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Double Dipping On Retirement Savings

by Cathy Moran @ Northern California Bankruptcy Lawyer

Any time you can double your savings and protect your money from creditors is a good time of the year. The period between New Years and Tax Day is my favorite time of the year, just for that reason. You can make contributions to your IRA last year AND contribute to this year’s IRA allowance. […]

The post Double Dipping On Retirement Savings appeared first on Northern California Bankruptcy Lawyer.

How to Track a Package Without a Tracking Number

How to Track a Package Without a Tracking Number

by @ How to of the Day

A tracking number allows you to follow the delivery of a package as it’s being shipped. If you’re in a situation where you don’t have a tracking number, many of the major package delivery companies now have free tools that allow you to track your package online without one. To use these tools, you’ll have to visit the company’s website and register for an account. Once you make your account, it’s just a matter of logging in and finding the correct package based on other shipping details.

Removing Your Spouse from a Joint Bank Account

Removing Your Spouse from a Joint Bank Account


MoneyNing

Divorced? It's time to begin thinking about the financial ramifications of your marriage ending.

Is Online Banking Safe? How to Boost Your Banking Security

by Margarette Burnette @ NerdWallet

When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a…

The Downsides of Having a Joint Bank Accounts - MagnifyMoney

The Downsides of Having a Joint Bank Accounts - MagnifyMoney


MagnifyMoney

Joint bank accounts may inspire teamwork and openness in marriage, but it isn't without its issues.

How to Open a Joint Bank Account

How to Open a Joint Bank Account


wikiHow

Opening a joint bank account is a relatively simple process. However, agreeing on a form of bank account that works for both you and your co-owner can be slightly more complicated. Before opening the account, make sure you agree on the...

Joint bank accounts: For better or worse?

Joint bank accounts: For better or worse?


BBC News

The convenience of a joint bank account is popular among couples with shared household bills - but there are pitfalls too.

Mega Bank Proves It’s Time to Switch to a Credit Union

by CO-OP Financial Services @ Credit Unions empower people. CO-OP empowers credit unions.

Last week, Bank of America announced it’s doing away with free checking for customers who don’t (or can’t) maintain a daily balance of at least $1,500 or sign up for direct deposit. The decision has understandably caused something of an uproar among financial consumers. Mega banks, which have been disappointing customers for years, continue to... Read More »

The post Mega Bank Proves It’s Time to Switch to a Credit Union appeared first on Credit Unions empower people. CO-OP empowers credit unions..

An In-Depth Review of Ally Bank’s Rates

by Sarah Li Cain @ MagnifyMoney

Since it spun off from General Motors auto financing in , Ally Bank has proved to be one of the best online-only banks in the industry. Like most online-only banks, Ally charges minimal fees for deposit accounts and requires low or no minimum balances. Rates on Ally’s checking, savings, CD and money market accounts are … Continue reading An In-Depth Review of Ally Bank’s Rates

The post An In-Depth Review of Ally Bank’s Rates appeared first on MagnifyMoney.

New California Bankruptcy Exemptions

by Cathy Moran @ Northern California Bankruptcy Lawyer

Californians filing bankruptcy got an increase in the exemptions that protect their assets on April 1, 2016. Every three years, the dollar amounts are adjusted for changes in the cost of living. Californians don’t get to protect possessions under the Bankruptcy Code’s exemptions.  Instead, a California resident who files bankruptcy must use California exemption law. That’s […]

The post New California Bankruptcy Exemptions appeared first on Northern California Bankruptcy Lawyer.

Survivorship Rights in Joint Bank Accounts - Johnson Pope Bokor Ruppel & Burns, LLP.

Survivorship Rights in Joint Bank Accounts - Johnson Pope Bokor Ruppel & Burns, LLP.


Johnson Pope Bokor Ruppel & Burns, LLP.

