Fri Feb 09 08:42:50 PST 2018

Goldman Sachs, whose building (left) highlights the Jersey City skyline, is in talks to buy personal finance startup Clarity Money. Insiders say Goldman Sachs Group Inc. is eyeing the possibility of buying Clarity Money, a personal finance startup. Those unidentified sources said Goldman Sachs intends to mesh it with Marcus, its online personal loan lender.Although a […]

The post Goldman Sachs Eyes Buying Personal Finance Startup Clarity appeared first on LendEDU.

Huntington Bank $300 Business Checking Bonus [IN, KY, MI, OH, PA, WV, IL, WI]

by Danny Nguyen @ Bank Deal Guy

Tue Feb 13 15:54:25 PST 2018

If you’re interested in banking at Huntington, you can earn a Huntington Bank $300 Business Checking Bonus when you open their Fast Track Business Checking Account currently available in Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, Illinois, and Wisconsin. Get the right business checking account, whether you’re starting out or starting to expand. Huntington has checking options to meet your needs,... Read More →

The post Huntington Bank $300 Business Checking Bonus [IN, KY, MI, OH, PA, WV, IL, WI] appeared first on Bank Deal Guy.

Premier America Credit Union Promotions: $50 + $50 Bonus [CA, TX Residents]

by Tony Phan @ MoneysMyLife

Sun Feb 11 22:00:26 PST 2018

Premier America Credit Union promotions and sign-up bonus offers will be updated at this page. Typical offers in the past have been for $100 to $200 in bonus cash. Headquartered in Chatsworth, California and established in 1957, Premier America Credit Union has around 20 locations in California and Texas. If you’re not a resident of either […]

US Bank Checking Bonus

by Bank Bonus @ Checking Account Promos

Sun Aug 30 05:36:19 PDT 2015

U S Bank Checking Bonus US Bank The U.S. BANK Easy Checking Account comes with a U.S. Bank Visa® Check Card, Online and Mobile Banking with Bill Pay, and other great features. Or you can open a Silver Checking Package, … Continue reading →

5 Money Books for Couples Looking to Become Financially Independent

by Elle Martinez @ Couple Money

Mon Feb 12 15:11:14 PST 2018

Some of the best investments you can make with your marriage and money are books. A lot of couples hear about that. Maybe it’s retiring early maybe it’s just having […]

The post 5 Money Books for Couples Looking to Become Financially Independent appeared first on Couple Money.

Life Insurance Living Benefits Rider

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Mon Dec 18 13:27:43 PST 2017

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Life Insurance Living Benefits Rider.

Having life insurance in place can allow you the peace of mind in knowing that those who love and care about will not have to face financial hardship in the case of the unexpected. That is because, in addition to providing funds for replacement of income, the cash that life insurance offers can also be ... Read More about Life Insurance Living Benefits Rider

~$~

All content copyright Cash Money Life | Personal Finance, Investing, & Career; if you are reading this on another website it has been illegally reproduced in violation of copyright laws.

Chase Bank Bonus Coupon Codes – $150, $200, $350, $500 – New $500 Combo Link Available

by MM Team @ Banking Bonuses – Maximizing Money

Wed Jan 10 14:31:31 PST 2018

Check out these Chase Bank bonus coupon codes to earn a $150, $200, $350, or even $500 cash reward when you open a new Chase checking account or savings account including business accounts, plus there is a new $500 Chase combo link available through March 3, 2018. [Read More] Chase Bank Bonus Coupon Codes – $150, $200, $350, $500 – New $500 Combo Link Available

The post Chase Bank Bonus Coupon Codes – $150, $200, $350, $500 – New $500 Combo Link Available appeared first on Maximizing Money.

BBVA Compass Bank Checking, Savings, CD Account Promotions

by Tony Phan @ MoneysMyLife

Fri Feb 09 22:00:36 PST 2018

Find the latest BBVA Compass bank promotions, bonuses and offers here for Checking and Savings accounts. Typical bonus amounts are $25, $50, $100, $125, $250, etc. Sometimes there will also gift bonuses, such as tablets and other electronics. BBVA Compass was established in 1964 and is headquartered in Birmingham, Alabama. They have over 650 branches […]

An In-Depth Review of Ally Bank’s Rates

by Sarah Li Cain @ MagnifyMoney

Fri Feb 09 05:45:21 PST 2018

Since it spun off from General Motors auto financing in , Ally Bank has proved to be one of the best online-only banks in the industry. Like most online-only banks, Ally charges minimal fees for deposit accounts and requires low or no minimum balances. Rates on Ally’s checking, savings, CD and money market accounts are … Continue reading An In-Depth Review of Ally Bank’s Rates

The post An In-Depth Review of Ally Bank’s Rates appeared first on MagnifyMoney.

TD Bank Checking Account Promotions: $150 And $300 Bonuses!

by Tony Phan @ Bank Bonus Guy

Sat Jun 11 17:00:23 PDT 2016

Find TD Bank Checking Account promotions for bonus money, smartphones, electronics and more here. You can find 1,300 TD Bank branch locations throughout the following states: Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia, Vermont. TD Bank has a limited time […]

Looking for Credit Union Student Loans? Here’s How to Find and Apply for Them

by Christy Rakoczy @ Student Loan Hero

Mon Feb 12 19:23:59 PST 2018

Do you need private student loans to cover the cost of your education? Though many prospective borrowers head straight to a big bank or online lender for a student loan, these aren’t your only options. Consider student loans from credit unions, too. Like banks and online lenders, credit unions are financial institutions that lend money. […]

The post Looking for Credit Union Student Loans? Here’s How to Find and Apply for Them appeared first on Student Loan Hero.

Bank Promotions June 2016: Checking & Savings Accounts

by Tony Phan @ Bank Bonus Guy

Sat Jun 11 17:00:48 PDT 2016

All the best bank promotions and sign-up bonus offers can be found here. You’ll find bank offers for Checking account promotions, Savings account promotions, and all the best Business account offers as well. We add/update these bank account promotions daily, so check back often for the best deals. There are hundreds of new bank account promotions out […]

Difference Between Debit and Credit on Your Bank Card

by Brandon Rowe @ Bromoney

Tue Jan 11 11:01:38 PST 2011

Anyone who has used their bank’s check card to pay for items knows that you can use debit or credit to make purchases, but most people don’t know what the difference is besides the fact that with debit you have to enter a pin, and with credit you need to sign. One of the key […]

This Is The Tallest Hotel In The World

by Katherine Fan @ The Points Guy

Tue Feb 13 13:30:47 PST 2018

In Dubai, a city synonymous with superlatives, the Guinness Book of World Records just confirmed newcomer Gevora Hotel to be the world’s tallest at just over 356 meters high (1,168 feet). Neighbor and previous record-holder the JW Marriott Marquis Dubai stands just one meter shorter at 355 meters (1,165 feet). The Gevora Hotel has four restaurants, …

eir vs Sky vs Virgin Media vs Vodafone – how do they compare?

by @ bonkers.ie blog

Thu Feb 01 01:00:00 PST 2018

If I was to ask you what you look for in a broadband plan, what would you say?

You’d want it to be fast and reliable, right? And not too expensive? Maybe you’d like to see if there are any nice sign-up up bonuses too. Sometimes, these can be very nice indeed!

There a lots of other nitty-gritty details such as landline minutes, HD compatibility and extra TV channels that might be of interest to you too.

But let’s be honest, these features aren’t the most important things to be considering when signing up to a 12- or 18-month contract, are they? They’re side-notes.

Chances are, you mostly care about three basic things when picking a bundle:

    1. What you get

    2. What it costs

    3. What sign-up bonuses are on offer

So let’s put a pin in the distracting details, introductory discounts and head-spinning marketing messages and take a look at how the main providers really stack up.

To create as level a playing field as possible, we’ll compare the entry-level Tripleplay bundles (that’s broadband, TV and home phone) from eir, Sky, Virgin Media and Vodafone. And to make the pricing as clear as possible, we’ll compare the average monthly cost over the course of the contract with each.

Right, them’s the rules. Now let’s get comparing!

eir

1. What do you get?

With eir you get unlimited 100 Mb broadband, a home phone plan and over 50 digital TV channels. Great!

2. What does it cost?

It’s an 18-month contract and costs €50 a month for the first 12 months and €91 a month after that. So, the average monthly cost over the course of the contract is €64.

3. What sign-up bonuses are on offer?

Here’s where it gets really good.

You get eir Sport for free which comes with seven premium live sports channels that usually costs about €20 a month.

With such a long discount and sign-up bonuses like free access to sport, eir will take some beating. And you can sign up to this eir deal now.

Let’s see if Sky can take them on.

Sky

1. What do you get?

With Sky, you get unlimited 100 Mb broadband, a home phone plan and over 50 digital channels. So, essentially the same as eir.

2. What does it cost?

It’s a 12-month contract and the monthly price is €64.50 a month for the first year, rising to €84.50 thereafter. Since it’s a 12-month contract, the good news if you want to leave once the discounted rate comes to an end, you can!

This Sky bundle is available for sign up now.

3. What sign-up bonuses are on offer?

With Sky, you get access to the ridiculously popular Sky Atlantic. Good news for Game of Thrones addicts!

Virgin Media

1. What do you get?

With Virgin Media, you get unlimited 240 Mb broadband, a home phone plan and over 50 digital channels. So, faster broadband than eir and Sky.

2. What does it cost?

Virgin Medias offering €25 off its standard pricing for this offer for the first 12 months (or the entire length of your contract!) so you'll pay €64 per month for the first 12 months, after which the price will rise to €89 a month. As with Sky, it's a 12-month contract so you can switch providers again once the special discount rate comes to an end. 

3. What sign-up bonuses are on offer?

As a new Virgin Media customer, you’ll have exclusive access to its Red House Ninja service. A team of tech experts will visit your home and make sure that you’re getting the best out of your Virgin Media services. The team will install the best modem, check the Wi-Fi signal in every room, repair any old wiring issues, connect all home devices, give advice on how to maximise your in-home speed, as well as ensuring that you are getting the most out of your TV service.

You can sign up for this Virgin Media deal right here, right now.

Vodafone

1. What do you get?

With Vodafone, you get unlimited 100 Mb broadband, a home phone plan and over 50 digital channels. So, basically the same as eir and Sky, but the broadband ain’t as fast as Virgin Media’s.

