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Banks with a Cash Bonus: 2018 Bank Promo Codes

by Bank Bonus @ Checking Account Promos

Get a free checking account with a bank cash bonus and no minimum deposit. Some of the best banks offer $100 or more in sign up bonuses for opening a new checking account online.           The best checking … Continue reading

Huntington Bank Coupons: $150, $200, $300, $500, & $750 Deals, Offers, & Promotions

by Danny Nguyen @ Bank Deal Guy

Huntington Bank Coupons, Coupon Codes, Promo Codes, Bonuses, Deals, Offers, and Promotions for their Checking, Savings and Business accounts can all be found here. Huntington Bank Coupon & Bonus Promotions are constantly updated throughout the year, so bookmark this page or check back on our Huntington Bank Deals, Offers, Bonuses, and Promotions master post for updates. Check out... Read More →

The post Huntington Bank Coupons: $150, $200, $300, $500, & $750 Deals, Offers, & Promotions appeared first on Bank Deal Guy.

Be Aware Of Chase Bank Promotion Scam: Police

Be Aware Of Chase Bank Promotion Scam: Police


Bronxville-Eastchester, NY Patch

The scams take place down the block from the bank branch.

Press Release: 44% of Parents Feel Guilty They Haven’t Saved More for Kids’ College

by SLH Staff @ Student Loan Hero

“A new survey by Student Loan Hero finds more than 57% of parents have saved less than $10,000” Austin, Texas, Feb. 13, 2018 — 44% of parents who are currently saving for family college costs reported feeling guilty that they haven’t stashed away more to date, according to a new survey from Student Loan Hero. […]

The post Press Release: 44% of Parents Feel Guilty They Haven’t Saved More for Kids’ College appeared first on Student Loan Hero.

Chase Savings Coupon Code

by Anthony Nguyen @ Bank Deal Guy

The Chase SavingsSM Account is made simple. With this account, you can start saving with ease! You’ll have access to chase.com and our mobile banking tools. Plus, 24-hour customer support is just a phone call away. See table below for more info regarding the Chase SavingsSM Account Coupon. For more offerings from Chase, be sure to... Read More →

The post Chase Savings Coupon Code appeared first on Bank Deal Guy.

Updated Nov 8th: Chase checking customers can get 50,000 Ultimate Rewards points with 100k deposit (targeted)

Updated Nov 8th: Chase checking customers can get 50,000 Ultimate Rewards points with 100k deposit (targeted)


MilesTalk - Frequent Flyer Miles and Points

UPDATE Nov 8th: My local banker has let me know that if you have a friend who got a targeted promo code and isn’t using it, they can give it to you to use with your upgrade to CPC and $100,00…

Earn Bonus Cash Back for Regular Household Spending – With NO Annual Fee

Earn Bonus Cash Back for Regular Household Spending – With NO Annual Fee

by Million Mile Secrets @ Million Mile Secrets

For many folks, paying for gas and groceries each month is a big regular expense.  If this is your situation, and you are looking for a good cash back rewards credit card with no annual fee, the AMEX Blue Cash Everyday card may be right for you. With 3% cash back at US supermarkets (on up …

Chase $500 Bank Bonus is Back, Get Your Coupon - Miles to Memories

Chase $500 Bank Bonus is Back, Get Your Coupon - Miles to Memories


Miles to Memories

Chase has a popular $500 personal accounts bonus offer. That offer has returned and it’s again available for everyone through a public link. You need to go into a branch to apply.

Chase Bank Home Mortgage Promotion: $595 Cash Back

Chase Bank Home Mortgage Promotion: $595 Cash Back


Maximizing Money

Earn a $595 Cash Back Bonus when you Close on a Chase Bank Home Mortgage Purchase Loan. Get Prequalified and Qualify for Your First Home Mortgage Today.

Southwest Fare Sale, Flights Starting at $44 One-Way

Southwest Fare Sale, Flights Starting at $44 One-Way

by DDG @ Miles to Memories

There’s a new Southwest fare sale with prices starting at low as $44 one-way. You’ll find the lowest prices on a couple of routes, but could be more deals in there for slightly more.

Net Worth Update: January 3, 2018

by DailyGrindFree @ Freedom from the Daily Grind

We continued to add $1500 to my 457 retirement account and decided not to put money on our Vanguard taxable account for the next several several month. That money will go to Mrs’s 2107 Roth IRA.  We also continued to make a few bucks from other investments & side hustles.       This month’s biggestRead more about Net Worth Update: January 3, 2018[...]

Five Star Bank Checking Account Bonus: $250 Promotion (New York Only) *In-Branch*

by Howard Young @ Bank Checking Savings

Are you interested in making free money? Five Star Bank is currently offering qualified residents of New York a $250 bonus when you apply and qualify for a new Premier Checking Account by April 30, 2018. To get started, you must open a new account in-branch. For those who are not familiar with the current promotion, you... Keep Reading↠

The post Five Star Bank Checking Account Bonus: $250 Promotion (New York Only) *In-Branch* appeared first on Bank Checking Savings.

Citi / American Airlines 60,000 mile sign up bonus offers are back

by Dave @ MilesTalk – Frequent Flyer Miles and Points

I keep current credit card offers and applications on the travel rewards credit card page. There is a section for Limited Time Offers. UPDATE: This offer expired Feb 8th, 2018. Make sure you are on the MilesTalk newsletter list to be notified when the bonus increases...

Amazon: Annie’s Organic Bunny Fruit Snacks, Variety Pack, 24 Pouches $10.68 (Regular Price $27.72)

by Ady @ MyLitter – One Deal At A Time

Amazon: Annie’s Organic Bunny Fruit Snacks, Variety Pack, 24 Pouches $10.68 (Regular Price $27.72) Choose to Subscribe and Save then clip the $2 off coupon 4 assorted flavors (Berry Patch, Summer Strawberry, Sunny Citrus, Tropical Treat) 100% daily value of vitamin C No artificial flavors, synthetic colors, preservatives, or high-fructose corn syrup Shipping is FREE […]

The post Amazon: Annie’s Organic Bunny Fruit Snacks, Variety Pack, 24 Pouches $10.68 (Regular Price $27.72) appeared first on MyLitter - One Deal At A Time.

M&T Bank $200 Checking Bonus [AZ, CO, CT, DC, DE, FL, MD, NJ, NY, OR, PA, VA, WA, WV] (YMMV)

by Danny Nguyen @ Bank Deal Guy

If you are a resident in one of the following states: AZ, CO, CT, DC, DE, FL, MD, NJ, NY, OR, PA, VA, WA, or WV, M&T Bank is offering you a $200 bonus when you open a new personal Checking Account with promo code TE and completing certain requirements! Below is all the information and details you need to... Read More →

The post M&T Bank $200 Checking Bonus [AZ, CO, CT, DC, DE, FL, MD, NJ, NY, OR, PA, VA, WA, WV] (YMMV) appeared first on Bank Deal Guy.

Net Worth Update: December 4, 2017

by DailyGrindFree @ Freedom from the Daily Grind

We continued to make our regular mortgage payments, added $1500 to my 457 retirement account, deposited $1200 to Vanguard taxable account and continued to make a few bucks from other investments & side hustles.           This month’s biggest expenses were our mortgage payment and regular monthly bills.   Any comments, suggestions, encouragements, or advice is welcomeRead more about Net Worth Update: December 4, 2017[...]

Google Express: 20% Off Coupon Code (Both New and Existing Customers)

by Jonathan Ping @ My Money Blog

New code for existing users. Google Express has a couple of coupon codes that may be of interest: 5RTC4Q545 – $10 credit towards your first order (i.e. $10 off $10). This is my referral code and I will get a $10 credit. After joining, you can also refer friends for $10 credits. Use the code […]

Chase Total Checking Account (2017.1 Update: $300 Offer Is Back!)

by @newsboy News Boy @ Chase Total Checking Account (2017.1 Update: $300 Offer Is Back!)

@newsboy wrote:

Chase Total Checking Account Review 2017.1 Update: Chase is now offering a bonus of $300 (Checking Account) and $200 (Savings Account) for new account holders. This is currently the highest bonus on offer for new account openings, so blog readers please take note! To learn more about this offer, click here to read up on the details regarding the Chase...
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10 Bank Promotions That Pay You To Open An Account

10 Bank Promotions That Pay You To Open An Account


Investopedia

Find out which banks are running cash promotions this summer.

Callan Periodic Table of Investment Returns 2018

by Jonathan Ping @ My Money Blog

We’ve all been told that past performance is no guarantee of future returns, but it’s still hard to buy an investment that has been performing poorly. We should remember the historical power of diversification and that even though something may look horrible now, good news may be just around the corner. We also need to […]

Best Bank Bonuses in Florida

by Anthony Nguyen @ Bank Checking Savings

Editor’s Note: If this is not your state, you can click on the state(s) above to see the Best Bank Bonuses being offered in your selected state(s). As the Floridians say,”Visit Florida” for some of the Best Bank Bonuses in Florida! Before you head out to Walt Disney World, grab some awesome bank deals for some extra spending... Keep Reading↠

The post Best Bank Bonuses in Florida appeared first on Bank Checking Savings.

Jane: Ribbed Snap Cardigan only $16.99 (Regular Price: $32.99)

by Geri Ann @ MyLitter – One Deal At A Time

Ribbed Snap Cardigan, $16.99 (Regular Price: $32.99) Adoring new Ribbed Snap Cardigan Ribbing around the sleeves and neckline Trendy snap up buttons on the front Deep V-neck Great for wearing around the office or chasing the kiddos around What a great versatile piece Shipping information: $3.49 for the first item and $1.99 for each additional item.  […]

The post Jane: Ribbed Snap Cardigan only $16.99 (Regular Price: $32.99) appeared first on MyLitter - One Deal At A Time.

$100 Bank Bonus – Citizens Bank Checking Account

by Bank Bonus @ Checking Account Promos

Citizens Bank Bonuses 2014 Citizens Bank Promotions Citizen’s Bank Bonus #1 Citizens Bank Promotions Earn a $100 Bonus from Citizens Bank when you open a new personal checking account and use Direct Deposit. With Everyday Points®, earning rewards is faster … Continue reading

The New Emergency Fund: Seven Components of an Emergency Plan

by Abby Hayes @ Consumerism Commentary

It’s important to save for a rainy day. In this guide, we give you ideas on where to put an emergency fund and how much you should save. The world of personal finance is rife with oversimplified platitudes and one-size-fits-all advice. No where is this more evidenced than in the often-repeated advice about emergency funds. […]

The post The New Emergency Fund: Seven Components of an Emergency Plan appeared first on Consumerism Commentary.

Staples Deal Alert: Get A $20 Staples Gift Card With The Purchase Of $300 Or More In MasterCard Gift Cards

by takeoffwithmiles @ Takeoff With Miles

Starting 04/23/2017 through 04/29/2017,  Staples is offering a $20 Staples gift card through Easy Rebate, when you purchase $300 or more in MasterCard gift cards in stores.     Analysis: A $50 or $100 gift card will incur $5.95 in fees and $200 gift card will incur a $6.95 fee. If possible, you should buy 2 X $200  MasterCard gift ...

The post Staples Deal Alert: Get A $20 Staples Gift Card With The Purchase Of $300 Or More In MasterCard Gift Cards appeared first on Takeoff With Miles.

Best Bank Promotions in 2018

by Best Bank Deals @ Chase Bank Promo Code 2015 – 2015 Bank Promotions

National Bank Deals and Bank incentives for new accounts. The Best Bank Offers from Top Banks in the US. National Banks Offering a Bonus for New Accounts in the US. Top Banks in the US Bank of America National Bank … Continue reading

Chase Total Checking $150 + Chase Savings $100 Bonus

Chase Total Checking $150 + Chase Savings $100 Bonus


My Money Blog

Here’s a Chase Bank Total Checking + Savings account promotion offering up to $250 total for new customers, broken up into the following two bonuses: Chase Total Checking $150 Bonus details. …

E*Trade Review and Current Promotions

by Kevin Mercadante @ Consumerism Commentary

E*TRADE set the bar as one of the first online discount brokers. But is it the broker you should be using? We help you answer that question in our E*TRADE review. It’s curious that the editorial team here at Consumerism Commentary has never reviewed E*TRADE before today. I say that because we have written about […]

The post E*Trade Review and Current Promotions appeared first on Consumerism Commentary.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

Jack Link’s Beef Sticks 20ct only $9.98 (Subscribe & Save)

by Abby @ MyLitter – One Deal At A Time

If you’re looking for a gift idea or just need a regular stream of beef jerky sticks in the house you can subscribe & save with this Jack’s Link’s Deal on the 20ct and get them for under $10 each (which is like $0.50 per beef stick) Jack Link’s Beef Sticks 20ct, $9.98 (with subscribe […]

The post Jack Link’s Beef Sticks 20ct only $9.98 (Subscribe & Save) appeared first on MyLitter - One Deal At A Time.

Get $50 Cashback Bonus With Android Pay And Discover Card [Targeted]

by takeoffwithmiles @ Takeoff With Miles

You could get $50 cashback bonus in total, when you use the Discover card with Android pay. Through July 31, 2017, you can get $5 cashback bonus on your first 10 transactions with Android pay using Discover card.     This is a targeted offer, check your email to find out if you are one ...

The post Get $50 Cashback Bonus With Android Pay And Discover Card [Targeted] appeared first on Takeoff With Miles.

Delta 55 332 evacuation at LOS after emergency landing

by turkeyRIOO @ FlyerTalk Forums

Saw this on the news. 11alive.com | 5 injured after Delta flight from Nigeria to Atlanta forced to turn back due to engine issues...

The 10 Best Vanguard Funds

by Jim Wang @ Wallet Hacks

I love Vanguard. The bulk of my investments are there, minus a few dividend growth stocks I hold in an Ally Invest account (formerly TradeKing). I'm not the only one. Of the top 25 largest mutual funds by assets, sixteen are from Vanguard (source). A clarification – many of the funds on the Marketwatch list […]

The post The 10 Best Vanguard Funds appeared first on Wallet Hacks.

Anthony Bourdain: Taking One More Risk Changed Everything

by Jonathan Ping @ My Money Blog

Anthony Bourdain gets to travel around the world, eat great food, and hang out with interesting people. I have read a few of his books and enjoy his TV shows, but this YouTube video from 1 Step Away revealed some new details about how it all started. Bourdain loved writing but spent long days working […]

Free Printable Chore Rewards for Kids

by Meg @ Money Saving Mom®

Download a set of free printable Chore Rewards for Kids.

Target Top Deals Feb 11 – Feb 17

by Abby @ MyLitter – One Deal At A Time

Here are the Target Weekly Deals for this week. If you have not signed up the Target mobile coupons, this would be a good time to sign up HERE (request when you want them sent, even the time of day you want them sent). Check out How Target Cartwheel Coupons Work Target Coupon Policy and Links to […]

The post Target Top Deals Feb 11 – Feb 17 appeared first on MyLitter - One Deal At A Time.

How To Avoid Chase Bank Account Monthly Fees

by Hilary Tran @ Bank Deal Guy

Bank accounts are a useful way to track your transactions and keep an eye on all your expenses. Not only do you know that your money is safe, but you can also earn interest with the money that you have in your bank account. However, nothing is free and bank accounts come with the threat... Read More →

The post How To Avoid Chase Bank Account Monthly Fees appeared first on Bank Deal Guy.

New Amex Platinum Perks Coming? (Rumor)

by DDG @ Danny the Deal Guru

You could soon earn 5x points on Fine Hotels & Resorts bookings with an Amex Platinum Card and pay with points at Fine Hotels & Resorts bookings.

The post New Amex Platinum Perks Coming? (Rumor) appeared first on Danny the Deal Guru.

Chase Coupon $500 Bonus (Working Link)

by Vicky Huang @ CardViews

Chase is offering the chance to get up to $500 when you open a Chase Total Checking® account and Chase SavingsSM account with qualifying activities. Make sure you read on to find out how to receive the Chase Coupon $500 Bonus, understand all the requirements, eligibility, expiration, and keep your account fee-free. To earn up to $500 bonus, first […]

Today’s Best Bank Deals, Promotions, and Bonuses

by Stephanie Colestock @ Consumerism Commentary

Get the best bank bonuses, promos and deals with this regularly updated list of bank signup promotions. When opening a bank account, there are a few things you should be looking for: low (or no) fees, the highest interest rates possible, and promotional bonus offers. With the latter, you can often score free money without […]

The post Today’s Best Bank Deals, Promotions, and Bonuses appeared first on Consumerism Commentary.

The Top 5 Amazon Deals This Week

by Meg @ Money Saving Mom®

Here are the top 5 most popular Amazon deals from this past week that are still available… Get these Ticonderoga Pencils, 96-count for just $9.96 — just $0.10 per pencil! That’s a really great deal on these highly-rated pencils!! Great opportunity to […]

Dime Savings Bank 3.10% 7 Year CD

by Brandon Rowe @ Bromoney

Dime Savings Bank is currently offering a 3.10% APY 7 year CD and a 2.5% 5 year CD with a minimum deposit of $500. The thing about Dime Savings is that if you withdraw early on their long term accounts you lose 2 years’ interest on your CD, if they even let you remove your […]

Premier America Credit Union Promotions: $50 + $50 Bonus [CA, TX Residents]

by Tony Phan @ MoneysMyLife

Premier America Credit Union promotions and sign-up bonus offers will be updated at this page. Typical offers in the past have been for $100 to $200 in bonus cash. Headquartered in Chatsworth, California and established in 1957, Premier America Credit Union has around 20 locations in California and Texas. If you’re not a resident of either […]

Everbank High Yield Checking Account

by Bank Bonus @ Checking Account Promos

Everbank New Account Bonus EverBank® Get Higher Yields Always with a Yield Pledge® Checking Checking Account. EverBank® offers a variety of bank products and services from an interest bearing to CD accounts and more! EverBank® pledges that your yield will remain … Continue reading

Top 5 Myths about FDIC Insurance

by Brandon Rowe @ Bromoney

FDIC insurance is the most attractive part of having a deposit account over investing money in something involving more risk. With funds that are FDIC insured, you’re guaranteed to get your money back if your institution fails by the FDIC as long as you fall within the guidelines. There are a few misunderstanding when it […]

Discover Bank Promotions

by Bank Bonus @ Checking Account Promos

Discover Bank Promotions Discover Bank – Open a Discover Bank savings account online instantly and earn a rate 5x the National Savings Average with a low opening deposit and access to your cash anytime. You have to have a Discover Savings account or … Continue reading

Net Worth Update: February 4, 2018

by DailyGrindFree @ Freedom from the Daily Grind

We continued to add $1500 to my 457 retirement account and decided not to put any money on our Vanguard taxable account for the next several months. That money will go to Mrs’s 2107 Roth IRA starting next week. We also continued to make a few bucks from other investments & side hustles.   This month’sRead more about Net Worth Update: February 4, 2018[...]

Chase Coupon Codes | Checking & Savings $150, $200, $300 Bonus Offer

Chase Coupon Codes | Checking & Savings $150, $200, $300 Bonus Offer


The Dough Roller

Earn $150 to $400 on Chase promotions on checking or savings accounts at Chase Bank. Limited time offer. Apply online in minutes.

35,000 Signup bonus for Amex SPG Credit Card [Targeted]

by takeoffwithmiles @ Takeoff With Miles

Check your email, There is a targeted offer, which will get you 35,000 Starpoints as signup bonus with Starwood Preferred Guest credit card . The subject of the email is “Earn Our Highest Offer: 35,000 Bonus Starpoints” Note that you can only get the signup bonus once in a life time per product with American Express personal & ...

The post 35,000 Signup bonus for Amex SPG Credit Card [Targeted] appeared first on Takeoff With Miles.

Best Discount Broker

by feedback@creditdonkey.com (Kim Pinnelli) @ CreditDonkey Reviews

The best online broker offers low fees, great customer service, and smart research tools. Find the best discount brokerage to consider.

Discount brokers charge as little as $4.95 for online trades. Compare that to the $100+ that many full-service brokers charge. It seems like a no-brainer choice to choose the discount broker. But, you must know how to pick the right one.

Because trading online is a self-directed practice, you need the right broker backing you up. Read our in-depth guide on our choices for the top discount brokers today.

What Is a Discount Broker?

First, let's look at the definition of a discount broker.

As the name suggests, discount brokers cost much less than a full-service broker. But, their services are much more limited. Basically, they execute your orders to buy or sell your investments. They do not provide advice. In other words, you won't speak to a person when you execute your trades. The upside? You won't have someone trying to upsell you or get you to invest in things you don't want to invest in.

However, this does not mean you don't get support. Many discount brokers do offer in-person customer service for those times when you are better off talking to someone. Plus, many of them offer online resources and tools. Some even have tutorials or mock trading platforms to help you get the hang of investing.

The bottom line is a discount broker costs you much less money per trade. You won't have the steep commissions that full-service brokers charge. What this means is more cash in your pocket and the opportunity to make more trades.

Why Use a Discount Broker

So why would you choose a discount broker over a full-service broker? The main reason is the cost. But here we will break down who would do better with a full-service broker and who could get by with a discount broker.

Who Needs a Full-Service Broker?

If you answer "yes" to the following questions, you may be better off with a full-service broker:

  • Do you have a large number of large investments?
  • Do you not have time to manage your portfolio effectively?
  • Do you not have the desire nor the know-how to handle your portfolio?
  • Can you afford high commission fees?

If you answered "yes" to each of these questions, a full-service broker might be the best option. Expect to pay between $150 and $200 for each trade, though.

Watch out for annual fees and/or maintenance fees in addition to per trade fees. Full-service brokers often include these charges in their agreement.

Who Needs a Discount Broker?

Typically, the "average" investor does just fine with a discount broker. Answer the following questions to see if you qualify:

  • Do you want to save money on each trade made?
  • Do you like to be in control of your investments?
  • Do you not want to be bothered with upselling or pressure to take other investments?
  • Do you make frequent trades?

If you answered "yes" to these questions, you may fare just fine with a discount broker.

What to Look for in a Discount Broker

Once you decide a discount broker is the way to go, you still have many decisions you must make. A quick search online will give you many options. Before you get overwhelmed, consider the most important factors:

  • Cost: This probably goes without saying. You want a broker that you can afford, but don't jump at the cheapest broker just yet. Consider all of the fees, not just the advertised ones. You might find a broker that advertises super low commissions, but doesn't readily advertise the other fees. Call them hidden fees or extra fees; the bottom line is that they cost you more than what's advertised. Ask about annual fees, maintenance fees, inactivity fees, and transfer fees.

  • Minimum deposit/balance: Some brokers require a minimum deposit to open the account. Others don't have a minimum. Yet others require a minimum average balance over the life of the account. Determine what you can afford to keep in the account if choosing accounts with a minimum requirement higher than $0.

  • Customer service: The level of customer service you want is a personal decision. Take a trial run on any broker's website that you are considering. Check out the support they have readily available on their website. But you should also email and call them with questions. See how long it takes to get an answer. This can help you decide which broker provides the level of support you need.

  • Tools: Online brokers offer a varying amount of tools. They include retirement calculators, market analysis, comparison charts, and research tools. Consider whether you need in-depth research tools or if you are a more basic investor. There are online brokers for both types of investors. Knowing what will help you be successful will help the decision.