It is very common for an owner of a bank account to “add” someone to his/her account for personal convenience.   A typical reason that an individual will choose to add someone to a bank accounts is so that the added person can have access to the funds for the original owner’s benefit. The person added to the account is usually the original owner’s child, caregiver, spouse, or other trusted individual. This is especially common if a child is already assisting an elderly or disabled parent with managing their bank accounts and with paying bills.  Setting up an account this way may be convenient for the original account owner during his/her life, but that convenience can lead to some very inconvenient situations after the original owner’s death—often including litigation between the original owner’s heirs to determine the survivorship rights in these joint accounts. The original account owner may not give much …

Your Right To Credit Reporting After Bankruptcy

by Cathy Moran @ Northern California Bankruptcy Lawyer

  You’ve finished your Chapter 13 and emerged from bankruptcy with your home loan current. But your credit report is a blank page on your mortgage. The mortgage servicer isn’t reporting your payments to the credit reporting agencies.   Nothing. Nada.  Crickets. So, even though you’re making regular payments, you’re not visibly rebuilding your credit. Ask […]

The post Your Right To Credit Reporting After Bankruptcy appeared first on Northern California Bankruptcy Lawyer.

The Problem with Overdraft Fees

by Paul Sisolak @ Chime Banking

“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]

The post The Problem with Overdraft Fees appeared first on Chime Banking.

How to Decide If You Should Get A Joint Bank Account With Your SO

How to Decide If You Should Get A Joint Bank Account With Your SO


Chime Banking

If you’re tired of sending Venmo requests to your significant other and tracking who will pay for dinner, you’re not alone. With half of millennials combining finances with partners before marriage, it’s clear that many don’t wait to combine money until after they tie the knot. But, even though it might seem easy to open …

Til Death Do Us Check? When a Joint Bank Account Makes Sense - The Simple Dollar

Til Death Do Us Check? When a Joint Bank Account Makes Sense - The Simple Dollar


The Simple Dollar

First comes love, then comes marriage, then comes... a joint checking account. Combining assets when uniting as a married couple seems only natural, and of

How Much Interest Would You Earn on a Million Dollars?

by Jeff Gitlen @ LendEDU

“If only I had a million dollars in the bank.” Who hasn’t pondered that at one time or another? But have you ever wondered how much interest one million dollars earns per year? Interest rates on savings vehicles are currently still pretty low – ranging from a paltry 0.01 percent in a bank savings account […]

The post How Much Interest Would You Earn on a Million Dollars? appeared first on LendEDU.

Joint bank accounts and inheritance taxes

Joint bank accounts and inheritance taxes


NJ.com

The inheritance tax may take a bite of your assets if you're giving them to certain relatives.

Five Tax Tips For Two Cents

by Cathy Moran @ Northern California Bankruptcy Lawyer

Tax season approaches. There’s a surprising degree of overlap between bankruptcy and tax I’ve found over three decades as a bankruptcy lawyer. Here’s my two cents on what I know about taxes.  It’s not a lot, but what I know is both simple and critical. File those tax returns Lots of folks who end up […]

The post Five Tax Tips For Two Cents appeared first on Northern California Bankruptcy Lawyer.

It’s Opening Day For Debt Collecting Season

by Cathy Moran @ Northern California Bankruptcy Lawyer

    Who knew that there was a season for debt collecting?  My friend and colleague attorney  Mike Cardoza does.  See what he says. The beginning of the year  through about the end of March is the big season for debt collection! Why? Because collectors are pretty sure that you have some money in your […]

The post It’s Opening Day For Debt Collecting Season appeared first on Northern California Bankruptcy Lawyer.

Why Big Banks Charge Fees

by Lindsay VanSomeren @ Chime Banking

Raise your hand if you’re fed up with big bank fees. These pesky fees can put a damper on your day and a drain on your finances. According to a 2016 survey by the Pew Charitable Trust, a full quarter of people who use bank overdraft services regularly end up paying out at least one week’s […]

The post Why Big Banks Charge Fees appeared first on Chime Banking.

Review of Barclays Online Savings and CDs

by Lindsay VanSomeren @ MagnifyMoney

Barclays is one of the largest and oldest banks in the world. In fact, it’s even older than the United States itself, having been founded by two London bankers in 1690. It’s been chugging along ever since, and while it’s still headquartered in the UK, they’ve branched out to become a multinational corporation with operations … Continue reading Review of Barclays Online Savings and CDs

The post Review of Barclays Online Savings and CDs appeared first on MagnifyMoney.

Joint Bank Accounts Easy Pickings For Bankruptcy Trustees

Joint Bank Accounts Easy Pickings For Bankruptcy Trustees


Northern California Bankruptcy Lawyer

A joint bank account with an elder may be at risk of seizure by a bankruptcy trustee. How to protect the savings entrusted to someone in financial trouble.