2. What does it cost?

Until the end of February 2018, you can sign up for this offer and pay just €25 per month for the first 6 months, rising to €80 per month after that. It’s an 18-month contract so the average monthly cost works out at €61.67.

3. What sign-up bonuses are on offer?

You can pick between 6 months of free eir Sport or 6 months of free multi-room viewing.

This Vodafone offer is up for grabs right now.

Who wins?

Well, it’s impossible to pick a clear winner across the board.

Virgin Media has the fastest broadband at the moment but eir and Sky have great sign up incentives.

The key point here is that there are some genuinely fantastic Tripleplay offers out there at the moment.

If you aren’t happy with your broadband speed or the price you’re paying, there’s no reason to settle. All of the deals we’ve covered are available for sign up on bonkers.ie right now.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

The Best Wedding Insurance

by Philip Palermo @ Reviews.com

Tue Feb 06 07:24:07 PST 2018

How To Avoid Chase Bank Account Monthly Fees

by Hilary Tran @ Bank Deal Guy

Fri Feb 09 14:50:30 PST 2018

Bank accounts are a useful way to track your transactions and keep an eye on all your expenses. Not only do you know that your money is safe, but you can also earn interest with the money that you have in your bank account. However, nothing is free and bank accounts come with the threat... Read More →

The post How To Avoid Chase Bank Account Monthly Fees appeared first on Bank Deal Guy.

Bromoney Interest Rate iPhone App

by Brandon Rowe @ Bromoney

Tue May 01 18:38:32 PDT 2012

I’m happy to introduce you to the new Bromoney Interest Rate App. You can now check interest rates on savings accounts and CDs right from your iPhone. You can download it from the App store here. The next time you open a CD or savings account consult the latest rates with the Bromoney Interest Rate […]

Open banking is coming and it's going to change everything

by @ bonkers.ie blog

Wed Jan 17 07:16:00 PST 2018

In the last couple of weeks or months, you may have received an email or letter from your bank informing you of changes known as PSD2 coming into effect in early 2018. If you’re the curious sort, you probably looked into it yourself - but, if like me - you saw an email with the less than compelling subject line of “PSD2 is coming” or something to that effect, you probably scrolled right on past it and went on with your day...

No, it wasn’t just some small and inconsequential change to your bank’s terms and conditions, it’s actually quite a big deal and could have the potential to change how we conduct our day-to-day finances forever.

So, what’s it all about? The very short answer? Banks are now required to grant access to customers’ account details to third parties (at the customers’ discretions of course).

The long answer is a lot more complicated but we’ll endeavour to provide a fairly comprehensive overview of the new EU regulation and what it will mean for you, for banks and for other affected parties.   

What is PSD2?

The ‘2’ in ‘PSD2’ refers to the fact that it is a revised edition of the first Payment Services Directive which was introduced in 2007. PSD1 was designed to create a single market for the payments with the EU.

As time went by, and as customer demands changed and the market saw a distinct growth in new payment-related FinTech (or financial technology) companies, PSD2 seeks to level out the playing field to include all kinds payment service providers and not just traditional banks.

As previously mentioned, PSD2 requires banks to open their payments infrastructure and customer data assets to new forms of payment organisations. This means that banks’ application programming interfaces (or APIs) must be accessible, and they also must ensure strong customer protection through enhanced security measures. This will enable third-parties to build financial services on top of banks’ data and infrastructure.

The new directive aims to drive innovation and transparency amongst banks and fintech companies, reinforce consumer protection, improve internet security where payments are concerned, while also generating more competition in the market for the benefit of consumers.

How will PSD2 affect the banks?

PSD2 poses a real shake-up for banks because it introduces quite a few risks for them, chief among which is the threat of being reduced to a mere infrastructure provider by third party providers who’ll be able to position themselves between them and customers.

Commentators on PSD2 have noted that though open banking poses a threat to banks, it also serves a catalyst for growth and opportunity. Banks who focus on innovation, customer-centricity and collaboration with FinTechs will be those who emerge victorious on the other side.  

Banks are going to have to work very hard to establish methods of combating new players stepping in on their existing business models. PwC suggests a few ways that they could do this; for instance, by offering competitive, user-centric services themselves or interfacing with other banks to provide a comprehensive service that improves the relationship with their existing customers and is attractive to new customers.

We’ve already seen banks experimenting with their APIs and collaborating with fintechs in the last few years (think Apple Pay and Android Pay) in response to changed customer expectation and increased digitalisation, so it will be very interesting to see what kind of customer-centric innovation we will see in the coming years driven by open banking.

Let’s hope it can only mean good news for you and your bank!

How will PSD2 affect me as a banking customer?

So, what will open banking mean for you in a more tangible sense, you ask?

Essentially, PSD2 will break down your bank’s monopoly on your data. It will allow a variety of businesses to retrieve your account data from your bank (always with your permission) to make payments. For example, in the next couple of years you could find yourself paying your bills via Google or Amazon.

The number of new services that could arise as a result of PSD2 regulation are numerous, as suggested by this list of suggestions from PwC;

• Innovative payment services from merchants that wouldn’t require cards.

• Apps that give access to information through a single touchpoint or an app that aggregates and monitors expenses across various different bank accounts.

• Cardless withdrawal via NFC technology will become a convenient and popular option.  

• Already an existing technology, we could see location-based couponing gaining a lot more traction. This is where nearby companies reach out to you via your smartphone to offer discounts and coupons.

• Instant P2P payments: Instantaneous payments via mobile wallet on many p2p accounts and towards operators with advanced features

• Decoupled cards (debit cards not issued by, and not tied to, any particular bank) offering decoupled from payment accounts.

The future is bright

PSD2 shouldn’t be a cause for worry for banking customers, indeed it looks as if it’s the banks who are going to have to make all the effort to keep us interested as the market is opened up to newcomers, doubtlessly offering new and innovative digital financial solutions.

Here at bonkers.ie, we’re expecting to see some interesting things in the coming months and years.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

As an Authorized User, Can I Open My Own Account for the Same Card?

by Brendan Dorsey @ The Points Guy

Tue Feb 13 17:00:50 PST 2018

“Reader Questions” are now answered twice a week — Tuesdays and Thursdays — by TPG Assistant Editor Brendan Dorsey. Brendan has been with TPG for a year and a half and hails from Northern California. After being an authorized user on someone’s credit card account, you may be considering an account of your own. Maybe …

M&T Bank Deals, Bonuses, & Promotions: $150, $160, $200, & $250 Checking Offers

by Danny Nguyen @ Bank Deal Guy

Fri Feb 09 15:10:38 PST 2018

Check out our listing of M&T Bank Deals of $150, $160, $200, & $250 promotions. Let M&T Bank reach your financial goals with their full suite of bank accounts and lending solutions, including savings accounts, checking accounts, auto and home loans, and more! M&T Bank has branches in the following states: CT, DC, DE, FL, MD, NJ,... Read More →

The post M&T Bank Deals, Bonuses, & Promotions: $150, $160, $200, & $250 Checking Offers appeared first on Bank Deal Guy.

Chase United MileagePlus Explorer Review: 50,000 Bonus Miles + $100 Statement Credit

by Anthony Nguyen @ Bank Checking Savings

Tue Feb 13 15:22:41 PST 2018

When you sign up for a United MileagePlus® Explorer Card you can earn yourself a attractive 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months of account activation. Also, you can earn $100 statement credit after you make your first purchase. In addition to that, get priority boarding and 2 redeemable United Club passes each year, so I... Keep Reading↠

The post Chase United MileagePlus Explorer Review: 50,000 Bonus Miles + $100 Statement Credit appeared first on Bank Checking Savings.

New report: The 3 best SUVs under $30,000

by Mike Timmermann @ clark.com

Tue Feb 13 12:40:05 PST 2018

If you're shopping for a new vehicle soon, Consumer Reports is out with a list of the best SUVs on the market in 2018.

American Express Personal Savings Account Review

by Jim Wang @ Wallet Hacks

Wed Jan 31 04:00:08 PST 2018

American Express (AMEX) is best known for their credit cards but they do much much more. Credit cards is where they started, many years ago, but now they offer bank accounts too. We know they have great perks on their credit cards, but what about their bank products? Their high yield savings account is called […]

The post American Express Personal Savings Account Review appeared first on Wallet Hacks.

Citibank Promotions

by Bank Bonus @ Checking Account Promos

Tue Jun 03 02:43:42 PDT 2014

Citibank-Checking-Account Citibank is offering a $100 Bonus to enroll in qualifying digital activities. Each month perform at least one of the following qualifying digital activities and earn a $10 cash bonus. ONLINE BILL PAY, MOBILE CHECK DEPOSIT, OUTGOING POPMONEY® TRANSFERS … Continue reading →

Five Star Bank Checking Account Bonus: $250 Promotion (New York Only) *In-Branch*

by Howard Young @ Bank Checking Savings

Tue Feb 13 15:45:40 PST 2018

Are you interested in making free money? Five Star Bank is currently offering qualified residents of New York a $250 bonus when you apply and qualify for a new Premier Checking Account by April 30, 2018. To get started, you must open a new account in-branch. For those who are not familiar with the current promotion, you... Keep Reading↠

The post Five Star Bank Checking Account Bonus: $250 Promotion (New York Only) *In-Branch* appeared first on Bank Checking Savings.

How to Enroll in Chase Online Bill Pay

by Anthony Nguyen @ Bank Checking Savings

Tue Feb 13 15:40:07 PST 2018

Got a busy schedule and need to pay your bills on time? Chase Online Bill Pay allows you to bank on your own schedule. Save time and money by taking care of any recurring bills without the hassle of writing or check or paying for postage. Essentially, this Chase feature allows you to automatically set... Keep Reading↠

The post How to Enroll in Chase Online Bill Pay appeared first on Bank Checking Savings.

