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When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season).

The first day to file your 2017 taxes is January 29, 2018. The IRS reports that 9 out of 10 taxpayers who filed electronically in 2017 received their tax refunds within 21 days. Some taxpayers receive their refund in as little as 8 days, and most receive it within 10-14 days. The IRS no longer ... Read More about When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)

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All content copyright Cash Money Life | Personal Finance, Investing, & Career; if you are reading this on another website it has been illegally reproduced in violation of copyright laws.

Money news round-up

Money news round-up

by blog@moneyadviceservice.org.uk (Aimee Davis) @ Your Money Advice | The Money Advice Service blog

All set for Valentine’s Day on Wednesday? Hands up who’s treating their partner to a four-course meal at Greggs? Steak bakes and doughnuts aside, this week saw the announcement of a council tax rise, the nation’s favourite supermarket revealed and some banks starting to impose a credit card ban on bitcoin purchases.

Improvements for zero-hour workers

A new Government reform means the UK will become one of the first countries to tackle workers’ rights as they pledge to help create higher-paying jobs; as well as ensuring holiday and sick pay for those on zero-hour and agency contracts.

Ban on buying Bitcoin on your credit card

Virgin Money has joined Lloyds Banking Group in banning buying crypto-currencies on credit cards, although this doesn’t currently apply to debit cards.

With the value of Bitcoin falling a further 10.86% last week, the two banks are concerned about customers running up large amounts of debt and will block any crypto-currency credit card transactions.

Council Tax rise from April

From April this year households could see an increase in council tax of up to 6%, which would take the annual cost for a typical property (the average Band D home) up £95 to £1,686.

More than 90% of councils are also considering upping fees for services such as garden waste collection, meals on wheels and planning applications, as a new survey shows that town halls and their taxpayers are now "perilously close to the edge".

Footfall slumped last year

Figures from The British Retail Consortium revealed that retail footfall slipped 1.6% in January, compared to the same period a year ago. Although this is an improvement on December’s 3.5%, this is the worst January since 2013.

And finally…

Aldi tops the Which poll as the nation’s favourite supermarket, knocking Waitrose off the top spot which they’ve held for three years.

Marks & Spencer came in second place with five-star ratings across quality of own-label products and fresh products and Lidl ranked in third position with five stars for its value for money.

Are bank rewards taxable? |

Are bank rewards taxable? |


Performance Accountancy

It does depends on how the reward arose and if you pay to get that reward.

February 2018 bank account promotions that give you money back | finder.com.au

February 2018 bank account promotions that give you money back | finder.com.au


finder.com.au

Compare the latest deals and promotions that the banks are offering just for signing up. With many offers available, now is the best time to look.

Blue Federal Credit Union Offers Are Quite The Gimmick

by Tony Phan @ MoneysMyLife

Blue Federal Credit Union offers some impressive rates on their Checking and Savings accounts. Unfortunately, the highest rates available are a bit of a gimmick, so don’t get too excited. On the plus side, accounts are available for nationwide application. Established in 1951 and headquartered in Cheyenne, Wyoming, Blue Federal CU has nearly 15 locations […]

Latest food & drink deals inc Pizza Day discount | Uber Eats/Amazon Restaurant codes

by Andy Webb @ Be Clever With Your Cash

The best deals right now for some free or cheap food and drink! From lunch discounts and vouchers to free samples and restaurant deals, read on for the best food and drink deals you currently available. Here are a few quick links to help you navigate. Restaurant deals, including Tastecard offers and Pizza Day discount  […]

The post Latest food & drink deals inc Pizza Day discount | Uber Eats/Amazon Restaurant codes appeared first on Be Clever With Your Cash.

Press Release: 44% of Parents Feel Guilty They Haven’t Saved More for Kids’ College

by SLH Staff @ Student Loan Hero

“A new survey by Student Loan Hero finds more than 57% of parents have saved less than $10,000” Austin, Texas, Feb. 13, 2018 — 44% of parents who are currently saving for family college costs reported feeling guilty that they haven’t stashed away more to date, according to a new survey from Student Loan Hero. […]

The post Press Release: 44% of Parents Feel Guilty They Haven’t Saved More for Kids’ College appeared first on Student Loan Hero.

Why you’re paying too much for medication

by Andy Webb @ Be Clever With Your Cash

Spend less money to get better. When you’ve got a cold, you’ll ask for Lemsip. When you’ve got a headache, you’ll ask for Nurofen. When you’ve got a hangover, you’ll ask for a Berocca. Yes they cost more than own brand, but surely that’s because they’re better at making you feel better? Well, it turns out […]

The post Why you’re paying too much for medication appeared first on Be Clever With Your Cash.

You’ve less than a week to get your tax return in

You’ve less than a week to get your tax return in

by blog@moneyadviceservice.org.uk (Andy Webb) @ Your Money Advice | The Money Advice Service blog

The 31 January deadline for online tax submissions isn’t far away, yet a third of people are still to send their forms in – which could end up in a £100 penalty. – even if you have no tax to pay.

What is a tax return?

A tax return is an annual statement of income and personal circumstances, used by HMRC to assess liability for tax.

On a tax return, you tell HMRC not just about your income, but also capital gains (profits on the sales of certain assets, such as a house).

You can also claim tax allowances or relief via a tax return.  An example of a tax allowance for someone who is self-employed would be travel costs, such as fuel or parking.

Who needs to fill out a tax return?

Not everybody needs to complete a tax return.

According to HMRC, you must always send a tax return if you’re self-employed, a partner in a business partnership or a company director.

However, if you are contacted by HMRC and asked to fill one in , you must submit it even if you think you will have no tax to pay or you’ve already paid it.

So, for example, you may need to complete a tax return even if you currently pay tax through PAYE (Pay As You Earn).

PAYE is the money that is taken away from your wages by tax. Every time you're paid, your boss takes your tax and NI from your wages and sends it on to HMRC.

Many people believe simply paying their tax via PAYE does not require them to complete a tax return. This is a common mistake. You may have to submit a return if, for example, you have a second job.

If you’re not sure whether you need a tax return or not, you can call the Self-Assessment helpline on 0300 200 3310.

Filling out your tax return – the timings you need to know

The tax year begins on 6 April and ends on the following 5 April.

In April each year, HMRC will send you a letter telling you to complete an online or a paper tax for the tax year that has just ended.