Best Discount Broker

Here are the top discount brokers according to our research.

Best Discount Broker for Investors on a Budget

Ally Invest is one of the cheaper discount brokers, but they offer barebones services. It's best for beginning investors with an education in trading stocks and bonds. You won't receive a lot of guidance, but you also won't receive a lot of bells and whistles. This is why we recommend it for the new investor who understands the markets.

We love the fact that every trader gets access to the trading platform. On the dashboard, you'll have access to quotes in real-time and as much information as you want. You can filter your results to suit your needs. If you want full information on one security, you can get as many details as you want on it. Would you rather compare two or more securities on one page? You can do that too - you are in full control of what you see.

If you love research and advice, you'll get that and more with the community forums on Ally Invest. Do you want to rub noses with the industry experts or see what other traders are trading? You can do this and more with Ally Invest's forums. You can obtain feedback on your strategies, check out the 50 most active stocks at any given time, and chat with other investors.

Best Discount Broker for Research

TD Ameritrade may charge more than some of the cheaper alternatives, but they offer unparalleled research options. No matter how large your portfolio, you have access to the ThinkorSwim platform. What is normally a "premium platform" with other brokers is available to every investor with TD Ameritrade. The platform offers extensive research opportunities, instructional videos, real-time quotes, charts, and studies. You can even test out some of your strategies based on historical information to see how you would do.

Aside from the premium platforms, we love that there is no minimum deposit requirement to trade with TD Ameritrade. This means you can start trading as soon as you open an account. Other brokerages make you wait until your balance hits a specific threshold.

We also love the breadth of customer service available from TD Ameritrade. Investors have access to 24/7 customer service, both online and on the phone. You can email, chat online, or call customer service. You'll typically receive an immediate response for your questions or concerns.

Because of their more costly commission, TD Ameritrade is good for the beginning-to-moderate investor who won't make frequent trades. The higher cost gives you access to research and tools that don't hold a candle to the other brokerages. But, if you trade frequently, the higher commissions can eat into your profits.

Best Discount Broker for Frequent Traders

If you are a frequent trader, you need lower commissions. If not, those costs can really eat into your profits. E-Trade offers frequent traders a nice discount, which is why we chose it for frequent traders. While $6.95 per trade is equal to TD Ameritrade, traders save $2.00 per trade when they have more than 30 trades in a quarter.

E-Trade offers a variety of customer support tools, making it great for beginning and intermediate investors. The basic E-Trade platform works well for most investors, as it offers real-time quotes, charting, analysis and more. All investors also have access to the OptionsHouse platform. This is a slightly more advanced platform, but is still easy enough for the new investor to navigate. Frequent investors (making more than 30 trades per quarter) also have access to a third platform called E-Trade Pro. This platform is similar to ThinkorSwim. Investors have access to trading ideas and are able to test their ideas out on real investments.

Keep in mind that if you want to try out E-Trade's numerous platforms, you'll need at least a $500 initial deposit. This sets E-Trade apart from many of the other discount brokers and is something to consider when choosing a discount broker. Frequent traders often have at least $500 to trade, and benefit from the lower pricing tier offered at E-Trade.

Best Discount Broker for Customer Service

Fidelity is known for their mutual funds, but they are a great discount broker too. If you value top-notch customer service, this is the brokerage firm for you. Fidelity has built up its reputation of providing prompt customer service. You can reach them by phone, email, or live chat online, all of which are available 24/7.

Fidelity is also very strong in the research department. They offer an array of third-party reports for each quote you pull. If you are an avid researcher, you'll love the speed at which you can have multiple reports at your fingertips. Sometimes time is money, of which Fidelity will save you plenty with this service.

Fidelity's platform gets good reviews regarding ease of use and services it provides. Beginning investors have access to plenty of research and screeners. This helps make it easy to get the information needed to make a trade. They also offer their platform as a mobile app, making it easy to make investment decisions on-the-go.

However, if you want more advanced trading options, you'll need to make at least 36 trades in a rolling 12-month period. The Active Trader Pro offers more filters; the ability to store trades for future use; and better customization.

Other Brokers to Consider

  • Merrill Edge: A great option for those with a lot of capital to invest and who relish great customer service.

  • Charles Schwab: Investors both new and experienced do well with this broker's user-friendly platforms for infrequent and active investors.

  • Interactive Brokers: Reserved for investors with advanced needs and active traders with at least $10,000 to invest.

  • Tradestation: Once a platform for pros, this broker is now useful for beginners and advanced traders that will keep their money put. They do have a $125 outgoing transfer charge, which is on the high side.

  • Capital One Investing: This platform is perfect for traders just starting out or those who want an automatic investment option. Capital One offers discounted commissions as low as $3.95 for automatic investments.

There Are Other Options Too

Discount brokers can save you a lot of money and put you in the driver's seat of your portfolio. But they aren't for everyone. Following are a couple of other choices you may want to consider:

  • Robo-Advisors: If you can handle a completely "hands-off" approach, robo-advisors can save you even more money. The automated system uses an algorithm to invest your money for you. After you input your risk thresholds and investment goals, the computer does the rest. The fees vary, but companies like Betterment charge one annual fee based on your account balance.

  • Peer Lending: If you want to stay away from stocks and bonds for now, consider peer-to-peer lending. You decide how much money you want to invest and what type of risk you want to take. The minimum investment is often as low as $25. You can break your investment up into as many loans as you want. This helps diversify your portfolio with companies like Lending Club or Prosper.

  • Full-Service Broker: If you have a lot of money to invest or need that in-person advice, a full-service stockbroker is an option. You'll find them at your larger brokerage houses, like Merrill Lynch, but keep in mind that their commissions are much higher than discount brokers. Expect to pay $100 - $200 per trade versus $4 - $7 per trade.

Common Questions

  • What is an account minimum deposit?
    Many discount brokers don't allow traders to start trading until their account reaches a specific threshold. For example, Charles Schwab requires a $1,000 minimum deposit to open a Schwab One account.

  • What are account maintenance fees?
    The account maintenance fee is separate from the per trade fee. It's important to read the fine print to see what brokers may charge. For example, some brokers charge a 0.5% annual maintenance fee. Others only charge the fee if your balance dips below their required threshold. Always read the fine print to make sure you know what the account will cost.

  • What is a margin account?
    If you meet the Federal minimum deposit requirements, you may be able to buy on margin. This means you put a percentage (usually 50%) down on the investment and borrow the other half. The broker charges you interest and holds your securities as collateral.

  • How do you withdraw funds from your brokerage account?
    You can request a withdrawal of your funds at any time. The request must be in writing. You usually have the option of a wire transfer, ACH electronic transfer, or a check mailed to you. If you do choose the wire transfer, most brokerages charge a wire fee of as much as $50 per transfer.

  • How do you open a discount brokerage account?
    If you are opening a cash account, you'll need to provide your personal identifying information (name, address, social security number, and driver's license number). You'll also need to provide your employment information, income, and net worth. You'll also need the funds to open up the account and start trading.

The Bottom Line

Using a discount broker is a great way to trade and keep your profits. Choose your broker wisely by paying attention to hidden fees and understanding account minimums. A discount broker is a great way for beginning and experienced investors alike to invest in their future.

Best Discount Broker appeared first on CreditDonkey

Amazon Audible: Free Trial w/ 2 Free AudioBooks + $15 Prime Now Credit (New Members)

by Jonathan Ping @ My Money Blog

Amazon Audible has an targeted promotion with a free 1-month trial with 2 audiobook credits + $15 Prime Now credit (minimum $35 Prime Now order). This offer is only available to Prime Members who will be new Audible customers (not valid for existing subscribers or if you have utilized a free trial in the last […]

Best Military Money Books – Recommended Books to Help You Achieve Financial Independence

by Ryan Guina @ The Military Wallet

Military members, veterans, and their family members face an assortment of financial challenges that are unique to our community. As military members and veterans, we may find ourselves frequently traveling, being exposed to deployments and special duty assignments, dealing with unique pay and benefits programs, and working through other financial challenges. We also have a [...]

Which Southwest Credit Card is Right for You?

by feedback@creditdonkey.com (Anna G) @ CreditDonkey Reviews

Fly Southwest? You may want to consider a Southwest credit card from Chase. But which one is right for you? We break it down.

Southwest offers a couple of the best airline cards for domestic travelers.

If you fly Southwest at least a couple of times a year, consider one of the two co-branded credit cards offered by Chase: Southwest Rapid Rewards Plus and Southwest Rapid Rewards Premier.

Both cards offer a high sign-up bonus and good reward potential. The Plus has a lower annual fee but is not ideal for international travel. The Premier is the more upscale version with slightly better rewards.

Which makes more sense?

We'll do a full run-down comparing the two cards, so you can make your own choice.

Overview: Southwest Plus and Southwest Premier

Before we start comparing, let's go over how the two cards work in a nutshell. Both cards give you the same sign-up bonus and reward points. There are a couple of major differences:

  • The Southwest Plus card has a $69 annual fee. You get 3,000 bonus points each anniversary year. There is a foreign transaction fee.

  • The Southwest Premier card has a $99 annual fee. You get 6,000 bonus points each anniversary year and earn points toward elite tiers. There is no foreign transaction fee.

Now, with these major differences in mind, let's go over why you may prefer one over the other.

Note: Chase has a 5/24 rule, which means that if you've opened 5 credit card accounts in the past 24 months (from any bank), you will not be approved for a new card. The Southwest cards fall under this rule.

Why Either Card Is a Good Choice

Both cards are designed to earn Rapid Reward points, which can then be redeemed for Southwest award flights (more detail in the next section). With both Southwest cards, you get:

  • Sign-up bonus. You can earn 50,000 points after you spend $2,000 on purchases in the first 3 months of account opening.

  • 2x on Southwest purchases. You get 2 points per dollar spent on Southwest purchases, including participating Rapid Rewards hotel and car rental partner purchases. You get 1x per dollar on all other purchases.

  • Points for balance transfers. You get 1 point for each $1 in balance transfers made within the first 90 days of account opening (up to $10,000 for the Plus, and $15,000 for the Premier). Most credit cards don't let you earn points for balance transfers.

  • Earn points toward Unlimited Companion Pass. If you earn 110,000 Rapid Reward points in one calendar year, you can name one companion to fly free with you on unlimited Southwest flights until the end of the following year. This is one of the best companion deals out there. With the sign-up bonus alone, you're more than a third of the way to the Companion Pass.

    Note: Only points earned with the Southwest credit cards qualify towards a Companion Pass. So, for example, if you have the Chase Sapphire Preferred and transfer points to Southwest, they won't qualify.

  • Bags fly free. Your first and second checked bags are free.

  • No blackout dates, seat restrictions, or change fees. You can use your miles to book any seat on any flight. And if you need to change the date of a flight, there's no change fee (though you will still need to pay the fare difference).

  • Rewards never expire. Your miles never expire as long as your card account remains open.

Who the Southwest Plus Card Is Good For

If you're an occasional domestic flyer (you fly Southwest just a few times a year), then this card is probably good enough for you. Since both cards have the same sign-up bonus and reward earnings, the Plus will save you money with a smaller annual fee.

Remember, it also gives you 3,000 points every anniversary year. This doesn't fully cover the annual fee, but it makes it easier to swallow.

Why the Southwest Rapid Reward Premier Card Is Superior

If you fly Southwest more often, the Premier card may be better for you. Here are some other perks that come with the Southwest Premier:

  • Tier qualifying points (TQPs): For every $10,000 spent on the card (on eligible purchases), you earn 1,500 TQPs. You can earn up to 15,000 TQPS per year. TQPs can be used for Rapid Rewards elite status.

    • If you achieve A-List status (35,000 TPQ per year), you get: priority check in, security, and boarding; dedicated phone line; free same-day standby; and 25% earnings bonus on Southwest flights.

    • If you achieve A-List Preferred status (70,000 TPQ per year), you get the above plus: free in-flight Wi-Fi and 100% earnings bonus on Southwest flights.

  • 6,000-point anniversary bonus: You get a bonus 6,000 points every year on your account anniversary. 6,000 points could be worth a flight around $100, so this already justifies the higher $99 annual fee.

  • No foreign transaction fee: The Premier card has no foreign transaction fee for purchases made abroad.

Do you own a business? There is also a business version of the Premier card – the Southwest Rapid Rewards Premier Business Credit Card.

Both Do Have Downsides

Keep in mind some of these downsides for both cards:

  • No priority boarding. Unlike other co-branded airline cards that give you priority boarding just for owning the card, the Southwest cards don't include this perk. The only way to get this perk is to earn enough TPQs in a year to qualify for elite status.

  • High APR. Neither card has an introductory APR offer for purchases or balance transfers. The regular APR is quite high, so make sure you are able to pay off the balance each month.

  • You only get bonus points for Southwest flights, and hotel and car rental partners. Unless you fly Southwest a lot and use their hotel and car rental partners, it may be hard to rack up points. If your goal is to earn points faster, then consider whether the Chase Sapphire Preferred may be a better fit. It gives you 2x points on travel and dining purchases. Then you can transfer the points 1:1 to Southwest (but they won't qualify for the Companion Pass).

  • You can only redeem on Southwest flights. This isn't much of a problem if you take a lot of Southwest flights. But if you want more flexibility or want to travel to places Southwest doesn't go, then think about whether it's better to get a general travel rewards card that lets you use any airline.

  • The Plus card has a foreign transaction fee. The Plus card charges a foreign transaction fee on purchases made out of the country (3% of each transaction in U.S. dollars on purchases). However, the Premier card has no foreign transaction fee, so it is better if you travel internationally.

How to Use Southwest Rapid Reward Points

Both cards earn Rapid Reward Points, which you can redeem towards any Southwest flight, with no blackout dates and no seat restrictions.

Using your points is very easy. Simply sign in to your Rapid Rewards account (create it for free) to book travel, and select the option “Points.”

You will then see the flight options listed in points. You can also toggle back and forth between dollars and points to compare the points value.

Southwest has three types of fares. Wanna Get Away is the cheapest fare. It's nonrefundable, but can be cancelled for credit good up to 1 year from purchase date. Business Select and Anytime fares are fully refundable.

So what are Rapid Reward points worth?
Southwest points have pretty good value, especially for the Wanna Get Away fights. We find that, generally, each Rapid Reward point is worth between 1.6 and 2.0 cents. This means that 10,000 points could be redeemed for a flight that costs around $160 - $200.

For example, in the sample flight above from Los Angeles to Seattle in March 2018, the highlighted flight costs 4,248 points. If you were to buy it with cash, it costs $86. That means the point value of the flight is 2.02 cents.

You don't pay any taxes or surcharges for domestic flights, except for the $5.60 Security Fee in each direction.

Do You Fly Other Airlines?

Not a frequent Southwest flyer? If there's another airline you prefer instead, consider these cards:

Bottom Line

So, which Southwest card is right for you? Since both cards give the same sign-up bonus and have the same reward structure, which is better?

If you fly Southwest just a few times a year domestically, the Plus card will do the job just fine. If you travel to any of Southwest's international offerings, you'll want the Premier card as it has no foreign transaction fee. It also has a larger anniversary bonus each year, which helps justify the $99 annual fee.

Which Southwest Credit Card is Right for You? appeared first on CreditDonkey

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: The information for the Southwest Rapid Rewards Premier Credit Card, United MileagePlus Explorer Card, Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®, and Southwest Rapid Rewards Plus Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Why I HATE Chase Bank – Account CLOSED! Common Sense is a thing of the past!

Why I HATE Chase Bank – Account CLOSED! Common Sense is a thing of the past!


MyLitter - One Deal At A Time

Complaining isn’t really fun. I don’t like hearing it, and I am sure my husband and others don’t either. I am stating this first because I am about to, well, complain. Sorry in advance.... this is going to be long. It’s not even really complaining, it is basically just telling you how much I hate CH…

CIT Bank Review and Bonuses

by Stephanie Colestock @ Consumerism Commentary

CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]

The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.

Kroger: Huggies Diapers only $4.99

by Abby @ MyLitter – One Deal At A Time

Right now there is a Kroger Digital Coupon event where you can save on Huggies Diapers, BUT we have a higher value $2.00/1 Huggies Diaper Coupon that will make them just $4.99 per pack! (Huggies Diapers are $6.99 through 3/6/18!) Check out all the Kroger Mega Event Matchups HERE You can watch the “How To Shop […]

The post Kroger: Huggies Diapers only $4.99 appeared first on MyLitter - One Deal At A Time.

$450 bonus for opening a new Chase Checking and Savings account- Not a targeted promotion - Takeoff With Miles

$450 bonus for opening a new Chase Checking and Savings account- Not a targeted promotion - Takeoff With Miles


Takeoff With Miles

Its raining bonuses. Yesterday, we have seen a $300 bonus for opening a new checking account with Bank of America.  Now it is Chase offering $450 bonus for opening qualifying accounts ($300 for Checking and $150 for Savings). Per this offer, you can get $300 bonus for opening a new Chase Total Checking account and setup direct ...

A Review of the SFGI Direct Savings Account

by Michael Pruser @ Consumerism Commentary

In our SFGI Direct savings account review, we were frankly surprised at the high rates offered by this bank many have never heard of. It beats almost all existing online banks. Here are the details. If you haven’t considered an online savings account before, here’s why you should now. Below we review the SFGI Direct […]

The post A Review of the SFGI Direct Savings Account appeared first on Consumerism Commentary.

Free Wyndham night after two stays

by Dave @ MilesTalk – Frequent Flyer Miles and Points

This is a pretty solid promo. Stay twice at any Wyndham property and earn 15,000 bonus points – enough for a free night in any Wyndham property or possibly even better deals using Go Fast (cash and points) nights. Keep in...

$100 Bonus – BB & T Bank Checking Promotion

by Bank Bonus @ Checking Account Promos

BB & T Bank Bonus 2014 B & T Bank Checking Promo BB & T Bank Checking Promotions BB & T Bank Promo – $100 Checking Bonus Bank $100 Checking Bonus In order to qualify for BB&T Bank’s $100 bonus, … Continue reading

$200 Bonus for Opening New Chase Checking Account Ends Soon | Million Mile Secrets

$200 Bonus for Opening New Chase Checking Account Ends Soon | Million Mile Secrets


Million Mile Secrets

Coupon codes for $200 bonus for opening a new Chase Checking Account

Life Insurance Living Benefits Rider

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

This article was originally published on Cash Money Life | Personal Finance, Investing, & Career at Life Insurance Living Benefits Rider.

Having life insurance in place can allow you the peace of mind in knowing that those who love and care about will not have to face financial hardship in the case of the unexpected. That is because, in addition to providing funds for replacement of income, the cash that life insurance offers can also be ... Read More about Life Insurance Living Benefits Rider

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All content copyright Cash Money Life | Personal Finance, Investing, & Career; if you are reading this on another website it has been illegally reproduced in violation of copyright laws.

Pay your rent fee-free with a credit card: RoomiPay deal returns

by Dave @ MilesTalk – Frequent Flyer Miles and Points

For the last two months, we have partnered with Roomi to offer MilesTalk readers the opportunity to pay their rent with a credit card fee-free. Roomi mails the landlord a check and you earn miles for the rent amount. The deal has...

Chase $500 Coupon Checking, Savings, & Business Account Bonus

Chase $500 Coupon Checking, Savings, & Business Account Bonus


Bank Deal Guy

Chase $500 Coupon. Open Chase Total Checking + Chase Savings Account to earn a Chase $500 Checking & Savings Bonus available in many states.

Legacy Texas Bank Checking Review: $200 Bonus (Texas only) *Current Clients only*

by Howard Young @ Bank Checking Savings

Are you currently banking with Legacy Texas Bank? Legacy Texas Bank is currently offering existing clients a generous $200 bonus when you apply and qualify for a new Maximum Checking Account with a minimum opening deposit of $100 by March 31, 2018. Once you have signed up for a new account, all you have to have to... Keep Reading↠

The post Legacy Texas Bank Checking Review: $200 Bonus (Texas only) *Current Clients only* appeared first on Bank Checking Savings.

Chase Coupon Codes - Earn Up To $800 In Bank Bonuses

Chase Coupon Codes - Earn Up To $800 In Bank Bonuses


Tur-Prestige

Best Chase coupon codes on the 'net, updated weekly. Find chase coupons ranging from $150-$800, including the easiest way to meet the bonus requirements.

Capital One Credit Card Offers

by feedback@creditdonkey.com (Anna G) @ CreditDonkey Reviews

Capital One is offering lucrative promotions for new credit card applicants. Which deal is right for you? Read this in-depth guide.

Capital One credit cards don't seem to get as much attention as other cards. But there are some excellent promotional bonus offers. And Capital One has an option for almost everyone, no matter what your credit is.

Capital One Promotions

Read on for the list of current card promotions for new applicants. Apply for a new Capital One credit card from this list and make the qualifying purchases within the specified timeframe to get the bonus promotion.

Tip: Have an existing balance to transfer? Read this Capital One balance transfer guide before you apply.

Cash Rewards Cards

Travel Reward Cards

Fair/Limited Credit

Bad/Limited Credit

Student Credit Card

In-Depth Guide to Capital One Credit Cards

Which Capital One Deal Is Right for You?

To pick the right card for you, consider the following factors:

  • Your credit score: The good thing about Capital One is that they offer credit cards for a range of credit scores. Your credit score will largely determine what card you're able to quality for. Below, we tell you the credit qualification for each card.

  • Annual fee: How often will you use your new Capital One card? Cards with annual fees usually offer more rewards or benefits. But before you apply for the credit card, think: will you realistically earn enough in rewards to make up for the expense?

  • Cash back vs travel miles: Cash back will allow you to use the rewards however you like. But if you like to travel, Capital One's travel reward cards allow you to earn miles for travel purchases and offer great travel benefits.

Tip: One thing we really applaud Capital One for is that they NEVER charge a foreign transaction fee. Many other banks charge a 3% fee for purchases made outside of the US. Capital One does not do this, so you can travel abroad with any of their cards.

Capital One Credit Card Offers for New Applicants

New Application: Before you apply for a new Capital One card, here are some things you need to know.

  • You can see which cards you're pre-approved for on Capital One's website.
  • You can only have 2 personal Capital One cards at a time.
  • You will not be matched to a higher bonus if a better offer comes along after your application. Make sure you're applying when the bonus is the biggest.
  • Capital One business cards do show up on your personal credit report as well.
  • Capital One does a hard pull from all 3 credit bureaus when reviewing your application.

We'll make your decision simpler with side-by-side Capital One offers comparisons below.

Earn Cash Back: Capital One Quicksilver Cards

If you'd prefer cash back, Capital One has two options: Quicksilver and Quicksilver One.

Both cards offer 1.5% cash back on all purchases. The difference is that they cater to people with different credit ranges.

  • Capital One Quicksilver (read review) is for those with excellent credit. It has a sign-up bonus of $150 if you spend $500 within three months of account opening. It also has a 9-month, 0% intro APR on new purchases and balance transfers (after that, variable APR is 14.24% to 24.24%).

  • In comparison, Capital One QuicksilverOne is for those with fair/average credit. It has no sign-up bonus and no intro APR. There is an annual fee of $39. But it's rare to find a reward card for those with fair credit. You can also get a higher credit line after making 5 monthly payments on time.