How 13 Works To Save Your House From Foreclosure

by Cathy Moran @ Northern California Bankruptcy Lawyer

Saving a house from foreclosure is the single reason most people file bankruptcy. Bankruptcy stops foreclosure- that’s a given. But then what? How can bankruptcy save the house,  rather than just putting off the inevitable loss? The mortgage lender has a lien on the house, and liens aren’t discharged in bankruptcy. So, how does bankruptcy […]

The post How 13 Works To Save Your House From Foreclosure appeared first on Northern California Bankruptcy Lawyer.

Marcus by Goldman Sachs Review: GS Bank Takes on Online Savings, CDs, and Personal Loans

by Lindsay VanSomeren @ MagnifyMoney

Most Americans probably think of fancy white-collar stock traders on Wall Street when they think of Goldman Sachs, a global investment firm that’s been around since the late 19th century. In recent years, Goldman made a major pivot, launching a new arm of the company called GS Bank, which would provide internet-only savings accounts to … Continue reading Marcus by Goldman Sachs Review: GS Bank Takes on Online Savings, CDs, and Personal Loans

The post Marcus by Goldman Sachs Review: GS Bank Takes on Online Savings, CDs, and Personal Loans appeared first on MagnifyMoney.

Joint Bank Account Right You

Joint Bank Account Right You


Cadence Bank

Joint bank accounts are viewed as an easy way to give financial caregivers the ability to manage money on behalf of older adults. Learn about joint accounts.

6 Real-Life Money Lessons You Can Learn From Monopoly

by Kim Galeta @ Chime Banking

When I was growing up, my favorite board game was Monopoly. Recently, I decided to re-explore the game with my nieces and nephews. And, wow! I realize now just how many life lessons can be learned from this classic game. For starters, Monopoly is a game of strategy that offers ways to manage your money […]

The post 6 Real-Life Money Lessons You Can Learn From Monopoly appeared first on Chime Banking.

Do you offer joint accounts?

Do you offer joint accounts?


Aspiration

Yes! Anyone who does not already have a Summit account open today, who meets the eligibility criteria, can apply to open either an Individual or Joint Summit account. Customers who already have an...

Should You Open A Joint Bank Account?

Should You Open A Joint Bank Account?


Investopedia

Joint finances may not be romantic, but it's an issue that serious long-term couples will have to confront at some point.

Tax Professional or DIY? Here’s How to Choose

by Gemma Hartley @ Chime Banking

The thought of filing taxes on your own can be daunting. At the same time, hiring a professional accountant comes at a price: around $273 of your potential refund. But, with the availability of low-cost online options – like TurboTax and TaxAct – you may still be wondering if hiring a tax professional makes the most sense […]

The post Tax Professional or DIY? Here’s How to Choose appeared first on Chime Banking.

The Healthiest (& Unhealthiest) States in America

by PolicyGenius @ Chime Banking

With the start of a new year, many of us have embarked on self-betterment resolutions. The vast majority of these are health-related: Eat healthier, get more exercise, sleep better, stay fit, lose weight. But what about financial health? Many of us are resolving to get our financial house in order, too. It turns out the two are […]

The post The Healthiest (& Unhealthiest) States in America appeared first on Chime Banking.

How to Open a Joint Bank Account With Your Significant Other | Student Loan Hero

How to Open a Joint Bank Account With Your Significant Other | Student Loan Hero


Student Loan Hero

Unmarried couples are more and more likely to merge finances before saying their vows — but first, consider the pros and cons of a joint checking account.

The Best Online Savings Accounts in February 2018

by LaTisha Styles @ MagnifyMoney

Updated February 9, 2018 After years of low interest rates, there is a pricing war happening for online savings accounts. Long gone are the days of 0.01% APY. If you are willing to open an online savings account (which is FDIC insured), you can now easily get a 1.50% APY or higher. Interest rates are … Continue reading The Best Online Savings Accounts in February 2018

The post The Best Online Savings Accounts in February 2018 appeared first on MagnifyMoney.

How One Family Settled Huge Debt For Pennies

by Cathy Moran @ Northern California Bankruptcy Lawyer

When he started the Chapter 13 trek, he owed $370,000 in personal loans and credit cards. As he completes his plan, he will have settled that debt for three cents on the dollar. No tax is due on the forgiven debt and no listed creditor can legally come back to try to collect the difference. […]

The post How One Family Settled Huge Debt For Pennies appeared first on Northern California Bankruptcy Lawyer.