There are different deadlines for these - 31 October after the end of the tax year for paper returns, and 31 January after the end of the tax year for online tax returns.

This is also the final payment deadline for the balance of what you owe for the previous tax year.

If you miss the paper deadline, you can submit your return online.

Fines for late tax returns

If you miss the tax deadline, even if you have no tax to pay, you are automatically hit with a £100 fine.

You’ll have to pay more if it’s later than this, or if you pay late.

HMRC has a tool you can use to estimate the cost of your penalty if you do pay late.

 

Banks Will Pay You Up to $400 Just for Opening a Checking Account

Banks Will Pay You Up to $400 Just for Opening a Checking Account


MONEY.com

But you'll have to jump though a lot of hoops to get the cash.

Are you oversharing on social media?

by Andy Webb @ Be Clever With Your Cash

It’s easy to reveal more about yourself online than you realise – and that could help scammers and hackers. This week a couple of blogging friends shared one of those little games that are so popular on Facebook. This one used your answers to tell you “Who you are”. The month you were born decided […]

The post Are you oversharing on social media? appeared first on Be Clever With Your Cash.

Beat your overdraft charges

Beat your overdraft charges

by blog@moneyadviceservice.org.uk (Andy Webb) @ Your Money Advice | The Money Advice Service blog

Do you see your overdraft as a spending limit? Actually any money you spend from one is actually borrowed cash - and that often comes with a cost.

Regularly using one is an indicator that you need help managing your money, and potentially a sign that your debts could become a problem. Plus with charges for using an overdraft often a lot more than expected, going beyond zero can often make money worries worse.

Many banks have come under criticism for the fees added to overdraft users, and a few banks are changing their policies as a result. However, until all banks make similar changes, you may need to take action now to beat overdraft charges.

How to beat overdraft charges

Move any savings over

If you have money saved up elsewhere you’re usually better off using it to keep your account balance above zero. With interest rates generally low at the moment, using an overdraft will be costing you more than you’re making.

Only use it in emergencies

Your spending limit should be when your bank balance reaches zero. If you keep spending after that on non-essentials you’re going to be putting yourself in debt. So don’t think of your overdraft as an extension of your disposable income. instead, treat it as a buffer to help you in emergencies.

Track your spending

Many people don’t realise they’ve gone overdrawn until it’s too late and the fees have stacked up. The easiest way to avoid it happening by accident is to use your banking app and check it regularly. Make sure you open up any letters you get from your bank too, as they might be informing you of changes to your overdraft.

Switch bank

If you’re regularly in the red, it might make sense to change your bank to one which has lower charges. If you don’t go overdrawn by much each month you might even be able to get a small interest-free overdraft. You might be able to get as much as £300 fee-free.

Get an authorised overdraft

Though some banks are getting rid of charges for unauthorised overdraft (i.e. the ones you haven’t agreed with the bank before you need them), not all are and many banks still charge more for using one. You may be better off agreeing a limit up front just in case. You can also ask to extend your limit temporarily, essentially increasing how much you can borrow.

Speak to a debt adviser

Finally if you are constantly in your overdraft it’s really a sign that you need to get help. There are lots of ways you can get free debt advice, whether face-to-face or over the phone. The debt adviser will help you work out where you can better budget your spending or look at other debts you might have which eat into your income.

Why banks offer cash for your custom

Why banks offer cash for your custom


BBC News

High Street bank, the Halifax, has just increased its introductory cash incentive for anyone switching to its current account. So why are banks offering cash for custom?

Special Offer for Opening a New Merrill Edge Account

Special Offer for Opening a New Merrill Edge Account


Merrill Edge

Get up to $600 when you enroll in the offer and open and fund a new Merrill Edge investment account.

Prepay energy prices set to rise

Prepay energy prices set to rise

by blog@moneyadviceservice.org.uk (Colin Rowe) @ Your Money Advice | The Money Advice Service blog

Millions of households in the UK using prepayment energy meters will be hit with a higher bills this spring.

Energy market regulator Ofgem announced the price cap on the safeguard tariff will be reduced from April, adding an average of £57 a year to bills.

The price cap will be extended to a further one million people currently receiving the warm homes discount, meaning this cap now covers around five million homes.

But, while the extra million homes will start off savings £115 a year, the price cap reduction means from April they will save only £66 a year.   

According to Which?, these changes mean the safeguard tariff will be far from the cheapest prepay energy deal on the market.

What is a prepay energy meter?

A prepaid or pay-as-you-go energy meter means you pay in advance for any gas or electricity you use.

This is done by topping up a card, key or token you can add credit to at shops, post office or even online.

While they can make it easier to budget, if you run out of credit, you won’t have access to any gas or electricity.

Some homes have always had a prepayment energy meter, but many get moved onto one after falling behind on their bills and getting into debt with the energy supplier.

Can I switch my prepay energy provider?

Many people don’t realise this, but yes, you can switch provider if you’re on a prepay meter.

There are not as many prepayment plans to choose from, so you’re limited. But, nearly every supplier offers at least one prepayment tariff., It’s therefore worth seeing if you can get a better deal.

How can I switch prepay energy provider?

In exactly the same way you would switch any other service you use.

Prepayment plans are advertised online and you can compare different tariffs on a range of websites. The only difference is you have to say you pay for your energy on a prepayment meter.

Can I get off a prepay energy meter?

Yes, but sometimes the reason people are on prepayment meters is because they’ve fallen behind on their bills. If this is why you’re on one, his it may not be very easy to switch back to a standard meter.

Before you’re allowed to switch your meter, you will probably have to meet certain conditions, including making sure your account is debt free and, in some cases, passing a credit check.

If you’re a renter, you will need the landlord’s permission to change the meter. And in some cases you might have to switch the meter back to what was there before if you end the tenancy. But, you won’t need their permission to switch between prepayment meter providers. 

Chase Bank Bonus Coupon Codes – $150, $200, $350, $500 – New $500 Combo Link Available

by MM Team @ Banking Bonuses – Maximizing Money

Check out these Chase Bank bonus coupon codes to earn a $150, $200, $350, or even $500 cash reward when you open a new Chase checking account or savings account including business accounts, plus there is a new $500 Chase combo link available through March 3, 2018. [Read More] Chase Bank Bonus Coupon Codes – $150, $200, $350, $500 – New $500 Combo Link Available

The post Chase Bank Bonus Coupon Codes – $150, $200, $350, $500 – New $500 Combo Link Available appeared first on Maximizing Money.