Top 10 Banks Rated by Customer Satisfaction

by Brandon Rowe @ Bromoney

Wed Jan 12 06:49:57 PST 2011

I mostly write about interest rates on this blog, but another important factor when looking at banks is customer satisfaction. Everyone knows how important it is for a bank to have great customer service and most people are willing to take a small cut in interest rates in order to work with a bank that […]

Amazon vouchers & deals: Fire, Kindle and Echo price drop | top-up bonuses | Cheap Prime | Amazon Prime Now code | More!

by Andy Webb @ Be Clever With Your Cash

Tue Feb 06 08:10:47 PST 2018

From Amazon vouchers and free trials of Amazon Prime to flash sales and tricks for free delivery. Let’s face it, Amazon is probably the one website that most people will use at some point each year, so it helps to have a voucher or discount stored up. Here are the best deals at the moment. Read […]

The post Amazon vouchers & deals: Fire, Kindle and Echo price drop | top-up bonuses | Cheap Prime | Amazon Prime Now code | More! appeared first on Be Clever With Your Cash.

Evolve Federal Credit Union Rewards Checking Account Review: 5.00% APY Up To $10,000

by John Catral @ Bank Checking Savings

Tue Feb 13 15:30:15 PST 2018

Available for residents of Texas, Evolve Federal Credit Union is currently offering a generous 5.00% APY when you sign up and open a new ePriority Checking account. If you are currently interested, the bank is offering you the attractive APY rate on a balance up to $10,000. Not only are you able to bank with ease with... Keep Reading↠

The post Evolve Federal Credit Union Rewards Checking Account Review: 5.00% APY Up To $10,000 appeared first on Bank Checking Savings.

Legacy Texas Bank Checking Review: $200 Bonus (Texas only) *Current Clients only*

by Howard Young @ Bank Checking Savings

Tue Feb 13 14:45:13 PST 2018

Are you currently banking with Legacy Texas Bank? Legacy Texas Bank is currently offering existing clients a generous $200 bonus when you apply and qualify for a new Maximum Checking Account with a minimum opening deposit of $100 by March 31, 2018. Once you have signed up for a new account, all you have to have to... Keep Reading↠

The post Legacy Texas Bank Checking Review: $200 Bonus (Texas only) *Current Clients only* appeared first on Bank Checking Savings.

Chase Savings Coupon Code

by Anthony Nguyen @ Bank Deal Guy

Tue Feb 13 09:34:22 PST 2018

The Chase SavingsSM Account is made simple. With this account, you can start saving with ease! You’ll have access to chase.com and our mobile banking tools. Plus, 24-hour customer support is just a phone call away. See table below for more info regarding the Chase SavingsSM Account Coupon. For more offerings from Chase, be sure to... Read More →

The post Chase Savings Coupon Code appeared first on Bank Deal Guy.

Meeting Direct Deposit Requirements For Bank Bonuses

by Tony Phan @ Bank Bonus Guy

Mon Jun 13 10:58:46 PDT 2016

Many bank promotions require that you set up Direct Deposit in order to be eligible for the offers. Here’s a guide on some tips and tricks on meeting this requirement. While there are a few bank bonus offers that don’t require Direct Deposit, most of the higher value promotions do. The terms and conditions of […]

Discover Bank Promotions

by Bank Bonus @ Checking Account Promos

Tue Sep 01 11:40:16 PDT 2015

Discover Bank Promotions Discover Bank – Open a Discover Bank savings account online instantly and earn a rate 5x the National Savings Average with a low opening deposit and access to your cash anytime. You have to have a Discover Savings account or … Continue reading →

Navy Federal Credit Union $25 New Membership Promotion

by MM Team @ Banking Bonuses – Maximizing Money

Thu Feb 01 03:18:28 PST 2018

Navy Federal Credit Union is offering a $25 new membership promotion for simply starting a new membership and opening a new membership savings account with a $5 minimum balance. [Read More] Navy Federal Credit Union $25 New Membership Promotion

The post Navy Federal Credit Union $25 New Membership Promotion appeared first on Maximizing Money.

The 10 Best Vanguard Funds

by Jim Wang @ Wallet Hacks

Mon Jan 29 04:00:20 PST 2018

I love Vanguard. The bulk of my investments are there, minus a few dividend growth stocks I hold in an Ally Invest account (formerly TradeKing). I'm not the only one. Of the top 25 largest mutual funds by assets, sixteen are from Vanguard (source). A clarification – many of the funds on the Marketwatch list […]

The post The 10 Best Vanguard Funds appeared first on Wallet Hacks.

How to roll over a 529 plan, and why it may be a good idea

by Wes Moss @ clark.com

Fri Feb 09 14:05:28 PST 2018

When my 10-year-old son was born, his grandmother generously put $1,000 into a Franklin Temple 529 plan for him. A 529 is a tax-advantaged savings plan for educational expenses. This IRA-like vehicle is a great way to help fund a …

How to Balance a Checkbook in 2018

by Jeff Gitlen @ LendEDU

Mon Feb 12 04:38:10 PST 2018

After we entered the digital age of banking, many people felt comfortable giving up check registers and balancing checkbooks because they can monitor their checking account online. However, being able to balance a checkbook is still a useful skill to have in personal finance. If you are living paycheck to paycheck, then you might benefit […]

The post How to Balance a Checkbook in 2018 appeared first on LendEDU.

Electric Ireland’s price increase takes effect

by @ bonkers.ie blog

Wed Jan 31 03:59:00 PST 2018

Electric Ireland received praise from customers and commentators when it announced in October that it would freeze its price until after winter.

The announcement came at a time when other suppliers were hiking prices with little notice and hitting customers with bigger bills at one of the most expensive times of the year.

Well, all good things must come to an end and Electric Ireland’s price freeze is no exception.

From tomorrow, February 1st, over 1.1 million of the supplier’s customers will be paying more for each until of electricity used.

Bills to increase by €35

Electric Ireland’s price increase will add about €35 to average annual bills.

Customers with average consumption will pay about €1,006 for electricity over the next 12 months, as opposed to the €971 they paid over the past year.

The increase is being blamed on increased wholesale energy costs and is generally in line with the increases introduced by other suppliers.

On November 1st, Bord Gáis Energy increased average annual gas and electricity prices by €25 and €57, and SSE Airtricity increased electricity prices by €47 a year.

Then, on December 1st, Energia increased electricity prices by €31, Flogas increased gas prices by €20, Pinergy increased electricity prices by €41 and PrePayPower increased electricity prices by €34.

Electric Ireland’s plan to reward loyalty

Despite the price increase, Electric Ireland has taken measures over the last year to offer long-term savings to its customers.

Last summer, the supplier began adding automatic discounts of between 4% and 8.5% to existing customers’ bills.

The supplier has an estimated 1.13 million electricity customers and holds a market share of nearly 55%, according to the CRU’s Q3 2017 Markets Retail Report.

With so many customers to keep happy, it’s not surprising that the supplier is doing all it can to discourage switching.

How to offset rising energy prices

Ireland’s energy customers haven’t had much to smile about over the last few months.

Seven suppliers have increased prices, the PSO Levy has gone up by 30% and, to make it all even tougher to swallow, in November we learned that Ireland has the fourth highest electricity prices in the EU.

But now for the good news...it’s ridiculously easy to offset the increases.

There are 10 energy suppliers to choose from and most of them are currently offering massive discounts and cashback to new customers who switch.

In fact, there’s an average of €380 to be saved by switching at the moment - more than enough to cancel out your price increase and the PSO Levy hike and leave you with some leftover savings for yourself.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

What happens if Bank of America reports account abuse to ChexSystems

by Lisa Phillips @ RebuildCreditScores.com

Sun Jan 28 00:46:42 PST 2018

https://rebuildcreditscores.com/

Consider using the dispute process when Bank of America reports account abuse to ChexSystems because account abuse is often due to overdrafts caused by the bank re-ordering transactions.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Open/Fund Bank Accounts With Credit Cards For Promotions

by Tony Phan @ Bank Bonus Guy

Mon Jun 13 11:18:43 PDT 2016

Here’s a guide on using a credit card to fund the opening deposit when you sign-up for new Checking and Savings accounts for various banks. Common reasons for credit card funding bank accounts: To meet opening deposit requirements for new Checking/Savings account promotions. To help with credit card spending to meet a new credit card’s […]

Bord Gáis Energy launches new bonkers.ie exclusive energy deals

by @ bonkers.ie blog

Fri Jan 19 09:00:00 PST 2018

It’s been a rough couple of months for Irish consumers, with gas, electricity and broadband providers announcing price hikes right, left and centre, with many of these increases coming into effect just before Christmas last month. 

However, we've seen some value return to the energy market this month, as earlier this week both SSE Airtricity and Just Energy launched new discount offers and now Bord Gáis Energy has joined their ranks with some new special offers of its own. 

From today you’ll be able to save an average of €194.31 by switching your electricity bills or €288.05 by switching your gas and electricity to Bord Gáis Energy.  

Save €194 on electricity

Bord Gáis Energy is offering a 28% electricity discount to new customers who sign up via bonkers.ie from today. 

With the discount included, customers will pay 13.26 cent (inc. VAT) per kWh of electricity over the course of a 12-month contract. At this rate, customers with average consumption will spend about €810.93 on electricity over the course of the year, with all taxes and charges included.

That’s about €194 cheaper than typical standard rates and makes this deal from Bord Gáis Energy the cheapest on the market right now.

Save €254 on gas and electricity

If you decide to switch dual fuel, Bord Gáis Energy is offering a 31% electricity discount and an 18% gas discount to new customers who sign up via bonkers.ie.

With the discount included, customers will pay 12.70 cent (inc. VAT) per kWh of electricity and 4.776 cent per kWh of gas over the course of a 12-month contract.

On these rates, customers with average consumption will spend about €1,452.26 on gas and electricity over the course of the year, with all taxes and charges included, making this deal from Bord Gáis Energy the cheapest dual fuel offer on the market right now.

Time to switch? 

These are some great value offers from Bord Gáis Energy and if you haven't switched suppliers in the last year, it's definitely worth carrying out a quick comparison on bonkers.ie to find the best deal for you. Need more convincing? Check out the video below:

The switching process only takes a few minutes and you’ll only need three pieces of information to sign up; your MPRN and GPRN (which are written on your electricity and gas bills respectively) as well as a recent meter reading.