Money and Marriage: Is Opening a Joint Bank Account Right for You?

Money and Marriage: Is Opening a Joint Bank Account Right for You?


Credit Unions empower people. CO-OP empowers credit unions.

Now that you’re married, is opening a joint bank account right for you and your significant other? Here are five crucial questions to help you decide as a couple.

Pros and Cons: A Joint Bank Account After the Wedding

Pros and Cons: A Joint Bank Account After the Wedding


Inside Weddings

Talking about money isn’t couth in casual conversation, but it’s definitely a subject worthy of discussion with your future spouse. A comprehensive understanding of finances is an important aspect in any healthy relationship – especially one that is headed toward marriage. If you’re in the midst of discussing the monetary side of your new life together, you’ve likely brought up the topic of a joint bank account. Some couples choose to combine all of their finances, while others choose to hold separate bank accounts in addition to the one they share. Here are the pros and cons of creating a bank account for both of you. Pros -   It’s less of a hassle. Because there is no true division of funds, taking out money as well as putting it in is much simpler. It’s quite the cohesive option, personifying the idea that “what’s mine is yours” after the wedding. Shared expenses are much easier to take care of, and in the event of a death, the surviving spouse has immediate access to all of the money without having to go through a lengthy legal process while mourning. Of course, that’s a morbid thought, but it’s always better to be prepared for ...

Looking for Credit Union Student Loans? Here’s How to Find and Apply for Them

by Christy Rakoczy @ Student Loan Hero

Do you need private student loans to cover the cost of your education? Though many prospective borrowers head straight to a big bank or online lender for a student loan, these aren’t your only options. Consider student loans from credit unions, too. Like banks and online lenders, credit unions are financial institutions that lend money. […]

The post Looking for Credit Union Student Loans? Here’s How to Find and Apply for Them appeared first on Student Loan Hero.

Beware The Pitfalls Of Joint Bank Accounts | Bankrate.com

Beware The Pitfalls Of Joint Bank Accounts | Bankrate.com


Bankrate

These accounts are fraught with risks that many people don’t consider.

Joint Accounts from Bank of Internet USA

Joint Accounts from Bank of Internet USA


BofI Federal Bank

Bank of Internet USA offers the option of joint bank accounts on most of its checking and savings accounts.

Are You Stuck With The Lawyer Who Filed Your Bankruptcy Case?

by Cathy Moran @ Northern California Bankruptcy Lawyer

Your bankruptcy case is filed.  It’s not going as smoothly as you expected. In fact, you’re worried you’re going under. Can you change bankruptcy lawyers after your case is filed? Certainly, you can always fire your lawyer.  It may be disruptive.  It will certainly cost more money. To decide you need to know how big […]

The post Are You Stuck With The Lawyer Who Filed Your Bankruptcy Case? appeared first on Northern California Bankruptcy Lawyer.

4 Essential Tips To Get Ready For Bankruptcy

by Cathy Moran @ Northern California Bankruptcy Lawyer

Ready for life after bankruptcy? Even before your case is filed, you can start preparing for your life after bankruptcy. These four steps will probably  make the bankruptcy case be smoother, too. Change banks Your money on deposit in “your” bank may not be solely yours. If you have a loan or other debt to your […]

The post 4 Essential Tips To Get Ready For Bankruptcy appeared first on Northern California Bankruptcy Lawyer.

What to consider before opening a joint bank account

What to consider before opening a joint bank account


The News-Enterprise

If you’re a newlywed or in a committed relationship that involves sharing expenses, you might find yourself considering the possibility of opening a joint bank account. A joint bank account

Hip Replacement Surgery Cost and How to Finance It

by Jeff Gitlen @ LendEDU

If you've been suffering for years with hip pain and have run out of treatment options, your doctor may suggest hip replacement surgery. During the procedure, the hip joint is removed and replaced with an artificial joint made from plastic and metal components. Hip replacement surgery is invasive and requires four days in the hospital, […]

The post Hip Replacement Surgery Cost and How to Finance It appeared first on LendEDU.

Watch Out for This New Tax Scam

by KaToya Fleming @ MagnifyMoney

Tax season can be the most profitable time of year for savvy thieves. And just a week into filing season, the IRS has uncovered a new trick cybercriminals are using to scam you out of your money. The IRS warns tax preparers and consumers about a new scam in which criminals are using consumers’ account … Continue reading Watch Out for This New Tax Scam

The post Watch Out for This New Tax Scam appeared first on MagnifyMoney.