Navy Federal Credit Union $25 New Membership Promotion

by MM Team @ Banking Bonuses – Maximizing Money

Navy Federal Credit Union is offering a $25 new membership promotion for simply starting a new membership and opening a new membership savings account with a $5 minimum balance. [Read More] Navy Federal Credit Union $25 New Membership Promotion

The post Navy Federal Credit Union $25 New Membership Promotion appeared first on Maximizing Money.

Waiver of Premium Rider

by Paul Moyer @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Waiver of Premium Rider.

Life insurance can provide peace of mind in knowing that loved ones and survivors will have the funds that they need in case of the unexpected. But, not all life insurance policies are exactly alike, so in many cases, adding various riders can help to better “customize” the coverage to fit specific anticipated needs. A ... Read More about Waiver of Premium Rider

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All content copyright Cash Money Life | Personal Finance, Investing, & Career; if you are reading this on another website it has been illegally reproduced in violation of copyright laws.

Is it worth going the extra mile to save money on petrol?

by Andy Webb @ Be Clever With Your Cash

Anyone who drives will have noticed the gradual creeping up of petrol prices. Prices at the pumps are actually at their highest since November 2014, with the average price last week 122.4p per litre, going as high as 150p per litre in some parts of the country. So it goes without saying that saving money on […]

The post Is it worth going the extra mile to save money on petrol? appeared first on Be Clever With Your Cash.

Bank accounts: �200 switch bonus or 5% interest current account

Bank accounts: �200 switch bonus or 5% interest current account


MoneySavingExpert.com

Martin Lewis reveals how to compare and switch to the best bank accounts that can save you �100s a year.

Heartland Financial USA – $200 Consumer Checking Account Bonus – AZ, CA, CO, IA, IL, KS, MO, MT, NM and WI

by MM Team @ Banking Bonuses – Maximizing Money

Earn up to $200 in bonus cash with a consumer checking account when you enroll in eStatements and have at least 1 $500 direct deposit, available at various community banks in Arizona, California, Colorado, Illinois, Iowa, Kansas, Missouri, Montana, New Mexico, and Wisconsin. [Read More] Heartland Financial USA – $200 Consumer Checking Account Bonus – AZ, CA, CO, IA, IL, KS, MO, MT, NM and WI

The post Heartland Financial USA – $200 Consumer Checking Account Bonus – AZ, CA, CO, IA, IL, KS, MO, MT, NM and WI appeared first on Maximizing Money.

Rochdale splash out £500,000 on new pitch as they prepare for FA Cup showdown with Tottenham

by rforrester @ The Sun

MAURICIO POCHETTINO will be pleased to see our exclusive picture of the new pitch currently being laid at Spotland. But Rochdale chairman Chris Dunphy insists the work that was completed last night is NOT being done to provide a welcome mat for Tottenham. Dunphy gave the green light for the new £500,000 surface last Saturday […]

The 10 Best Vanguard Funds

by Jim Wang @ Wallet Hacks

I love Vanguard. The bulk of my investments are there, minus a few dividend growth stocks I hold in an Ally Invest account (formerly TradeKing). I'm not the only one. Of the top 25 largest mutual funds by assets, sixteen are from Vanguard (source). A clarification – many of the funds on the Marketwatch list […]

The post The 10 Best Vanguard Funds appeared first on Wallet Hacks.

MTTM Podcast 164 – How China controls the US economy, car insurance hacks & fund charge changes

by Liam @ Money To The Masses

What's on this week's show? Episode 164 - I explain the new rules surrounding fund charges that will affect all investors. I also reveal the little-known factors that can increase or decrease your car insurance premiums. Finally, I reveal why China is, in fact, America's bank manager and the implications that has for your investments and...

The post MTTM Podcast 164 – How China controls the US economy, car insurance hacks & fund charge changes appeared first on Money To The Masses.

Best Bank Account Bonuses and Offers February 2018 - NerdWallet

Best Bank Account Bonuses and Offers February 2018 - NerdWallet


NerdWallet

Excellent cash bonuses are available if you open checking or savings accounts with some banks. Here are the best offers this month: Checking account offers and savings promotions Top picks…

Best Bank Account Bonuses For February 2018 | Bankrate.com

Best Bank Account Bonuses For February 2018 | Bankrate.com


Bankrate

Walk away with sacks of cash just for opening a checking or savings account.

Chase Bank Business Savings Account $200 Cash Promotion

by MM Team @ Banking Bonuses – Maximizing Money

Get a $200 bonus when you open a Chase Business Savings Account in-branch and deposit a minimum of $15,000 for at least 90 days. [Read More] Chase Bank Business Savings Account $200 Cash Promotion

The post Chase Bank Business Savings Account $200 Cash Promotion appeared first on Maximizing Money.

Arsene Wenger under pressure to get Arsenal in Champions League as board reportedly consider meeting in summer to discuss his future

by ituckey @ The Sun

ARSENE WENGER is battling for his Arsenal future and needs to qualify for the Champions League, according to reports. The Mail claims the Gunners board want stability for next season as the Frenchman approaches the last 12 months of his current two-year deal. And Arsenal chiefs are said to regard finishing in the top four […]

As an Authorized User, Can I Open My Own Account for the Same Card?

As an Authorized User, Can I Open My Own Account for the Same Card?

by Brendan Dorsey @ The Points Guy

“Reader Questions” are now answered twice a week — Tuesdays and Thursdays — by TPG Assistant Editor Brendan Dorsey. Brendan has been with TPG for a year and a half and hails from Northern California. After being an authorized user on someone’s credit card account, you may be considering an account of your own. Maybe …

Charity fronted by David Miliband lost funding due to 37 allegations of fraud, sex abuse and bribery — but public were never told

by Katherine Riley @ The Sun

A CHARITY fronted by David Miliband hushed up 37 sex abuse, fraud and bribery allegations. Ministers were so concerned about millions in taxpayer cash sent to the International Rescue Committee they froze funding. The IRC, whose president is the ex-Labour foreign secretary, sent a team to probe claims of wrongdoing in the Democratic Republic of […]

Best Savings Accounts And High Yield Rates February 2018

by Tony Phan @ MoneysMyLife

Do you need to find out which bank has the best Savings Account rates? Or, how about which has the best Money Market interest rates? Maybe you need a quick overview of the differences between the two types of interest-earning accounts to begin with. We’ll go over all of these questions and help you find the best […]

Western Union is testing Ripple, but no current plans to use crypto

by Andrew Munro @ finder.com.au

Despite a new mention of Ripple testing there has been no change in Western Union's previous position.

