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Do sellers open a new business bank account for sales on Amazon?

by @millbrae_cdrom millbrae cdrom @ Do sellers open a new business bank account for sales on Amazon?

@millbrae_cdrom wrote:

You will need a business license and fictitous name registration for the name of your business to open a BUSINESS bank account and a tax id number which for an individual with no employees can be your social security number or other taxpayer id.

I would skip the big evil banks and see your local credit union! Credit Unions require savings accounts be opened at the same time as a checking account but that is a very good idea anyway! Our credit union even pays us dividends each month and has never cost us any monthly fees!

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How To Cash A Check Without A Bank Account | Bankrate.com

How To Cash A Check Without A Bank Account | Bankrate.com


Bankrate

No bank account? No problem. You can still cash that check.

Looking for Credit Union Student Loans? Here’s How to Find and Apply for Them

by Christy Rakoczy @ Student Loan Hero

Do you need private student loans to cover the cost of your education? Though many prospective borrowers head straight to a big bank or online lender for a student loan, these aren’t your only options. Consider student loans from credit unions, too. Like banks and online lenders, credit unions are financial institutions that lend money. […]

The post Looking for Credit Union Student Loans? Here’s How to Find and Apply for Them appeared first on Student Loan Hero.

Do I really need a bank account?

Do I really need a bank account?


HowStuffWorks

If you've been slapped with an overdraft fee greater than your check or debit charge, you may wonder whether you need all your money in the bank. There are options to banking.

Opening a New Bank Account? Get Prepared and Get it Done!

Opening a New Bank Account? Get Prepared and Get it Done!


The Balance

To open a new bank account, you'll need to provide personal information, an initial deposit, and more. Plus, make sure it's the right account.

11 Ways to Pay Off Debt Fast

by Allan Liwanag @ The Practical Saver

This "11 Ways to Pay Off Multiple Debts" post details various ways that one can adopt in order to eliminate debt fast without resorting to bankruptcy. Some of the ideas contained here are known ways but some tend be overlooked by others because they are non-traditional but they can definitely be used for the purpose of paying off debt.

The post 11 Ways to Pay Off Debt Fast appeared first on The Practical Saver.

Do sellers open a new business bank account for sales on Amazon?

by @phoenixangel429 phoenixangel429 @ Do sellers open a new business bank account for sales on Amazon?

@phoenixangel429 wrote:

How much do you plan on selling? If it is not a lot you can but if it is, you need a seprate account. It would make taxes easier then if you do a lot.

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Do sellers open a new business bank account for sales on Amazon?

by @loco LoCo @ Do sellers open a new business bank account for sales on Amazon?

@loco wrote:

I personally recommend a separate account.

I opened a 2nd checking linked to my personal checking. No fees, and I can transfer money between them anytime from my phone.

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Do sellers open a new business bank account for sales on Amazon?

by @blu_ray_steelbook_ Blu-ray SteelBook Movies and More @ Do sellers open a new business bank account for sales on Amazon?

@blu_ray_steelbook_ wrote:

If you ever get sued you will change your thinking. Form a LLC, open a separate account, that way your risk is limited to what the LLC does. You can move money at any time.

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How to Decide on a Career Path

How to Decide on a Career Path

by @ How to of the Day

Whether you’re finishing up your education and are ready to venture into the real world or have been working in a certain field for a while and want to try something new, deciding on a career path can seem overwhelming. However, with a little self-exploration and some research, you can easily choose a career that will leave you feeling fulfilled.

What to bring to a bank to open a checking account

What to bring to a bank to open a checking account


Investopedia

Learn which documents you need to bring to the bank to open a new checking account. Having the right documents saves time and makes the process efficient.

How to Open a Business Bank Account: Requirements, Fees, & More

How to Open a Business Bank Account: Requirements, Fees, & More


Fit Small Business

Opening a business bank account is an important step for any small business. Learn how to open the best business bank account for you.

Why Do You Need a Checking Account?

Why Do You Need a Checking Account?


King of Kash

If you don't have a checking account, read this article and learn why they are important and how they can help you financially.

Do sellers open a new business bank account for sales on Amazon?

by @happeeface happeeface @ Do sellers open a new business bank account for sales on Amazon?