    To make up for the $39 annual fee, you would have to spend at least $2,600 in a year ($217/month) on your card. With 1.5% cash back on every purchase, that would equal $39, breaking even.

Travel Rewards Promotions: Venture Cards

If you like to travel, consider one of Capital One's travel reward cards. You earn "miles" that you can use towards any travel purchase on your statement.

Capital One offers two travel reward cards: Venture and VentureOne. Both give you travel miles, but one has more rewards and an annual fee.

  • Capital One Venture (read review) offers 2x miles on all purchases. You get 50,000 bonus miles (equals $500) if you spend $3,000 on purchases within three months of account opening. There is a $95 annual fee.

  • Capital One VentureOne has no annual fee, but offers less rewards. You get 1.25x miles on all purchases. You get 20,000 bonus miles (equals $200) if you spend $1,000 on purchases within three months of account opening. Another advantage is that it has an intro APR on purchases.

You generally need excellent credit for these travel reward cards.

Tip: Even though the Venture has a $95 annual fee, the much higher bonus and earning power will make it more valuable if you travel often. You will earn more rewards if you spend at least $12,667 a year ($1,056/month) on your card.

If you don't travel often, then consider whether a cash back card (like the Quicksilver) is better since it has no annual fee and gives you 1.5% back (instead of just 1.25x for the VentureOne).

Capital One for Students

Capital One offers the Journey Student Rewards credit card for college students. Having a card in college is great for building credit and covering necessities and emergencies.

It offers 1% cash back on all purchases. And if you pay on time, you can get a total of 1.25% back for the month. This teaches college students to be financially responsible early on.

It has no annual fee. You don't need to have prior credit history, but you may need a cosigner.

Capital One for Limited Credit

If your credit score is less than stellar, there are a couple of options for you too.

  • Capital One Platinum is for those with fair or limited credit. It's usually hard to get a credit card with no annual fee when you have lower credit. So it's great that Capital One provides this option. There are no rewards, though. You can get a higher credit limit if you make 5 monthly payments on time.

  • Capital One Secured may be your only option if you have bad or no credit at all. You need to put down a cash deposit, which becomes the "security." The good thing about Capital One's Secured card is that you may qualify for a higher credit line than your deposit. Depending on your credit history, you may only need to put down a $49 deposit to receive a $200 credit line.

    If you make 5 monthly payments on time, you can get a higher credit line with no additional deposit. There is no annual fee.

Capital One for Small Business

You don't have to be a large corporation to get a business credit card from Capital One. Are you a freelancer? Do you have a side gig?

You spend a lot of money running your business. Why not take advantage of that spend?

Capital One offers several small business cards for cash back and travel miles. Read on for the latest Capital One business credit card promotions.

Business Credit Cards with Cash Back

The Spark Cash has a lot larger bonus and you get more back for each dollar you spend. It's the better choice if your business spends more than $19,000 a year ($1,584/month). You will earn more net cash back even after the $95 annual fee.

If your business is new, you may like the no-annual-fee Spark Cash Select. It has a 0% intro APR on purchases for 9 months (after that, variable APR is 14.24% to 22.24%), which is great if you don't yet have steady cash flow.

Do you have average credit? Capital One also has the Spark Classic for business owners with lower credit scores. You get 1% cash back on all purchases and there is no annual fee.

Business Travel Rewards

If your business has travel needs, consider one of these travel reward cards instead. Remember, you don't exactly get "miles" to use with airlines. They're more like general travel points that you can apply toward any travel purchase on your statement (flights, hotels, car rentals, taxis, etc.).

Just like their cashback cousins, the Spark Miles is better if your business has higher expenses, while the Miles Select is better for new businesses.

Sign-up Bonus: Making Your Choice

Hopefully, certain bonuses stuck out for you as you looked down this list. Which card is the best fit for you depends on your spending patterns and what you hope to get out of your credit card. As with any credit decision, research is important to make sure you pick the card that's best for your specific financial situation.

Remember: as with all credit card and bank offers, terms and limitations apply.

Capital One Credit Card Offers appeared first on CreditDonkey

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Disclaimer: The information for the Capital One® Quicksilver® Cash Rewards Credit Card, Capital One® Spark® Classic for Business, Capital One® Venture® Rewards Credit Card, Capital One® QuicksilverOne® Cash Rewards Credit Card, Capital One® Spark® Cash for Business, Capital One® Spark® Miles for Business, Capital One® VentureOne® Rewards Credit Card, Journey® Student Rewards from Capital One®, Capital One® Spark® Cash Select for Business, Capital One® Spark® Miles Select for Business, Capital One® Platinum Credit Card, and Capital One® Secured Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Dollar General Top Deals Feb 11 – Feb 17

by Abby @ MyLitter – One Deal At A Time

Here are the weekly deals and coupon matchups for Dollar General. Be sure to sign up for mobile coupons and text alerts for offers sent to your phone. You can also find out how to shop their $5/25 coupon sales HERE. These are the TOP deals for the week, not the entire matchup. Make sure to click the […]

The post Dollar General Top Deals Feb 11 – Feb 17 appeared first on MyLitter - One Deal At A Time.

Free 8×10 Photo Print at CVS + Free Store Pick Up!

by Laura @ MyLitter – One Deal At A Time

Today only, CVS Photo is offering up a FREE 8×10 Photo Print ($3.99 value) whenever you use promo code VALPRINT at checkout.  You can get those recent New Years Photos enlarged and give them as a gift! Even sweeter, you can opt for FREE same day in-store pickup at your local CVS store to save on shipping! Note […]

The post Free 8×10 Photo Print at CVS + Free Store Pick Up! appeared first on MyLitter - One Deal At A Time.

AmTrak Guest Rewards Platinum MasterCard Credit Card 12,000 Bonus Points

by Anthony Nguyen @ CardViews

If you love to travel, but you hate the unattractive fees that most airlines travel rewards credit cards offer, then the Amtrak Guest Rewards Platinum MasterCard may be one of the select few credit cards to suit your travel lifestyle. This 12,000 bonus points can be yours after you spend at least $1,000 in purchases within 90 days […]

Huntington Accelerated Business Checking $750 Bonus

by Tom Andrew @ Rebates Money

Sign up by August 31, and receive $750 on us! Huntington Accelerated Business Checking is the premiere banking experience that will make your business thrive with many of the  features that is exclusive only to Huntington. You can have hundreds of transactions free of charge every month. Our customer service operates 24/7 and you can […]

A tarnished credit score is not the end of the world – A sneak peek into bad credit lending

by Martha Jackson @ CreditMedium.com

Bad credit is a big problem Americans are facing nowadays and this is probably the biggest reason that is barring them from receiving new lines of credit at a reasonable rate. When you have filed for bankruptcy or you have been marked for non-payment on any debt for more than 60 days, chances are high […]

Chase Checking ($300) & Savings ($200 Bonus) - Available Nationwide (Mostly) - Doctor Of Credit

Chase Checking ($300) & Savings ($200 Bonus) - Available Nationwide (Mostly) - Doctor Of Credit


Doctor Of Credit

Maximum bonus amount: $500 Availability: Nationwide (must open account in branch) Direct deposit required: Yes, no minimum. Click here to view what triggers this bonus Additional requirements: None Hard/soft pull: Soft Credit card funding: Not available when opening in branch Monthly fees: $10-12, waivable Early account termination fee: Bonus taken back if closed within six months Expiration date: Varies based on coupon purchased Contents1 The [&hellip

Alaska Flash Sale: West Coast to Texas and Midwest From 10,000 Miles Round-Trip

Alaska Flash Sale: West Coast to Texas and Midwest From 10,000 Miles Round-Trip

by Katherine Fan @ The Points Guy

Just after Delta’s flash sale, Alaska launched its own sale fares for award flights this afternoon. Travelers based in Texas or on the West Coast will benefit the most from these deals, which begin at 10,000 Mileage Plan miles and $12 round-trip. In order to take advantage of these flash sale rates, you must purchase your …

Gretchen’s $63 Grocery Shopping Trip and Menu Plan for 4

by Gretchen @ Money Saving Mom®

Dillons 1 Kroger Frozen Green Beans – $1 1 Breyers Ice Cream – $3.49, used $0.50/1 e-coupon – $2.99 after coupon 1 Kroger Sour Cream – $1.29, used $0.30/1 e-coupon – $0.99 after coupon 1 Luvo Frozen Mango Chicken – […]

As an Authorized User, Can I Open My Own Account for the Same Card?

As an Authorized User, Can I Open My Own Account for the Same Card?

by Brendan Dorsey @ The Points Guy

“Reader Questions” are now answered twice a week — Tuesdays and Thursdays — by TPG Assistant Editor Brendan Dorsey. Brendan has been with TPG for a year and a half and hails from Northern California. After being an authorized user on someone’s credit card account, you may be considering an account of your own. Maybe …

This Is The Tallest Hotel In The World

This Is The Tallest Hotel In The World

by Katherine Fan @ The Points Guy

In Dubai, a city synonymous with superlatives, the Guinness Book of World Records just confirmed newcomer Gevora Hotel to be the world’s tallest at just over 356 meters high (1,168 feet). Neighbor and previous record-holder the JW Marriott Marquis Dubai stands just one meter shorter at 355 meters (1,165 feet). The Gevora Hotel has four restaurants, …

8% eBay Bucks Bonus Offer For Buyers and Sellers [Targeted]

8% eBay Bucks Bonus Offer For Buyers and Sellers [Targeted]

by DDG @ Miles to Memories

Earn 8% in eBay Bucks on every qualifying item when you buy, or earn 8% on the value of the items you sell. No minimum purchase/sale amount.

HSBC Bank Deals, Bonuses, & Promotions: $100, $200, $350, $600, $750 Checking Offers

by Hilary Tran @ Bank Deal Guy

Check out our listing of HSBC Bank Deals of $100, $200, $350, $600, & $700 promotions. At HSBC they seek to build trust-based and lasting relationships with their many stakeholders to generate value in society and deliver long-term shareholder returns. HSBC Bank is available nationwide but has physical branches in the following states: CA, CT, DC,... Read More →

The post HSBC Bank Deals, Bonuses, & Promotions: $100, $200, $350, $600, $750 Checking Offers appeared first on Bank Deal Guy.

Don’t miss: up to 1,500 Marriott points for Tweets during Super Bowl

by Dave @ MilesTalk – Frequent Flyer Miles and Points

Extra Points Sundays is back by popular demand for #SBLII! Watch out for questions throughout the game for a chance to score up to 1,500 #RewardsPoints. Connect your accounts to get ready: https://t.co/GVNyqWEu5u 🙌🏈 — Marriott Rewards (@MarriottRewards) February 4,...

Home Chef Review: Is It Worth It?

by feedback@creditdonkey.com (Kim P) @ CreditDonkey Reviews

Almost half of Americans claim to hate to cook. For many, it's due to a lack of time to put together a half decent meal. Perhaps because of this phenomenon, meal delivery services have taken over the radar.

One name you probably hear quite often is Home Chef. Founded in 2013, Home Chef delivers more than 1.5 million meals to doorsteps each month. The perfectly portioned ingredients and colorful recipe cards have wanna-be chefs trying new things.

Is it the right service for you?

What Is Home Chef?

Busy families often resort to frozen food or takeout. While it's convenient, it could be unhealthy and costly. Enter Home Chef, the answer to the desire for a home cooked meal in under 30 minutes. This home meal delivery service promises fresh ingredients delivered to your doorstep with delicious recipes even the novice can prepare.

Home Chef delivers all of the ingredients necessary to create your chosen meals. However, they don't provide common staples, such as cooking oil, salt, and pepper. You can skip meal planning, grocery shopping, and recipe hunting. Home Chef works with high-quality food suppliers and professional chefs to deliver the best ingredients and tastiest recipes.

How Home Chef Works

You can sign up for Home Chef in a few simple steps. You'll provide your email address, food preferences, shipping, and payment information. Based on your preferences, Home Chef then suggests meals for you. But you can choose from the more than 11 options each week based on your family's desires. This offers a great opportunity to try something new. Many families try meals they would otherwise never eat.

You can choose your menu on a weekly basis as long as it's by the deadline. But Home Chef also sets their menus 5 weeks in advance. If you like to plan, you can know what you'll be eating for the next month or so. Their site has a countdown to let you know how many days are left to order from a specific week's menu. Once the deadline hits, the menu is no longer available. However, you can still access their recipes for a few months.

You can also choose to add on smoothie ingredients and/or fresh fruit baskets. You choose the number of servings and the items are added to your order.

Once you choose your meals, Home Chef ships the fresh ingredients and recipe cards right to your doorstep. You get to choose the delivery date so you know when it will arrive.

Once you receive your order, you simply unbox the desired meal and follow the recipe steps. Take note: you'll find a list of "extra" items you need, such as olive oil, salt, and pepper, at the top of the card. You'll also see any special notes titled "Before You Cook." This alerts you of any steps you must take before you start cooking.

Each step in the cooking process is broken down into simple instructions and includes pictures. They even offer a "proper plating" picture so you can replicate the look of the meal as you would see it in a restaurant.

Who Benefits the Most from Home Chef?

Home Chef isn't for everyone, but many people do benefit. If you are too busy to cook anything but frozen pizzas and chicken nuggets or you are sick of takeout, it could be worth a try.

However, if you are the type who follows a strict budget or uses coupons religiously, you might find the price a little much to handle. Home Chef charges customers by the number of servings ordered. However, the smallest quantity you can order is 2 servings. Because they charge per serving, you don't get a price break with the more people you feed.

If you were to shop for the ingredients yourself, the price per serving may decrease with the more mouths you feed. You can either buy in bulk or purchase items on sale. At Home Chef, it could cost as much as $60 for one meal to feed a family of six.

But, for some, the price is worth it. Even though you might spend as much as you would on takeout, you get much higher quality food and the satisfaction of preparing it yourself.

If you have a little time to spend in the kitchen, but less time to meal plan and grocery shop, this service may work well. Keep in mind that while you receive fresh produce and meat, you still have to do a little preparing. Many recipes require you to slice vegetables, chop nuts, and season the meat. Typically, it's nothing too time consuming, but something you should keep in mind.

What Are Your Choices?

Home Chef offers a large variety of options even for those on a strict diet. When you sign up, you can specify any allergies or preferences you have.

After entering your email address, Home Chef asks you a variety of questions:

  • How many meals would you like sent to you each week? (Choose 2-6)
  • How many people will you cook for? (2, 4, or 6)
  • Do you prefer meat, seafood, vegetables? You can choose one, two, or all three options.
  • Do you need a low-calorie or low-carb meal plan?

You can then choose to omit any of the following:

  • Pork
  • Soy
  • Red meat
  • Nuts
  • Wheat
  • Milk
  • Mushrooms
  • Shellfish

Based on your preferences, Home Chef offers a variety of menu options. A few examples of past meals offered include:

  • BBQ-Rubbed Chicken and Cheddar Mac
  • Greek Panko-Crusted Cod with vegetables
  • Sirloin Steak with Balsamic Sauce and Potatoes
  • Spaghetti and Ricotta Meatballs

The Pros and Cons of Home Chef

Having fresh ingredients delivered to your doorstep with step-by-step instructions may seem like a dream come true and for some, it is. However, you should know the cons before deciding too.

Pros

  • The recipes are very easy to follow, even if you are not a self-proclaimed chef.
  • You can personalize the options to meet your dietary needs.
  • You can pick and choose the number of meals each week or even skip several weeks at a time.
  • Possibly waste less food, as only the necessary amount of fresh ingredients come in the box.
  • Recipes are categorized by difficulty.

Cons

  • You should be home when the food is delivered, as it's chilled only with standard ice packs.
  • The dietary restriction options don't include vegan or heart-healthy diet options.
  • Single-member households must pay for 2 servings of any meals they order.

How It Compares

Home meal delivery services are quickly on the rise. While Home Chef has been around for almost 5 years, others are popping up all over the internet. They all offer the same idea - fresh ingredients to make restaurant-quality meals in your own kitchen. A few of the options outside of Home Chef include:

Blue Apron
Blue Apron offers a subscription service. You get a box each week unless you cancel your subscription. You choose from the "2-Person Plan" or the "Family" plan. The 2-Person Plan allows you to choose 2 or 3 recipes per week. The Family Plan allows you to choose 2, 3, or 4 recipes per week. They do offer vegetarian plans, but only for the 2-Person Plan. They specialize in unique recipes with new cooking techniques to keep even the most experienced cook learning new things. However, Blue Apron meals tend to take longer to prepare - some even take up to 90 minutes.

Plated
Plated works much the same as Home Chef. You choose your meals from week to week. You can skip weeks, stop delivery altogether, or order as often as you want. They have more than 20 recipes to choose from at a time. They also offer dessert recipe options. You receive most of the necessary ingredients outside of the standard staples you probably have at home. Plated allows you to mix and match the number of servings you get for each meal. This allows some flexibility for entertaining or nights when not everyone will be home for dinner. The food from Plated is often very unique or gourmet, and the recipes can be complicated or time consuming.

Hello Fresh
Hello Fresh provides farm-fresh foods with the option to choose a meat/seafood or vegetarian plan. They also provide a weekly subscription, but you must choose between a plan for 2 or 4 people and 3 or 4 recipes per week. Based on your preferences, Hello Fresh provides you with 15 new recipes to choose from each week. By default, they choose your meals for you, but you have the flexibility to change them if desired. Hello Fresh is a good choice for those who prefer "standard" recipes rather than the more "gourmet" options from other subscription services.

Bottom Line

Home Chef is among the many meal delivery service companies vying for your grocery dollar. They are among the easier meals to prepare, yet they don't lack in sophistication. They are among the services that offer the most options for those on a restricted diet. If you're looking for an alternative to convenience food, this is a great option. You'll create a warm, home-cooked meal for your family with fresh ingredients that will not go to waste.

Home Chef Review: Is It Worth It? appeared first on CreditDonkey

Received $300 for opening Chase Total Checking Account

Received $300 for opening Chase Total Checking Account


Freedom from the Daily Grind

How long does it really take to get $300 for opening a Chase Total Checking Account? In our case, not too long. Not even a month. I am really starting to like Chase and the products being offered b…

LifeLock Review: Is It Worth It?

by feedback@creditdonkey.com (Kim P) @ CreditDonkey Reviews

Protecting yourself against identity theft seems like it's worth its weight in gold. Do you really get as much protection as you think with services like LifeLock? Find out below.

Last year more than 143 million people had their personal information exposed during the Equifax hack. This demonstrates just one of the thousands of security breaches that happen each year. LifeLock claims to protect your identity from these types of incidents beyond what a basic credit freeze offers.

LifeLock claims to monitor more than just your credit. They monitor the dark web, unauthorized address changes, online scams, and public records. The depth of the monitoring you get depends on the chosen plan. LifeLock also offers identity theft restoration services and 24-hour customer service.

With a LifeLock membership, you can monitor one driver's license number and Social Security number. But you can monitor up to 10 credit cards and/or bank accounts. You may also enter up to five home addresses, email addresses, and phone numbers.

Who Is LifeLock Best For?

  • If you are at high risk for identity theft: Consumers who aren't proactive in their attempts to protect identity theft may benefit from the service. While LifeLock can't prevent identity theft, it can alert members of a breach. Think of it like an alarm system. The crime has been committed, but now you can attempt to minimize the damages.

  • If you don't know how to recover from identity theft: Identity theft is overwhelming. Victims must take several steps to stop the perpetrator from doing more damage. There could also be damages that must be undone, such as unauthorized accounts opened in their name or fraudulent use of medical insurance/benefits. LifeLock's bread and butter is their restoration services, helping victims put their lives back together.

  • If you don't regularly check your credit and/or financial accounts: Checking your credit reports, monitoring bank statements, and watching your credit card accounts is time-consuming. If you aren't vigilant about watching these accounts, LifeLock may give you a little peace of mind knowing you may receive an alert if something is amiss.

Why We Like LifeLock

  • Learn of a breach early: There's no foolproof way to prevent identity theft or fraud. What LifeLock offers, though, is quick notification of certain adverse actions on your accounts. This gives you the chance to try to minimize the damages before they get out of hand.

  • Restoration services help repair the damage: After you experience identity theft or fraudulent account activity, LifeLock's agents offer their services in fixing the problem. They may not be able to fix everything, but having their expertise on your side may help.

  • Reimbursement for loss funds: Each of LifeLock's plans offer coverage, similar to an insurance policy for lost or stolen funds. However, their reimbursement is subject to many restrictions, especially if another insurance policy or financial institution will cover the loss.

  • User-friendly platform and app: Members can access the LifeLock member portal on their PC, laptop, or mobile device. In the platform, members have access to their account information as well as all alerts, whether critical or non-critical. Members can view the alerts at their leisure and determine what/if anything they must do.

  • Multiple alert options: LifeLock offers several alert options to make sure you are aware of a potential situation. They offer alerts via phone, email, and text. You can also customize the alerts you receive, changing thresholds for various accounts based on your needs.

  • 24/7 customer service 365 days a year: LifeLock representatives are available for questions and concerns 24/7 every day of the year. However, any restoration services are only available during business hours.

  • Lost Wallet Protection: Losing your purse or wallet may put you at risk for identity theft and/or credit card fraud. LifeLock offers assistance in handling the tasks necessary to stop anyone from using the lost information. They include this service in all 3 plans.

  • Scans a trillion data points regularly: LifeLock claims to scan a trillion data points daily. The exact data points they scan will determine how well it protects you. However, it's likely more than you would scan yourself, and even a small bit of protection may help.

  • Monitors accounts rather than freezes them: A credit freeze prevents thieves from accessing your credit information moving forward. If you were already hacked, though, the criminals have what they need. Monitoring may help alert you of any new activity even after you freeze your credit.

Why You Might Look Elsewhere

  • Only one credit bureau monitored with the first two plans: You have to pony up and pay for the most expensive plan to get monitoring of all three credit bureaus. Since not all companies report to all three bureaus, you may not have the protection you need.

  • Limited coverage guarantee: Despite their million dollar coverage guarantee, there are many limitations. If your identity is stolen or accounts hacked into, it must be due to some failure or defect on LifeLock's behalf for the guarantee to take effect. If LifeLock did what they promised and you still got hacked, the guarantee may not apply.

  • No family plan: If you want to protect more than one family member, such as a spouse or child, you have to pay for separate plans. This could get costly depending on how many family members you want to protect.

Plans

All plans include the following:

  • Dark web monitoring
  • LifeLock Privacy Monitor
  • Notification of unauthorized address changes
  • Lost Wallet Protection
  • Alerts for Social Security number breaches

In addition to the basic features, LifeLock has three tiers to choose from:

  • LifeLock Standard: As the cheapest plan available, this plan monitors one credit bureau and provides up to $25,000 reimbursement for stolen funds.

  • LifeLock Advantage: The mid-plan still only monitors one credit bureau, but they also provide the credit score from that bureau. It also offers bank account and credit card monitoring and notifications of data breaches. LifeLock will also provide crime reports for your area and report on any fictitious identity issues.