The best bank account switching offers

The best bank account switching offers


MSN

Banks are increasingly relying on cash incentives to draw people in.

Looking for Credit Union Student Loans? Here’s How to Find and Apply for Them

by Christy Rakoczy @ Student Loan Hero

Do you need private student loans to cover the cost of your education? Though many prospective borrowers head straight to a big bank or online lender for a student loan, these aren’t your only options. Consider student loans from credit unions, too. Like banks and online lenders, credit unions are financial institutions that lend money. […]

The post Looking for Credit Union Student Loans? Here’s How to Find and Apply for Them appeared first on Student Loan Hero.

Cash Chats ep48: Escaping the 9-5 rat race

by Andy Webb @ Be Clever With Your Cash

Get your money in shape so you can start working on your dream job. Five years ago I knew I want to do something different, something outside the normal corporate working regime. Now, I’m my own boss, doing something I love (that’s this blog and podcast by the way). So how do you get yourself […]

The post Cash Chats ep48: Escaping the 9-5 rat race appeared first on Be Clever With Your Cash.

Is Online Banking Safe? How to Boost Your Banking Security

by Margarette Burnette @ NerdWallet

When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a…

Money news round-up

Money news round-up

by blog@moneyadviceservice.org.uk (Aimee Davis) @ Your Money Advice | The Money Advice Service blog

Anyone else felt like January was never ending? As the longest month comes to an end, this week’s news saw average deposits for houses doubling, Mastercard announcing plans to verify payments by selfies or fingerprint scans and changes to MOT rules from May.

Mortgage approvals drop

New figures from UK Finance revealed that the number of mortgages being approved by UK banks has fallen to their lowest level in nearly five years.

36,115 mortgages were approved in December, making it the lowest number since April 2013.

Move over passwords, it’s all about the selfie

From next year, Mastercard has ordered that any bank issuing a Mastercard-branded debit or credit card must offer biometric authentication, as part of the EU's new requirements for 'strong customer authentication'.

In other words, when you use your phone to pay for something online you will have the option to confirm your identity by using either a selfie or your fingerprint.

Deposits double

Although the number of first time buyers has increased by 6% in the past year, the average deposit has now doubled. New figures from the Halifax First-Time Buyer Review revealed that the average deposit jumped from £17,740 in 2007 to £33,339 a decade later, an increase of 91%.

Outside London, the largest increase was in the South East, where deposits have risen 157% to £51,457.

Bulk buying going to waste

Research from Top Cashback shows that although three quarters of consumers regularly bulk-buy, a fifth of people don’t use the items they purchase.

With the main reason for buying in bulk being to save money, the unused items are actually costing consumers around £430 each year.

Changes to MOT rules

New rules starting in May this year might make it harder for diesels to pass an MOT, as tougher emission tests and faults rated into three defect categories come into play.

A RAC spokesman said they fear the changes could end up confusing motorists, as the Dangerous, Major and Minor categories relies on testers making a judgement on which category the fault falls into.

And finally…

In the US Amazon have opened a supermarket with no checkouts or self-service tills.

Shoppers enter through barriers using their Amazon Go app and, with the aid of cameras and sensors, go about adding items straight into their bags with an electronic receipt issued to you as you exit…something from an episode of Black Mirror perhaps?

Money news round-up

Money news round-up

by blog@moneyadviceservice.org.uk (Aimee Davis) @ Your Money Advice | The Money Advice Service blog

In the week where almost 750,000 people missed the tax return deadline and numerous scams seemed to be doing the rounds, we take a look out what was being talked about online and in the papers.

Pressure to get a smart meter

Citizens Advice have highlighted an increased amount of pressure from suppliers to install smart meters, with some households being given appointments without the chance to say no.

Chartered Trading Standards Institute (CTSI) has now got involved and asked industry body Energy UK to remind suppliers to not give the impression that smart meters are obligatory.

Which city is the most affordable?

With property prices at the highest since 2007, the 10 most and least affordable cities to buy have been revealed.  Oxford, Cambridge, Bath, Greater London and Winchester have all become out of reach for many, with property prices at least 10 times average annual salaries.

On the other end of the scale it seems the places to head to are: Stirling, Londonderry, Bradford, Lancaster and Durham. Here, property prices are five times or less above average annual salaries.

Beware of the scammers

Scams via social media have been on the increase with false ads using images of luxury items and promising high returns has resulted in thousands losing their money. Last year the UK lost £87,410 a day to these types of schemes.

Historically, over 55s have been most at risk to investment fraud, however the FCA found those aged under 25 were six times more likely to trust an investment offer they received via social media, compared with over 55s.

Retirement debt

New research from Prudential has revealed that one in five will retire this year with an average debt of £33,900 – a 40% increase on last year. Grandparents helping with house deposits, uni fees and the increased cost of living has been attributed to the rise.

The study also found that 38% are still paying off mortgages and 53% owe on credit cards.

And finally…

For those of us who can’t resist ‘bending the rules’ during a game of Monopoly, there’s now a cheaters edition. 

Featuring 15 new “cheat cards”, this new edition means not paying rent or moving your piece ahead when it’s not your turn are all acceptable moves – just don’t get caught, as it could mean fines and time in jail.

However, if no one manages to catch you out then cheaters are rewarded for their stealth with property or cash.

Bank account switch date announced

Bank account switch date announced


BBC News

The UK's 46 million current account holders will be able to switch banks in seven days from next month.

PNC

PNC


PNC

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

Cash Chats ep50: Battle of the supermarkets

by Andy Webb @ Be Clever With Your Cash

I like Waitrose, and I like Aldi, but which is better? There’s only one way to find out… Fight! We’ve all got different reasons for picking the supermarket we shop in. It could be price, it could be quality, it could just be whichever is nearest. But we’ve all got our favourites too. So in […]

The post Cash Chats ep50: Battle of the supermarkets appeared first on Be Clever With Your Cash.

Estate Planning with Life Insurance

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Estate Planning with Life Insurance.