@happeeface wrote:

I wouldn’t do it until you know if this internet sales thing is going to work.

If you decide to open another account, it doesn’t have to be a business account which I am sure has more rules and regulations and probably costs more. Just open a separate personal account.

Good luck!

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Do sellers open a new business bank account for sales on Amazon?

by @planetearth12 planetearth12 @ Do sellers open a new business bank account for sales on Amazon?

@planetearth12 wrote:

Hmmm…should I open a new business or personal accounts?

Any pros and cons for each?

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Open a Bank Account online with SunTrust - Fast, Easy, Secure

Open a Bank Account online with SunTrust - Fast, Easy, Secure


SunTrust

Opening a SunTrust account is fast and Easy. Pick from our many products and services such as personal checking accounts, savings accounts, credit cards and more.

Do sellers open a new business bank account for sales on Amazon?

by @JellyBeadZ JellyBeadZ @ Do sellers open a new business bank account for sales on Amazon?

@JellyBeadZ wrote:

You don’t need a BUSINESS account…that comes with extra monthly fees, etc. Just open another personal account and use it only for business…simple and it makes it easier at the end of the year for taxes.

Good Luck

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X checking from Bank X - Banking for Your Active Lifestyle

X checking from Bank X - Banking for Your Active Lifestyle


Bank X

X checking from Bank X offers simple checking and free online banking without fees. Bank real. Bank X.

Do You Really Need A Bank Account? - The Practical Saver

Do You Really Need A Bank Account? - The Practical Saver


The Practical Saver

Ever wondered if you really need a bank account when banks are constantly charging you fees. This post provides an insight on why you need a bank account

Life is Easier with a Bank Account

Life is Easier with a Bank Account


The Balance

Getting a bank account can help you save time and money. The unbanked can come out ahead using a financial institution.

Do sellers open a new business bank account for sales on Amazon?

by @launch_nutrition Launch Nutrition @ Do sellers open a new business bank account for sales on Amazon?

@launch_nutrition wrote:

Here is why you open a separate account:

  1. The government will see you less as a business if all your money is intermingled. This means that the great tax breaks you can utilize, can’t be leveraged.

  2. If you are a LLC, Lawyers can pierce the corporate shield if you intermingle you finances.

  3. Its easy to use your business money to pay for personal items when they are in the same account or vice versa. Its easier to distinguish business from personal when you keep things separate.

If you are running a business, run a business. Don’t be cheap. If its a hobby, then its not a big deal.

Now, I don’t know the odds of you getting audited or checked, but if you do, you will be very happy you follow the rules.

Edited by: Launch Nutrition on Jun 27, 2014 11:15 AM

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Condo vs. Single Family: Which is Right for You?

by Sara Visser @ Northpointe Bank

If you’re in the market to buy your first home, have you thought about which type of property best suits your needs? For many new buyers, a single-family home with a yard seems like the first-step in homeownership—it’s a great place to have a family, and it’s not hard to envision yourself playing catch or planting […]

Linking and Funding with a Bank Account

Linking and Funding with a Bank Account


Robinhood Help Center

Funding OptionsYou can link your bank account with Robinhood to transfer funds.We may support alternative funding methods (ie., Paypal, virtual wallets, etc) in the future; stay tuned for any fut...

Do sellers open a new business bank account for sales on Amazon?

by @cshspl CSHSPL @ Do sellers open a new business bank account for sales on Amazon?

@cshspl wrote:

This is exactly right!!!

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Why College Students Need a Checking Account: Discover Bank

Why College Students Need a Checking Account: Discover Bank


Discover Bank - Banking Topics Blog

Opening and managing a checking account is a great introduction to financial independence. Learn what to look for in a checking account.

Survey: 44% of Parents Feel Guilty About Not Saving Enough for College

by Andrew Pentis @ Student Loan Hero

If you paid your own way through college, you might want to give your kids the headstart you never had. In fact, 43% of parents currently saving for their child’s college education didn’t receive the same assistance from their parents, according to our survey. Yet, nearly 40% of the parents we surveyed still have student […]

The post Survey: 44% of Parents Feel Guilty About Not Saving Enough for College appeared first on Student Loan Hero.