  • LifeLock Ultimate Plus: The largest plan offered provides all of the above benefits, plus monitoring of all three credit bureaus with credit scores. You may also request monthly credit scores from one credit bureau; however, it is the Vantage 3.0 score, not FICO. You can also opt to have certain investment accounts monitored and receive alerts of bank account takeovers. LifeLock also provides priority customer service for Ultimate Plus members.

Keep in mind: LifeLock does not do business with all banks, credit card companies, or financial institutions. Their scans may miss issues with specific companies if they are not within the LifeLock network.

Customer Service

LifeLock's customer service seems to be where they shine. With accessibility around-the-clock, either on the phone or online chat, customers can ask questions and address concerns any time of day or night. If you experienced identity theft of credit card fraud, you'll need to wait until business hours to secure any restoration services, though. Chances are this is due to the representative's need for access to the bank and credit card companies that operate during business hours.

LifeLock also offers a breadth of customer service options online. Their member portal is user friendly and provides all up-to-date information about your account statuses. Their website also offers a multitude of resources that may either answer your question or help you figure out what to do next.

Customer Service Phone Number: 1-800-416-0599

How to cancel: If you obtained your LifeLock service directly from LifeLock, call 1-800-LIFELOCK (543-3562). You can also cancel via your member portal. If you obtained the service through a third-party, you must contact the third-party to cancel.

How It Compares

  • Identity Guard: With Identity Guard, you get basic identity protection with the exception of driver's license number monitoring. They offer a breadth of services that monitor what happens on your accounts, but they lack the restoration services needed to pick up the pieces. Their customer service is more of an "advice line" than professionals fixing the problem.

  • ID Shield: With ID Shield, you get a $5 million guarantee if your identity is stolen, and you can monitor up to 2 adults and 8 children on one plan. However, they only monitor one credit bureau (TransUnion), no matter which plan you choose. In the event that your identity is stolen; however, you have access to private investigators who also help you restore your identity and/or accounts.

  • IdentityForce: With IdentityForce, you get more than financial protection. They monitor social media sites, blogs, and court records too. Their most basic plan includes most everything LifeLock's most expensive plan offers. However, they do not offer a family plan.

Bottom Line

So is LifeLock worth it?

If you are willing to pay for credit monitoring because you won't do it yourself, it may give you a little more protection against identity theft. Keep in mind that there's no way to completely prevent someone from stealing all or part of your identity. If you are not proactive in keeping your passwords secure and monitoring your accounts on a regular basis, it might be worth the peace of mind to know when something is amiss.

LifeLock Review: Is It Worth It? appeared first on CreditDonkey

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

Alliant Credit Union Checking, Savings, CD Promotions & Offers

by Tony Phan @ MoneysMyLife

Find the latest promotions, offers, and updated rate information for Alliant Credit Union here. Alliant Credit Union is based in Illinois and offers personal banking products and loans to hundreds of thousands of members. Unlike many credit unions, Alliant allows anyone nationwide to join with just a $10 charitable donation to Foster Care to Success. […]

7 Things You Can Use College Loans For — Besides Tuition

by Elyssa Kirkham @ Student Loan Hero

As a student, figuring out the wisest way to use college loans is tricky. You want to borrow enough to pay for college and focus on your studies, but it can be hard to know where to draw the line. Can you borrow to pay for a new computer? What about your internet bill? Some […]

The post 7 Things You Can Use College Loans For — Besides Tuition appeared first on Student Loan Hero.

Buy $25 Burger King Gift Card for $20 from eBay

by Andy Truong @ Gift Cards No Fee

If you love fast food and burgers, I am sure you will love this. eBay is offering a $25 Burger King Gift Card for $20. Stack this deal with their crazy value deals and you’ll be eating well. Burger King doesn’t just offer delicious charbroiled burgers. They also have other items like grilled chicken sandwiches,... Keep Reading↠

The post Buy $25 Burger King Gift Card for $20 from eBay appeared first on Gift Cards No Fee.

Wells Fargo Cash Wise Visa Card Bonus

by Tom Andrew @ Rebates Money

The Wells Fargo Cash Wise Visa Card is a credit card that provides many benefits to the customer when they choose to apply. Not only it gives you cash back and rewards, there are many features this credit card will provide.  When applying for the Wells Fargo Credit Card, annual fees aren’t required. According to […]

Amazon: Fitkeeper Smart Body Scale only $16.99 (Regular Price: $79.99)

by Geri Ann @ MyLitter – One Deal At A Time

Fitkeeper Smart Body Scale, $16.99 (Regular Price: $79.99) Talk about a Smart Body Scale Super Simple operation, easy to set up and use Easy to track your body health information: about Body Weight, Body Fat Body Water, Muscle Mass BMI, BMR, Bone Mass Visceral Fat, Protein Physique Rating Fat-free Body Weight Subcutaneous Fat Skeletal Muscle and […]

The post Amazon: Fitkeeper Smart Body Scale only $16.99 (Regular Price: $79.99) appeared first on MyLitter - One Deal At A Time.

Safest Places to Live in Vermont ( 2017 Updated ! )

by The Fastest Growing Personal Finance Blog in 2017 @ Elite Personal Finance – Credit Report , Loans , Identity Theft , Credit Cards : Advanced Guides ; Best Reviews in 2018

Located in the New England region of the northeastern United States, the Green Mountain State is bordered by Massachusetts, New Hampshire, New York and the Canadian province of Quebec. With approximately 624,000 residents, Vermont is the second least populous state, but it is also the sixth smallest state by area. Its capital is Montpelier, while ...

The post Safest Places to Live in Vermont ( 2017 Updated ! ) appeared first on Elite Personal Finance - Credit Report , Loans , Identity Theft , Credit Cards : Advanced Guides ; Best Reviews in 2018.

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

The Best Prepaid Debit Cards of 2018

by Luke Landes @ Consumerism Commentary

Find the best prepaid debit cards of 2018, including low fee cards and those you can use for free. We compare features, fees, and bonuses. Prepaid debit cards have always been a controversial topic. Some cards carry insanely high fees just for making everyday purchases. Suze Orman’s entry into the prepaid card business, the Approved […]

The post The Best Prepaid Debit Cards of 2018 appeared first on Consumerism Commentary.

American Express Platinum Delta SkyMiles Business Credit Card Review: 5,000 MQM + 35,000 Delta Skymiles + $100 Statement Credit

by Anthony Nguyen @ Bank Checking Savings

The Platinum Delta SkyMiles Business Credit Card is currently offering 35,000 Delta Skymiles and 5,000 Medallion® Qualification Miles (MQMs)  when you spend $1,000 in purchases within the first 3 months. Additionally, you can get a $100 Statement Credit when you make a Delta purchase within the first 3 months. For every 5,000 bonus miles redeemed, that’s $50 off... Keep Reading↠

The post American Express Platinum Delta SkyMiles Business Credit Card Review: 5,000 MQM + 35,000 Delta Skymiles + $100 Statement Credit appeared first on Bank Checking Savings.

Cincinnati Federal Review: $250 Checking Account Bonus [OH Residents]

by Tony Phan @ MoneysMyLife

Find the latest promotions and bonuses from Cincinnati Federal updated here. Offers have typically ranged from $150 to $250 in the past. Established in 1922 and headquartered in Cincinnati, Ohio, Cincinnati Federal has 4 locations in the state. If you’re not an Ohio resident, use our Bank Bonuses page for other offers, including those from […]

Daniel K. Inouye Airport to get new $1.1 billion concourse

by JimNastic @ FlyerTalk Forums

Article can be found here: http://Daniel K. Inouye Airport to get new $1.1 billion concourse Wait what?? Are we going to get two new terminals: one by the old interisland and this one? Or is this just election talk.

Alaska Award Sale, Book For Just 5,000 Miles One-Way

by DDG @ Danny the Deal Guru

Alaska Airlines announced a new award sale with flights start at just 5,000 miles one-way. For a limited time only, find great deals when you book flights with Mileage Plan miles. That means you’ll use fewer miles to travel to your favorite places, and can save those extra miles for future flights. Just go to…

The post Alaska Award Sale, Book For Just 5,000 Miles One-Way appeared first on Danny the Deal Guru.

Target: Deals for the week of February 11-17, 2018

by Gretchen @ Money Saving Mom®

Here are some of the best deals at Target this week, with thanks to Passionate Penny Pincher for her help in compiling them: Buy 2 Garnier Olia Hair Color at $3.98, Get $5 Gift Card Use 2 $3/1 printable (your store may […]

Earn 10,000 Bonus IHG Points at Kimpton Hotels, Offer is Now Public

Earn 10,000 Bonus IHG Points at Kimpton Hotels, Offer is Now Public

by DDG @ Miles to Memories

You could earn 10,000 bonus IHG points at Kimpton Hotels. The offer is now public and part of the IHG Rewards Club Accelerate Q1 promo for stays through April 30th, 2018.

Chase Bank Promotion: $500 for New Checking & Savings Accounts - Wallet Hacks

Chase Bank Promotion: $500 for New Checking & Savings Accounts - Wallet Hacks


Wallet Hacks

Forget free toasters and t-shirts, these days banks are fighting tooth and nail for your business. Chase is one of the most aggressive with offers in the hundreds of dollars when you open a new account. The best offer is a total of $500 for opening two accounts – a checking and a savings account. …

Ally Bank Online Savings Account: Earn 1.45% APY Rate [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Available nationwide, Ally Bank is offering you a 1.45% APY on your funds for opening a new Ally Bank Online Savings Account. Below is all the information you need to earn 1.45% APY Rate on your funds when you open an Ally Bank Online Savings Account. Ally Bank Online Savings Account Summary Here is your opportunity to earn a an interest... Read More →

The post Ally Bank Online Savings Account: Earn 1.45% APY Rate [Nationwide] appeared first on Bank Deal Guy.

Best Bank Promotions in 2018

by Best Bank Deals @ 2015 Bank Promotions

National Bank Deals and Bank incentives for new accounts. The Best Bank Offers from Top Banks in the US. National Banks Offering a Bonus for New Accounts in the US. Top Banks in the US Bank of America National Bank … Continue reading

BBVA Compass Bank Deals, Bonuses, & Promotions: $50, $100, & $200 Checking & Savings Offers

by Danny Nguyen @ Bank Deal Guy

Find the latest BBVA Compass Bank Deals, Bonuses, & Promotions here at BankDealGuy! BBVA Compass Bank is available physically in a few states but available for residents in 48 contiguous states! Check out excellent checking, money market, savings, certificate of deposit accounts, and more! See below for our list of BBVA Compass Bank Deals. BBVA Compass Bank has numerous... Read More →

The post BBVA Compass Bank Deals, Bonuses, & Promotions: $50, $100, & $200 Checking & Savings Offers appeared first on Bank Deal Guy.

Discover Card + Amazon 1-Click $10 Promotion

by Jonathan Ping @ My Money Blog

Updated. It looks like this offer is back as of February 2017. I was able to get another $10 credit even though I already got the previous $10 credit back in September even though a Discover card was already my default 1-click payment method. Of course, before clicking on the promo link below, I did […]

MLB Credit Card $100 Cash Rewards Bonus

by Anthony Nguyen @ CardViews

Sign up for the MLB Credit Card and show your support to your favorite baseball team today! You will receive a $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening. With this card, you receive 1% cash back on purchases, 2% at grocery stores and 3% on gas for the […]

Chase $500 Coupon – Checking, Savings, & Business

by Vicky Huang @ Rebates Money

Chase Bank is the best at offering special bonus promotions for new Checking, Savings and Business account sign-ups. Look no further for those seeking the Chase $500 Coupon! Chase is known for offering great deals and promotions in hundreds of dollars just by opening an account with a few additional requirements. Forget those measly free gift […]

This No-Annual-Fee Cash Back Card Can Be Your Springboard to Better Premium Cards!

This No-Annual-Fee Cash Back Card Can Be Your Springboard to Better Premium Cards!

by Million Mile Secrets @ Million Mile Secrets

Opening a no-annual-fee rewards credit card can be a terrific first step to getting your feet wet in the miles & points hobby.  And no-annual-fee cards are great to have in your wallet because you can keep them open forever without paying a time.  This increases the length of your credit history, which can potentially boost your credit score. …

Bank Of The West Review: $150 Checking Account Bonus

by Tony Phan @ MoneysMyLife

Get the latest Bank of the West bonuses and promotions here. There are branches in the following states: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY. Typical promotions for Checking accounts have been for $150, $200 and $300. They also oftentimes have promotions for their investment services […]

Get $300 with Huntington Bank

by Tom Andrew @ Rebates Money

Are you a new business owner looking to open up a Business Checking Account?   Huntington Bank is offering $300 for business owners that open a Huntington Fast Track Business Checking Account and deposit at least $5,000 within the first 60 days of opening their account with their coupon during the promotional time period of January […]

Debitize: Will Making Your Credit Card Feel Like Debit Help You Budget? ($10 Bonus)

by Jonathan Ping @ My Money Blog

In our increasingly cashless world, I prefer to use credit cards over debit cards for a few reasons: Credit cards usually have better cash back, points, or rewards programs. Credit cards have additional features like free checked bags, extended warranties, and price drop protection. Credit cards have more consumer protections explicitly required by federal law. […]

Chase Premier Plus Checking Coupon Code

by Anthony Nguyen @ Bank Deal Guy

Need a checking designed to help you easily manage your everyday banking needs & earn internet? You can with the Chase Premier Plus CheckingSM Account. Need more than basic checking with online bill pay and mobile banking? Not only can this checking account earn you interest, but you’ll also save money on ATM fees and other select... Read More →

The post Chase Premier Plus Checking Coupon Code appeared first on Bank Deal Guy.

The Best Current and Historical Bank Interest Rates — February 2018

by Rob Berger @ Consumerism Commentary

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of February 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — February 2018 appeared first on Consumerism Commentary.

RAPIDS Appointment Scheduler User Guide – Schedule Your Military ID Card Appointment Online

by Ryan Guina @ The Military Wallet

Getting a new military ID card can be a simple process if you’re on active duty. You can usually just go to your base personnel office or Pass & ID center during office hours, sign up on the waiting list, and get a new card issued within the hour. But you may need to schedule [...]

Legacy Texas $200 Checking Bonus [TX] (Current Clients Only)

by Danny Nguyen @ Bank Deal Guy

Existing LegacyTexas clients now have the opportunity to earn a $200 checking bonus when you open a new Maximum Checking Account and meeting certain requirements. Below is all the information and details you need to earn your Legacy Texas $200 Checking Bonus! Legacy Texas $200 Checking Bonus Summary To earn your Legacy Texas $200 Checking Bonus, simply open... Read More →

The post Legacy Texas $200 Checking Bonus [TX] (Current Clients Only) appeared first on Bank Deal Guy.

CIT Bank Premier High Yield Savings $100 Bonus

by Tom Andrew @ Rebates Money

Thank you for your interest in our company! We’d like to return your interest with interest – literally. If you open a Premier High Yield Savings Account with us, the benefits are endless. We reward our customers with 1.30% APY, which is more than TWENTY ONE TIMES the national average. On top of that, we […]

Best Interest Rates on Cash – February 2018

by Jonathan Ping @ My Money Blog

Short-term interest rates continue to rise, as are inflation expectations. Meanwhile, the megabanks make billions by pay you nothing for your idle cash. Here is my monthly roundup of the best safe rates available, roughly sorted from shortest to longest maturities. Check out my Ultimate Rate-Chaser Calculator to get an idea of how much additional […]

Chase Balance Transfer Offers

Chase Balance Transfer Offers


CreditDonkey

Get latest Chase balance transfer offers with up-to-date promotions, signup bonuses, and credit card info on CreditDonkey

Is Online Banking Safe? How to Boost Your Banking Security

by Margarette Burnette @ NerdWallet

When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a…

Best Bank Deals, Bonuses, & Promotions In Iowa

by Danny Nguyen @ Bank Deal Guy

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. Amongst the sea of corn fields you can find some pretty nice bank bonuses. Here is a... Read More →

The post Best Bank Deals, Bonuses, & Promotions In Iowa appeared first on Bank Deal Guy.

Kroger: Pillsbury Girl Scouts Mixes on Closeout + Cash Back

by Abby @ MyLitter – One Deal At A Time

If you need to get your Girl Scout Cookie fix them check out the Pillsbury Girl Scouts Mixes at Kroger. Our store had them on closeout right now so check yours! There are a couple different Pillsbury Girl Scouts Checkout51 Offers you can redeem on these! Check out all the Kroger Mega Event Matchups HERE You […]

The post Kroger: Pillsbury Girl Scouts Mixes on Closeout + Cash Back appeared first on MyLitter - One Deal At A Time.

40% Transfer Bonus When You Transfer Amex MR To British Airways Executive Club

by takeoffwithmiles @ Takeoff With Miles

Until recently, We used to get 200 Avios for every 250 Membership Rewards transferred, which is effectively 0.8 Avios for every Membership Reward point. Now, Amex improved the conversion ratio to 1:1 and on top of that added a 40% transfer bonus which is valid through Sep 17, 2017.     You can now get ...

The post 40% Transfer Bonus When You Transfer Amex MR To British Airways Executive Club appeared first on Takeoff With Miles.

Metromile Insurance Review: Is It Legit?

by feedback@creditdonkey.com (Kim P) @ CreditDonkey Reviews

Low-mileage drivers have a pay-as-you-go insurance option with Metromile. Available in 7 states, your premium is based on miles driven plus a base rate.

Metromile puts traditional car insurance to the test for low-mileage drivers. The company recognizes that low-mileage drivers overpay for car insurance. Their solution is a usage-based insurance. They quote drivers a base rate that they determine based on their driving record, type of car driven, and age of the car. This is similar to how other car insurance companies calculate your rate.

The base rate is the only fixed rate. You then pay a premium based on the miles driven. Metromile tracks the miles with their Pulse device, which you place in your car. Each month, Metromile reads the device and bills you for the miles driven.

Who Is Metromile Best For?

  • Occasional drivers: Driving fewer than 10,000 miles per year can provide substantial savings on this pay-as-you-go insurance. If you drive more than 10,000 miles, though, the per mile rate can add up.

  • Tech savvy drivers: Keeping track of your miles driven, gas mileage, or time spent driving is easy with this program. If you keep the GPS activated on the device, you can track your car (ever lost a parked car?) and even get alerts when something is wrong with your vehicle.

  • Drivers who can handle varying insurance bills: Your insurance bill will likely fluctuate from month to month. This means you have to be adaptable. If varying bills drive you crazy or if you are bad at budgeting, it could be hard to keep up with the constantly changing bills.

Why We Like Metromile

  • Rates not based on driving habits: Your rates are not based on how fast you drive or how hard you brake. You know your base rate and your per mile rate upfront. You can even keep track of your miles driven on the app, so you always know where you stand. You can minimize the unpleasant surprises monthly bills sometimes contain.

  • No penalty for occasionally driving more than 250 miles in a day: Driving more than 250 miles in a day won't result in any penalties or large bills. This benefits you if you hit that many miles sporadically, but if it's a regular habit, though, this might not be the right insurance for you.

  • Tech-savvy applications: Savings isn't the only thing Metromile offers. With the Pulse device, drivers can see their speed on trips, how much gas for the trip cost, and even where they parked their car.

  • Get alerts regarding your car's check engine light: The Metromile app helps you decode your check engine light. It also helps you find a mechanic to fix the problem.

  • Full coverage available: You can get as much coverage as you want or as little as your state requires. Metromile offers bodily injury, property damage, uninsured/underinsured motorist, personal injury protection, comprehensive, and collision coverage.

  • Roadside assistance available: If you are stuck on the side of the road with a flat tire or broken down car, Metromile offers roadside assistance, such as towing, flat tire help, and lockout assistance. Each policy differs - you must inquire about the services that may pertain to you.

  • Pet protection available: Driving with pets can put them at risk for injury if you are in accident. You can add pet protection onto your insurance, giving you up to $1,000 coverage if your pet suffers injuries in the accident.

  • Privacy control: If privacy is a concern for you, it's possible to turn the GPS locator off the Pulse device. It won't provide you with any of the perks above, such as finding your parked car, but it will still give you the mileage tracker that helps you save on your car insurance.

Why You Might Look Elsewhere

  • Claims take a while to process: If there's one common theme about Metromile complaints, it's the speed at which they handle claims. You submit your claim online. Then you are at the mercy of the adjustor or customer service agent to call you when they get to your claim. This could mean waiting days or even weeks for a call back.

  • You drive more than 10,000 miles per year: You don't get to take advantage of the low mileage discount if you drive more than 10,000 miles per year. It might even cost you more to use Metromile if you are not well under the 10,000-mile average.

  • You are on a fixed income budget: Unless you drive the same number of miles every single month, which is unlikely, you'll have varying insurance bills. If you prefer fixed bills that you can predict each month, the pay-for-what-you-drive plan may not be a good fit.

Customer Service

Being just a few years old, Metromile is still trying to figure out the perfect way to handle customer service.

They do offer 24/7 claims service. But this basically means you can file your claim 24/7. You may not hear back from an agent for a while. When they do help you, though, Metromile provides you with a dedicated claims professional who will help you through the claim process. They also help you find repair shops near you to speed up the process.

Recently, Metromile introduced automated claims processing. Not only can you file your claim online, but you can also upload the data from your Pulse device to help process the claim. Metromile states that some claims can even be handled automatically, getting you payment right away. We tend to think this is reserved for very minor claims, but it's a nice feature nonetheless.

Customer Service Phone Number: 1-888-242-5204

Dashboard

Drivers can access information about their driving habits, including miles driven, the cost of routes taken, and gas mileage online. All you need is your ID and password to gain access to this information. Basically, the dashboard provides you with ways to save money. It does not, however, give you any feedback on your driving habits. If money is your main concern, the dashboard serves its purpose. If you want to lower your insurance rates based on your driving habits, you'll need to look elsewhere.

App

The Metromile app does many of the same things as the dashboard. The difference is you have access to the information on-the-go. The app takes things a step further though. It will tell you:

  • Your car's health status
  • Decode any check engine light warnings
  • Send alerts when street sweepers are cleaning the street you are parked on (certain cities only)

How It Compares

Low-cost insurance is something many drivers want. Perhaps Metromile's largest competitor in that arena is Geico. Known for its rock-bottom prices for standard insurance, Geico is a fierce competitor. It's not a pay-as-you-go policy, though. You pay the same premium every month based on your individual factors. But those rates are among the lowest in the industry.

Unlike Metromile, Geico offers discounts for various things aside from the multi-vehicle discount, such as:

  • Safety features on your vehicle
  • Good driving habits
  • Defensive driving classes
  • Customer loyalty

Geico is also available in all 50 states, whereas Metromile is still only available in 7 states. Metromile does have a "waiting list" on their website that you can sign up for. You will then be alerted when the insurance is available in your area.

Geico has been around for 80 years and Metromile is still in its infancy, barely hitting 5 years on the market.

If saving money is your main concern, Geico takes the cake for high-mileage drivers and Metromile has a slight edge for low-mileage drivers, assuming you aren't eligible for many other discounts.

Bottom Line

In our opinion, if you don't drive often, Metromile may save you money every month. City dwellers who drive only a few miles at a time see the greatest results. Metromile makes it very convenient to use their insurance and service with one simple device to plug into your car.