Although most people don’t like to think about what might happen to their loved ones after they’re gone, the reality is that if you aren’t properly prepared for certain situations, a potentially bad scenario could become much worse for the people that you care about most. In fact, for most people to achieve lasting peace ... Read More about Estate Planning with Life Insurance

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All content copyright Cash Money Life | Personal Finance, Investing, & Career; if you are reading this on another website it has been illegally reproduced in violation of copyright laws.

3 Times It’s Worth Chasing That Checking Account Bonus | Student Loan Hero

3 Times It’s Worth Chasing That Checking Account Bonus | Student Loan Hero


Student Loan Hero

Some banks offer sign-up bonuses to new customers. But are they worth the effort? Here are three times it's worth signing up for a checking account bonus.

Bank Of The West Review: $150 Checking Account Bonus

by Tony Phan @ MoneysMyLife

Get the latest Bank of the West bonuses and promotions here. There are branches in the following states: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY. Typical promotions for Checking accounts have been for $150, $200 and $300. They also oftentimes have promotions for their investment services […]

Premier America Credit Union Promotions: $50 + $50 Bonus [CA, TX Residents]

by Tony Phan @ MoneysMyLife

Premier America Credit Union promotions and sign-up bonus offers will be updated at this page. Typical offers in the past have been for $100 to $200 in bonus cash. Headquartered in Chatsworth, California and established in 1957, Premier America Credit Union has around 20 locations in California and Texas. If you’re not a resident of either […]

10 Bank Promotions That Pay You To Open An Account

10 Bank Promotions That Pay You To Open An Account


Investopedia

Find out which banks are running cash promotions this summer.

ATO to contact 45,000 small businesses about cash transactions

by Elizabeth Barry @ finder.com.au

The Tax Office wants SMEs to know "cash is no longer king".

Bank of America $100 Checking Account Cash Bonuses

by MM Team @ Banking Bonuses – Maximizing Money

Bank of America has a new $100 bonus offer available for opening a Core Checking or Interest Checking account by February 28, 2018, and receiving 2 qualifying direct deposits of $250 or more each within 90 days from account opening. [Read More] Bank of America $100 Checking Account Cash Bonuses

The post Bank of America $100 Checking Account Cash Bonuses appeared first on Maximizing Money.

Northern Paper Mills CU $100 Checking Account Cash Bonus – Wisconsin

by MM Team @ Banking Bonuses – Maximizing Money

If you live or work in Brown County, Wisconsin, or work for Georgia Pacific Corporation in Green Bay, Wisconsin, you can earn a $100 bonus for opening a new personal checking account with Northern Paper Mills Credit Union. [Read More] Northern Paper Mills CU $100 Checking Account Cash Bonus – Wisconsin

The post Northern Paper Mills CU $100 Checking Account Cash Bonus – Wisconsin appeared first on Maximizing Money.

The best bank switching, cashback and interest offers

by Andy Webb @ Be Clever With Your Cash

One of the quickest ways to make some extra cash is to take advantage of the very competitive current account market and get a switching bonus, cashback or high interest on your savings. If you’ve been with the same bank since your first job or University, you’re probably missing out. Since seven-day switching was introduced in […]

The post The best bank switching, cashback and interest offers appeared first on Be Clever With Your Cash.

American Express Personal Savings Account Review

by Jim Wang @ Wallet Hacks

American Express (AMEX) is best known for their credit cards but they do much much more. Credit cards is where they started, many years ago, but now they offer bank accounts too. We know they have great perks on their credit cards, but what about their bank products? Their high yield savings account is called […]

The post American Express Personal Savings Account Review appeared first on Wallet Hacks.

Revealed: The cost of being loyal

Revealed: The cost of being loyal

by blog@moneyadviceservice.org.uk (Andy Webb) @ Your Money Advice | The Money Advice Service blog

We all know that you can save money by switching your services, but even so many prefer to stick with their existing company. Yet new research has found the cost of staying loyal to be almost £1,000 a year.

That’s a huge amount of cash which most of us wouldn’t normally ignore. In fact, according to the report by Citizens Advice, the £987 more loyal customers spend is equivalent to four months of food for the average household.

Or it could be used to help clear debts, save towards your holiday or simply just build up a bit of an emergency buffer.

And the way to keep this money for yourself is simple. Be a new customer elsewhere. That’s how you get lower prices for many services including energy, mobile phones, broadband, insurance, mortgages and savings.

Yet many are willing to lose out rather than move. So we’ve taken a look at some of those reasons, and explained why you shouldn’t be scared to switch.

Reasons you might be loyal – and why it’s still better to switch

Loyalty should pay

Sadly it doesn’t as far as most bills go. There are very few loyalty schemes out there which are even close to the benefits you’ll get by moving to a better deal elsewhere.

Remember you don’t owe that company anything. It’s your right to move, especially if it will save you money.

You’re put off moving by your existing company

This was one of the causes the Citizens Advice research found for inertia. Confusing terms and conditions, a lack of notice that contracts are ending and financial barriers all made people stay put.

But there’s an easy way to beat this. When you start any new service, add a note in your calendar a month before the contract ends, or just spend 30 minutes to work them out for existing contracts.

You’re then free to start looking at moving your service without early termination fees, and you won’t move to a more expensive rate without realising.

Better the devil you know?

Lots of people are worried they’d get worse service if they move – and of course that could be the case.

To combat this you just need to do a little research. Check for customer service reviews online or ask your friends who they recommend. Remember cheapest isn’t always best, but you can certainly find better service for less if you’ve never switched.

You can’t be bothered

Ah, apathy. Finding time to do a little financial admin when you could be doing something more exciting (or just chilling out) can be a difficult hurdle. And that’s understandable when our lives are often so busy.

But take a moment to consider just how much money you could save – close to £1,000! It’s well worth putting aside a few hours to get it done.

You find it all too confusing

If you’re every worried about switching or finding a better deal because you just don’t get it – well we’re here to help. There are lots of guides on the Money Advice Service website which will take you through your options and explain what you need to do.

Accelerated Death Benefit Rider

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Accelerated Death Benefit Rider.

Having life insurance means that those you love and care about may not have to suffer financial hardship at an already difficult time in their lives. That is because the proceeds from a life insurance policy can be used for a wide variety of different needs, such as the payoff of debt, the continuation of ... Read More about Accelerated Death Benefit Rider

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80-20 Investor Heatmap

by Damien @ Money To The Masses

Welcome to the 80-20 Investor Heatmap! The idea for this feature was sparked by a conversation with an 80-20 Investor member. DIY investors regularly tell me that they struggle with choosing which sectors (types of funds) to invest in. This is called asset allocation. We currently help solve this problem by identifying the best opportunities on...