Don’t forget to compare all deals

If you are thinking of switching, be sure to compare all deals from all suppliers before you make any decisions to make sure that you’re getting the best deal for your own personal consumption habits.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

Bank of America $100 Checking Account Cash Bonuses

by MM Team @ Banking Bonuses – Maximizing Money

Thu Jan 18 04:53:33 PST 2018

Bank of America has a new $100 bonus offer available for opening a Core Checking or Interest Checking account by February 28, 2018, and receiving 2 qualifying direct deposits of $250 or more each within 90 days from account opening. [Read More] Bank of America $100 Checking Account Cash Bonuses

The post Bank of America $100 Checking Account Cash Bonuses appeared first on Maximizing Money.

Northern Paper Mills CU $100 Checking Account Cash Bonus – Wisconsin

by MM Team @ Banking Bonuses – Maximizing Money

Fri Feb 02 13:37:39 PST 2018

If you live or work in Brown County, Wisconsin, or work for Georgia Pacific Corporation in Green Bay, Wisconsin, you can earn a $100 bonus for opening a new personal checking account with Northern Paper Mills Credit Union. [Read More] Northern Paper Mills CU $100 Checking Account Cash Bonus – Wisconsin

The post Northern Paper Mills CU $100 Checking Account Cash Bonus – Wisconsin appeared first on Maximizing Money.

Texas Security Bank CD Special

by Brandon Rowe @ Bromoney

Wed Apr 25 17:16:07 PDT 2012

Texas Secuity Bank is offering a special deal on 6 month CDs. They’ve got a 6 month rate of 1.25%: http://www.texassecuritybank.com/ It looks like they’re offering some other pretty decent rates. Leave comments here if you’ve banked with them before.

Chase United TravelBank Card $150 Bonus + No Foreign Transaction Fee + No Annual Fee

by Danny Nguyen @ Bank Deal Guy

Mon Feb 12 09:43:02 PST 2018

Compare this card with other travel related cards here. With the United℠ TravelBank Card, you can $150 in TravelBank cash after you spend $1,000 on purchases in the first 3 months your account is open. In addition to the bonus incentive, you will earn 2% in TravelBank cash per $1 spent on tickets purchased from United and 1.5%... Read More →

The post Chase United TravelBank Card $150 Bonus + No Foreign Transaction Fee + No Annual Fee appeared first on Bank Deal Guy.

7 Things You Can Use College Loans For — Besides Tuition

by Elyssa Kirkham @ Student Loan Hero

Tue Feb 13 14:57:00 PST 2018

As a student, figuring out the wisest way to use college loans is tricky. You want to borrow enough to pay for college and focus on your studies, but it can be hard to know where to draw the line. Can you borrow to pay for a new computer? What about your internet bill? Some […]

The post 7 Things You Can Use College Loans For — Besides Tuition appeared first on Student Loan Hero.

American Express Platinum Delta SkyMiles Business Credit Card Review: 5,000 MQM + 35,000 Delta Skymiles + $100 Statement Credit

by Anthony Nguyen @ Bank Checking Savings

Tue Feb 13 14:32:55 PST 2018

The Platinum Delta SkyMiles Business Credit Card is currently offering 35,000 Delta Skymiles and 5,000 Medallion® Qualification Miles (MQMs)  when you spend $1,000 in purchases within the first 3 months. Additionally, you can get a $100 Statement Credit when you make a Delta purchase within the first 3 months. For every 5,000 bonus miles redeemed, that’s $50 off... Keep Reading↠

The post American Express Platinum Delta SkyMiles Business Credit Card Review: 5,000 MQM + 35,000 Delta Skymiles + $100 Statement Credit appeared first on Bank Checking Savings.

New report names best wireless network for video streaming

by Mike Timmermann @ clark.com

Mon Feb 12 11:30:50 PST 2018

Which of the major wireless providers gives you the best mobile video experience? A new study ranks them from best to worst!

Chase Business Checking Account $200 Banking Bonus

by MM Team @ Banking Bonuses – Maximizing Money

Wed Jan 03 04:09:37 PST 2018

There is a brand-new offer for a $200 bonus when you open a Chase Total Business Checking account (or any Chase business checking account), deposit $1,000 within 10 business days of account opening, maintain that $1,000 balance for 60 days, and complete 5 qualifying transactions within 60 days, including debit card purchases, Chase QuickDeposit, ACH (credits), and wires (credits and debits). [Read More] Chase Business Checking Account $200 Banking Bonus

The post Chase Business Checking Account $200 Banking Bonus appeared first on Maximizing Money.

Melrose Credit Union 2.93% 5 Year CD

by Brandon Rowe @ Bromoney

Thu Feb 03 06:06:54 PST 2011

Melrose Credit Union is currently offering a 2.93% 5 year CD which is currently second best to Connexus Credit Union’s 3% 5 year rate, although Connexus requires you to open a checking account with them to get their CDs. Melrose is also offering a 2.42% APY 4 year CD and a 1.41% 1 year CD. […]

First Bank Financial Centre Business Checking Bonus: $300 Promotion (Wisconsin only)

by John Catral @ Bank Checking Savings

Tue Feb 13 14:30:46 PST 2018

Available for business owners of Wisconsin, First Bank Financial Centre is currently offering residents of Wisconsin a generous $300 bonus when you sign up and open any new Business Checking Account. All you have to do to get started is open any new business account at your nearest branch or online, and then have at least 50... Keep Reading↠

The post First Bank Financial Centre Business Checking Bonus: $300 Promotion (Wisconsin only) appeared first on Bank Checking Savings.

Best Savings Accounts And High Yield Rates February 2018

by Tony Phan @ MoneysMyLife

Mon Feb 12 22:00:36 PST 2018

Do you need to find out which bank has the best Savings Account rates? Or, how about which has the best Money Market interest rates? Maybe you need a quick overview of the differences between the two types of interest-earning accounts to begin with. We’ll go over all of these questions and help you find the best […]

Ally Bank Online Checking, Savings, CD, Investing Promotions

by Tony Phan @ MoneysMyLife

Mon Feb 12 22:00:37 PST 2018

Ally Bank is another great online-only bank, and offers nationwide online Checking, Savings, Money Market, CD and IRA accounts that earn market leading rates. Ally Bank is an internet-only bank based in Utah and offers a wide variety of deposit accounts, as well as auto financing services. Their online banking platform features Ally eCheck Deposit, which offers […]

How to Get Started with the Chase Mobile App

by Anthony Nguyen @ Bank Checking Savings

Tue Feb 13 15:00:06 PST 2018

Chase Mobile is the mobile banking app for customers of JP Morgan Chase Bank, and it’s available for Android, iPhone, Windows, and Amazon Fire. The app offers a number of convenient features and can complete almost all of your personal banking tasks. Some of you guys out there may have trouble getting started with this app, so... Keep Reading↠

The post How to Get Started with the Chase Mobile App appeared first on Bank Checking Savings.

Everbank High Yield Checking Account

by Bank Bonus @ Checking Account Promos

Sun Feb 07 08:53:34 PST 2016

Everbank New Account Bonus EverBank® Get Higher Yields Always with a Yield Pledge® Checking Checking Account. EverBank® offers a variety of bank products and services from an interest bearing to CD accounts and more! EverBank® pledges that your yield will remain … Continue reading →

Credit Builder Loans: Rebuild credit using a credit-builder loan, no upfront money needed

by Lisa Phillips @ RebuildCreditScores.com

Thu Feb 01 00:30:09 PST 2018

https://rebuildcreditscores.com/

Credit Builder Loans: Rebuild Credit with a bank loan reporting to the credit bureaus using a credit builder loan. You don't need upfront money with Self Lender Loans.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Chase Savings Account Review: $150, $200 and $300 Promotional Codes

by MM Team @ Banking Bonuses – Maximizing Money

Fri Jan 26 15:59:32 PST 2018

The Chase Savings Account is now offering 3 different promotions, including a $150 cash bonus when you deposit $10,000, a $200 bonus when you deposit $15,000, and a $300 bonus when you deposit $25,000. [Read More] Chase Savings Account Review: $150, $200 and $300 Promotional Codes

The post Chase Savings Account Review: $150, $200 and $300 Promotional Codes appeared first on Maximizing Money.

Latest food & drink deals inc Pizza Day discount | Uber Eats/Amazon Restaurant codes

by Andy Webb @ Be Clever With Your Cash

Tue Feb 06 04:15:38 PST 2018

The best deals right now for some free or cheap food and drink! From lunch discounts and vouchers to free samples and restaurant deals, read on for the best food and drink deals you currently available. Here are a few quick links to help you navigate. Restaurant deals, including Tastecard offers and Pizza Day discount  […]

The post Latest food & drink deals inc Pizza Day discount | Uber Eats/Amazon Restaurant codes appeared first on Be Clever With Your Cash.

Cheap Chromecast deals: £22 (Save £8) and two months free Sky Cinema

by Andy Webb @ Be Clever With Your Cash

Fri Feb 02 02:10:13 PST 2018

The Google Chromecast is a cheap device that makes your TV smart without the wires, letting you watch Netflix, iPlayer, Amazon Prime and much more on any TV in the home. These deals can save you a packet too! I’m a big fan and avid user of my Chromecast. You plug the Chromecast in the […]

The post Cheap Chromecast deals: £22 (Save £8) and two months free Sky Cinema appeared first on Be Clever With Your Cash.

Breaking up is easy with bonkers.ie

by @ bonkers.ie blog

Thu Jan 25 07:05:00 PST 2018

One of the most inconvenient, needless to say, most boring parts of being an adult is having to take care of a litany of household bills that we’d rather not think about on a daily basis. In fact, the less time spent thinking about them the better!

At bonkers.ie we’re all about making things like switching consumer service providers to make sure you’re always on the best deal for you as easy and as hassle-free as possible!

In this article, we’ll give you a refresher on just how easy it is to use bonkers.ie to switch broadband, phone & TV providers, energy suppliers as well as mortgage lenders.

No one likes that awkward cancellation conversation. Compare providers and deals to find the best one for you, then let us take the wheel and do your breaking up for you!

#BreakUpsByBonkers

Broadband, Phone & TV  

Fed up with super slow broadband speeds when you’ve been advertised just the opposite?

Find you’re paying far too much for a landline connection you rarely use?

Looking to upgrade your TV package so you can kick back to some premiere live sports in the comfort of your own home rather than trekking down to the pub every time you want to watch a match?

If you answered yes to one or more of these questions, it might be time to break up with your current provider and find a better deal.