We suggest determining how many miles you drive on average per year and compare your cost with standard insurance policies. If you are close to the 10,000-mile threshold, you may want to consider other options. If you are on the other spectrum, though, paying only for what you use could come in handy.

Metromile Insurance Review: Is It Legit? appeared first on CreditDonkey

Net Worth Update: November 5, 2017

by DailyGrindFree @ Freedom from the Daily Grind

We continued to make our regular mortgage payments, added $1500 to my 457 retirement account, deposited only $300 to Vanguard taxable account and continued to make a few bucks from other investments & side hustles. As you may have noticed, this month like last month, I only deposited $300 to Vanguard taxable account.          This month’s biggestRead more about Net Worth Update: November 5, 2017[...]

6pm: Rampage Chevron Quilt Satchel only $22.99 (Regular Price: $98)

by Geri Ann @ MyLitter – One Deal At A Time

Rampage Chevron Quilt Satchel, $22.99 (Regular Price: $98) 3 amazing colors to choose from Zipper closure 2 rolled carrying handles Removable & adjustable cross body strap  Lined interior with one zip and 2 slip pocket Measurements: Depth: 5 in Height: 11 1⁄4 in Strap Length: 61 in Strap Drop: 26 3⁄4 in Handle Length: 20 1⁄2 […]

The post 6pm: Rampage Chevron Quilt Satchel only $22.99 (Regular Price: $98) appeared first on MyLitter - One Deal At A Time.

Our Rental Condo Investment

by retirebyforty @ Retire by 40

I just signed a lease with a tenant for our rental condo! This is great news because the unit has been vacant since November. The extended vacancy really sucks. We had this condo since 2011 and this was the longest vacancy we’ve seen yet. The previous longest vacancy was just 25 days. Winter is a […]

Our Rental Condo Investment is a post from: Copyright © 2010-2016 Retire By 40 All Rights Reserved

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IHG PointBreaks list: Oct 30, 2017 – Jan 31,2018

by takeoffwithmiles @ Takeoff With Miles

IHG has updated the list of PointBreaks hotels. IHG Rewards club members can book these hotels for just 5,000 points/night for stays between Oct 30,2017 and Jan 31, 2018 Right now, IHG is offering 100% bonus on points purchase. You could get buy points at the rate of 0.575 cent/point, which means 5,000 points would ...

The post IHG PointBreaks list: Oct 30, 2017 – Jan 31,2018 appeared first on Takeoff With Miles.

5 Things Experts Say You Should Know About Obamacare Open Enrollment

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

PenFed Power Cash Rewards Visa Card: 2% Cash Back With Military Service or Checking Account

by Jonathan Ping @ My Money Blog

Pentagon Federal Credit Union (PenFed), the 3rd largest US credit union by assets, launched the PenFed Power Cash Rewards Visa Card in 2017. This credit card offers up to 2% flat cash back with no earning caps and no annual fee. Here are the highlights: Sign-up bonus: $100 statement credit when you spend $1,500 in […]

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Amazon: BLACK+DECKER Countertop Convection Toaster Oven only $54.09 (Regular Price: $89.99)

by Geri Ann @ MyLitter – One Deal At A Time

BLACK+DECKER Countertop Convection Toaster Oven, $54.09 (Regular Price: $89.99) Clip the $11 coupon Easy-to-use buttons provide precision control over time, The digital timer ensures accurate results Set it for short jobs like toasting and broiling, or longer for baking. The oven turns off when the timer runs out. Keeps counters clean and makes it easy […]

The post Amazon: BLACK+DECKER Countertop Convection Toaster Oven only $54.09 (Regular Price: $89.99) appeared first on MyLitter - One Deal At A Time.

Chase Coupon Promo Codes: $200, $300, $350, $500 (Feb 2018)

by Tony Phan @ MoneysMyLife

Chase Bank coupon codes, bonuses, and promotions for their Checking, Savings and Business accounts can all be found up-to-date here. Chase promotions are constantly updated throughout the year, so bookmark this page for updates. Many Chase coupon codes are periodically available. Current and past coupons include the following: $100, $150, $175, $200, $250, $300, $350, $400, $500, $600 and […]

Alaska Airlines Credit Card and Bank of America Bonus

by Charles @ CreditMedium.com

I’ve been a member of the Alaska Airlines mileage plan program for some time. It was the first mileage program I joined when I started to get into the points and miles earning game. It’s worth it; as the Alaska Mileage Plan allows its members to accrue miles with any of their airline partners. Most […]

Chase Savings Account Bonus Promotion | Chase Savings Review

Chase Savings Account Bonus Promotion | Chase Savings Review


Wine and Travel | Winederlusting.com

Current Chase Savings Account bonus offers & coupon codes available to new banking customers. See our Chase Savings Review & requirements.

Self Lender Review: Is It Good?

by feedback@creditdonkey.com (Kim P) @ CreditDonkey Reviews

Self Lender promises to help you build credit. But is it legit? Read this review to learn how it works.

If you don't have a credit history, creditors probably won't give you a chance. How can you build credit without someone giving you a break?

Enter Self Lender - a credit monitoring and credit building system that helps people with low or damaged credit increase their credit score.

Read on to see if Self Lender might be the right service for you.

What Is Self Lender?

Self Lender is a free credit monitoring system. But they also offer credit building loans. This is where they make their money.

Self Lender's credit monitoring service gives you on-demand access to your credit score. It gives you access to your credit history at all times. Self Lender also offers suggestions on how to improve your credit. They provide all of this free of cost.

However, the credit building loan is the real meat and potatoes of Self Lender. They provide loans regardless of your credit score. The main purpose of the loan is to build or improve a low credit score. In other words, they give you a chance no matter how many other lenders turned you down.

How Self Lender Works

The Self Lender loan isn't your typical loan. Think of it like a loan in reverse. You don't receive the proceeds from the loan upfront. Instead, it's placed in a Certificate of Deposit for you. The maturity date equals the term of the loan.

You then make payments over the course of the term of the loan (12 to 24 months). Your payments are both principal and interest. At the end of the term, the CD matures. You receive the principal, plus the small amount of interest it gained during that time.

As you make payments, Self Lender reports them to Experian, Equifax, and TransUnion. If you make your payments on time, this will help build up your credit score.

Some people think of it like a forced savings program. In order to receive the savings, you have to make timely loan payments. At the end of the term, you will receive the principal amount paid for the loan.

Who Benefits from Self Lender?

Self Lender is ideal for people who have little to no credit. If you've ever tried to apply for credit only to be turned down because you don't have any credit, you are a good candidate. How are you supposed to prove you are credit worthy if no one will extend credit?

This is where Self Lender helps the most. They don't pull your credit to determine eligibility.

It can also be a good option for those with damaged credit. With a poor credit history, many creditors will turn you down for new credit. Without new credit, it's nearly impossible to rectify your score. Self Lender can help by providing you with the credit building loan.

Before you jump on board though, make sure you meet the following requirements:

  • You are at least 18-years old
  • You have a valid bank account
  • You can afford the monthly payments that vary between $25 - $194 per month
  • You could benefit from a forced-savings account

Opening an Account and What It Costs

Opening a Self Lender account takes about five minutes. They need the following information:

  • Name
  • Address
  • Social Security number
  • Date of birth
  • Amount of income

Once you provide this information, Self Lender runs a check on ChexSystems. Similar to running your credit, this system checks your bank account history. This keeps an eye on how you treat your bank accounts. They look for overdrafts and bad checks. However, unless you let your overdrafts sit unpaid, you should be in good shape.

If your ChexSystems report comes back clean, Self Lender will ask you which loan amount you want from a predetermined list of options:

  • $525 ($25 paid over 24 months)
  • $545 ($48 paid over 12 months)
  • $1,000 ($89 monthly payment over 12 months)
  • $2,200 ($194 monthly payment over 12 months)

You then enter your payment information. You can use a checking account or debit card. However, using a debit card will cost you an additional 2.99% plus $0.30 as a convenience fee. Using your checking account is best.

Self Lender also charges a small administrative fee based on your loan amount. It varies between $9 and $15. The fee is non-refundable, but is a one-time fee.

How the Credit Builder Loan Helps

The moment you take out the Credit Builder Loan, you have a FDIC-insured Certificate of Deposit opened in your name. Like any other CD, you cannot touch the money until it reaches maturity. In this case, it's 12 or 24 months.

The bank deposits the full amount in the CD, allowing it to earn 0.10% interest over the next 12-24 months. While the interest is really peanuts, the real benefit lies in the payments you make towards the loan.

As long as you make each loan payment on time, Self Lender reports the timely payments to the credit bureaus. According to Self Lender, on average clients with the standard $1,100 loan and timely payments see their credit score increase as much as 45 points in just 6 months.

This only works, however, if all aspects of your credit are in line. For example, if you have a credit card with another company that you let default, your credit score will fall. This is independent of what the Credit Builder loan can do for you. It's up to you how you handle all aspects of your credit profile.

Tip: It's best if you do not pay the Credit Builder Loan early. The main benefit is the timely payments reported to the credit bureau. If you pay it off early, you negate the benefits of the loan. Plus, you cannot touch the CD until maturity or you risk paying a penalty.

Pros and Cons of Self Lender

As with any financial product, there are pros and cons of Self Lender.

Pros

  • All payments are reported to the credit bureau to help you build a credit profile.
  • You have a "forced" savings account.
  • You don't need a credit check to get approved.
  • The upfront administrative fee is affordable.
  • The interest rate is often less than that of a credit card.
  • An installment loan may diversify your credit mix, which further helps your credit score.

Cons

  • If you have a negative history with bank accounts, you may not qualify.
  • Late payments are reported to the credit bureaus and could damage your credit.
  • It costs you 5% per monthly payment if you miss the grace period of 15 days.
  • The interest earned on the CD is next to nothing.
  • You have to pay to take out the loan versus other free ways to build credit.

How It Compares to Other Options to Build Credit

Self Lender isn't the only way consumers with thin or damaged credit can build credit.

  • Secured credit card: This option isn't free upfront, but it can be if handled correctly. Your credit line equals your deposit. You can find secured credit cards that require as little as $200 deposited. If you pay the balance off each month, you don't pay any interest. You can also get your deposit back if you upgrade or close your account.

  • Co-signer on a loan: If you have a willing co-signer for a loan, you may be able to get approved for a standard credit card or installment loan.

  • Authorized user: Ask to become an authorized user on a parent, sibling, or other close relative's credit card. Make sure you ask the credit card company beforehand if they report payment history for authorized users, though.

Bottom Line

If you've exhausted all other "free" options to build credit, Self Lender can be helpful. If you don't have anyone who can co-sign a loan or make you an authorized user, you have two options: a secured credit card or Self Lender. If you don't have the money to open a secured credit card, Self Lender may offer the lower cost way to build your credit.

Make sure before you take this option that you can afford the monthly payments. Paying for a loan that you will only pay late will damage your credit score and cost you money. When taken responsibly, though, the service can help you improve your score in a short amount of time.

Self Lender Review: Is It Good? appeared first on CreditDonkey

Travelocity Promo Offer, American Express Rewards Card

by Charles @ CreditMedium.com

We really like how aggressive Barclaycard has been in partnering with so many travel brands. This time, they have partnered with both Travelocity and American Express to release a Travelocity promo offer on a rewards credit card. While this card is issued by Barclaycard, payments are processed through American Express, so this co-branded card offer […]

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.

Discover it® Miles – 3% Cash Back for the First Year

by Michael Pruser @ Consumerism Commentary

It’s the only card that pays you 3% cash back on every purchase the first year. And with no annual fee. The details are in our Discover it Miles review. Some time ago, Discover made the conscious decision to re-brand its entire line of credit cards. Previously known as “More” credit cards, Discover decided to […]

The post Discover it® Miles – 3% Cash Back for the First Year appeared first on Consumerism Commentary.

Maryland To Try Sending Recall Notices With Car Registration Renewals

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

M&T Bank Deals, Bonuses, & Promotions: $150, $160, $200, & $250 Checking Offers

by Danny Nguyen @ Bank Deal Guy

Check out our listing of M&T Bank Deals of $150, $160, $200, & $250 promotions. Let M&T Bank reach your financial goals with their full suite of bank accounts and lending solutions, including savings accounts, checking accounts, auto and home loans, and more! M&T Bank has branches in the following states: CT, DC, DE, FL, MD, NJ,... Read More →

The post M&T Bank Deals, Bonuses, & Promotions: $150, $160, $200, & $250 Checking Offers appeared first on Bank Deal Guy.

New SPG Promo: Great Weeks, Grand Weekends

by Dave @ MilesTalk – Frequent Flyer Miles and Points

Time to register for the next SPG promo. While not mind-blowing, it could get you a bunch of extra SPG points. From the promo website: Register now for SPG® Great Weeks, Grand Weekends. Starting with your second stay, you’ll earn...

Best Bank Account Bonuses For February 2018 | Bankrate.com

Best Bank Account Bonuses For February 2018 | Bankrate.com


Bankrate

Walk away with sacks of cash just for opening a checking or savings account.

IKEA: Free Meal for Family with $100+ Purchase

by Gretchen @ Money Saving Mom®

IKEA is offering Family Members a free meal when you spend $100+ on any home furnishings! Simply purchase your meal and you’ll receive a coupon with your receipt. Present your IKEA Family Card and coupon to the store cashier at checkout […]

American Express Personal Savings Account Review

by Jim Wang @ Wallet Hacks

American Express (AMEX) is best known for their credit cards but they do much much more. Credit cards is where they started, many years ago, but now they offer bank accounts too. We know they have great perks on their credit cards, but what about their bank products? Their high yield savings account is called […]

The post American Express Personal Savings Account Review appeared first on Wallet Hacks.

Buy Kansas City Steaks $100 Gift Card for $80 from eBay

by Andy Truong @ Gift Cards No Fee

If you’re in a mood for a nice and juicy steak, try out this $100 Kansas City Steaks Gift Card for $80 deal from eBay. All of their steaks are wet-aged so that they’re as tender as possible when they arrive at your door. Order your steaks online from Kansas City and have them delivered to your... Keep Reading↠

The post Buy Kansas City Steaks $100 Gift Card for $80 from eBay appeared first on Gift Cards No Fee.

Chase Coupon Offers – Best Bank Bonus Offers & Promotions

by Charles @ CreditMedium.com

So far in 2015, Chase Bank has released numerous bank (checking & savings) and credit card bonus offers worthy of discussing as our favorite bank bonus deals.  Note that we do not discuss all Chase coupon offers in this article, only our favorite and what we believe to be the best Chase coupon offers currently available in […]

Rare & High Value Printable Coupons (Pepsi, Right Guard, and More)

by Abby @ MyLitter – One Deal At A Time

Right there are some amazing new printable coupons for Pepsi, Neutrogena, Right Guard, and more and we wanted to make sure you got them before they are gone! These coupons are all pre-clipped HERE in one place to print them all. Here are some deals to use these coupons on: Neutrogena Cosmetics Spend $15 Get […]

The post Rare & High Value Printable Coupons (Pepsi, Right Guard, and More) appeared first on MyLitter - One Deal At A Time.

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

Chase Bank Sign Up Bonus - New Customers Can Earn $150, $200, $300, or $350

Chase Bank Sign Up Bonus - New Customers Can Earn $150, $200, $300, or $350


The Military Wallet

Chase Bank Sign Up Bonus. These Chase Bank Coupon Codes can earn you up to $350 when you open a new Chase savings or checking account with direct deposit.

Money Saving Mom’s Daily Deal Round-Up for February 13, 2018

by Gretchen @ Money Saving Mom®

Hottest Deals Amazon.com: Contigo Vacuum Insulated Stainless Steel Travel Mug only $10.87! Amazon.com: Ebaco Colorful 5-Count Knife Set with Sheath Covers for just $7.49! Amazon.com: Stainless Steel Sippy Cup with Lid and Straw, 2 pack just $12.47! Amazon.com: Dickies Student […]

How to Get Free or Cheap Flu Shots

by Jim Wang @ Wallet Hacks

The flu is bad news. Like really bad news. And the 2018 flu season is going down as one of the worst in recent memory. The Centers for Disease Control and Prevention keeps an influenza map of the United States and for the first time, the entire contiguous United States is the same color – […]

The post How to Get Free or Cheap Flu Shots appeared first on Wallet Hacks.

New Federal Veterans ID Card Now Available – How to Apply for the New VIC

by Ryan Guina @ The Military Wallet

Update – January, 2018: VA Again Accepting ID Card Applications. The VA began accepting applications for the Veterans Identification Cards at the end of November 2017. Shortly afterward, the VA announced they were unable to process ID card requests due to the overwhelming response. Veterans were instructed to submit their email address on a waining [...]

Melrose Credit Union 2.93% 5 Year CD

by Brandon Rowe @ Bromoney

Melrose Credit Union is currently offering a 2.93% 5 year CD which is currently second best to Connexus Credit Union’s 3% 5 year rate, although Connexus requires you to open a checking account with them to get their CDs. Melrose is also offering a 2.42% APY 4 year CD and a 1.41% 1 year CD. […]

Buy Cabelas $100 Gift Card for $82 from eBay

by Andy Truong @ Gift Cards No Fee

Planning a camping trip? Grab this $100 Cabela’s Gift Card for $82 deal before it’s too late! This is a perfect opportunity to take some time off and enjoy the great outdoors with Cabela’s. They offer products that can be used for fishing, hunting, and camping. With this great deal, you’ll be a happy camper.  But remember! This... Keep Reading↠

The post Buy Cabelas $100 Gift Card for $82 from eBay appeared first on Gift Cards No Fee.

Ally Bank Online Checking, Savings, CD, Investing Promotions

by Tony Phan @ MoneysMyLife

Ally Bank is another great online-only bank, and offers nationwide online Checking, Savings, Money Market, CD and IRA accounts that earn market leading rates. Ally Bank is an internet-only bank based in Utah and offers a wide variety of deposit accounts, as well as auto financing services. Their online banking platform features Ally eCheck Deposit, which offers […]

Chase United TravelBank Card $150 Bonus + No Foreign Transaction Fee + No Annual Fee

by Danny Nguyen @ Bank Deal Guy

Compare this card with other travel related cards here. With the United℠ TravelBank Card, you can $150 in TravelBank cash after you spend $1,000 on purchases in the first 3 months your account is open. In addition to the bonus incentive, you will earn 2% in TravelBank cash per $1 spent on tickets purchased from United and 1.5%... Read More →

The post Chase United TravelBank Card $150 Bonus + No Foreign Transaction Fee + No Annual Fee appeared first on Bank Deal Guy.

Chase Coupon $200 Business Bonus (Working Link) *No Direct Deposit*

by Vicky Huang @ CardViews

Available for business owners nationwide, Chase Bank is currently offering a $200 bonus when you sign up and open a new Chase Business Savings account by April 30, 2018. If you are interested in this offer, all you would have to do is request a coupon and head over to your local branch. To get started, all you have to do […]

Chase $500 Coupon – Checking, Savings, & Business

Chase $500 Coupon – Checking, Savings, & Business


Rebates Money

Chase Bank is the best at offering special bonus promotions for new Checking, Savings and Business account sign-ups. Look no further for those seeking the Chase $500 Coupon! Chase is known for offe…

NYT 7-Day Financial Tuneup: Free Customized Advice

by Jonathan Ping @ My Money Blog

The New York Times has a free 7-Day Financial Tuneup that asks you a few quick questions and then sends you a series of (somewhat) customized e-mails containing financial advice. I did the survey twice with different answers to reveal more possibilities, telling it that I had credit card, mortgage, and student loan debt. Here’s […]

Wyndham Hotels Promotion: Stay Twice, Get One Free Night at Any Wyndham

by Jonathan Ping @ My Money Blog

Wyndham Hotels has a new Stay Twice, Get a Free Night promotion. Wyndham Hotels is an interesting chain of hotels that includes Days Inn, Travelodge, Super 8, Howard Johnson, Ramada, Dolce, Wingate, and Wyndham Grand hotels. If you register here first as a Wyndham Rewards member, book by 6/30/18, and make two stays by 7/1/18, […]

Amboy Direct eSavings Account $50 Bonus Review

by Adam Luehrs @ Consumerism Commentary

Amboy Direct offers an eSavings account with a competitive rate and a $50 bonus. Get all of the details in our Amboy Direct review. There’s a chance to get a cash bonus of $50 if you’re planning to open a new interest-earning bank account. Amboy Direct is offering a limited-time bonus for new customers of […]

The post Amboy Direct eSavings Account $50 Bonus Review appeared first on Consumerism Commentary.

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

Now Public, Earn 10,000 IHG Points with Kimpton Stay

by DDG @ Danny the Deal Guru

Stay between January 1 and April 30 and get customized offers, bonuses, and the chance to earn points faster. As an extra bonus, receive an additional 10,000 points with your next Kimpton Hotels stay.

The post Now Public, Earn 10,000 IHG Points with Kimpton Stay appeared first on Danny the Deal Guru.

$450 bonus for opening a new Chase Checking and Savings account- Not a targeted promotion

$450 bonus for opening a new Chase Checking and Savings account- Not a targeted promotion


Around The World In Eighty Dollars

Awesome Offer from Chase Did I say I love Chase? They have some of the best reward credit cards in the market and this lucrative bonus proves the fact that Chase will do whatever it takes to earn y…

Today's Best Bank Bonuses, Deals and Promotions

Today's Best Bank Bonuses, Deals and Promotions


Consumerism Commentary

Get the best bank bonuses, promos and deals with this regularly updated list of bank signup promotions. Get $300 or more just for opening a bank account.

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

How 12 Olympians Pinched Pennies to Chase Gold

by Teddy Nykiel @ NerdWallet

We’re used to hearing stories of triumphant Olympians overcoming all odds to achieve their dreams. But for many, staying afloat financially is a lesser-known hurdle as they ski, skate, jump,…

How to Get Started with the Chase Mobile App

by Anthony Nguyen @ Bank Checking Savings

Chase Mobile is the mobile banking app for customers of JP Morgan Chase Bank, and it’s available for Android, iPhone, Windows, and Amazon Fire. The app offers a number of convenient features and can complete almost all of your personal banking tasks. Some of you guys out there may have trouble getting started with this app, so... Keep Reading↠

The post How to Get Started with the Chase Mobile App appeared first on Bank Checking Savings.

Costco AMEX split, comes Citi Visa. What's Next

by noreply@blogger.com (Patrick) @ Green Espirit

Now Costco AMEX split and Costco Citi Visa new exclusive partnership is official.   AMEX exclusive partnership with Costco will end in April 2016.  Costco may promote a new co-branded Costco-Citi Visa credit card in early January of 2016.


Would I cancel my AMEX-Costco credit card?

  • Based on Isa's latest AMEX Premier Gold card open date, AMEX did not use her oldest AMEX card open date as her new card open date.  That is bad news.  This may be a new AMEX card policy change.  Due to this, we will ask to downgrade our AMEX-Costco credit card to another AMEX no-fee card around April 2016.  This should keep the old card open date and not incur a credit score pull.
  • AMEX-Costco credit card is never required for a Costco member.  We can have a separate Costco membership ID card without being bonded to any credit card.  I plan to separate mine to free up one American Express card slot (a person can hold a maximum of 4 AMEX cards at any time).
  • If AMEX-Costco credit card is your only AMEX credit card, do not cancel it.  Open up another AMEX credit card around December 2015, such as AMEX Blue Cash, AMEX Hilton card (my review).  AMEX Premier Gold card (my review) does not apply because the card does not have any pre-set credit limit.  AMEX credit cards share the same earliest card opening date among your AMEX credit cards.