Why We have Joint AND Separate Accounts - Couple Money

Why We have Joint AND Separate Accounts - Couple Money


Couple Money

Trying to decide how to handle your finances as a couple? Learn about joint vs separate accounts to see whats the best fit for you two!

Should Couples Have Joint or Separate Bank Accounts?

Should Couples Have Joint or Separate Bank Accounts?


The Balance

Newlyweds often merge their money into joint accounts. But 42% of couples today have separate accounts. Consider pros & cons of both before deciding.

Tax Refund & Bankruptcy

by Cathy Moran @ Northern California Bankruptcy Lawyer

The prospect of a tax refund makes most of us light up  even when we haven’t even calculated what the refund might be. But if you’re thinking of filing bankruptcy before you actually see Uncle Sam’s check, take a minute to plan. Your right to that refund is property of your bankruptcy estate even if […]

The post Tax Refund & Bankruptcy appeared first on Northern California Bankruptcy Lawyer.

How to Work in the Gig Economy and Still Reach Your Money Goals

by Colin Ashby @ Chime Banking

Working in the gig economy offers some great perks. For starters, you get the flexibility of setting your own hours. Plus, you can often find gigs instantly using an app rather than prospecting new work yourself. Nearly one in four Americans have earned money in the gig or “platform economy” over the last year, according to Pew […]

The post How to Work in the Gig Economy and Still Reach Your Money Goals appeared first on Chime Banking.

How Do I Remove Someone's Name Off of a Joint Bank Account?

How Do I Remove Someone's Name Off of a Joint Bank Account?


The Law Dictionary

Joint bank accounts can be useful in many different situations. For small business partnerships, they can provide the principals of a given business with access to a portion of the entity's liquid finances. Since joint business bank accounts can typically be accessed by multiple parties at once, such

10 Ways to Celebrate a Debtless Holiday

by CO-OP Financial Services @ Credit Unions empower people. CO-OP empowers credit unions.

Check your bank balance and find less money than expected for the holidays? You’re not alone. But there’s no need to pull a Scrooge to stay on top of your finances. Here are 10 ways to celebrate the upcoming holiday season without losing your shirt:   Focus on experiences, not things. Let’s remember what the... Read More »

The post 10 Ways to Celebrate a Debtless Holiday appeared first on Credit Unions empower people. CO-OP empowers credit unions..

How to Balance a Checkbook in 2018

by Jeff Gitlen @ LendEDU

After we entered the digital age of banking, many people felt comfortable giving up check registers and balancing checkbooks because they can monitor their checking account online. However, being able to balance a checkbook is still a useful skill to have in personal finance. If you are living paycheck to paycheck, then you might benefit […]

The post How to Balance a Checkbook in 2018 appeared first on LendEDU.

How to Open a Free Online Bank Account with Chime

by Melanie Lockert @ Chime Banking

Whether you want to open your first bank account or switch to a new one, it can be a daunting process. You may be wondering “How long does it take to open a bank account?” Or, “What do I need to open a bank account?” You may also feel unsure about the next steps. Here’s […]

The post How to Open a Free Online Bank Account with Chime appeared first on Chime Banking.

Joint Bank Accounts: How and When They Work - NerdWallet

Joint Bank Accounts: How and When They Work - NerdWallet


NerdWallet

Joint bank accounts function much like standard checking accounts but belong to multiple people, each of whom can contribute to and use the money in an account. That makes such accounts ideal for couples, parents and…

The Right Time to Open a Joint Checking Account: Discover Bank

The Right Time to Open a Joint Checking Account: Discover Bank


Discover Bank - Banking Topics Blog

Knowing the right time to open a joint checking account can be challenging. Here are simple tips to keep in mind when combining finances.

Joint Checking Vs. Separate Checking | Reader's Digest

Joint Checking Vs. Separate Checking | Reader's Digest


Reader's Digest

To help keep the peace when it comes to financial issues, here are some considerations to help you decide whether or not a joint checking account is the ticket.

My wife transferred $130,000 from our joint bank account into a CD with ‘6% return’

My wife transferred $130,000 from our joint bank account into a CD with ‘6% return’


MarketWatch

What’s his is theirs — and the rest belongs to his wife.