On bonkers.ie you can compare all broadband, phone & TV deals including details of price plans, broadband download speeds, TV channel packages, landline packages, bundle options and any perks that come with a particular deal, across all major providers on the Irish market.

There is some great value to be found on the market right now, with both Virgin Media and Vodafone offering compelling January sale deals. Better hurry though, there’s just a week left to snap these offers up before they revert to standard pricing!

Gas & Electricity

If there’s any household utility you should make a habit of reviewing and switching every year it’s your household’s energy bills.

Why? Simple. It pays to do so!

Lots of people are unaware that in a pretty saturated market (Ireland now has a total of 10 energy suppliers to choose from) suppliers find themselves in a position where they need to offer enticing sign-up incentives in order to attract new customers and drive up the competition.

This is good news for customers because it means that if you shop around you more than likely will find some great discounted sign-up offers and these typically last for the duration of 12 months (also typically the standard length of a contract). These discounts make for some significant savings on your energy bills.  

In fact, you could make an average saving of €379 right now by switching your gas and electricity from standard rates to the cheapest deals currently on offer.

Mortgages

When we think about switching service providers, switching providers for something as big as a mortgage is not something that pops into mind straightaway and the exceptionally low figures for people carrying mortgage switches in Ireland reflect this mindset.

Though just 777 borrowers switched or remortgaged in the third quarter of 2017, it represents a 15% growth on the year and it’s expected that those figures are only going to grow in 2018.   

In fact, experts at MyMortgages.ie have predicted that switching will experience double-digit growth in the first six months of the year. This is because an increasing number of mortgage holders are becoming aware that switching to a lower rate can potentially save them thousands on the remainder of their loans!  

Check out this example to see what we mean:

A couple with €390,000 (LTV <80%) outstanding over 28 years on a 4% variable rate switched lenders to a 4 year fixed rate of 2.6% bringing monthly repayments down by €300, saving interest of €99,000 over the remaining term!

Like those figures? Why not compare mortgages right now and see how much you could save.

Looking for more info?

If you’d like to find out more about on any of our comparison services - which are not limited to those mentioned above but also cover health insurance, serious illness cover, personal loans, credit cards, prepaid cards and current accounts - you’ll find that each sector has its own dedicated price comparison calculator.

Additionally, we have a very active a thorough blog dedicated to providing coverage on changes in the markets we cover as well as advice and tips on how to save money.

Don’t forget to check out bonkers.ie TV too which also covers all of these topics in video form.

Finally, to make sure you never miss out on the latest personal finance news, you should follow us on social media. We’re very active on Facebook, Twitter, LinkedIn, Instagram and Google Plus. You can contact us during business hours on any of these platforms and we’ll get back to you double quick!  

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

M&T Bank $200 Checking Bonus [AZ, CO, CT, DC, DE, FL, MD, NJ, NY, OR, PA, VA, WA, WV] (YMMV)

by Danny Nguyen @ Bank Deal Guy

Fri Feb 09 15:12:32 PST 2018

If you are a resident in one of the following states: AZ, CO, CT, DC, DE, FL, MD, NJ, NY, OR, PA, VA, WA, or WV, M&T Bank is offering you a $200 bonus when you open a new personal Checking Account with promo code TE and completing certain requirements! Below is all the information and details you need to... Read More →

The post M&T Bank $200 Checking Bonus [AZ, CO, CT, DC, DE, FL, MD, NJ, NY, OR, PA, VA, WA, WV] (YMMV) appeared first on Bank Deal Guy.

A Beginner’s Guide to Monetizing a Hobby

by Shen Lu @ MagnifyMoney

Mon Feb 12 07:00:22 PST 2018

Making extra money from a side hustle can be extremely gratifying, especially if it’s something you love doing. And it seems like it’s never been easier to pick up side gigs or monetize your hobbies. There are 57.3 million freelancers in the U.S., according to a 2017 survey commissioned by the Freelancers Union and Upwork, … Continue reading A Beginner’s Guide to Monetizing a Hobby

The post A Beginner’s Guide to Monetizing a Hobby appeared first on MagnifyMoney.

Raise Credit Scores Fast!: 10 Incredibly Simple Strategies

by Lisa Phillips @ RebuildCreditScores.com

Mon Feb 12 00:00:23 PST 2018

https://rebuildcreditscores.com/

10 Simple Strategies to raise credit scores fast. Credit scores can change every time a creditor reports new information. What if you took control of the information being reported with these 10 Strategies.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Bank Of The West Review: $150 Checking Account Bonus

by Tony Phan @ MoneysMyLife

Sat Feb 10 22:00:35 PST 2018

Get the latest Bank of the West bonuses and promotions here. There are branches in the following states: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY. Typical promotions for Checking accounts have been for $150, $200 and $300. They also oftentimes have promotions for their investment services […]

M&T Bank $150 Cash Bonus For Personal Checking Accounts

by Tony Phan @ Bank Bonus Guy

Tue Jun 07 12:42:46 PDT 2016

Get new M&T bank promotions, bonuses and offers here. Typical bonus amounts have been for $100, $150 and $200. M&T Bank has branches in these states: Connecticut, District of Columbia, Delaware, Florida, Massachusetts, Maryland, New Jersey, New York, Oregon, Pennsylvania, Virginia, and West Virginia. M&T Bank review highlights: M&T checking promotion Author’s verdict Expiration: 06/30/2016 […]

TIAA Direct Bank Promotions: $50 To $200 Bonuses

by Tony Phan @ Bank Bonus Guy

Tue Jun 07 14:10:23 PDT 2016

Get TIAA Direct promotions, bonuses and offers here. Typical bonus offers are for $50, $100, $150 and $200. TIAA Direct is an online only bank, so there are no physical branches to visit. This, in turn, allows for fewer fees than your traditional brick-and-mortar banks, and accounts are available to everyone nationwide. TIAA Direct review […]

6 Tips for Buying a Car with Bad Credit

by Lisa Phillips @ RebuildCreditScores.com

Sat Feb 10 00:30:21 PST 2018

https://rebuildcreditscores.com/

If you’re thinking about buying a car but have bad credit there are actions you can take to get the best deal. Buying a car can be the second most expensive purchase that most consumers make, coming in right after purchasing a home. To avoid over-paying for a car when you have bad credit follow...

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Life Insurance and Millennials — What to Consider Now

by Barbara Marquand @ NerdWallet

Mon Feb 12 11:00:25 PST 2018

Getting married, buying a house and having kids are all good reasons to purchase life insurance. But if other financial priorities keep getting in the way, there’s an economic consideration…

How Much Interest Would You Earn on a Million Dollars?

by Jeff Gitlen @ LendEDU

Mon Feb 12 05:20:11 PST 2018

“If only I had a million dollars in the bank.” Who hasn’t pondered that at one time or another? But have you ever wondered how much interest one million dollars earns per year? Interest rates on savings vehicles are currently still pretty low – ranging from a paltry 0.01 percent in a bank savings account […]

The post How Much Interest Would You Earn on a Million Dollars? appeared first on LendEDU.

Chase Premier Plus Checking Coupon Code

by Anthony Nguyen @ Bank Deal Guy

Tue Feb 13 09:59:56 PST 2018

Need a checking designed to help you easily manage your everyday banking needs & earn internet? You can with the Chase Premier Plus CheckingSM Account. Need more than basic checking with online bill pay and mobile banking? Not only can this checking account earn you interest, but you’ll also save money on ATM fees and other select... Read More →

The post Chase Premier Plus Checking Coupon Code appeared first on Bank Deal Guy.

10 dollar store ‘deals’ that are actually duds

by Theo Thimou @ clark.com

Tue Feb 13 12:52:55 PST 2018

Have you looked at the unit price on food items and household necessities at Dollar Tree? Sometimes the price is far from a deal...

The countdown to the 2018 bonkers.ie National Consumer Awards is on!

by @ bonkers.ie blog

Fri Feb 02 04:26:00 PST 2018

We can’t wait to see all of the shortlisted nominees next Thursday at the beautiful Round Room at the Mansion House. Speaking of the shortlist, let’s remind ourselves which companies made the grade this year… 

Virgin Media leads the way with six nominations, Energia and Electric Ireland both have five nominations and eir has four.

Below is a full list of the companies that made the shortlist and you can view all of the categories on our dedicated awards site here.

The Shortlist:

• Bord Gáis Energy

• Eir

• Electric Ireland

• Energia

• Flogas

• Just Energy

• KBC Ireland

• Netflix

• NOW TV

• Pepper Mortgages

• Permanent TSB

• Pinergy

• Pure Telecom

• Sky Ireland

• SSE Airtricity

• Virgin Media

• Virgin Mobile

The bonkers.ie National Consumer Awards will celebrate excellence in customer value in thirteen categories across banking, broadband & TV, energy, marketing and service.

The winning company in twelve of the thirteen categories will be selected by an independent judging panel, which is chaired by Bobby Kerr and includes an array of industry experts such as Michael Mulhall, Peter Callan and Lucy Campbell.

Best Customer Service – public vote

The winner of the Best Customer Service category will be selected by members of the public. This highly competitive category will be contested by Electric Ireland, Flogas, Pure Telecom, Sky, SSE Airtricity and Virgin Media.

A night to remember...

If the resounding success of last year’s awards is anything to go by, attendees are in for a treat! We look forward to greeting you at 6.30PM next Thursday but until then be sure to check out our awards website for full details of what’s in store.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

Bank Of America Personal Checking Review: $300 Promotion

by Tony Phan @ Bank Bonus Guy

Mon Jun 13 17:00:23 PDT 2016

Bank of America has two personal checking account options to choose from, which I’ll review here, along with some current sign-up promotions. BOA Personal Checking review highlights: Current promotions Checking account comparisons This $300 bonus from Bank of America is for a new Core or Interest checking account and direct deposit is required. You must […]

Heartland Financial USA – $200 Consumer Checking Account Bonus – AZ, CA, CO, IA, IL, KS, MO, MT, NM and WI

by MM Team @ Banking Bonuses – Maximizing Money

Thu Jan 25 13:09:26 PST 2018

Earn up to $200 in bonus cash with a consumer checking account when you enroll in eStatements and have at least 1 $500 direct deposit, available at various community banks in Arizona, California, Colorado, Illinois, Iowa, Kansas, Missouri, Montana, New Mexico, and Wisconsin. [Read More] Heartland Financial USA – $200 Consumer Checking Account Bonus – AZ, CA, CO, IA, IL, KS, MO, MT, NM and WI

The post Heartland Financial USA – $200 Consumer Checking Account Bonus – AZ, CA, CO, IA, IL, KS, MO, MT, NM and WI appeared first on Maximizing Money.