Can I transfer AMEX-Costco credit limit to my another AMEX credit card?

Unlike Chase, AMEX card credit limit transfer is not immediate upon request.  Twice I cancelled my AMEX cards in the past, both requests were not approved.  This time, I contacted AMEX customer care via online chat,


Crystal: Hi, welcome to American Express Chat. My name is Crystal. How can I help you today?

you: My AMEX Costco has credit limit of $10,000. Can I request transfer of $3000 credit limit to my AMEX Blue Cash card?
Crystal: I will be glad to access your account to check that for you!
Crystal: Your card will be eligible for limit reallocation if your from card is 13 months old and to card is 60 days old.

A couple months before canceling the AMEX-Costco card, I will use AMEX online chat to transfer 95% (maximum allowable) credit limit to my AMEX Blue Cash card.


Should I apply for this new Costco-Citi Visa credit card?

This time, I will not rush to apply one.  If you value cash-rebate, go for it.  We have been using non-Costco-branded AMEX credit card to pay for Costco expenses, to earn reward miles/points instead.  Similarly, we should be able to use non-Costco-branded Citi Visa card, such as Citi Hilton Visa, Citi Hilton Reserve, to pay after April 2016.


Don't lose your good credit line from AMEX Costco card; transfer beforehand.

Chase Coupon $300 Business Bonus (Working Link) *No Direct Deposit*

by Vicky Huang @ CardViews

Available for business owners nationwide, Chase Bank is currently offering a $300 bonus when you sign up and open a new Chase Total Business account by February 22, 2018. If you are interested in this offer, all you would have to do is apply online or request a coupon and head over to your local branch. To get started, all you […]

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

New Bank Account Promotions 2017

by Bank Bonus @ Checking Account Promos

Open An Online Checking Account with a Bank Promotional Bonus, Best Checking Promo Online, Open a New Checking Account with a $100 Checking Promotion to Open a Checking Account Online. Best Checking Account Promotions in 2015 Online Banking Promotions $100 … Continue reading

Difference Between Debit and Credit on Your Bank Card

by Brandon Rowe @ Bromoney

Anyone who has used their bank’s check card to pay for items knows that you can use debit or credit to make purchases, but most people don’t know what the difference is besides the fact that with debit you have to enter a pin, and with credit you need to sign. One of the key […]

Amazon: Campbell’s Low Sodium Soup, Chicken with Noodles, 10.75 Ounce (Pack of 12) $15.24 (Regular Price $27.72)

by Ady @ MyLitter – One Deal At A Time

Amazon: Campbell’s Low Sodium Soup, Chicken with Noodles, 10.75 Ounce (Pack of 12) $15.24 (Regular Price $27.72) Choose to Subscribe and Save then clip the 30% off coupon Ready to serve Low sodium With seasoned chicken broth, chicken meat, carrots and enriched egg noodles Shipping is FREE with your Amazon Prime membership.  If you don’t […]

The post Amazon: Campbell’s Low Sodium Soup, Chicken with Noodles, 10.75 Ounce (Pack of 12) $15.24 (Regular Price $27.72) appeared first on MyLitter - One Deal At A Time.

Chase Business $300 Coupon – No Direct Deposit (Direct Working Link)

by Vicky Huang @ Rebates Money

Chase is offering business owners nationwide the chance to earn a $300 bonus when you sign up and open a new Chase Business Checking® account by February 22, 2018. To qualify for this generous offer, all you would need to do is head on over to your local branch and deposit $1,000 in new money within 10 business days […]

Smashburger: Buy One, Get One Free Entree

by Gretchen @ Money Saving Mom®

Smashburger has a new coupon available to print for Buy One Entree, Get One Free! Valid through February 18, 2018. Thanks, Freebie Shark!

Target: Free 12-pack of Ball Glass Mason Jars after rebate!

by Meg @ Money Saving Mom®

Top Cash Back is offering a $7.19 rebate on a 12-pack of Ball Glass Mason Jars purchased from Target, making them free! This is for new Top Cash Back members only. If you are already a member, you are allowed to sign up another adult […]

Susan G. Komen Credit Card $100 Cash Rewards Bonus

by Anthony Nguyen @ CardViews

Enroll for a  Susan G. Komen Credit Card, to receive a $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening. With this card, you receive 1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas […]

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.

Earn 2,000 Bonus FlexPoints With Your US Bank FlexPerks Visa Card [Targeted?]

by takeoffwithmiles @ Takeoff With Miles

There is a targeted offer, where in US Bank FlexPerks Visa Card holders could earn 2,000 bonus FlexPoints when you spend $500 or more in eligible purchases before Dec 31, 2017.     This is a targeted promotion and you must register for the promotion to be eligible to earn the bonus points. It is ...

The post Earn 2,000 Bonus FlexPoints With Your US Bank FlexPerks Visa Card [Targeted?] appeared first on Takeoff With Miles.

[Expired] Chase $500 Checking & Savings Bonus With Public Link - Danny the Deal Guru

[Expired] Chase $500 Checking & Savings Bonus With Public Link - Danny the Deal Guru


Danny the Deal Guru

This is an offer that comes around often from Chase, either online or by email. Some people will see it when logging into Chase accounts but the public link is back again. You just need to enter your email and it will send you a coupon for a $500 bonus offer, $300 for checking and $200 for savings. These accounts must be opened in-branch by 1/16/18.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

Chase Bank Review: Good Sign-Up Offers and All-in-One Banking

Chase Bank Review: Good Sign-Up Offers and All-in-One Banking


ValuePenguin

Chase is one of the most widely available consumer banks in the nation. We reviewed its checking and savings offerings to find out how it measures up against the rest of the industry.

My Full Review:  Spend a Little to Save a Lot With the AMEX Platinum Card 60,000 Point Offer

My Full Review: Spend a Little to Save a Lot With the AMEX Platinum Card 60,000 Point Offer

by Million Mile Secrets @ Million Mile Secrets

Right now, you can earn 60,000 valuable AMEX Membership Rewards points when you open The Platinum Card® from American Express and meet the minimum spending requirements.  That’s enough for a Business Class flight to Europe, 2 round-trip flights to Hawaii, or free nights at luxury Hilton hotels that can be worth $1000s!  That said, it comes with a …

Buy $50 Lord & Taylor Gift Card for $42.50 from eBay

by Andy Truong @ Gift Cards No Fee

If you feel like your style is going old, try out Lord & Taylor. Right now, eBay is offering an amazing deal of a $50 Lord & Taylor Gift Card for $42.50! Lord & Taylor is the oldest luxury department store in the United States located in the states of Michigan, Illinois, Virginia, and Florida. You... Keep Reading↠

The post Buy $50 Lord & Taylor Gift Card for $42.50 from eBay appeared first on Gift Cards No Fee.

Trump Budget Proposal Takes Aim at IDR, PSLF, and Billions in Grants

by Miranda Marquit @ Student Loan Hero

With the latest Congressional budget battle just ended, President Donald Trump just submitted his budget proposal for fiscal year 2019. The $4.4 trillion budget boosts spending on the military and infrastructure while cutting funding a number of programs, including Medicare. Among the Trump budget cuts are those to education spending. The budget calls for huge […]

The post Trump Budget Proposal Takes Aim at IDR, PSLF, and Billions in Grants appeared first on Student Loan Hero.

Why Zipcar Might Just Be the Best Subscription Service Ever

by feedback@creditdonkey.com (Jake Mitchell) @ CreditDonkey Reviews

As a resident of Los Angeles, I am intimately familiar with all of the worst parts of owning a car: the cost of repairs and insurance, the late-night hunts for the cheapest gas at out-of-the-way filling stations, and the constant battle to find parking within a one-mile radius of your destination.

The expense and frustration often hardly seems worth it, especially in a world where you can tap an icon on your phone screen and have a car pick you up within two minutes.

But those rides are pricey, so I'm always on the lookout for cheaper, more convenient transportation options.

A Better Option

If you're lucky enough to live in a city that's walkable or has an extensive public transit system, you might not need to own a car to get to work or the grocery store. But what happens when you want to go further than usual?

Like me, you might go looking for better, more flexible transportation options. I'm here to point you in the direction of a great option that combines the flexibility and independence of renting a car with the ease of use of a ridesharing service: Zipcar.

HOW DOES IT WORK?

Zipcar is a car service that allows you to drive cars and pay either by the hour or by the day, depending on the kind of trip you want to take.

You'll find Zipcars in major cities all over the globe, usually parked in reserved spaces in public parking lots. Under the right circumstances, a Zipcar membership can save you hundreds of dollars over car ownership or rideshare services, provided you know its limitations and how to work within them.

Here's how it works:

  • You start by applying for a membership online.
  • Once you're approved, which will depend on your driving history, they'll send you a “Zipcard.”

The Zipcard acts like your key to the cars you reserve: just walk up to your chosen vehicle in the lot, scan your card across the sensor near the windshield, and the car will unlock.

You'll find the keys waiting for you inside. You can take your car for as little as one hour or as long as seven days, and when you're done, all you have to do is leave it in a designated Zipcar parking space for the next user.

Zipcar Membership

Now, all of this convenience isn't free. But with flexible membership plans, you can save quite a bit of money if you know exactly how you plan to use this service.

Memberships come in two flavors: a one-year membership and a month-to-month one.

This membership fee helps Zipcar provide insurance and gas for every vehicle so you don't have to worry about either of those things every time you hop behind the wheel. For the rental itself, you can pay by the hour or by the day, and Zipcar won't charge for mileage up to 180 miles. After that, though, you will incur a mileage fee.

Tip: Zipcar also has an app that you use to reserve your vehicle, which can be done up to a year in advance. That means it can require a bit of planning if you want to make sure a car will be available for you, but as long as you remember to make a reservation, the rest of the experience is a breeze.

HOW IT BEATS THE COMPETITION

Zipcar has its limitations, but the overall experience is a lot less frustrating and a lot more empowering than many of the alternatives. For example, renting a car through a traditional rental agency often involves a long wait to speak to an agent even after you've made your reservation, whereas Zipcar allows you to simply walk up to your car, scan your card, and hop in.

Ridesharing apps, meanwhile, might be convenient, but they don't offer the freedom of jumping into a car yourself and heading to any destination you choose. If you're taking multiple short trips, those ridesharing apps will get pricey fast, too, whereas Zipcar lets you get in and out almost wherever you choose without incurring additional costs.

If you live in a place that doesn't require you to drive your own car every day, but you still own one, you're paying for insurance and a parking spot that you might not even be using.

A Zipcar membership could end up being significantly less expensive than all of those costs if you only use your car once a week or so, and otherwise take public transit or walk. Low-usage car owners might want to consider cashing in their car and getting a membership instead.

THE FINE PRINT

Zipcar is not a one-size-fits-all transportation solution.

Given its reservation system, it does require some planning ahead.

If you overshoot your reservation and end up dropping your car off late, Zipcar may also charge you a fee for that. These fees can get hefty if you're extremely late, and can even eclipse the cost of one day's rental. You can also incur fees for passing through toll zones, returning the car with a low tank, or getting a traffic ticket. If you're not a fan of planning ahead or have trouble sticking to a schedule, Zipcar might not be the ideal solution for you.

The drawback to Zipcar is its number of locations in comparison to leading traditional car rental services.

While a city like San Francisco has Zipcar spots available in a large number of places, other cities and towns aren't so lucky. You may find that the nearest drop-off point is quite a hike from your actual destination. You also can't drop your car off in any old parking place; if you close your rental and leave the car anywhere but in a designated Zipcar parking spot, you'll incur a penalty on your bill. This means a little more planning to know where you'll have to park your Zipcar, and how you'll get from that location to your final destination.

THE BEST USES OF ZIPCAR

All that said, this is the perfect solution for a number of different transportation challenges.

  • Tourists and visitors to cities where Zipcar is active can use it to explore at their leisure without the hassle of dealing with rental car agencies.

  • Anyone who doesn't already own a car can easily grab one from their local Zipcar location and take a Saturday day trip out of town.

  • It's also an affordable option for those whose cars are in the shop or otherwise not always available; you'll always have a backup car ready and waiting for you.

It's not a replacement for public transit, but it is a fantastic, convenient, and very easy way to supplement your other modes of transportation. Knowing that you have the ability to grab a car should you need one adds a flexibility to life that can't be measured. It's not for everyone or every situation, but when used right, Zipcar can be one of the best, most convenient subscription services out there.

Why Zipcar Might Just Be the Best Subscription Service Ever appeared first on CreditDonkey

Chase Coupon $300 Business Bonus (Working Link) *No Direct Deposit*

Chase Coupon $300 Business Bonus (Working Link) *No Direct Deposit*


CardViews

Available for business owners nationwide, Chase Bank is currently offering a $300 bonus when you sign up and open a new Chase Total Business account by February 22, 2018. If you are interested in t…

Get $10 When You Set Your Discover Card As Default 1-Click Payment on Amazon

by DDG @ Danny the Deal Guru

For a limited time, when you set your Discover card as the default 1-Click payment method at Amazon.com, you will receive a $10 savings on your next eligible Amazon.com purchase made on or before March 31, 2018. Here’s how it works: Click on the ad promoting this offer. On the 1-Click landing page, sign in to…

The post Get $10 When You Set Your Discover Card As Default 1-Click Payment on Amazon appeared first on Danny the Deal Guru.

Buy Costco Membership Activation Certificate, Get $20 Cash Card and $25 Off Order of $250 or More Online

by Andy Truong @ Gift Cards No Fee

If you have been looking into buying a Costco Membership because of the great savings you will get, now is the perfect time to do so! Costco is offering potential new members who buy a Costco Membership Activation Certificate a $20 Cash Card and $25 off their online order of $250 or more. Additionally, If you... Keep Reading↠

The post Buy Costco Membership Activation Certificate, Get $20 Cash Card and $25 Off Order of $250 or More Online appeared first on Gift Cards No Fee.

Money Saving Mom’s Daily Deal Round-Up for February 12, 2018

by Gretchen @ Money Saving Mom®

Hottest Deals *HOT* Get a KitchenAid Professional 6-Quart Stand Mixer for just $229.99 shipped! Get a custom illustrated 8×10 Family Portrait for just $11.99! Amazon.com: Quaker Instant Oatmeal 48-Count Variety Pack for just $7.43 shipped! Amazon.com: HUGE Savings on Hasbro […]

My Chase Bank High School Checking Account Nightmare

My Chase Bank High School Checking Account Nightmare


Houston Press

UPDATE: It's one thing when banks screw me, quite another when they screw my son. I wasn't going to let this stand, so this morning I went back to Chase, dressed head to toe in black. I took a tape recorder, and I was ready for a Chase banker to...

Is a Reading Retreat the Next Yoga Retreat?

Is a Reading Retreat the Next Yoga Retreat?

by Jeffrey Preis @ The Points Guy

In the past couple years, a new kind of retreat has been popping up and it doesn’t feature a spa or yoga, nor is it a creative writing getaway. Nope, it’s a reading retreat and there’s only one rule here: The reading room must be silent at all times. You don’t even have to BYOB (bring …

2017 Veterans Day Freebies, Retail Discounts, and Special Offers

by Ryan Guina @ The Military Wallet

Veterans Day is a time to celebrate the service of those who have sacrificed so much to keep us safe. While military members don’t serve for recognition, it’s nice to know that many companies and organizations set aside a day to honor their service. This page lists a variety of Veterans Day offers for our [...]

Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Compare this card with other cash back cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited... Read More →

The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.

Award Sale War: Deeply Discounted Alaska Airlines Flights to Many Locations Starting at 5,000 Miles One-Way

Award Sale War: Deeply Discounted Alaska Airlines Flights to Many Locations Starting at 5,000 Miles One-Way

by Jason @ Million Mile Secrets

Via Frequent Miler, right on the heels of a Delta Airlines award sale, Alaska Airlines is having a sale on award flights from lots of cities with prices starting at 5,000 Alaska Airlines miles one-way!  You can even get some good deals from the West Coast to Hawaii for only 25,000 Alaska Airlines miles! To get …

3 Times It’s Worth Chasing That Checking Account Bonus | Student Loan Hero

3 Times It’s Worth Chasing That Checking Account Bonus | Student Loan Hero


Student Loan Hero

Some banks offer sign-up bonuses to new customers. But are they worth the effort? Here are three times it's worth signing up for a checking account bonus.

Discover Bank Review: CD Rates and Savings

by feedback@creditdonkey.com (Lee M) @ CreditDonkey Reviews

Discover offers high interest rates on its online savings and CD accounts. But there are some downsides. Here's what you need to know before you open an account.

Traditional savings accounts pay very little interest. If you want to earn a more impactful return on your savings, online banks often offer higher rates.

In this article, we will look at how you can use Discover's Online Savings Accounts and CDs to help grow your savings.

How It Works

Discover offers high yield savings accounts and Certificates of Deposit (CDs). Both earn a higher interest rate than a typical savings account. However, the two products work in fundamentally different ways.

  • Discovers Online Savings Accounts can earn up to a 1.40% annual percentage yield (APY). They work much like typical savings accounts, except that Discover does not have any physical branch locations.

  • Discover's CDs require you to deposit your savings for a set period of time. Withdrawing funds from a CD before the term has ended will incur a penalty. Also, CDs often have a higher minimum deposit than savings accounts. Due to these requirements, some CDs earn a higher APY than savings accounts.

Now that we've covered the basics, let's get into the specifics.

Discover Bank Promotions: February 2018

Online Investor Savings

Discover is an online bank, so they don't have many of the overhead costs that brick-and-mortar banks do. This allows Discover to offer no minimum deposit and a high APY on its Online Savings Account. Here are some additional details:

  • 1.40% APY
  • No minimum deposit
  • No account opening fees
  • No monthly maintenance fees
  • Daily compounding interest
  • Free online and mobile banking
  • FDIC insured

As with any savings account, you'll be limited to 6 withdrawals per month. This is a federally-imposed limitation.

If you need to withdraw money from your Discover savings account, you have a few options: internal Discover transfers, external transfers to another bank, wire transfers, and mailed checks.

Is Discover Safe?: Discover is FDIC insured. This means that if Discover defaults, the federal government guarantees the balance in your savings account, up to $250,000.

Certificate of Deposit (CD)

For CDs, you must deposit a fixed amount of money for a fixed amount of time.

There are a few key factors to consider when deciding on a CD: the term length, the minimum deposit, and the APY. Discover also offers some retirement account qualified CDs, which can be a good option to supplement your retirement savings. Contact your financial professional to see if these retirement options are right for you.

Here are your options:

  • Term CDs: Discover's basic CDs are available in 3, 6, 9, 12, 18, 24, 30 months, and 3-, 4-, 5, 7- or 10-year terms. They require a minimum deposit of $2,500, and their APY range from .35% to 2.45%.

  • IRA CDs: Discover offers a retirement account qualified CD option as well, if you qualify. Both Roth (post-tax) and Traditional (pre-tax) options are offered. Terms and APY of these products are similar to that of Discover’s term CDs.

Why We Like Discover

Here are a few things that we like about Discover's online savings accounts and CDs:

  • Low minimum deposits: If you have just started saving or want to set aside a small balance, Discover can be a great choice. Their Online Savings have no minimum balance requirements at all. Their deposits for term CDs and IRA CDs are some of the lowest in the industry.

  • High rates: Discover's Online Savings offers such a high APY that it outperforms some of their short-term CDs. This is great news for anyone looking to save, but especially for those who can't pay the high minimum deposits that some other banks require. And if you meet a higher minimum deposit, you can earn as much as 2.45% APY on a CD, depending on term length.

  • Minimal fees: Discover cuts out many fees that other banks profit from. For example, you will not be charged any account opening or maintenance fees.

  • Retirement options: Discover offers IRA CDs, which can be utilized in a retirement planning strategy.

Reasons You Might Skip Discover Savings

For all of Discover's advantages, there are some downsides that need to be considered:

  • No branch locations: In exchange for the high interest rate on your online savings account, you are required to do your Discover banking online or over the phone.

  • No ATM card: Discover Savings does not provide an ATM card for easy withdrawals. This could be a good thing so you’re not tempted to spend your money. But if you like that convenience, look into their Money Market account instead. Or there are some other online savings accounts that come with an ATM card.

  • No Relationship Rewards: Some retail banks in the U.S. are now offering relationship bonuses to incentivize their customers to keep all of their business in one place. If you move your savings balance to Discover from your retail bank, you may miss out on some of these relationship bonuses. Contact your bank for more details.

Common Questions

If you're still interested, you probably have some questions. We'll clear up some of the basics here:

  • Should I open a CD or savings account?
    This is a really broad question and everyone has different investment goals. The decision comes down to how much you're looking to set aside, how much risk you are willing to take, and how much you'll need to access your savings.

    If you can commit to not touching your savings for at least 1 year and can meet the minimum deposit, you may be able to earn a higher interest rate with a CD versus a savings account. If you need liquidity, a savings account gives you more flexibility to withdraw your savings when needed.

  • How can I deposit funds with Discover Bank?
    For savings accounts, there are a few ways to deposit funds: deposit checks with your mobile device, transfer from Discover checking, transfer from an external account, mail a check, or set up a direct deposit to your new account. For term CDs, you can transfer from Discover checking, transfer from an external account, transfer by phone, or mail a check. For IRA CDs, contact Discover for instructions on how to fund a Discover IRA account.

  • What is the penalty for early withdrawals from Term CDs?
    It depends on the term of your CD. Here's how it breaks down:

    • Terms less than 1 year: 3 months' interest on the amount withdrawn
    • Terms from 1 year to <4 years: 6 months' interest on the amount withdrawn
    • Terms over 4 years to <5 years: 9 months' interest on the amount withdrawn
    • Terms over 5 years to <7 years: 18 months' interest on the amount withdrawn
    • Terms over 7 years and greater: 24 months' interest on the amount withdrawn

Bottom Line

If you're ready to start building your savings, then you should consider if Discover's Online Savings Accounts or CDs are right for you.

Even if you only have $1 in savings, you can start earning interest in a high yield savings account. Or, if you have at least $2,500 set aside and aren't concerned about liquidity, you can earn an even greater return with a CD.

Discover's savings offerings might not be the right savings product for you, but if you're looking to earn interest above that of a standard savings account, opening a savings accounts or CD from Discover is an investment option worth considering.

Discover Bank Review: CD Rates and Savings appeared first on CreditDonkey

Disclaimer: Opinions expressed here are those of the author's alone. Please support CreditDonkey on our mission to help you make savvy financial decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.

A Survey of the Best HSA Accounts Available Today

by Abby Hayes @ Consumerism Commentary

A Health Spending Account is a great way to pay for healthcare or save for retirement. To help, we’ve surveyed the very best HSA accounts available today. It used to be that consumers didn’t have much choice when it came to HSAs. Many of these accounts were little more than dedicated-use high-interest savings accounts. Now […]

The post A Survey of the Best HSA Accounts Available Today appeared first on Consumerism Commentary.