The 411 on Tax Shelters for Small Business

by Rachel Gray @ Accounting Tips, Training, and News

Whether you’re a business or individual, you can’t escape taxes. As a small business owner, your taxes depend on the type of business structure you have, such as sole proprietorships or partnerships. Regardless of your business entity, there are legal tax shelters for small business that can reduce your taxable income. Tax shelters for small […]

The post The 411 on Tax Shelters for Small Business appeared first on Accounting Tips, Training, and News.

What Is Escrow, and Why Should a Small Business Owner Know About It?

by Mike Kappel @ Accounting Tips, Training, and News

Transactions between two parties can be tricky business. As a small business owner, you need to make sure that things like selling tangible and intangible assets goes smoothly. You might consider using an escrow agent to help. So, what is escrow? What is escrow? Escrow is the safekeeping of monetary items by a neutral party. […]

The post What Is Escrow, and Why Should a Small Business Owner Know About It? appeared first on Accounting Tips, Training, and News.

How to Ask a Girl to the Movies

How to Ask a Girl to the Movies

by @ How to of the Day

Taking a girl to the movies can be a fun and casual way to spend time together, but asking her out can be scary. There’s no need to worry, though. Pick a movie ahead of time and find the right time to ask her, and she just might say yes!

Do sellers open a new business bank account for sales on Amazon?

by @red_sky Red Sky @ Do sellers open a new business bank account for sales on Amazon?

@red_sky wrote:

It is always wiser to keep your business monies separate from your personal. This includes credit cards, loans, etc. It does not have to be a business account (unless you already have your business license); it can be another personal account. It’s very easy to transfer the money out to your main account; you don’t want your personal account information on the internet waiting to get hacked.

Edited by: Farkle on Jun 27, 2014 10:45 AM

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Amazon’s next customer: Americans who don’t have a bank account

Amazon’s next customer: Americans who don’t have a bank account


MarketWatch

Should you shop on Amazon without a credit card?

How to Prune a Bonsai Tree

How to Prune a Bonsai Tree

by @ How to of the Day

A bonsai tree needs regular pruning to maintain its size and to shape it to a desired style. There are 2 types of pruning: maintenance pruning, which keeps the tree small and encourages new growth, and structural or stylistic pruning, which shapes the tree and enhances its aesthetic. Whether you want to prune your bonsai tree for maintenance or style, and no matter what type of bonsai tree you have, you need only a critical eye and bonsai branch or knob cutters to get started.

How to get a payday loan on a debit card | No bank account required

How to get a payday loan on a debit card | No bank account required


finder US

Find out how to get the cash you need loaded onto a prepaid debit card. Compare top lenders that offer no bank account loans. Apply online or in-store, depending on where you live. Get quick and easy access to funds.

How to make steady income with repeat clients who love your business

by Callie Sitek @ Blog Posts - The Smart Keep Inc

Do you ever find yourself in the feast or famine game of entrepreneurship? I'm sure it doesn't feel like a game, but I hear this problem all the time! Entrepreneurs, especially freelancers still selling time for money, not knowing if they will make enough to cover expenses this month. There are a couple different ways of coping with this, but the one we will be talking about today is having a continuous stream of income through return clients. You likely started your business because you wanted freedom - freedom from the 9 to 5, freedom from a small paycheck, freedom to do a job you love, and freedom to pick which jobs you take and which ones you deny. The sad truth is, many entrepreneurs jump in without a plan or simply a plan to get all the clients they can and charge what they're worth! There are some problems with this. A client base takes time to build. You can't just jump in and expect to have a full-time continuous stream of clients all at once. Even within 6 months is difficult, especially if what you do is a one & done offering.

No Bank Account? No Problem: How to Live Bank-Free

No Bank Account? No Problem: How to Live Bank-Free


The Balance

See how to complete common money tasks without a bank account: storing money, spending cash, sending money, and more.

Why are clients asking for a W-9 and what the heck is it?

Why are clients asking for a W-9 and what the heck is it?

by Callie Sitek @ Blog Posts - The Smart Keep Inc

What is a W-9? A W-9 is a form from the IRS that let's people know what type of business you have (sole proprietor, LLC, S Corp, C Corp, etc) and other important info like your business name, address, and EIN (Employer Identification Number).