BBVA Compass Bank Deals, Bonuses, & Promotions: $50, $100, & $200 Checking & Savings Offers

by Danny Nguyen @ Bank Deal Guy

Sat Feb 10 17:04:36 PST 2018

Find the latest BBVA Compass Bank Deals, Bonuses, & Promotions here at BankDealGuy! BBVA Compass Bank is available physically in a few states but available for residents in 48 contiguous states! Check out excellent checking, money market, savings, certificate of deposit accounts, and more! See below for our list of BBVA Compass Bank Deals. BBVA Compass Bank has numerous... Read More →

The post BBVA Compass Bank Deals, Bonuses, & Promotions: $50, $100, & $200 Checking & Savings Offers appeared first on Bank Deal Guy.

Dime Savings Bank 3.10% 7 Year CD

by Brandon Rowe @ Bromoney

Tue Mar 01 19:53:42 PST 2011

Dime Savings Bank is currently offering a 3.10% APY 7 year CD and a 2.5% 5 year CD with a minimum deposit of $500. The thing about Dime Savings is that if you withdraw early on their long term accounts you lose 2 years’ interest on your CD, if they even let you remove your […]

Places Where Americans Live the Most Balanced Lifestyles

by Kali McFadden @ MagnifyMoney

Thu Feb 08 04:29:19 PST 2018

As Americans, we’re often focused on status markers, like the amount of money we make, but research indicates that time we spend with people we care about, good health and income equality are some of biggest factors that lead to happiness. It’s not just how much we earn, it’s what we have to do to … Continue reading Places Where Americans Live the Most Balanced Lifestyles

The post Places Where Americans Live the Most Balanced Lifestyles appeared first on MagnifyMoney.

The Best Exercise Bikes

by Philip Palermo @ Reviews.com

Thu Feb 01 10:35:39 PST 2018

Bank Direct Promotions 2016

by Bank Bonus @ Checking Account Promos

Sun Jun 01 11:41:01 PDT 2014

Bank Direct Promotions  Bank Direct Checking Promotions Bank Direct Promotions 2014 Bank Direct Air Miles Checking Account All you have to do to earn AAdvantage® miles at BankDirect is open one of our Mileage products — Mileage Checking with Interest … Continue reading →

The Best Online Savings Accounts in February 2018

by LaTisha Styles @ MagnifyMoney

Fri Feb 09 05:00:00 PST 2018

Updated February 9, 2018 After years of low interest rates, there is a pricing war happening for online savings accounts. Long gone are the days of 0.01% APY. If you are willing to open an online savings account (which is FDIC insured), you can now easily get a 1.50% APY or higher. Interest rates are … Continue reading The Best Online Savings Accounts in February 2018

The post The Best Online Savings Accounts in February 2018 appeared first on MagnifyMoney.

Chase Coupon Promo Codes: $200, $300, $350, $500 (Feb 2018)

by Tony Phan @ MoneysMyLife

Sat Feb 10 22:02:32 PST 2018

Chase Bank coupon codes, bonuses, and promotions for their Checking, Savings and Business accounts can all be found up-to-date here. Chase promotions are constantly updated throughout the year, so bookmark this page for updates. Many Chase coupon codes are periodically available. Current and past coupons include the following: $100, $150, $175, $200, $250, $300, $350, $400, $500, $600 and […]

The Best Extended Car Warranty

by Philip Palermo @ Reviews.com

Thu Feb 01 10:29:30 PST 2018

Review of Barclays Online Savings and CDs

by Lindsay VanSomeren @ MagnifyMoney

Mon Feb 12 06:00:42 PST 2018

Barclays is one of the largest and oldest banks in the world. In fact, it’s even older than the United States itself, having been founded by two London bankers in 1690. It’s been chugging along ever since, and while it’s still headquartered in the UK, they’ve branched out to become a multinational corporation with operations … Continue reading Review of Barclays Online Savings and CDs

The post Review of Barclays Online Savings and CDs appeared first on MagnifyMoney.

The Best Whole Life Insurance Company

by Philip Palermo @ Reviews.com

Fri Feb 02 15:13:32 PST 2018

Marcus by Goldman Sachs Review: GS Bank Takes on Online Savings, CDs, and Personal Loans

by Lindsay VanSomeren @ MagnifyMoney

Mon Feb 12 05:30:06 PST 2018

Most Americans probably think of fancy white-collar stock traders on Wall Street when they think of Goldman Sachs, a global investment firm that’s been around since the late 19th century. In recent years, Goldman made a major pivot, launching a new arm of the company called GS Bank, which would provide internet-only savings accounts to … Continue reading Marcus by Goldman Sachs Review: GS Bank Takes on Online Savings, CDs, and Personal Loans

The post Marcus by Goldman Sachs Review: GS Bank Takes on Online Savings, CDs, and Personal Loans appeared first on MagnifyMoney.

No Chexsystems Banks and Second Chance Checking Accounts of 2018

by Lisa Phillips @ RebuildCreditScores.com

Mon Feb 05 00:00:34 PST 2018

https://rebuildcreditscores.com/

Check out our ultimate No ChexSystems Banks and Second Chance Checking Account List for 2018. Open a free checking account with a debit card, mobile banking, check writing.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

How to Get Free or Cheap Flu Shots

by Jim Wang @ Wallet Hacks

Wed Jan 24 04:00:52 PST 2018

The flu is bad news. Like really bad news. And the 2018 flu season is going down as one of the worst in recent memory. The Centers for Disease Control and Prevention keeps an influenza map of the United States and for the first time, the entire contiguous United States is the same color – […]

The post How to Get Free or Cheap Flu Shots appeared first on Wallet Hacks.

$120 Bank Bonus – Open a Checking Account at Bank Mutual

by Bank Bonus @ Checking Account Promos

Sun Jun 01 12:11:15 PDT 2014

Bank Mutual bank promo code Find the checking account that’s right for you and earn a $150 Bonus at Bank Mutual. Bank Mutual is currently offering a $150 Bonus to open a new checking account online. Open one of four … Continue reading →

BBVA Compass Bank 12-Month Certificate of Deposit Account: Earn 1.50% APY [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Sat Feb 10 17:09:18 PST 2018

Available nationwide, you can earn 1.50% APY when you open up a new 12-Month CD Account with BBVA Compass Bank! Below is all the information and details you need to open your BBVA Compass Bank 12-Month Certificate of Deposit Account to earn 1.50% APY! Editor’s Note: See our full list of BBVA Compass Bank Deals, Bonuses, Rates, and Promotions. BBVA Compass Bank... Read More →

The post BBVA Compass Bank 12-Month Certificate of Deposit Account: Earn 1.50% APY [Nationwide] appeared first on Bank Deal Guy.

Study: Nearly 60% of millennials say social media influences their purchases

by Craig Johnson @ clark.com

Fri Feb 09 10:36:19 PST 2018

Social media has shaped our lives in major ways for most of the past decade, affecting everything from what we watch on TV to how we consume news to even what we wear. Its influence on our lives has not …

Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Mon Feb 12 09:46:28 PST 2018

Compare this card with other cash back cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited... Read More →

The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.

Is Online Banking Safe? How to Boost Your Banking Security

by Margarette Burnette @ NerdWallet

Tue Feb 13 13:30:41 PST 2018

When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a…

Requirements to Get Your Personal Loan Approved

by Marty Minchin @ MagnifyMoney

Tue Feb 13 08:11:32 PST 2018

For the right consumers, personal loans can be a quick way to get much-needed cash for anything from a home repair to a college tuition. With the right qualifications, you can be approved for a personal loan in the morning and have the cash deposited into your account in as little as one day depending … Continue reading Requirements to Get Your Personal Loan Approved

The post Requirements to Get Your Personal Loan Approved appeared first on MagnifyMoney.

New Bank Account Promotions 2017

by Bank Bonus @ Checking Account Promos

Sun Feb 07 11:25:26 PST 2016

Open An Online Checking Account with a Bank Promotional Bonus, Best Checking Promo Online, Open a New Checking Account with a $100 Checking Promotion to Open a Checking Account Online. Best Checking Account Promotions in 2015 Online Banking Promotions $100 … Continue reading →

The Best Internet Service Providers

by Amanda Cole @ Reviews.com

Wed Feb 07 10:51:46 PST 2018

Chase Bank $200 Checking Bonus [Many States]

by Danny Nguyen @ Bank Deal Guy

Tue Feb 13 07:49:18 PST 2018

Ranking as one of the top banks in America, you are making the right choice banking with Chase! Opening a new Chase Total Checking® Account offers you the potential to earn a $200 Checking Bonus by applying in-branch ! With over 5,100 branches in AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KY, LA, MA,... Read More →

The post Chase Bank $200 Checking Bonus [Many States] appeared first on Bank Deal Guy.

Here’s How the GOP Might Finally De-Fang the CFPB

by Shen Lu @ MagnifyMoney

Mon Feb 12 14:30:56 PST 2018

Update: The Consumer Financial Protection Bureau on Monday released a new five-year strategic plan, outlining a less aggressive approach to its mission of protecting consumer rights. The consumer watchdog revised its mission and vision for 2018 through 2022. Under the new mission, the CFPB will be “equally protecting the legal rights of all,” including consumers … Continue reading Here’s How the GOP Might Finally De-Fang the CFPB

The post Here’s How the GOP Might Finally De-Fang the CFPB appeared first on MagnifyMoney.

Fixed 2% mortgage rates on the way for some first-time buyers

by @ bonkers.ie blog

Mon Jan 22 07:56:00 PST 2018

The challenges facing Ireland’s first-time buyers are well-documented.

Rents are at an all-time high, house prices are up 9.2% year on year and the banks still require a minimum deposit of 10% from first-time buyers looking to get on the property ladder.

Coupled with a chronic housing shortage, these conditions have created a perfect storm of barriers for prospective buyers.