The post 80-20 Investor Heatmap appeared first on Money To The Masses.

George Groves calls Chris Eubank Jr ‘ignorant’ in huge swipe at camp ahead of massive British battle

by achapman @ The Sun

GEORGE GROVES has blasted bitter rival Chris Eubank Jnr and claimed he is “ignorant”. Groves also took a swipe at Eubank’s working set-up with his famous father, saying: “It’s the blind leading the blind.” The two Brits square up for their world super-middleweight title in Manchester in the World Boxing Series semi-final on Saturday. And […]

Survey: 44% of Parents Feel Guilty About Not Saving Enough for College

by Andrew Pentis @ Student Loan Hero

If you paid your own way through college, you might want to give your kids the headstart you never had. In fact, 43% of parents currently saving for their child’s college education didn’t receive the same assistance from their parents, according to our survey. Yet, nearly 40% of the parents we surveyed still have student […]

The post Survey: 44% of Parents Feel Guilty About Not Saving Enough for College appeared first on Student Loan Hero.

Alliant Credit Union Checking, Savings, CD Promotions & Offers

by Tony Phan @ MoneysMyLife

Find the latest promotions, offers, and updated rate information for Alliant Credit Union here. Alliant Credit Union is based in Illinois and offers personal banking products and loans to hundreds of thousands of members. Unlike many credit unions, Alliant allows anyone nationwide to join with just a $10 charitable donation to Foster Care to Success. […]

25 Best Places to Sell College Textbooks for the Most Cash (#1 Is Awesome!)

by Satrap @

These days, college textbooks are one of the main expenses a student has to deal with. They’re expensive! It doesn’t make sense to let them collect dust in a box in the attic after you’ve finished the course. After the semester or class is over, selling books back to the campus bookstore is a good... Continue...

The post 25 Best Places to Sell College Textbooks for the Most Cash (#1 Is Awesome!) appeared first on MoneyPantry.com.

Amazon Will Now Give You 2% Cash Back for Paying With Your Debit Card

Amazon Will Now Give You 2% Cash Back for Paying With Your Debit Card


Lifehacker

Amazon wants to reward you for buying stuff from them, but there’s a catch: you have to use your debit card and transfer cash into an Amazon account. It’s not that complicated, but here’s what you should know about the new Amazon Reload program.

Sky Sports will be celebrating Premier League TV deal after agreeing to pay less than they are now and having all first picks

by Jake Lambourne @ The Sun

SKY SPORTS were claiming victory in the latest Premier League TV rights deal — forking out nearly £2million LESS per match. They increased their stranglehold in the next three-year contract which starts in 2019-20. Sky will pay £9.3m per game, compared to £11.05m under the current deal. For the first time since 2004, Prem chiefs […]

TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs

by Kevin Mercadante @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs.

TaxAct is one of the leading tax preparation software packages available. The service was founded in 1998, and it enables you to prepare all types of returns, regardless of the degree of difficulty. Small and medium-size business tax returns are a niche of this product, but they even have a professional edition available for career ... Read More about TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs

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You don’t need to resort to payday loans this Valentine’s Day

You don’t need to resort to payday loans this Valentine’s Day

by blog@moneyadviceservice.org.uk (Andy Webb) @ Your Money Advice | The Money Advice Service blog

Last year we saw more than double the normal page referrals from payday loan companies over Valentine’s, suggesting people were borrowing to fund a night of romance.

By law, payday lenders have to link through to pages here on the Money Advice website and we noticed a spike in traffic on the 14th and 15th February. The 113% increase in referrals to our payday loans pages was more than double the average daily traffic.

Though payday loans are not as expensive a debt as they used to be thanks to increased regulation and caps on interest, they can still quickly turn into much larger debts than you expect.

So even a smallish amount taken out to buy dinner and flowers for your date can become a burden.

But don't rush out and slap your spending on plastic, or dip into your overdraft instead. They will still cost you money in fees or charges. Indeed, even though there are far cheaper options for borrowing money than payday loans, the first rule of borrowing is to only do it to pay for essentials. And as important as Valentine’s Day might be to you or your partner, it’s certainly not essential spending.

Avoid overspending at Valentine’s

Despite this, there's still a huge amount of pressure in shops and restaurants essentially saying the more you spend, the more you love someone. Which we all know really is nonsense. So if you’re thinking of showing your love for your partner this week with a night out or gift, but don’t have much cash to spare, here are a few alternatives to consider.

DIY Valentine’s

New research by price comparison site Finder.com has revealed 47% of UK adults have received a gift for Valentine’s which they didn’t like. That’s a huge waste of cash.

So instead of spending money on something that could end up never used, put a bit of thought into something more personal. Perhaps it’s cooking a meal from scratch, or even a simple homemade card.

Stick to a budget

Try to avoid splashing out on anything you can’t afford. It’s better to be upfront about what you can afford and working within it.

That might mean hunting out some vouchers and deals for flowers, fizz or meals out. Or if you’re not fussed about doing something on the 14th itself going out on a day when it’s less busy should be cheaper.

Money worries

If the reason you’re stumped for cash at Valentine’s is down to bigger money issues, then further borrowing – not just payday loans - can make the situation worse.

It’s important to get control of existing debts, and if that doesn’t seem achievable then it’s important to acknowledge the situation and seek help. You can find free and independent help near you using our Debt Advice Locator tool.

Chase Business Checking Account $200 Banking Bonus

by MM Team @ Banking Bonuses – Maximizing Money

There is a brand-new offer for a $200 bonus when you open a Chase Total Business Checking account (or any Chase business checking account), deposit $1,000 within 10 business days of account opening, maintain that $1,000 balance for 60 days, and complete 5 qualifying transactions within 60 days, including debit card purchases, Chase QuickDeposit, ACH (credits), and wires (credits and debits). [Read More] Chase Business Checking Account $200 Banking Bonus

The post Chase Business Checking Account $200 Banking Bonus appeared first on Maximizing Money.