How to Open a Bank Account without ChexSystems - Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org

How to Open a Bank Account without ChexSystems - Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org


Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org

Absolutely everything you need to know about how to get a bank account if you have a ChexSystems record

How to Do Homework in the Morning

How to Do Homework in the Morning

by @ How to of the Day

Although it's best to do your homework as soon as you get home from school, sometimes this isn't possible. You might have an extracurricular activity or a family event after school, or you might just be really tired. If this is the case, take a few minutes the night before to organize your notes, then get up bright and early to get your homework done in time for school.

The Best Time of Year to Buy Anything

by King of Kash @ King of Kash

Time Your Purchases to Save More Money

Spending is an inevitable part of the modern life. We spend for basic needs like food, shelter, and health care, but we also have a bunch of unnecessary expenses from the latest tech, fancy clothing, and home electronics.

The truth is that prices fluctuate through the entire year based on supply and demand. Sales cycles may help you figure out when prices start to drop or go up, but there are also specific points on the calendar when you’d be able to rake in even better deals.

We can stop second-guessing when is the best time [...] Read more

The post The Best Time of Year to Buy Anything appeared first on King of Kash.

How to File a Business Tax Extension

by Amanda Cameron @ Accounting Tips, Training, and News

If you are rushing to complete your income tax return, consider filing for a business tax extension. Filing taxes for small business can be difficult, and an extension allows you more time to file your business’s tax return. Learning how to file an extension for business taxes is simple. And, you can avoid mistakes that […]

The post How to File a Business Tax Extension appeared first on Accounting Tips, Training, and News.

Bookkeeper vs. Accountant: What's the difference?

by Callie Sitek @ Blog Posts - The Smart Keep Inc

Do you ever have those brain dead moments where you think everyone knows you and what you do and then someone asks, "So what does a/an [insert your profession here] do anyway?" BAM! You come back to reality and realize you aren't the center of the universe and in fact most people are confused by what you do to make money...am I right coaches/marketers/social media managers/brand designers/basically every online business ever? Well this happened to me recently. Except for me it's a little different. People know bookkeepers do the books, but they're often confused about where the line between books and taxes is drawn. "So what does a bookkeeper do exactly? Or I mean, what's the difference between a bookkeeper and accountant?" I'm going to break it down for you here so you never have to wonder again ;) The simple answer is bookkeepers do your bookkeeping, accountants do your taxes. And while that seems like an easy answer...there's a lot of blur in between those lines!

Why We Use Amazon Prime (And Why You Should, Too!)

by Allan Liwanag @ The Practical Saver

Amazon Prime is golden. Amazon Prime is one of the best products in the market. It took me a while to convince myself to pay $99/year but I must say it’s all worth it. This post contains affiliate links/ads. See disclosure policy.  It took my wife and I a little over one year to subscribe to Amazon Prime. Why? It’s because of the cost…that is $99/year. Now, I am kicking and telling myself that I should have subscribed a long long time ago. The benefits of Amazon Prime are just beyond outstanding. From shipping to photos to discounts, I should say the

The post Why We Use Amazon Prime (And Why You Should, Too!) appeared first on The Practical Saver.

Do sellers open a new business bank account for sales on Amazon?

by @Mainely_Scooters Eastern Peace Forever ∞ @ Do sellers open a new business bank account for sales on Amazon?

@Mainely_Scooters wrote:

I have nine different bank accounts for my businesses and my personal stuff.

Why? It is just much easier to know where you are financially.

Sure, the government does not distinguish between bank accounts for a sole proprietorship and for individually filing LLC’s.

Nowadays bank accounts are free. Free checking, free check card, no check costs. Now there is a $5 minimum to keep the account from auto-closing (new federal regulations) but other than that, it is no charge. If your bank charges you a monthly fee, change banks.

All Amazon sales go into a separate bank account. All eBay sales go into another. Any electronic deposits go into a third for immediate withdrawal to another account (so they cannot “reverse” the charge and pull money from my account).

Every day I just glance at my Amazon bank account, look at the current pending balance, and know immediately how much Amazon money I can spend on new product or if I can skim some for other purposes.

The only caveat is that monthly reconciliation is 9x as aggravating, but it’s worth it to me.