To help make housing more accessible, the Government recently renewed its commitment to the Help-To-Buy Scheme and has now launched a new initiative, designed to help certain first-time buyers who have been unsuccessful in their attempts to make that elusive house purchase.

What are the details of the new scheme?

From February 1st, first-time buyers who meet certain criteria (detailed below) will be able to apply for a Government-funded Rebuilding Ireland Home Loan from a local authority.

The Government has committed €200 million to the scheme for 2018. If it’s successful, this amount could be increased next year.

What are the eligibility criteria?

To qualify, first-time buyers must have a gross annual income of €40,000 or less; couples applying together must earn must earn €75,000 or less.

Applicants must also have had mortgage applications rejected or been offered a loan that wasn’t large enough to make a purchase on at least two occasions.

What type of property can be purchased with a Rebuilding Ireland Home Loan?

Rebuilding Ireland Home Loans can be put towards new builds, second-hand homes and self-builds.

Houses with a value of up to €320,000 in the greater Dublin area, Cork and Galway can be purchased under the scheme. In all other parts of the country, values are capped at €250,000.

The Central Bank’s loan-to-value ratio rule still applies, meaning that first-time buyers must provide a deposit of 10% when making a purchase.

What mortgage rates are available?

Mortgage rates of as little as 2% to 2.25% are available with a Rebuilding Ireland Home Loan.

Significantly, these rates are fixed for 25 to 30 years, giving certainty and peace of mind to borrowers.

These rates will be the lowest first-time buyer rates available on the Irish market by some margin.

How do Rebuilding Ireland Home Loan rates compare to the banks’ best rates?

Ireland’s mortgage rates are still among the highest in the EU, despite cuts from most leading lenders in 2017.

The best first-time buyer rate available at the moment is 3.15%. So, a Rebuilding Ireland Home Loan will be significantly cheaper over the lifetime of a mortgage.

Take a first-time buyer looking to buy a house in Dublin for €320,000, for example. Let’s say she/he has the requisite 10% deposit (€32,000) and is looking to borrow the remainder; €288,000.

With a repayment rate of 3.15%, her/his monthly repayments will be €1,388 every month. Over 25 years, that’s a total of around €416,000.

With a fixed rate of 2%, however, a mortgage for the same property would cost €1,220 every month, or about €366,000 over 25 years. That’s over €50,000 cheaper.

How can I apply?

The Government's new scheme will launch on February 1st when rebuildingirelandhomeloan.ie goes live.

First-time buyers who don’t qualify for a Rebuilding Ireland Home Loan should compare mortgage rates from Ireland’s leading lenders to find the best rates available.

Pressure on the banks

This latest attempt by the Government to tackle Ireland's housing issues is unlikely to solve the fundamental problems of low supply and pent-up demand, but it should significantly help a select group of first-time buyers.

The greatest impact of the initiative could be the pressure it puts on Ireland's leading lenders. Borrowers across the country will rightfully wonder why it is feasible for the Government to fund loans at 2% over 25 years, at a time when traditional lenders still seem reluctant to offer sub-3% loans to anyone.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

New Estimated Annual Bill rule will make it much easier to spot good electricity deals

by @ bonkers.ie blog

Tue Jan 30 02:55:00 PST 2018

Electricity prices have been too confusing for too long.

New research from the ESRI has proven something we’ve had a hunch about for a long time - the way electricity prices are structured and marketed isn’t as clear as it could be.

Most suppliers offer big discounts to new customers, and those discounts can range from 5% all the way up to 33%. But here’s the catch: those discounts are often taken off different unit rates, depending on the supplier.

So, a supplier offering a 30% discount isn’t necessarily going to be cheaper than a supplier offering a 20% discount.

Pretty confusing, I’m sure you’ll agree.

Thankfully, the CRU agrees too and has introduced a new rule, forcing suppliers to provide an estimated annual bill in their ads.

ESRI findings support Estimated Annual Bill rule

To test to the potential effectiveness of the new Estimated Annual Bill rule, the ESRI has run a number of experiments to give us an insight into the factors that influence our decision-making when choosing an electricity supplier.

In one experiment, 36 consumers were presented with pairs of electricity deals and asked to pick their favourite. The prices of some deals were presented as discounts from standard rates and others were presented as actual unit rates (i.e. no discounts).

When participants were shown prices presented as discounts off standard rates, they chose the cheapest option 54% of the time. But when they were shown actual unit rates, they chose the cheapest option 80% of the time.

We’ve all been confused by electricity prices and bills in the past, but the ESRI’s findings prove that this confusion has, in many cases, led to costly wrong decisions.

In a second experiment, 40 consumers were shown a series of ads, some of which included an estimated annual bill for average users expressed in euro terms, others of which didn’t.

Unsurprisingly, participants were more successful at accurately identifying good value when the estimated annual bill was displayed. And as it happens, when the estimated annual bill was presented with the same prominence and font as other pricing information, accuracy improved further.

These findings bode well for us consumers. We can expect to see a clear estimated annual bill the next time we’re presented with printed advertising or marketing material. From mid-2018, suppliers will also have to include an estimated annual bill on radio and TV ads.

Clarity for consumers

The CRU’s decision to require Ireland’s electricity suppliers to display an estimated annual bill in their marketing material is good news for consumers and a big step forward in improving transparency in the domestic market.

The final price a customer pays for electricity is made up of a large number of items - unit rate, standing charge, PSO levy, VAT and, in some cases, a prepayment service charge. With so many things to consider, it can be very difficult to make informed decisions, and the ESRI’s research confirms this.

Thanks to the CRU’s new regulation, it will be much harder for suppliers to spin their offers as better value than they actually are and to confuse consumers into making costly bad decisions.

Greater transparency in the electricity market will allow households to make informed decisions when choosing a supplier and, ultimately, to save money on their bills.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

Quorum Federal Credit Union CD Account Review: 2.00% APY 11-Month, 2.25% APY 25-Month CD Rates Increased (Nationwide)

by Howard Young @ Bank Checking Savings

Tue Feb 13 15:00:37 PST 2018

Now is the best time of the year to start a new account experience. With that said, Quorum Federal Credit Union is offering residents nationwide a wide selection of rates to fit all your banking needs. Whether you are looking for a short term or long term solution, there is definitely an account to fit... Keep Reading↠

The post Quorum Federal Credit Union CD Account Review: 2.00% APY 11-Month, 2.25% APY 25-Month CD Rates Increased (Nationwide) appeared first on Bank Checking Savings.

Alaska Flash Sale: West Coast to Texas and Midwest From 10,000 Miles Round-Trip

by Katherine Fan @ The Points Guy

Tue Feb 13 14:26:34 PST 2018

Just after Delta’s flash sale, Alaska launched its own sale fares for award flights this afternoon. Travelers based in Texas or on the West Coast will benefit the most from these deals, which begin at 10,000 Mileage Plan miles and $12 round-trip. In order to take advantage of these flash sale rates, you must purchase your …

Chase Total Checking Coupon Code

by Anthony Nguyen @ Bank Deal Guy

Tue Feb 13 09:46:15 PST 2018

The Chase Total Checking® account is Chase Bank’s most popular checking account, and one of the best checking accounts among all major banks. It’s also the most simple checking account offered by Chase and it’s very easy to use! Some great features that you can expect are online banking, bill pay, mobile banking services, plus... Read More →

The post Chase Total Checking Coupon Code appeared first on Bank Deal Guy.

Hard Pull Vs. Soft Pull Data For Opening Top Bank Accounts

by Tony Phan @ Bank Bonus Guy

Mon Jun 13 10:40:05 PDT 2016

Here’s a guide on which Banks will do a Hard or Soft credit inquiry when opening new Checking, Savings and Business accounts. This is important when you’re looking to take advantage of new bank promotions offering cash at sign-up. You’ll want to be careful about getting too many Hard inquires if you’ll be applying for […]

Bank of the West $150 New Checking Account Bonus

by MM Team @ Banking Bonuses – Maximizing Money

Sun Jan 28 06:35:14 PST 2018

Bank of the West is offering $150 in bonus cash when you open a new personal checking account online or in-branch, set up a direct deposit of at least $250, and make 10 debit card purchases per month for 2 months.

This Bank of the West promotion is available to residents of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming. [Read More] Bank of the West $150 New Checking Account Bonus

The post Bank of the West $150 New Checking Account Bonus appeared first on Maximizing Money.

Ally Bank Online Savings Account: Earn 1.45% APY Rate [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Fri Feb 09 13:24:45 PST 2018

Available nationwide, Ally Bank is offering you a 1.45% APY on your funds for opening a new Ally Bank Online Savings Account. Below is all the information you need to earn 1.45% APY Rate on your funds when you open an Ally Bank Online Savings Account. Ally Bank Online Savings Account Summary Here is your opportunity to earn a an interest... Read More →

The post Ally Bank Online Savings Account: Earn 1.45% APY Rate [Nationwide] appeared first on Bank Deal Guy.

Publix offering 90 days of generic meds for just $7.50

by Theo Thimou @ clark.com

Mon Feb 12 09:31:46 PST 2018

You probably already know that a lot of other retailers have offers of a 30-day supply of select generics for $4 or a 90-day supply for $10. Well, Publix is lowering that price to $7.50 for a 90-day supply.

Trump Budget Proposal Takes Aim at IDR, PSLF, and Billions in Grants

by Miranda Marquit @ Student Loan Hero

Mon Feb 12 20:56:07 PST 2018

With the latest Congressional budget battle just ended, President Donald Trump just submitted his budget proposal for fiscal year 2019. The $4.4 trillion budget boosts spending on the military and infrastructure while cutting funding a number of programs, including Medicare. Among the Trump budget cuts are those to education spending. The budget calls for huge […]

The post Trump Budget Proposal Takes Aim at IDR, PSLF, and Billions in Grants appeared first on Student Loan Hero.