Amazon vouchers & deals: Fire, Kindle and Echo price drop | top-up bonuses | Cheap Prime | Amazon Prime Now code | More!

by Andy Webb @ Be Clever With Your Cash

From Amazon vouchers and free trials of Amazon Prime to flash sales and tricks for free delivery. Let’s face it, Amazon is probably the one website that most people will use at some point each year, so it helps to have a voucher or discount stored up. Here are the best deals at the moment. Read […]

The post Amazon vouchers & deals: Fire, Kindle and Echo price drop | top-up bonuses | Cheap Prime | Amazon Prime Now code | More! appeared first on Be Clever With Your Cash.

How to find your ideal current account this February

How to find your ideal current account this February


The Independent

Most of us take it for granted - the ability to access and manage our cash in a range of different ways, instantly. With household finances still on the squeeze, we all need to make our money work harder for us, how ever we use it. The current account is the bedrock of the UK's consumer, or retail, banking world but its place as the foundation of our financial lives makes us forget about it.

Life Insurance Living Benefits Rider

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Life Insurance Living Benefits Rider.

Having life insurance in place can allow you the peace of mind in knowing that those who love and care about will not have to face financial hardship in the case of the unexpected. That is because, in addition to providing funds for replacement of income, the cash that life insurance offers can also be ... Read More about Life Insurance Living Benefits Rider

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The best bank switching, cashback and interest offers | Be Clever With Your Cash

The best bank switching, cashback and interest offers | Be Clever With Your Cash


Be Clever With Your Cash

One of the quickest ways to make some extra cash is to take advantage of the very competitive current account market and get a switching bonus, cashback or high interest on your savings. If you’ve been with the same bank since your first job or University, you’re probably missing out. Since seven-day switching was introduced in …

The three best joint bank accounts

The three best joint bank accounts


The Week UK

Whether you are using your account for shared expenses, household bills or savings, here are the best options

How to Get Out of Debt, Fast! A Step-by-Step Guide

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at How to Get Out of Debt, Fast! A Step-by-Step Guide.

If you know the basics of personal finance, you may already know the most powerful force in the financial universe is compound interest. With compound interest, it’s easier to grow wealthier over time as the interest you earn compounds on itself over and over again. Unfortunately, compound interest can just as easily work against you as ... Read More about How to Get Out of Debt, Fast! A Step-by-Step Guide

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Switching Bank Accounts: Pros and Cons Explained - Frugal Rules

Switching Bank Accounts: Pros and Cons Explained - Frugal Rules


Frugal Rules

Many people have the same bank accounts they had since their teenage years. Familiarity is often the reason behind the reluctance to change bank accounts.

Making the most of your Council Tax ‘holiday’

Making the most of your Council Tax ‘holiday’

by blog@moneyadviceservice.org.uk (Andy Webb) @ Your Money Advice | The Money Advice Service blog

Many of us are currently enjoying the annual two-month break from the monthly Council Tax payment.

But with news that 95% of local authorities in England are planning sizeable increases it might be worth taking the time now to think about how you’ll cover any extra cost come April.

How the increase could affect you

The average Band D Council Tax bill in 2017/18 was £1,591, so an added 3% would increase it by £47.73 a year.

Over 10 months it’s only an extra £4.77 to find each month, but along with increases to energy, broadband and TV charges, it could make a significant difference to anyone struggling to pay their bills.

And this is just an example on an average Council Tax bill. Though you might not see an increase this high where you live, and some could even see a freeze, it’s also possible you’ll face an even bigger hike.

Councils are also allowed to add an extra 2.99% to fund social care, and all can hold a referendum to ask for larger increases. They can also increase the charges for services such as parking and planning, while many also require payment for green waste collection. So overall, it could be a fair bit more added to your bills.

If you’re worried making the extra payments, you can start preparing for it now by cutting back and making a budget. 

Are you on a Council Tax break?

Most people pay their Council Tax over 10 months. This can bring a welcome injection of cash in February and March when no payments are taken.

However, it’s easy for this extra cash to be eaten up by day-to-day spending if you don’t take some actions early.

Instead, you could move the money into a separate savings account, ready for an emergency or your summer holiday. You could use it to clear any debts you have.

Do you have Council Tax arrears?

One of the most common debts you might have is unpaid Council Tax. Failure to pay can resort in a court summons.

If you are struggling to pay, contact your council to see if you can agree a payment plan you can afford.

Are you paying too much Council Tax?

Not everyone needs to pay the full whack. If you live on your own or are the only adult in the house, you can get a 25% discount. If you’re a student living with other students you don’t need to pay it at all. There are also reductions for people with low income or disability, depending on some other eligibility criteria.

It’s also possible to get your Council Tax band re-evaluated and have overpayments refunded, though you could see your bills go up if the review says your home has been under-valued.

Taxpayers to pay for low-income families’ pets under new Labour plan

by msinha @ The Sun

TAXPAYERS would subsidise low-income families to keep pets under plans to be unveiled by Labour today. Jeremy Corbyn wants to make it more affordable to own a pet and introduce a default right for tenants to have one. His Shadow Environment Secretary Sue Hayman will announce plans to expand access to affordable vet care, currently […]

Review: Buying and selling gift cards with Zeek

by Andy Webb @ Be Clever With Your Cash

Buy unwanted gift vouchers and gift cards at discounted prices, then use them to double up on other sales and promotions. I use Zeek a lot. So much so that I wouldn’t be surprised if I’ve bought more discounted gift cards than anyone you know… which possibly gives away the verdict at the end of […]

The post Review: Buying and selling gift cards with Zeek appeared first on Be Clever With Your Cash.

Cheap Chromecast deals: £22 (Save £8) and two months free Sky Cinema

by Andy Webb @ Be Clever With Your Cash

The Google Chromecast is a cheap device that makes your TV smart without the wires, letting you watch Netflix, iPlayer, Amazon Prime and much more on any TV in the home. These deals can save you a packet too! I’m a big fan and avid user of my Chromecast. You plug the Chromecast in the […]

The post Cheap Chromecast deals: £22 (Save £8) and two months free Sky Cinema appeared first on Be Clever With Your Cash.

Best graduate bank accounts 2018

Best graduate bank accounts 2018


Save the Student

We've researched the best graduate bank accounts for this year to help you make an informed decision on what to do with your money after leaving university behind.