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If You Make 1099 Payments, You Need to Know Your Responsibilities

by Mike Kappel @ Accounting Tips, Training, and News

As a small business owner, you regularly make payments to the vendors you work with and pay wages to your employees. But if you deal with a 1099 vendor or contractor, the amounts of money you give them are considered 1099 payments. To keep your business legal, you need to understand what 1099 vendors and […]

The post If You Make 1099 Payments, You Need to Know Your Responsibilities appeared first on Accounting Tips, Training, and News.

What Bookkeeping Tasks Need to be Done + When

by Callie Sitek @ Blog Posts - The Smart Keep Inc

WeeklyCheck Bank Balances It's a good idea to always be aware of your bank balances. You'll know if you are getting low or sitting ok. Looking weekly also helps you see trends in your monthly finances. When do you have the most money in the bank? When do you get paid by most clients? When do most of your bills go out?

How to Delete All Spam Emails in Gmail

How to Delete All Spam Emails in Gmail

by @ How to of the Day

Email spam is a type of electronic spam where unrequested messages are sent by email. Sometimes these emails can inject malware on your system. Gmail automatically recognizes spam and other suspicious emails and sends them to the Spam folder. This wikiHow will teach you how to delete all your spam emails in Gmail. However, note that emails that have been in Spam folder more than 30 days will be automatically deleted.

How to Set Up a Bank Account

How to Set Up a Bank Account


Indiegogo Help Center

All campaigns must have a bank account in order to receive funds.Important Things to Know About Bank Account Set Up: We recommend adding your bank and identity information on the day you launch ...

Wave Accounting Review: Free Bookkeeping Software for your online business

by Callie Sitek @ Blog Posts - The Smart Keep Inc

When brand new online entrepreneurs come my way asking which software is best for them, I used to point them in the direction of Xero because I thought having a system that would grow infinitely with them was the best option. But I've since changed my stance. Now I recommend Wave for service entrepreneurs just starting out. Wave has really come a long way over the past year. They've worked out some bugs and speed issues that used to exist.

Business Photoshoot: Deductions

by Callie Sitek @ Blog Posts - The Smart Keep Inc

There is nothing quite like a grainy, unprofessional photo of a business owner on their website to turn you off in a big way! For this reason, one of my first investments in my business was a photoshoot.  I think this is an incredibly smart investment for your business! Good photos of you displayed proudly on your website instills trust in your potential clients that you are legit and not some faceless scammer behind a pretty website. With that said, I don't think you need to go out and book a $2,000 shoot if you only have $200 in the bank. Yes, the photos will be amazing, but you have to trust the process and not jump for big ticket items before they make sense for you business. If you don't have enough to afford a high-end photographer, try looking instead for a smaller studio that does head shots. You'll at least have a clear image on your website that shows your pretty smile and warms the hearts of your potentials ;) A question I've been asked and see around social is..

Open a Checking Account Online | Open a Bank Account Online | Regions

Open a Checking Account Online | Open a Bank Account Online | Regions


RegionsBank

Open a bank account online with Regions and discover a full spectrum of savings, checking accounts and banking services designed to simplify your life.

5 Reasons Why You Need A Checking Account - NetCredit

5 Reasons Why You Need A Checking Account - NetCredit


NetCredit

The top five reasons that a checking account can benefit you. From safety to convenience and financial planning, get your personal finances in order!

What Is Deferred Revenue?

by Kaylee Riley @ Accounting Tips, Training, and News

Do customers pay you for your goods or services before you actually deliver them? If so, you need to know about deferred revenue. Learn about deferred revenue and how to record it in your accounting books. What is deferred revenue? Deferred revenue refers to payments customers give you before you provide them with a good […]

The post What Is Deferred Revenue? appeared first on Accounting Tips, Training, and News.

Epic Guide to Wave Accounting for Your Online Business

Epic Guide to Wave Accounting for Your Online Business

by Callie Sitek @ Blog Posts - The Smart Keep Inc

When you're just starting out, you don't need to outsource your bookkeeping. You need to bootstrap and do it yourself! But when it comes to figuring out how to DIY bookkeeping, the internet is pretty bare Which is why I've decided to step up and create the most epic guides for you to actually learn how to do your bookkeeping on your own...in an easy way!