Ally Bank Savings Account Review

by Rob Berger @ Consumerism Commentary

I’ve banked with Ally Bank for years, opening both a savings account and CD. In this Ally Bank review, we’ll look at rates, fees and account types. Just over ten years ago, General Motors was having trouble remaining in business. Its subsidiary that provided customers financing for automotive purchases, GMAC, converted to a bank holding […]

The post Ally Bank Savings Account Review appeared first on Consumerism Commentary.

CIT Bank $100 Savings Bonus Promotion

by Tom Andrew @ Rebates Money

CIT Premier High Yield Saving Account Summary As the winner of many awards in 2017, CIT bank is offering a deal that provides maximum growth and investment in your future. The Premier High Yield Savings Account has an APY that’s 21x the national average. For example, if you were to deposit $10,000 into this account, […]

Safest Places to Live in New Hampshire ( 2017 Updated ! )

by The Fastest Growing Personal Finance Blog in 2017 @ Elite Personal Finance – Credit Report , Loans , Identity Theft , Credit Cards : Advanced Guides ; Best Reviews in 2018

Located in the northeastern region of the United States, New Hampshire is one of the New England states. It is bordered by Massachusetts, Vermont, Maine, the Atlantic Ocean, as well as the Canadian province of Quebec. New Hampshire is the 5th smallest and the 10th least populous state in the United States, with over 1.33 ...

The post Safest Places to Live in New Hampshire ( 2017 Updated ! ) appeared first on Elite Personal Finance - Credit Report , Loans , Identity Theft , Credit Cards : Advanced Guides ; Best Reviews in 2018.

2018 Review of Prosper Lending and Borrowing

by Guest Author @ Consumerism Commentary

Prosper claims to offer great rates for both borrowers and investors. In this Prosper review, we put these claims to the test. Prosper offers a different way to look at lending. The Prosper platform is a peer-to-peer marketplace where people can borrow money for all aspects of life. It’s an interesting platform for people who […]

The post 2018 Review of Prosper Lending and Borrowing appeared first on Consumerism Commentary.

Chase Coupon Code $50, $150, $200, $350, $500 Checking & Savings Bonuses - February 2018

Chase Coupon Code $50, $150, $200, $350, $500 Checking & Savings Bonuses - February 2018


Bank Checking Savings

You'll find the most exclusive list of Chase Coupon Code from $50, $150, $200, $250, $300, $350, $400, $450, $500, and possible $800 for Total Checking, Premier Checking and Chase Savings for 2018!

Evolve Federal Credit Union Rewards Checking Account Review: 5.00% APY Up To $10,000

by John Catral @ Bank Checking Savings

Available for residents of Texas, Evolve Federal Credit Union is currently offering a generous 5.00% APY when you sign up and open a new ePriority Checking account. If you are currently interested, the bank is offering you the attractive APY rate on a balance up to $10,000. Not only are you able to bank with ease with... Keep Reading↠

The post Evolve Federal Credit Union Rewards Checking Account Review: 5.00% APY Up To $10,000 appeared first on Bank Checking Savings.

Chase Bank: Free $100 cash bonus for opening up a checking account!

Chase Bank: Free $100 cash bonus for opening up a checking account!


Money Saving Mom®

Through May 28, 2010, you can get a free $100 cash bonus from Chase Bank when you open up a checking account with them. Just print out your coupon here and take it to your local Chase Bank when you …

Citibank Promotions

by Bank Bonus @ Checking Account Promos

Citibank-Checking-Account Citibank is offering a $100 Bonus to enroll in qualifying digital activities. Each month perform at least one of the following qualifying digital activities and earn a $10 cash bonus. ONLINE BILL PAY, MOBILE CHECK DEPOSIT, OUTGOING POPMONEY® TRANSFERS … Continue reading

Amazon: Tomorrow’s Kitchen Instant Marinator only $19.98 (Regular Price: $39.99)

by Geri Ann @ MyLitter – One Deal At A Time

Tomorrow’s Kitchen Instant Marinator, $19.98 (Regular Price: $39.99) Forgot about dinner? Marinates meat, poultry, fish and vegetables in 20 minutes! 2.5 Liter Capacity Dishwasher safe Vacuum pump (included) creates an airtight seal that allows the rapid uptake of marinade/brine Shipping is FREE with your Amazon Prime membership.  If you don’t have a Prime membership, this will […]

The post Amazon: Tomorrow’s Kitchen Instant Marinator only $19.98 (Regular Price: $39.99) appeared first on MyLitter - One Deal At A Time.

Flying With a Cartoon Penguin, on EVA Air’s Badtz-Maru Airbus A330

Flying With a Cartoon Penguin, on EVA Air’s Badtz-Maru Airbus A330

by J. Keith van Straaten @ The Points Guy

EVA Air's cartoon-themed aircraft offers one of the world's most unique passenger experiences. Pros: Outstanding service and an absolutely unique themed aircraft. Cons: No choice of food in Economy, sub-par lounge options in Fukuoka.

Amazon.com: Larabar Gluten Free Carrot Cake Bars (16 count) only $8.24 shipped!

by Gretchen @ Money Saving Mom®

Amazon has these Larabar Gluten Free Carrot Cake Bars (16 count) for only $8.24 shipped when you clip the $2.50 off e-coupon and checkout through Subscribe & Save! *Note: For Subscribe & Save items, you can go into your Amazon account […]

Ending Soon: Delta Award Sale Starting at 10,000 Miles Round-Trip!

Ending Soon: Delta Award Sale Starting at 10,000 Miles Round-Trip!

by Jason @ Million Mile Secrets

Via The Points Guy, Delta is running a sale on award flights to Seattle or Portland from US and Canadian cities with prices starting at 10,000 Delta miles round-trip in coach. To get in on the deal, you must book by 11:59 pm Eastern Time tomorrow, February 14, 2018.  For travel between April 15 and June 9, 2018. Normally, most round-trip …

Citi Simplicity Card Review: 0% for 18 Months (1.5 Years), No Late Fees, No Penalty Rates

by Jonathan Ping @ My Money Blog

One of the most common New Year’s resolutions is to pay down debt. Rewards-earning credit cards may not be optimal for those carrying balances and thus more impacted by 18% interest rates than a relatively puny 2% back on purchases. Our partner Citi offers the Citi Simplicity® Card, which is uniquely suited for those that want […]

Buy $400 Value Restaurant.com Dine & Travel Pass Gift Card for $25 from eBay

by Andy Truong @ Gift Cards No Fee

Do you enjoy traveling and eating at great restaurants? To fix this problem, Restaurant.com offers deals with restaurants that allow you to connect with partner restaurants that give you discounts and deals. Currently, eBay is offering a $400 Value Restaurant.com Dine & Travel Pass Gift Card for $25. Restaurant.com’s Dine and Travel Pass Gift Card are... Keep Reading↠

The post Buy $400 Value Restaurant.com Dine & Travel Pass Gift Card for $25 from eBay appeared first on Gift Cards No Fee.

Up to $500 for Opening Chase Checking and Savings Accounts

Up to $500 for Opening Chase Checking and Savings Accounts


The Points Guy

For a limited time, Chase is giving up to $500 in bonuses when you open new checking and savings accounts.

Net Worth Update: October 2, 2017

by DailyGrindFree @ Freedom from the Daily Grind

We continued to make our regular mortgage payments, added $1500 to my 457 retirement account, deposited $300 to Vanguard taxable account and continued to make a few bucks from other investments & side hustles. As you may have noticed, this month, I only deposited $300 to Vanguard taxable account. I may also skip the next month.        Read more about Net Worth Update: October 2, 2017[...]

Chase $500 Checking and Savings Bonus Publicly Available [In-Branch Only] - Doctor Of Credit

Chase $500 Checking and Savings Bonus Publicly Available [In-Branch Only] - Doctor Of Credit


Doctor Of Credit

Update 01/16/18: Bonus is back and valid through March 3rd, 2018. Hat tip to reader banyue. Update 01/09/18: Bonus has expired early and is no longer available. We will repost if when we find a working link. Update: We’re now into 2018, so just reposting this again. I really like to get my Chase checking/savings bonuses [&hellip

Target: Up to 50% off PJ Masks Action Figure Sets!

by Gretchen @ Money Saving Mom®

This week, Target is offering up to 50% off PJ Masks Action Figure Sets both in-store and online! No promo code needed. Thanks, Hip2Save!

Earn $5 ShopYourWay Points For Every Uber Ride

Earn $5 ShopYourWay Points For Every Uber Ride

by DDG @ Miles to Memories

You can earn $5 through the ShopYourWay program for every Uber ride from 2/13/2018 until 2/15/2018. SYW Members must first link account to Uber.

Chase Savings Accounts: Reviews, Latest Offers, Q&A, Customer Service Info

Chase Savings Accounts: Reviews, Latest Offers, Q&A, Customer Service Info


WalletHub

Reviews & Detailed Information about Savings Accounts offered by Chase. Compare to Popular Offers & Apply Online for the Best Savings Account.

BBVA Compass Bank 12-Month Certificate of Deposit Account: Earn 1.50% APY [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Available nationwide, you can earn 1.50% APY when you open up a new 12-Month CD Account with BBVA Compass Bank! Below is all the information and details you need to open your BBVA Compass Bank 12-Month Certificate of Deposit Account to earn 1.50% APY! Editor’s Note: See our full list of BBVA Compass Bank Deals, Bonuses, Rates, and Promotions. BBVA Compass Bank... Read More →

The post BBVA Compass Bank 12-Month Certificate of Deposit Account: Earn 1.50% APY [Nationwide] appeared first on Bank Deal Guy.

Power Up Your Travel: New Frequent Traveler University Events Announced!

Power Up Your Travel: New Frequent Traveler University Events Announced!

by Jason @ Million Mile Secrets

Are you ready to take your miles & points hobby to the next level? Registration is now open for Frequent Traveler University events in New York from June 9 to June 10, 2018, and in Washington DC from August 11 to August 12, 2018. Both are Signature events, which are great if you’re looking for in-depth wisdom from miles …

Virgin Atlantic World Elite MasterCard 20,000 Bonus Flying Club Miles

by Anthony Nguyen @ CardViews

Apply for a  Virgin Atlantic World Elite MasterCard Credit Card today to earn a 20,000 Bonus Flying Club Miles after your first purchase is made. You can also enjoy up to 5,000 additional Flying Club miles when you add 2 authorized users. Earn 3 Flying Club miles per $1 on Virgin Atlantic purchases and 1.5 Flying Club miles per $1 on […]

Target: Dove Valentine Chocolate Promises only $2.13!

by Gretchen @ Money Saving Mom®

You can get Dove Valentine Chocolate Promises for only $2.13 at Target this week! Here’s how: Buy 2 Dove Valentine Chocolate Promises – $3.50 each (regularly $3.69) Use 25% Cartwheel offer And use $1/2 printable or coupon from the 1/21 […]

Daniel K. Inouye Airport to get new $1.1 billion concourse

by JimNastic @ FlyerTalk Forums

Article can be found here: http://Daniel K. Inouye Airport to get new $1.1 billion concourse Wait what?? Are we going to get two new terminals: one by the old interisland and this one? Or is this just election talk.

Bromoney Interest Rate iPhone App

by Brandon Rowe @ Bromoney

I’m happy to introduce you to the new Bromoney Interest Rate App. You can now check interest rates on savings accounts and CDs right from your iPhone. You can download it from the App store here. The next time you open a CD or savings account consult the latest rates with the Bromoney Interest Rate […]

Chase Coupon $300 Savings Bonus (Working Link & Available Online)

by Vicky Huang @ CardViews

Chase Bank is currently offering qualified residents nationwide a $300 bonus when you sign up and open a new Chase SavingsSM account by January 16, 2018. If you are interested in this generous offer, all you would have to do is apply online or request a coupon and head over to your local branch. To get started, simply […]

History of Chase Bank Bonus Payouts

History of Chase Bank Bonus Payouts


Deposit Accounts

Chase Bank has a long history of offering new-account bonuses. These include bonuses for personal checking accounts, business checking accounts and personal...

Ends Tomorrow: JetBlue Fare Sale From $39 One-Way!

Ends Tomorrow: JetBlue Fare Sale From $39 One-Way!

by Jason @ Million Mile Secrets

Via Deals We Like, JetBlue is having a 2-day fare sale with one-way fares starting at $39, though almost all fares are higher. The JetBlue Keep it Simple, Cupid sale is valid for travel between March 6, 2018, to June, 13, 2018.  But you must book by February 14, 2018, by the earlier of 11:59 pm …

Southwest Fare Sale Starting At $44 One Way

by DDG @ Danny the Deal Guru

There’s a new Southwest fare sale with fares as low as $44 one-way, or 2,300 points plus $5.60. There’s only one route available at the lowest price point, but you can check out other routes for more discounted airfare. You need to book by February 15, 2018, 11:59 p.m. in the respective time zone of the originating…

The post Southwest Fare Sale Starting At $44 One Way appeared first on Danny the Deal Guru.

Best cards with ability to redeem rewards as travel credits

by justinh20 @ FlyerTalk Forums

Couldn't find a recent thread on this but please post link if I missed it. Looking for the best options for a credit card that allows redemption of rewards as credit rather than having to redeem rewards by booking travel. I'm only aware of...

Chase $200 Savings Account Bonus for 2015

by Charles @ CreditMedium.com

Update – September 3rd, 2015! Chase is now offering up to a $500 bonus coupon if you open both a Chase Total Checking and Chase Savings account using special coupon codes.  We look at ALL current Chase savings coupon bonus offers and promotions below and provide some Chase savings account coupon codes for 2015. Chase […]

Cashback Checking | Online Checking Account | Discover

Cashback Checking | Online Checking Account | Discover


Discover Bank

Online checking accounts from Discover Bank, Member FDIC offer no monthly fees or balance requirements. Open a Discover Cashback Checking� account today.

Ultimate Guide to Air Canada Aeroplan Miles: Part 7 – Expert Tricks Revealed

Ultimate Guide to Air Canada Aeroplan Miles: Part 7 – Expert Tricks Revealed

by Million Mile Secrets Team @ Million Mile Secrets

Did you know you can book airline award seats that don’t show on Air Canada Aeroplan’s website?  Or that they offer one of the best infant ticket programs in the world? You might already have access to Air Canada Aeroplan miles with transferable American Express Membership Rewards and Starwood points.  So you don’t need to fly Air …

BBVA Compass Bank Checking, Savings, CD Account Promotions

by Tony Phan @ MoneysMyLife

Find the latest BBVA Compass bank promotions, bonuses and offers here for Checking and Savings accounts. Typical bonus amounts are $25, $50, $100, $125, $250, etc. Sometimes there will also gift bonuses, such as tablets and other electronics. BBVA Compass was established in 1964 and is headquartered in Birmingham, Alabama. They have over 650 branches […]

Groupon: Great Wolf Lodge Vacation Package Discounts!

by Meg @ Money Saving Mom®

Does your family love Great Wolf Lodge? If so, Groupon is running some nice discounts on Great Wolf Lodge family vacation packages right now! BONUS: Through February 14th, you can use coupon code LOVE at checkout to get an extra 10% off off your […]

Chase Total Checking Coupon Code

by Anthony Nguyen @ Bank Deal Guy

The Chase Total Checking® account is Chase Bank’s most popular checking account, and one of the best checking accounts among all major banks. It’s also the most simple checking account offered by Chase and it’s very easy to use! Some great features that you can expect are online banking, bill pay, mobile banking services, plus... Read More →

The post Chase Total Checking Coupon Code appeared first on Bank Deal Guy.

Wean Green Glass Storage Bowl Set only $19.95(Reg $55)

by Abby @ MyLitter – One Deal At A Time

Right now you can score an amazing deal on this Wean Green Storage Bowl Set for just under $20, this is a 16 piece set counting lids, so you receive 8 bowls with lids in various sizes! Wean Green Glass Storage Bowl Set, $19.95 (Regular Price: $55) Microwave, dishwasher, and freezer safe Watertight and airtight […]

The post Wean Green Glass Storage Bowl Set only $19.95(Reg $55) appeared first on MyLitter - One Deal At A Time.

Grubhub: $20 off $20+ For New Customers (Now $7 off $15)

by Jonathan Ping @ My Money Blog

(Update: At least for some folks, the promotion has been reduced to $7 off $15.) Here’s a Grubhub promotion that will get you $20 off your first $20+ food delivery order. You must agree to accept promotional e-mails. *Valid for first time Grubhub users only (per person and per email address). For one-time use only. […]

Chase Bank $200 Checking Bonus [Many States]

by Danny Nguyen @ Bank Deal Guy

Ranking as one of the top banks in America, you are making the right choice banking with Chase! Opening a new Chase Total Checking® Account offers you the potential to earn a $200 Checking Bonus by applying in-branch ! With over 5,100 branches in AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KY, LA, MA,... Read More →

The post Chase Bank $200 Checking Bonus [Many States] appeared first on Bank Deal Guy.

Huntington Bank $300 Business Checking Bonus [IN, KY, MI, OH, PA, WV, IL, WI]

by Danny Nguyen @ Bank Deal Guy

If you’re interested in banking at Huntington, you can earn a Huntington Bank $300 Business Checking Bonus when you open their Fast Track Business Checking Account currently available in Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, Illinois, and Wisconsin. Get the right business checking account, whether you’re starting out or starting to expand. Huntington has checking options to meet your needs,... Read More →

The post Huntington Bank $300 Business Checking Bonus [IN, KY, MI, OH, PA, WV, IL, WI] appeared first on Bank Deal Guy.

Alaska Airlines Uses Our Tag Line While Offering You 5,000 Mile Award Flights!

Alaska Airlines Uses Our Tag Line While Offering You 5,000 Mile Award Flights!

by DDG @ Miles to Memories

Alaska Airlines sent out emails today announcing a new award sale with a familiar sounding name, "Turn Miles into Memories". Award flights start at just 5,000 miles one-way.

How to Enroll in Chase Online Bill Pay

by Anthony Nguyen @ Bank Checking Savings

Got a busy schedule and need to pay your bills on time? Chase Online Bill Pay allows you to bank on your own schedule. Save time and money by taking care of any recurring bills without the hassle of writing or check or paying for postage. Essentially, this Chase feature allows you to automatically set... Keep Reading↠

The post How to Enroll in Chase Online Bill Pay appeared first on Bank Checking Savings.

Chase United MileagePlus Explorer Review: 50,000 Bonus Miles + $100 Statement Credit

by Anthony Nguyen @ Bank Checking Savings

When you sign up for a United MileagePlus® Explorer Card you can earn yourself a attractive 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months of account activation. Also, you can earn $100 statement credit after you make your first purchase. In addition to that, get priority boarding and 2 redeemable United Club passes each year, so I... Keep Reading↠

The post Chase United MileagePlus Explorer Review: 50,000 Bonus Miles + $100 Statement Credit appeared first on Bank Checking Savings.

Chase Total Checking Account Bonus

by Liz Pham @ Bank Deal Guy

Right now, Chase Bank is offering a sign-up bonus when you open their Chase Total Checking® Account. This account is very easy to use and you’ll have access to many features such as online banking, bill pay, mobile banking services like Chase DepositFriendlySM ATMs nationwide, and more! With over 16,000 ATMs and 5,100 branches, convenience is definitely... Read More →

The post Chase Total Checking Account Bonus appeared first on Bank Deal Guy.

World Wildlife Fund Credit Card $100 Cash Rewards Bonus

by Anthony Nguyen @ CardViews

Sign up for World Wildlife Fund Card , you can receive a $100 cash rewards bonus after making at least $500 in purchases in the first 3 months of your account opening. With this card, you will earn 1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas […]

Huntington Relationship Savings $150 Bonus

by Tom Andrew @ Rebates Money

Huntington provides the most benefits whenever it comes to opening up a savings account for adults, families and even students. At Huntington, if customers are able to open up a new savings account right before December 4, 2017, they are offered tons of benefits from cash back rewards up to $150 with a deposit of […]

Best Personal Checking Account Promotions in 2017 - The Simple Dollar

Best Personal Checking Account Promotions in 2017 - The Simple Dollar


The Simple Dollar

If you need a new checking account, banks from coast to coast are offering attractive promotional bonuses to lure your business. A bank checking account bo

Our Family’s Expenses: October 2017

by DailyGrindFree @ Freedom from the Daily Grind

For some reason, it felt like the whole month of October went by too fast. Nonetheless, it is over and it is time for another expense report. Good news is we didn’t face any unexpected expenses in the month of October. The total number was relatively low compared to some of the previous months. Let’s hopeRead more about Our Family’s Expenses: October 2017[...]

$100 For Opening Chase Checking Account

$100 For Opening Chase Checking Account


Consumerist

Who couldn’t use an extra $100 these days? Chase is giving $100 if you open a new Chase checking accounts. Just go here, enter an email address, take the coupon they send you to a nearby bran…

After Holidays Saving Money Plan

by The Fastest Growing Personal Finance Blog in 2017 @ Elite Personal Finance – Credit Report , Loans , Identity Theft , Credit Cards : Advanced Guides ; Best Reviews in 2018

We wish you a Merry Christmas and a Happy New Year! And we wish you to recover from holidays too, for they can be rather difficult to process both to your tummy and your wallet. Indeed, if you had stood on your weight scale before and after holidays (and we are sure some of you ...

The post After Holidays Saving Money Plan appeared first on Elite Personal Finance - Credit Report , Loans , Identity Theft , Credit Cards : Advanced Guides ; Best Reviews in 2018.

Synchrony Bank Review and Interest Rates

by Adam Luehrs @ Consumerism Commentary

We’ve reviewed countless banks. Our review of Synchrony Bank led to one inescapable conclusion–Synchrony bank offers some of the highest interest rates on savings products. Coupled with low fees, it’s an excellent choice for savers. The main reason why people use Synchrony Bank is its ability to deliver higher-than-average interest rates. Of course, the nice […]

The post Synchrony Bank Review and Interest Rates appeared first on Consumerism Commentary.

One Night In Seattle + 10K IHG Rewards Club Points For $73

by DDG @ Danny the Deal Guru

I just posted this offer which can earn you 10K IHG points for Kimpton stays. It was previously targeted but it is now available to everyone. Now I just saw in a Frequent Miler post that Kimpton Hotel Vintage Seattle can be booked for just $73 a night. That means that you get a night and…

The post One Night In Seattle + 10K IHG Rewards Club Points For $73 appeared first on Danny the Deal Guru.

British Airways Visa Signature Card 75,000 Avios Bonus + 3 Avios for Every $1 Spent on British Airways Purchases

by Anthony Nguyen @ Bank Deal Guy

Compare this card with other travel related cards here. The British Airways Visa Signature® Card is offering a chance to earn up to 75,000 bonus Avios. Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus, earn an additional 25,000 bonus Avios after you spend $10,000 on purchases within your first year of account... Read More →

The post British Airways Visa Signature Card 75,000 Avios Bonus + 3 Avios for Every $1 Spent on British Airways Purchases appeared first on Bank Deal Guy.