Chase Coupon Promo Codes: $200, $300, $350, $500 (Feb 2018)

by Tony Phan @ MoneysMyLife

Chase Bank coupon codes, bonuses, and promotions for their Checking, Savings and Business accounts can all be found up-to-date here. Chase promotions are constantly updated throughout the year, so bookmark this page for updates. Many Chase coupon codes are periodically available. Current and past coupons include the following: $100, $150, $175, $200, $250, $300, $350, $400, $500, $600 and […]

Cheapest ways to watch Sky Sports without a subscription – inc 20% off day pass | £9 week pass

by Andy Webb @ Be Clever With Your Cash

You don’t need a Sky subscription to watch Sky Sports! Here are the latest deals for pay as you go passes on NOW TV. I’m a big fan of NOW TV (we’ve got the Entertaiment Pass to watch Sky Atlantic shows) as a cheap way to watch Sky channels. If you are a fan of the […]

The post Cheapest ways to watch Sky Sports without a subscription – inc 20% off day pass | £9 week pass appeared first on Be Clever With Your Cash.

How you could pocket up to £125 free cash by switching bank accounts

How you could pocket up to £125 free cash by switching bank accounts


The Sun

NEW customers who switch their current account to the Co-operative Bank will earn £125 – and give money to charity. On top of the switching incentive, which compares well to other switching offers …

Bank of the West $150 New Checking Account Bonus

by MM Team @ Banking Bonuses – Maximizing Money

Bank of the West is offering $150 in bonus cash when you open a new personal checking account online or in-branch, set up a direct deposit of at least $250, and make 10 debit card purchases per month for 2 months.

This Bank of the West promotion is available to residents of Arizona, California, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming[Read More] Bank of the West $150 New Checking Account Bonus

The post Bank of the West $150 New Checking Account Bonus appeared first on Maximizing Money.

20+ Best Bank Promotions & Bonus Offers ($100 Minimum!)

20+ Best Bank Promotions & Bonus Offers ($100 Minimum!)


Wallet Hacks

See the best nationally available bank promotions and signup bonuses available ($100 minimum!) - we keep this list of 20+ bank offers updated weekly. No expired promotions or tiny banks listed, just nationally available, easy to get promos.

Get $500 When You Open a Chase Business Checking Account

Get $500 When You Open a Chase Business Checking Account


The Points Guy

If you sign up for a Chase Performance Business Checking account with a $500 deposit, you'll get $500 in return.

Cincinnati Federal Review: $250 Checking Account Bonus [OH Residents]

by Tony Phan @ MoneysMyLife

Find the latest promotions and bonuses from Cincinnati Federal updated here. Offers have typically ranged from $150 to $250 in the past. Established in 1922 and headquartered in Cincinnati, Ohio, Cincinnati Federal has 4 locations in the state. If you’re not an Ohio resident, use our Bank Bonuses page for other offers, including those from […]

Return of Premium Rider

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Return of Premium Rider.

If you have people in your life that you care about, then you are likely a good candidate for life insurance coverage. That is because the funds that are received from a life insurance policy can be used by the beneficiary (or beneficiaries) to pay off debt, continue paying ongoing bills, and even to make ... Read More about Return of Premium Rider

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Cash Chats ep49: Ask Andy inc unused credit cards, O2 trick, Monzo changes & spending Nectar

by Andy Webb @ Be Clever With Your Cash

I’ve answered your questions in this week’s episode of the podcast. It’s been a while since I’ve tackled the questions you’ve sent me via email, Twitter and through comments on the blog, so I picked four of the recent ones to share my answers. Here’s what’s in this episode. Do you have to keep putting […]

The post Cash Chats ep49: Ask Andy inc unused credit cards, O2 trick, Monzo changes & spending Nectar appeared first on Be Clever With Your Cash.

Student bank accounts: Overdrafts and incentives

Student bank accounts: Overdrafts and incentives


the Guardian

Banks and building societies are attempting to woo students with flashy introductory offers. But which accounts are actually best?

Clydesdale and Yorkshire banks launch £250 current account switch offer

Clydesdale and Yorkshire banks launch £250 current account switch offer


Moneywise

New customers who switch to one of Clydesdale or Yorkshire banks’ current accounts can earn a £250 cash bonus when they use the seven-day Current Account Switching Service (CASS).To receive the cash, consumers must also pay £1,000 into the account for the first two months, have two active direct debits set up and register for online banking.

Chase Savings Account Review: $150, $200 and $300 Promotional Codes

by MM Team @ Banking Bonuses – Maximizing Money

The Chase Savings Account is now offering 3 different promotions, including a $150 cash bonus when you deposit $10,000, a $200 bonus when you deposit $15,000, and a $300 bonus when you deposit $25,000. [Read More] Chase Savings Account Review: $150, $200 and $300 Promotional Codes

The post Chase Savings Account Review: $150, $200 and $300 Promotional Codes appeared first on Maximizing Money.

Ally Bank Online Checking, Savings, CD, Investing Promotions

by Tony Phan @ MoneysMyLife

Ally Bank is another great online-only bank, and offers nationwide online Checking, Savings, Money Market, CD and IRA accounts that earn market leading rates. Ally Bank is an internet-only bank based in Utah and offers a wide variety of deposit accounts, as well as auto financing services. Their online banking platform features Ally eCheck Deposit, which offers […]

The 8 Best Bank Promotions (Checking and Savings) in 2018

The 8 Best Bank Promotions (Checking and Savings) in 2018


The Dough Roller

Looking for the best checking accounts or savings accounts? These bank promotions can get you cash back when you open a new account and a top APR.

SunTrust Bank Business Checking Account $200 Bonus Offer

by MM Team @ Banking Bonuses – Maximizing Money

SunTrust Bank will give you $200 in bonus cash when you open a new SunTrust Business Checking account and make $1,500 in qualifying deposits within 30 days, available for businesses in Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia. [Read More] SunTrust Bank Business Checking Account $200 Bonus Offer

The post SunTrust Bank Business Checking Account $200 Bonus Offer appeared first on Maximizing Money.

BBVA Compass Bank Checking, Savings, CD Account Promotions

by Tony Phan @ MoneysMyLife

Find the latest BBVA Compass bank promotions, bonuses and offers here for Checking and Savings accounts. Typical bonus amounts are $25, $50, $100, $125, $250, etc. Sometimes there will also gift bonuses, such as tablets and other electronics. BBVA Compass was established in 1964 and is headquartered in Birmingham, Alabama. They have over 650 branches […]

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