Requirements

Requirements


Venmo

There are two main requirements for using Venmo:You must be physically located in the United StatesYou must have a U.S. cell phone that can send/receive text messages from short codes (please no...

Your Go-to Guide to Understanding Tangible Assets

by Michele Bossart @ Accounting Tips, Training, and News

Business assets are items of value that significantly contribute to your small business net worth. You need to properly calculate, take care of, and record your business’s tangible assets. Learn about tangible assets below. What are tangible assets? Tangible assets are physical items of value that you can see and feel. Tangible assets include land, […]

The post Your Go-to Guide to Understanding Tangible Assets appeared first on Accounting Tips, Training, and News.

8+ Best UK Survey Sites To Make You Money

by Allan Liwanag @ The Practical Saver

Earn money without leaving home with these best UK survey sites. We have made over $3,000 with surveys alone even without leaving our house. This post contains affiliate links/ads. See disclosure policy. It’s been a couple of years since we first jump into the world of taking surveys to make extra month. After months of trying and testing, we managed to find the right ones. I never thought we could earn a lot of money with surveys. Sure, there are scam sites out there to give you false hopes. We have been there countless times. But we learned and have managed

The post 8+ Best UK Survey Sites To Make You Money appeared first on The Practical Saver.

Using PayPal as Your Business Bank Account

by Callie Sitek @ Blog Posts - The Smart Keep Inc

A lot of entrepreneurs aren’t quite ready to jump head first into getting a bank account when they first get started because there are fees associated with bank accounts, and they aren’t sure if their business is gonna fly yet. One really good thing about Paypal is that you can get paid from clients as it’s a payment processor and you can hold on to the money there.  So, YES! You CAN use your Paypal account as a bank account.  The pro's of using Paypal as your business bank account One feature that I am loving is that you can set up a bank feed into your accounting software with a Paypal account. This works just like a bank account, so there’s no discrepancy there. All the transactions will filter straight in so you don’t have to do any data entry. Super cool! Another thing about Paypal that is like a bank account is that you can get a debit card. This is a newer feature but I think it’s pretty cool.  They also have credit cards that you can get fairly easily, but be aware that a credit card comes with high late fees. I have a client who has a Paypal credit card, and the minimum payment is $35, and the late fee is $35. If she pays even one day late, she is just paying the late fee, instead of paying down her debt. If you get a Paypal credit card, stay on top of that!

Do sellers open a new business bank account for sales on Amazon?

by @Great_Color_Designs Great Color Designs @ Do sellers open a new business bank account for sales on Amazon?

@Great_Color_Designs wrote:

I would open a separate business account if for no other reason than for record keeping purposes. Keep all business transactions flowing through the business checking account and separate from your personal checking account and make your tax keeping records that much easier to track. You can also get a separate debit card attached to your business checking account and use it for business only purchases and that will make record keeping more straight forward also. Think of it as a matter of time and records management.

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How to Cure Hangover Nausea

How to Cure Hangover Nausea

by @ How to of the Day

Waking up after a big night of drinking can be rough, especially if you feel sick to your stomach. But don’t worry! Put some food and drink in your tummy, take some over-the-counter medicine, and get some much needed rest. Very soon you’ll be back on your feet. In the future, you may want to focus on preventing a hangover and drinking in moderation, but for now, just focus on feeling better.

Earn Money Blogging: How I Earned Over $39,000 In 2 Months

by Allan Liwanag @ The Practical Saver

I earn money online blogging by spending less than 5 hours per month. This post contains affiliate links/ads. See disclosure policy. Welcome to my November and December income reports. As you know, it’s already February and these reports should have been published last month. I’ve got a really great reason for not publishing this post in time. Our family added another little munchkin. Our son was born mid-December and I haven’t had the time to keep my blog updated. These past November and December, I was only updating my old posts to improve the contents. I did have a couple of

The post Earn Money Blogging: How I Earned Over $39,000 In 2 Months appeared first on The Practical Saver.

Do sellers open a new business bank account for sales on Amazon?

by @storybooks storybooks @ Do sellers open a new business bank account for sales on Amazon?