Earn 17,500 bonus points with the Chase Freedom and Freedom Unlimited cards

Earn 17,500 bonus points with the Chase Freedom and Freedom Unlimited cards


CreditCards.com

If you are you looking for an inexpensive way to get a large influx of Ultimate Rewards points, the Chase Freedom and Freedom Unlimited cards offer large bonuses with low spending thresholds.

This Simple Question Can Save You From Missing Out on Lots of Miles & Points!

This Simple Question Can Save You From Missing Out on Lots of Miles & Points!

by Million Mile Secrets @ Million Mile Secrets

Welcome to the next installment of the Monday small business series! Here’s team member Meghan to share why anyone with a small business or side hustle should never forget to ask a simple question to be sure you’re making the most of your business expenses. Meghan:   I love earning extra cash (and travel rewards!) through various part-time …

MyLitter Daily Rewind for February 12th

by Abby @ MyLitter – One Deal At A Time

MyLitter posts tons of deals every day and at the end of the day now you can find them all in one place! You can find all the printable coupons, coupon database and the Deal Finder HERE (Type in what you need and find out where it’s on sale) Here’s what you might have missed!

The post MyLitter Daily Rewind for February 12th appeared first on MyLitter - One Deal At A Time.

Chase $200 Savings Account Bonus for 2015

Chase $200 Savings Account Bonus for 2015


CreditMedium.com

Update – September 3rd, 2015! Chase is now offering up to a $500 bonus coupon if you open both a Chase Total Checking and Chase Savings account using special coupon codes.  We look at ALL cur…

Get the 3D Teenage Mutant Ninja Turtles Movie for $9.99! (Reg $22.99)

by Abby @ MyLitter – One Deal At A Time

Right now you can try something new with the Teenage Mutant Ninja Turtle Movie in 3D (as well as Blu-ray and regular DVD formats) for just $9.99! (This is normally $22.99) Plus if you’ve seen this one already you can get the Teenage Mutant Ninja Turtles: Out of the Shadows on DVD for $12.96 right […]

The post Get the 3D Teenage Mutant Ninja Turtles Movie for $9.99! (Reg $22.99) appeared first on MyLitter - One Deal At A Time.

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.

JetBlue Fare Sale, Flights Starting At $39 One Way

by DDG @ Danny the Deal Guru

JetBlue has a new two-day fare sale with prices starting from $39. There’s some decent deals in there, whether you’re paying cash or using TrueBlue points. You need to book by 2/14/18 (the earlier of 11:59 PM ET or local time) and fly between 3/6 and 6/13/18.

The post JetBlue Fare Sale, Flights Starting At $39 One Way appeared first on Danny the Deal Guru.

Texas Security Bank CD Special

by Brandon Rowe @ Bromoney

Texas Secuity Bank is offering a special deal on 6 month CDs. They’ve got a 6 month rate of 1.25%: http://www.texassecuritybank.com/ It looks like they’re offering some other pretty decent rates. Leave comments here if you’ve banked with them before.

Delta 55 332 evacuation at LOS after emergency landing

by turkeyRIOO @ FlyerTalk Forums

Saw this on the news. 11alive.com | 5 injured after Delta flight from Nigeria to Atlanta forced to turn back due to engine issues...

ICYMI: E-Trade Super Bowl 2018 Commercial “This Is Getting Old”

by Jonathan Ping @ My Money Blog

E-Trade’s newest commercials (remember the baby?) have the basic premise of (1) you don’t have enough money and (2) to solve this, you should open an E-Trade brokerage account. The Super Bowl commercial was more specific: Don’t be 85 years old and #stillworkin. Here’s the full commercial from YouTube: ICYMI: E-Trade Super Bowl 2018 Commercial […]

Do you take advantage of banks new account promotion?

Do you take advantage of banks new account promotion?


Retire by 40

Is it a good idea to take advantage of new account bonus?

AA Buy Miles Promotion: Get Up to 100,000 miles

by takeoffwithmiles @ Takeoff With Miles

Through Nov 27, 2017, you can get up to 100,000 bonus miles  when you buy AA miles. The number of bonus miles and discount depends on the number of miles you purchase.     To earn the full potential, you need to buy the maximum, which is 150,000 AAdvantage miles. You will pay $4,786.88 for 250,000 miles ...

The post AA Buy Miles Promotion: Get Up to 100,000 miles appeared first on Takeoff With Miles.

Quorum Federal Credit Union CD Account Review: 2.00% APY 11-Month, 2.25% APY 25-Month CD Rates Increased (Nationwide)

by Howard Young @ Bank Checking Savings

Now is the best time of the year to start a new account experience. With that said, Quorum Federal Credit Union is offering residents nationwide a wide selection of rates to fit all your banking needs. Whether you are looking for a short term or long term solution, there is definitely an account to fit... Keep Reading↠

The post Quorum Federal Credit Union CD Account Review: 2.00% APY 11-Month, 2.25% APY 25-Month CD Rates Increased (Nationwide) appeared first on Bank Checking Savings.

Blue Federal Credit Union Offers Are Quite The Gimmick

by Tony Phan @ MoneysMyLife

Blue Federal Credit Union offers some impressive rates on their Checking and Savings accounts. Unfortunately, the highest rates available are a bit of a gimmick, so don’t get too excited. On the plus side, accounts are available for nationwide application. Established in 1951 and headquartered in Cheyenne, Wyoming, Blue Federal CU has nearly 15 locations […]

Discounted Gift Cards On eBay; 20% Off Overstock Plus More

by DDG @ Danny the Deal Guru

There’s some new discounted gift cards On eBay that were released today. Not the best deals we’ve seen but might be worth for some. Sadly, there’s been some changes recently and you can no longer earn 5X for gift card purchases from PayPal Digital Gifts (PPDG).

The post Discounted Gift Cards On eBay; 20% Off Overstock Plus More appeared first on Danny the Deal Guru.

Banks Will Pay You Up to $400 Just for Opening a Checking Account

Banks Will Pay You Up to $400 Just for Opening a Checking Account


MONEY.com

But you'll have to jump though a lot of hoops to get the cash.

$120 Bank Bonus – Open a Checking Account at Bank Mutual

by Bank Bonus @ Checking Account Promos

Bank Mutual bank promo code Find the checking account that’s right for you and earn a $150 Bonus at Bank Mutual. Bank Mutual is currently offering a $150 Bonus to open a new checking account online. Open one of four … Continue reading

IHG PointBreaks List: April 24th – July 31st

by takeoffwithmiles @ Takeoff With Miles

IHG has updated the list of PointBreaks hotels. IHG Rewards club members can book these hotels for just 5,000 points/night for stays between Apr 24,2017 and Jul 31, 2017 You can buy 5,000 points for $35 by following the steps in this post IHG PointBreaks . You can also buy IHG points the conventional way or transfer Chase Ultimate Rewards ...

The post IHG PointBreaks List: April 24th – July 31st appeared first on Takeoff With Miles.

Microwavable Egg Cooker only $3.99!

by Abby @ MyLitter – One Deal At A Time

So if you’ve tried to cook eggs in the microwave before in a regular bowl you know the hassle of a clean up it usually makes, well now you can get this handy Microwavable Egg Cooker for just $3.99 each right now! Microwavable Egg Cooker, $3.99 (Regular Price: $27.99) Makes an egg in under a […]

The post Microwavable Egg Cooker only $3.99! appeared first on MyLitter - One Deal At A Time.

Best Average Credit Cards for 2015

by Charles @ CreditMedium.com

What are the best credit cards for average credit in 2015? If you’re a consumer or business professional with average credit, there are several credit card issuers who offer card products that can earn you both rewards and help you build your credit. That said, don’t get down on yourself if your credit is average! […]

Priority Pass App Will Add Indoor Mapping and Wayfinding Features at Airports

by DDG @ Danny the Deal Guru

Priority Pass will be the first lounge membership program to integrate LocusLabs’ indoor mapping and wayfinding features within its app, through an update due in the coming weeks.

The post Priority Pass App Will Add Indoor Mapping and Wayfinding Features at Airports appeared first on Danny the Deal Guru.

Best Savings Accounts And High Yield Rates February 2018

by Tony Phan @ MoneysMyLife

Do you need to find out which bank has the best Savings Account rates? Or, how about which has the best Money Market interest rates? Maybe you need a quick overview of the differences between the two types of interest-earning accounts to begin with. We’ll go over all of these questions and help you find the best […]

Best cards with ability to redeem rewards as travel credits

by justinh20 @ FlyerTalk Forums

Couldn't find a recent thread on this but please post link if I missed it. Looking for the best options for a credit card that allows redemption of rewards as credit rather than having to redeem rewards by booking travel. I'm only aware of...

Fidelity Go Review: Robo-Advisor With Low Management Fees

by Tony Phan @ MoneysMyLife

Brought to you by the well-known firm, Fidelity Investments, Fidelity Go is a robo-advisor that offers a clear pricing structure that is somewhat different to its rivals, giving you an all-inclusive fee that impressively covers all investment expenses too.  This is one of its most significant benefits as it gives you access to all of […]

Amazon.com: Stainless Steel Sippy Cup with Lid and Straw, 2 pack just $12.47!

by Meg @ Money Saving Mom®

This POPULAR deal is BACK! Amazon has these Housavvy Stainless Steel Sippy Cup with Lid and Straw, 2 pack for just $12.47 when you use the promo code CUPSCUPS at checkout! That’s just $6.24 per cup — a GREAT price! Sign up for a […]

BankAmericard Travels Rewards Student Credit Card 20,000 Bonus Points

by Anthony Nguyen @ CardViews

If you’re currently a college student interested in a better travel experience, then I recommend that you check out the BankAmericard Travel Rewards Student Credit Card. You can earn an easy 20,000 bonus points  when you make at least $1,000 in purchases in the first 90 days of your account opening. This bonus promotion can be redeemed for $200 in […]

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

Target: Peanut Butter Chocolate Blasted Shreds Cereal only $1.50!

by Gretchen @ Money Saving Mom®

You can get Peanut Butter Chocolate Blasted Shreds Cereal for only $1.50 at Target this week: Buy 1 Peanut Butter Chocolate Blasted Shreds Cereal – $2.50 (thru 2/17) Use $1/1 printable $1.50 after coupon Thanks, Freebie Shark!

First Bank Financial Centre Business Checking Bonus: $300 Promotion (Wisconsin only)

by John Catral @ Bank Checking Savings

Available for business owners of Wisconsin, First Bank Financial Centre is currently offering residents of Wisconsin a generous $300 bonus when you sign up and open any new Business Checking Account. All you have to do to get started is open any new business account at your nearest branch or online, and then have at least 50... Keep Reading↠

The post First Bank Financial Centre Business Checking Bonus: $300 Promotion (Wisconsin only) appeared first on Bank Checking Savings.

Amazon: Avalon Premium 5 Liter Ultrasonic Digital Humidifier $89.99 (Regular Price $199)

by Ady @ MyLitter – One Deal At A Time

Amazon: Avalon Premium 5 Liter Ultrasonic Digital Humidifier $89.99 (Regular Price $199) This 5 liter tank covers 40-50 square meters and features 360 degree mist outlets Zero noise technology 12 hour timer Shipping is FREE with your Amazon Prime membership.  If you don’t have a Prime membership, this will ship for free with a $25+ […]

The post Amazon: Avalon Premium 5 Liter Ultrasonic Digital Humidifier $89.99 (Regular Price $199) appeared first on MyLitter - One Deal At A Time.

Review: Etihad A380 Business Studio – Sydney to Abu Dhabi

by Dave @ MilesTalk – Frequent Flyer Miles and Points

I needed a way home from Sydney to New York City for two people (and not in coach!) just after New Years. This is something of a unicorn redemption. Carriers are notoriously tight with premium award space from North American...

United MileagePlus Explorer Card 50,000 Bonus Miles + $100 Statement Credit + 5,000 Bonus Miles When You Add an Authorized User + 2X Miles on United Airlines

by Anthony Nguyen @ Bank Deal Guy

When you open a United MileagePlus Explorer Card, you will earn 50,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, as a travel benefit, you’ll receive 2 United Club passes each year for your cardmember anniversary – over a $100 value. To top it all off, you can get a... Read More →

The post United MileagePlus Explorer Card 50,000 Bonus Miles + $100 Statement Credit + 5,000 Bonus Miles When You Add an Authorized User + 2X Miles on United Airlines appeared first on Bank Deal Guy.

Safest Places to Live in Maine ( 2017 Updated ! )

by The Fastest Growing Personal Finance Blog in 2017 @ Elite Personal Finance – Credit Report , Loans , Identity Theft , Credit Cards : Advanced Guides ; Best Reviews in 2018

Located in the northeastern region of the United States, Maine is the easternmost state and along with Washington, the northernmost state in the country. It borders New Hampshire, the Atlantic Ocean and Canadian provinces New Brunswick and Quebec. With over 1.3 million residents, it is the 9th least populous state. The capital of Maine is ...

The post Safest Places to Live in Maine ( 2017 Updated ! ) appeared first on Elite Personal Finance - Credit Report , Loans , Identity Theft , Credit Cards : Advanced Guides ; Best Reviews in 2018.

Chase Checking and Savings Bonuses of Up to $400

Chase Checking and Savings Bonuses of Up to $400


Deposit Accounts

Chase has a long history of checking and savings account bonuses. The deals have improved over the years, and now there’s one that pays up to $400 for new...

Earn $5 In ShopYourWay Points With Every Uber Ride 2/13-2/15/18

by DDG @ Danny the Deal Guru

Starting today, you can earn $5 through the ShopYourWay program for every Uber ride until 2/15/2018. After that you will still earn SYW points, but only $2 per ride.

The post Earn $5 In ShopYourWay Points With Every Uber Ride 2/13-2/15/18 appeared first on Danny the Deal Guru.

Best Bank Account Bonuses and Offers February 2018 - NerdWallet

Best Bank Account Bonuses and Offers February 2018 - NerdWallet


NerdWallet

Excellent cash bonuses are available if you open checking or savings accounts with some banks. Here are the best offers this month: Checking account offers and savings promotions Top picks…

Where Does The Cheese Belong In A Cheeseburger?

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

$500 When You Open a New Business Checking Account

by Tom Andrew @ Rebates Money

     The Huntington National Bank offers the opportunity for small, upcoming business owners who want to open a new Accelerated Business Checking account and gain up to $500 just by doing so. This would be great for businesses with the average collected monthly balance of $25,000 to $100,000 in the checking account. The amount inside the account […]

Bank Direct Promotions 2016

by Bank Bonus @ Checking Account Promos

Bank Direct Promotions  Bank Direct Checking Promotions Bank Direct Promotions 2014 Bank Direct Air Miles Checking Account All you have to do to earn AAdvantage® miles at BankDirect is open one of our Mileage products — Mileage Checking with Interest … Continue reading

Citi ThankYou Points: Rewards Review

by feedback@creditdonkey.com (Dylan Y) @ CreditDonkey Reviews

Learn what is ThankYou Points and how much a point is worth. Read this review to find the best ways to earn points fast and how to redeem for best value (including the top Citi transfer partners).

Citi ThankYou Points

If you're considering signing up for a ThankYou Rewards card, you're probably wondering how much its rewards will be worth. Between Citi's roster of rewards cards and redemption options, finding the answer can be a little overwhelming.

So, to simplify your search, we're breaking down the value of Citi ThankYou Points and the cards that earn them. Read on for a full review of the Citi ThankYou Rewards program.

How Much Are Citi ThankYou Points Worth?

In terms of redemption options, here's how much your points will be worth:

  • Book travel through Citi: 1.25 cents per point with the Premier and Prestige (or 1 cent per point with the Preferred)
  • Gift cards: 1 cent per point (or less)
  • Shopping: 1 cent per point (or less)
  • Shop through Amazon: .8 cents per point
  • Statement credit: .5 cents per point
  • Cash back: .5 cents per point
  • Transfer to an airline or hotel partner: 1:1 ratio or less

Note: The points and redemption values are based on November 2017 data. Redemption options and value can change at any time.

Beyond redeeming points, each ThankYou Rewards card earns points differently, so the value of your ThankYou points will depend, in part, on how you earn them.

Citi ThankYou Rewards Cards

Citi's ThankYou rewards cards vary in terms of annual fees, bonus spending categories, redemption options, and perks.

  • Citi ThankYou Preferred Rewards: The Citi ThankYou Preferred is a no-frills, straightforward card for people who want to earn rewards without the hassle of activating rotating bonus categories. It doesn't come with the valuable redemption options of the Premier or Prestige, but it also doesn't come with an annual fee.

  • Citi ThankYou Premier: The Citi ThankYou Premier might be better suited to you if you travel, dine out, or go to live events often. It's a mid-range rewards card with a nice array of travel perks and protections.

  • Citi ThankYou Prestige: The ThankYou Prestige is a high-end option geared towards people who like to travel on points. It comes with a sizeable annual fee and a long list of valuable travel benefits, perks, and protections.

Best Way to Earn Citi ThankYou Points

  • Earn a sign-up bonus. If you're looking to apply for a new card, your best bet to rack points up quickly is to meet your new card's spending minimum and qualify for its sign-up bonus.

    If you're considering signing up for a new credit card, it might be worth waiting until a big promotion comes along. Without those extra points, the Citi cards are significantly less competitive compared to other travel credit cards.

Tip: You can also earn extra points by taking advantage of your card's bonus spending categories or by linking a Citibank checking account and completing qualifying activities.

Best Way to Redeem Citi ThankYou Points

Most redemption options will give you a value of 1 cent per point, including redeeming points for online shopping, statement credit or cash back, and donations. A more valuable option: using your points for travel.

  • Redeem points to book travel
    When you use your points to book travel through Citi - including airline tickets, hotel accommodations, car rentals, cruises, and vacation packages - you'll get the standard 1 cent per point redemption value. But you'll get a better redemption rate with the Premier and Prestige: the Premier's points will redeem for 1.25 cents each, and the Prestige's points for 1.33 cents each.

    You can make your reservations through the ThankYou Service Center or thankyou.com, with no blackout dates, minimum stay requirements, or seat restrictions. As a bonus, you'll still earn points on award flights bookings.

  • Transfer your points.
    You won't always get the best deal on travel through the ThankYou Travel Center, but you can also use the Premier or Prestige to transfer your points to Citi's airline, hotel, and retail partners.

    With Citi, you can transfer your points to Hilton Honors at a 1:1.5 ratio, or to most airline partners at a 1:1 ratio. That might make Hilton sound like a better deal, but their high rates for award rooms means that transferring to an airline partner might actually give you better value.

Tip: You can combine your points with any other ThankYou rewards account - even ones that aren't in your name - but remember that shared points will expire 90 days after the transfer date.

Citi ThankYou Transfer Partners

If you carry the ThankYou Preferred, you'll be able to transfer your points to jetBlue TrueBlue at a 1,000:500 ratio. Otherwise, you can use your Premier or Prestige card to transfer your points to any of Citi's airline and hotel partners, although you won't get a 1:1 ratio with all of them.

Citi's travel transfer partners include:

  • Asia Miles
  • Etihad Guest
  • EVA Air
  • Air France/KLM Flying Blue
  • Garuda Indonesia Frequent Flyer
  • JetPrivilege
  • Malaysia Airlines Enrich
  • Qantas Frequent Flyer
  • Qatar Airways Privilege Club
  • Singapore Airlines KrisFlyer
  • Thai Airways Royal Orchid Plus
  • JetBlue TrueBlue
  • Turkish Airlines Miles & Smiles
  • Virgin Atlantic Flying Club.
  • Hilton Honors

Search around for a transfer partner that offers a valuable award flight for your trip, and you'll likely be able to get more value out of your points than you would by booking travel directly through Citi.

The Bottom Line

The value of your ThankYou points will depend largely on which card you use, how you use it, and how you redeem your points.

If you're looking for straightforward rewards with no hassle - and no annual fee - then the Citi ThankYou Preferred might be for you.

But, if you don't mind paying an annual fee in exchange for better rewards and perks, then the Citi ThankYou Premier or Citi ThankYou Prestige is probably a better fit. Either will come with a higher rewards rate, better perks, and more transfer partners.

Citi ThankYou Points: Rewards Review appeared first on CreditDonkey

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Disclaimer: The information for the Citi ThankYou® Preferred Card, Citi Prestige® Card, and Citi ThankYou® Premier Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

US Bank Checking Bonus

by Bank Bonus @ Checking Account Promos

U S Bank Checking Bonus US Bank The U.S. BANK Easy Checking Account comes with a U.S. Bank Visa® Check Card, Online and Mobile Banking with Bill Pay, and other great features. Or you can open a Silver Checking Package, … Continue reading

Amazon.com: Ebaco Colorful 5-Count Knife Set with Sheath Covers for just $7.49!

by Meg @ Money Saving Mom®

Amazon has this Ebaco Colorful 5-Count Knife Set with Sheath Covers for just $7.49 when you clip the $6 e-coupon before checking out. This is the LOWEST price on record for these highly-rated knives! Sign up for a free trial […]

Life Insurance and Millennials — What to Consider Now

by Barbara Marquand @ NerdWallet

Getting married, buying a house and having kids are all good reasons to purchase life insurance. But if other financial priorities keep getting in the way, there’s an economic consideration…

Chase Savings $300 Coupon – Requires $25K Deposit (Direct Working Link & Available Online)

by Vicky Huang @ Rebates Money

Chase Bank is the best at offering special bonus promotions for new account sign-ups. With holidays around the corner, this is a great time to take advantage of the Chase Savings $300 Coupon when you deposit $25K to the savings account and meeting few simple requirements. Forget those measly free gift promotions and actually make your […]

Amazon: Igloo Ice Cube Roller Cooler (60-Quart, Ocean Blue) only $24.44 (Regular Price: $64.99)

by Geri Ann @ MyLitter – One Deal At A Time

Igloo Ice Cube Roller Cooler (60-Quart, Ocean Blue), $24.44 (Regular Price: $64.99) 60 gallon Igloo Cooler Thermal Insulated body that keeps cold for a long time PUsh button and locking telescopic handle Durable wheels Sturdy handle that makes transporting a full cooler easy Molded side scoop handle for easy loading Shipping is FREE with your […]

The post Amazon: Igloo Ice Cube Roller Cooler (60-Quart, Ocean Blue) only $24.44 (Regular Price: $64.99) appeared first on MyLitter - One Deal At A Time.

Free $10 at Amazon with Discover Card

Free $10 at Amazon with Discover Card

by DDG @ Miles to Memories

There's a new offer that can get you a free $10 to spend on products sold and shipped by Amazon.com. All you need to do is switch your set your Discover card as the default 1-Click payment method

3 Free Flights with the Spirit Airlines Mastercard

by Charles @ CreditMedium.com

Spirit Airlines is not typically one of those airlines most travel enthusiasts tend to associate with much reward optionality or luxury. That being said, this offer is significant in that its signup bonus alone will score you a few easy round trip flights. The Spirit Airlines MasterCard credit card is currently offering 15,000 bonus miles […]

Free Nights with the Choice Hotels Credit Card

by Charles @ CreditMedium.com

The Choice Hotels Credit Card Choice Hotels and Barclaycard recently released a new co-branded credit card offer that comes with 32,000 point signup bonus. This Choice Hotels credit card signup bonus differs from your typical bonus offer. New account holders will earn 24,000 bonus points after their first paid stay at any Choice branded hotel. […]

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