Report: Here are the cities with the most credit card debt

by Craig Johnson @ clark.com

Tue Feb 13 03:00:11 PST 2018

Most people do all they can to pay their bills on time and be good stewards of their financial lives, but even with the best-made plans, setbacks sometimes occur. So it is with credit card debt, which, as we’ve written …

Capital One 360 Checking Review And Current Promotions

by Tony Phan @ Bank Bonus Guy

Sat Jun 11 17:00:17 PDT 2016

The Capital One 360 Checking is the online checking account option offered by Capital One bank. Because it is an online bank, anyone in the United States can apply. It has gained popularity due to it being fee-free and it’s actually an interest-earning checking account. Capital One 360 Checking review highlights: Current interest rates Account […]

Best Bank Bonuses in Florida

by Anthony Nguyen @ Bank Checking Savings

Tue Feb 13 15:38:03 PST 2018

Editor’s Note: If this is not your state, you can click on the state(s) above to see the Best Bank Bonuses being offered in your selected state(s). As the Floridians say,”Visit Florida” for some of the Best Bank Bonuses in Florida! Before you head out to Walt Disney World, grab some awesome bank deals for some extra spending... Keep Reading↠

The post Best Bank Bonuses in Florida appeared first on Bank Checking Savings.

Bank Of America Business Checking Review: $200-$2,000 Promotions

by Tony Phan @ Bank Bonus Guy

Mon Jun 13 17:00:50 PDT 2016

Get the latest sign-up promotions and bonuses for Bank of America’s Business Checking accounts here. Current ongoing offers have been for a $100 bonus, but sometimes a $200 and even a $2,000 promotion can be had. I’ll review your Business Checking account options as well. Bank of America Business Checking Review Highlights: Sign-up promotions ($100-$2,000) […]

PenFed Credit Union CD Rates, Checking, Savings, Money Market, and IRA Accounts

by Lindsay VanSomeren @ MagnifyMoney

Mon Feb 12 05:00:11 PST 2018

PenFed Credit Union—also known as Pentagon Federal Credit Union—got its start in 1935. Since then, it has grown to become one of the largest credit unions in the country, with over 1.6 million members and $24 billion in assets. While it does offer in-person branches, anyone can also access their accounts online. Like most credit … Continue reading PenFed Credit Union CD Rates, Checking, Savings, Money Market, and IRA Accounts

The post PenFed Credit Union CD Rates, Checking, Savings, Money Market, and IRA Accounts appeared first on MagnifyMoney.

Are High Deductible Insurance Really a Good Deal and Other Marriage and Money Questions

by Elle Martinez @ Couple Money

Thu Feb 01 06:16:51 PST 2018

Today we’re answering your big marriage and money questions. We’ll discuss if those high deductible health plans really good deal, whether you should lend money to family, and how to save […]

The post Are High Deductible Insurance Really a Good Deal and Other Marriage and Money Questions appeared first on Couple Money.

The Best Foundation

by Amanda Cole @ Reviews.com

Thu Feb 08 10:18:31 PST 2018

Alliant Credit Union Checking, Savings, CD Promotions & Offers

by Tony Phan @ MoneysMyLife

Mon Feb 12 22:00:36 PST 2018

Find the latest promotions, offers, and updated rate information for Alliant Credit Union here. Alliant Credit Union is based in Illinois and offers personal banking products and loans to hundreds of thousands of members. Unlike many credit unions, Alliant allows anyone nationwide to join with just a $10 charitable donation to Foster Care to Success. […]

$100 Bank Bonus – Citizens Bank Checking Account

by Bank Bonus @ Checking Account Promos

Tue Jun 03 04:24:25 PDT 2014

Citizens Bank Bonuses 2014 Citizens Bank Promotions Citizen’s Bank Bonus #1 Citizens Bank Promotions Earn a $100 Bonus from Citizens Bank when you open a new personal checking account and use Direct Deposit. With Everyday Points®, earning rewards is faster … Continue reading →

Switching mortgages: what are the legal fees and which banks will pay them for you?

by @ bonkers.ie blog

Tue Jan 23 08:00:00 PST 2018

Figures from the Banking and Payments Federation of Ireland reveal that just 777 borrowers switched or remortgaged for the third quarter of 2017, and though that number seems small, it represents a 15% growth on the year.

Experts at MyMortgages.ie have predicted that switching will experience double-digit growth in the first six months of 2018. This is because an increasing number of mortgage holders are becoming aware that switching to a lower rate could potentially save them anywhere in the region of €311 per month and €112,000 over the lifetime of an average €350,000 mortgage.

So, with so much to save, why have mortgage holders been so slow to switch?  

Well, switching can be scary, particularly when it comes to your biggest monthly bill. Then there’s all the paperwork and small print. And significantly, there’s also the murky legal fees that are associated with switching too.

If you’re like me, you recoil at the sound of ‘legal fees’, assume that they will always be big, and feel uneasy about the prospect of spending a lot of money without really knowing what it’s going towards.

So, let’s take a closer look at those legal fees, see what they’re for and find out how much they’ll cost you.

Why do I need to pay legal fees to switch mortgage providers?

If you decide to switch mortgage providers, you must employ a solicitor to take care of the processing, paperwork and liaising. Thankfully, when it comes to switching, the cost and workload for the solicitor is about half of what it is when buying a new property.

Most of your legal costs will go on your solicitor’s professional fee, with some extra euro going on his/her outlays, associated costs and, of course, VAT. Here’s a summary of what they’ll do for their fee:

1. First, your solicitor will request the deeds to your home from your old bank and act as the point of contact with your new bank for the switching process.

2. Your solicitor will then invite you in for a consultation to go through the loan offer from your new bank and to advise on any questions or concerns you might have.

3. If you’re happy to proceed with the switch, you’ll sign a new loan agreement, which your solicitor will send to your new bank. If you wish to add a new name to the title deeds of your home, your solicitor can help with that too.

4. Once there’s a legally-binding contract in place, your solicitor will continue to deal with your new bank (and a broker, if there’s one involved) until your loan cheque is issued.

How much can I expect my legal fees to be?

On top of the professional fees for the basic legal services provided by your solicitor, there will also be some “outlays”, which must be covered too. This includes the consultation time, along with the cost of the paperwork and administration. And then there’s VAT.

Although not strictly a legal fee, there is always a valuation fee associated with switching mortgages too, which will cost you between €150 - €250 plus VAT.

All in, legal fees for switching mortgage providers should amount to somewhere between €1,200 and €2,000.

Which banks will cover my legal fees when I switch?

As a clear sign of increasing confidence in Ireland’s property market, most banks are now offering to cover some or all of your legal fees to encourage borrowers to switch. Here’s what’s on offer:

Bank of Ireland – 3% cashback on the mortgage’s total value

If you switch your mortgage to Bank of Ireland before June 30th 2018, you’ll receive an unlimited 2% cashback return on the total value of your mortgage.

So, if you’re buying a home for €200,000 and are taking out a €180,000 mortgage, you’ll get €3,600 back straight away. That will cover your legal fees and should still leave you with something left over for a new coffee machine for your kitchen.

If you are a Bank of Ireland current account customer, get an additional 1% of the original mortgage amount as Cashback after 5 years (subject to meeting the terms of the mortgage). 

KBC - €3,000

If you switch mortgages before March 31st 2018, KBC will contribute €3,000 towards your legal fees. You’ll receive this tidy sum within 30 days of drawing-down your mortgage, and it should cover your legal fees in full. KBC is also offering a 50% discount on its Home Insurance product for 12 months if you switch.

Ulster Bank - €1,500

By switching your mortgage to Ulster Bank, you’ll get €1,500 towards your legal fees. This offer is available until June 30th 2018.  

Permanent TSB - 2% cashback

Switch mortgages to Permanent TSB before March 31st, 2018 and you’ll get 2% cashback on your mortgage at drawdown and now 2% cashback on your mortgage repayment every month until 2027. What does that mean? Check out the following example:

Let's say your mortgage amount is €300,000. At drawdown, you'll get €6,000 back in cash and then you'll get a further €29.40 per month (€352.77 per year) until 2027. (Monthly cashback based on 3-year fixed rate of 3.30% over a 25-year term paid to 2027).

AIB - €2,000

To help cover your switching legal costs, AIB will pay you €2,000 into the current account you use to pay your new mortgage within two months of your switching.

Mortgage interest rates are where the real savings lie

While the prospect of having all switching legal fees covered is enticing, it is the interest rate on offer that will determine whether or not switching mortgages will save you money over the lifetime of your loan. Our mortgage calculator will help you determine where your best long-term option lies.

There are potentially tens of thousands of euros to be saved by switching mortgages. The banks' incentives to switchers are a sign of increasing competition in the mortgage market, which is promising for borrowers. The incentives on offer also confirm that short-term financial costs shouldn't be a deterrent to switching for borrowers who believe they are over-paying, and we hope to see the number of mortgage switchers continue to increase over the coming months.

bonkers.ie is a personal finance and price comparison website in Ireland that compares the best broadband and home phone deals, electricity deals, credit card offers, savings accounts, current accounts and loans.

Blue Federal Credit Union Offers Are Quite The Gimmick

by Tony Phan @ MoneysMyLife

Tue Feb 13 17:28:44 PST 2018

Blue Federal Credit Union offers some impressive rates on their Checking and Savings accounts. Unfortunately, the highest rates available are a bit of a gimmick, so don’t get too excited. On the plus side, accounts are available for nationwide application. Established in 1951 and headquartered in Cheyenne, Wyoming, Blue Federal CU has nearly 15 locations […]

Pay for Delete Agreement: Delete Collection Accounts from Credit Reports

by Lisa Phillips @ RebuildCreditScores.com

Sat Feb 03 12:00:33 PST 2018

https://rebuildcreditscores.com/

Thinking about paying a collection account? Your credit scores may not improve unless you get the collection account deleted with a pay for delete agreement.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Watch Out for This New Tax Scam

by KaToya Fleming @ MagnifyMoney

Wed Feb 07 13:00:19 PST 2018

Tax season can be the most profitable time of year for savvy thieves. And just a week into filing season, the IRS has uncovered a new trick cybercriminals are using to scam you out of your money. The IRS warns tax preparers and consumers about a new scam in which criminals are using consumers’ account … Continue reading Watch Out for This New Tax Scam

The post Watch Out for This New Tax Scam appeared first on MagnifyMoney.

Top 5 Myths about FDIC Insurance

by Brandon Rowe @ Bromoney

Thu Jan 13 13:03:10 PST 2011

FDIC insurance is the most attractive part of having a deposit account over investing money in something involving more risk. With funds that are FDIC insured, you’re guaranteed to get your money back if your institution fails by the FDIC as long as you fall within the guidelines. There are a few misunderstanding when it […]