@storybooks wrote:

I opened a separate bank account probably 15 years ago. I never keep a lot of money in it. It has nothing to do with business, but with the internet. There are hackers, and people trying all kinds of things. Every day it is another story.

I don’t care if it is only a dollar, if someone want to remove money from my account, I get a phone call first. I keep my play money low and totally separate.

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How to Give Yourself a Raise This Year

by King of Kash @ King of Kash

In a world where we need an income to survive, it is only essential and right to protect our job or business to keep our earnings rolling in. You want to take control of your income in such a way that it becomes adequate, if not more than enough, to cover and sustain your living expenses.

Many of us derive our income out of our jobs and profession. Working some hours each day means you have compensation to expect on your pay schedule. It would be great if your paycheck can put food on the table, pay the bills and afford [...] Read more

The post How to Give Yourself a Raise This Year appeared first on King of Kash.

Banking 101: What Do You Need to Open a Bank Account?

Banking 101: What Do You Need to Open a Bank Account?


Deposit Accounts

Many of us are interested in having a place to keep our money. A bank or credit union can offer the opportunity for you to earn interest on your deposits, as...

Do sellers open a new business bank account for sales on Amazon?

by @Sales_AMZ Sales_AMZ @ Do sellers open a new business bank account for sales on Amazon?

@Sales_AMZ wrote:

Ask your accountant.

My CPA highly suggested to have different accounts for personal and business.

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Do sellers open a new business bank account for sales on Amazon?

by @seedycds123 SeedyCDs123 @ Do sellers open a new business bank account for sales on Amazon?

@seedycds123 wrote:

How much business are you planning on doing?

Personally, I don’t have a separate account and have never really considered it.

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Best Gifts For Under $100

by King of Kash @ King of Kash

With the holidays fast approaching, you’re probably making a list and checking it twice. The holiday season is synonymous with gift giving, and hopefully receiving too! In many cultures, gift-giving is an ingrained custom during the holidays. This sweet gesture has remained up until this day, and is sure to spark the feelings of love and appreciation towards one another.

But what should you buy for gifts?

Sure, there are no hard and fast rules when it comes to gift-giving, but there are also some things you need to keep in mind. How much is your budget and how close are you [...] Read more

The post Best Gifts For Under $100 appeared first on King of Kash.

9 Signs You’re Not Ready for Home Ownership

by King of Kash @ King of Kash

Owning a property is an important part of living the American Dream. This is one, if not the biggest expense you’ll ever make and it’s rewarding to finally have a house that you can call your own, but don’t forget, home ownership is a huge commitment.

When you decide to buy a home, you’ll need to have a down payment ready and then you’ll have to pay for processing the purchase, a real estate agent, and then cover closing costs. More importantly, you’ll have mortgage payments that you need to pay each month for (roughly) the next three decades of your [...] Read more

The post 9 Signs You’re Not Ready for Home Ownership appeared first on King of Kash.

How to Stop Yelling when Angry

How to Stop Yelling when Angry

by @ How to of the Day

When you feel angry, do you tend to express yourself by shouting? If so, you've probably noticed that this habit is ruining your relationships with others—and it probably doesn't help you get your way or make you feel better, either. Change your communication habits when angry by first learning to diffuse your feelings in an appropriate way. Then, go back to the drawing board and state your needs calmly and rationally. Once you’ve dealt with your anger in the moment, look for ways to cope with your anger better in the long term.

Do sellers open a new business bank account for sales on Amazon?

by @planetearth12 planetearth12 @ Do sellers open a new business bank account for sales on Amazon?

@planetearth12 wrote:

Hi All,

First of all, this is a very kind community and thank you all for taking your time to answer new seller’s questions.

My question is if I should open a new business bank account for revenue on Amazon. Right now, the sales from Amazon is going into the same bank account as my personal one. Is it better to separate business from personal? What is a good business bank account?

Thank you!

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How Can I Open a Bank Account When My Credit Sucks?

How Can I Open a Bank Account When My Credit Sucks?


Two Cents

Dear Two Cents,I'm finally in a position to start saving some money. I now have an adequate emergency fund, and I'd like to eventually get started with basic investing. But for now, I want to earn interest on my emergency fund, as it's currently just sitting in a low-yield savings account.