Joint Bank Accounts

Joint Bank Accounts


Venmo

Venmo does not currently allow two separate users to have the same bank account added to their accounts for security reasons.The good news is there are a couple of workarounds available to users w...

PenFed Credit Union CD Rates, Checking, Savings, Money Market, and IRA Accounts

by Lindsay VanSomeren @ MagnifyMoney

PenFed Credit Union—also known as Pentagon Federal Credit Union—got its start in 1935. Since then, it has grown to become one of the largest credit unions in the country, with over 1.6 million members and $24 billion in assets. While it does offer in-person branches, anyone can also access their accounts online. Like most credit … Continue reading PenFed Credit Union CD Rates, Checking, Savings, Money Market, and IRA Accounts

The post PenFed Credit Union CD Rates, Checking, Savings, Money Market, and IRA Accounts appeared first on MagnifyMoney.

The three best joint bank accounts

The three best joint bank accounts


The Week UK

Whether you are using your account for shared expenses, household bills or savings, here are the best options

Requirements to Get Your Personal Loan Approved

by Marty Minchin @ MagnifyMoney

For the right consumers, personal loans can be a quick way to get much-needed cash for anything from a home repair to a college tuition. With the right qualifications, you can be approved for a personal loan in the morning and have the cash deposited into your account in as little as one day depending … Continue reading Requirements to Get Your Personal Loan Approved

The post Requirements to Get Your Personal Loan Approved appeared first on MagnifyMoney.

What you need to know about opening a joint bank account

What you need to know about opening a joint bank account


finder US

Need to open a joint bank account but don't know where to start? Compare the best savings accounts for couples that you can apply for online.

What if I have a joint bank account?

What if I have a joint bank account?


Gemini - Help Center

Unfortunately, any fund transfers that are initiated from the name of whom you share this bank account with will be rejected by our bank. All transfers in your Gemini account must be initiated in y...

Quiz: Is your relationship ready for a joint bank account?

Quiz: Is your relationship ready for a joint bank account?


The Christian Science Monitor

Whether you’re in a new relationship or newly married, you might want to think twice about combining love and money. Before joining your finances, take this banking compatibility quiz.

How to Open (or close) a Joint Bank Account - LendEDU

How to Open (or close) a Joint Bank Account - LendEDU


LendEDU

When two people join together, in marriage or as partners, the first money move they often make is to merge their bank accounts into one joint bank account. While that can be an effective way to manage household cash flow, a joint bank account can also lead to relationship stress if control over money issues …

Here’s Why You Should Switch to Online Banking

by Due.com @ Chime Banking

When it comes to banking, individuals often default to what they know best. And that’s traditional banking. Unfortunately for them, they’re likely going to face a lifetime of long lines and hidden fees. Well…it’s not that bad but there are surely better solutions. Thanks to online banking you can now do all your banking without […]

The post Here’s Why You Should Switch to Online Banking appeared first on Chime Banking.

Should We Open a Joint Bank Account Together After the Wedding?

Should We Open a Joint Bank Account Together After the Wedding?


theknot.com

It's always a good idea to do a little research before making any big financial decisions together. Read this guide to find out what you need to know about merging finances with your soon-to-be spouse.

What Is a Joint Bank Account and Is It Right for You?

What Is a Joint Bank Account and Is It Right for You?


Better Money Habits

A joint bank account can be beneficial for couples. Learn what a joint account is with this article from Better Money Habits

How to Keep a Side Hustle and a Day Job Simultaneously

by Due.com @ Chime Banking

While it seems as if everyone is turning a side hustle into a full-time gig, the reality is not everyone wants to do that. Heck, not everyone even should do that! Contrary to how you may be feeling, it doesn’t make you any less of a business owner to keep your day job. That being said, you […]

The post How to Keep a Side Hustle and a Day Job Simultaneously appeared first on Chime Banking.

What is a Monthly Maintenance Fee, and How Do I Avoid Them?

by Melanie Lockert @ Chime Banking

What if you asked a friend to watch over your precious jewels and she said, “Yeah, no problem.” But later on, she hit you up for a monthly fee for babysitting your jewelry. How would you feel, especially as she didn’t tell you upfront about this so-called fee? Probably a little peeved, right? Unfortunately, this […]

The post What is a Monthly Maintenance Fee, and How Do I Avoid Them? appeared first on Chime Banking.

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