Keeping It Professional: 3 Reasons Why You Need a Business Bank Account | FreshBooks Blog

Keeping It Professional: 3 Reasons Why You Need a Business Bank Account | FreshBooks Blog


FreshBooks Blog - Resources & Advice for Small Business Owners

As a small business owner or freelancer, you probably encounter a lot of overlap between your business finances and personal finances. On the surface, it seems simpler to just have one bank account—after all, it’s a centralized place to keep tabs on client payments that come in, and personal and business expenses that go out. …

How to Get a Bank Account

How to Get a Bank Account


wikiHow

Maintaining a bank account has become an essential part of modern living. Without a bank account, it can be difficult to pay bills, get paid by your employer, or keep track of your money. Learning how to get a bank account will allow you...

Picking a Bank Account: 7 Things College Students Need to Know

Picking a Bank Account: 7 Things College Students Need to Know


MONEY.com

Understand a bank's fees, ATM network, account options, and more.

Do sellers open a new business bank account for sales on Amazon?

by @magickis33 magickis33 @ Do sellers open a new business bank account for sales on Amazon?

@magickis33 wrote:

Use a local Credit Union and set up and separate personal acct. for business.
Big banks suck unless you are a big business.

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How to open a student bank account in the UK - Student.com Blog

How to open a student bank account in the UK - Student.com Blog


Student.com Blog

If you’re not quite sure how to open a student bank account In the UK, here is a useful guide with everything you need to know. 

Do sellers open a new business bank account for sales on Amazon?

by @MAV-DAK MAV-DAK @ Do sellers open a new business bank account for sales on Amazon?

@MAV-DAK wrote:

To make life easier, you should keep all financial processes separate to allow for easier record keeping.

You should have separate business checking and savings. You should be able to set this up with your existing bank or credit union.

I would also highly recommend, if you are using personal credit cards, to dedicate one or two cards for the business only. This way you can account for every cent in and out of the business cycle.

This will give your CPA a cleaner record for your personal and business tax liability.

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Do sellers open a new business bank account for sales on Amazon?

by @red_sky Red Sky @ Do sellers open a new business bank account for sales on Amazon?

@red_sky wrote:

Neither does the bank charge fees, if you shop around. I pay no fees and my checks and deposit slips are free.

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Accounting for Startup Costs (Plus How to Handle Taxes)

by Kaylee Riley @ Accounting Tips, Training, and News

New businesses typically incur expenses before the business is up and running. You might need to research your market, hire a consultant, travel to potential suppliers, or open a facility. These are startup costs. When you incur startup costs, you must accurately record the corresponding ledger entries in your accounting books. And, you must properly […]

The post Accounting for Startup Costs (Plus How to Handle Taxes) appeared first on Accounting Tips, Training, and News.

How to Evaluate Checking Account Fees

by Sara Visser @ Northpointe Bank

Are you thinking about opening a new checking account or switching your bank? If so, you probably know that not all checking accounts are created equal. Whether you’ve had your account for years or you’re in the market for a new one, perhaps the most critical consideration when surveying checking accounts is their fee structure. […]

Welcome Students! Need a Checking Account?

Welcome Students! Need a Checking Account?


The Chronicle of Higher Education

A growing number of institutions are making deals that help connect banks with students. The banks — and the colleges — make money. But do students come out ahead?

The Basics of Business Bank Statements

by Mike Kappel @ Accounting Tips, Training, and News

If you have a business bank account, you will receive a bank statement on a regular basis. Don’t just toss your unopened business bank statements in a drawer or—even worse—in the trash. Your business bank statements can be valuable tools for managing your business finances. What is a bank statement? A business bank statement is […]

The post The Basics of Business Bank Statements appeared first on Accounting Tips, Training, and News.

What is Bookkeeping?

by Callie Sitek @ Blog Posts - The Smart Keep Inc

I hear people say they're afraid of their bookkeeping and finances and that makes me sad. With the right knowledge, understanding your books and finances can make a huge difference in how you do business and help you make more informed money decisions. But if I'm being honest, there was a time, just a few years ago, that I didn't have a clue what bookkeeping was either. I didn't care what its advantages were. Hell, I wouldn't have cared even if someone told me it would make me more money. All I cared about was the fact that it was confusing and everywhere I turned for answers I found boring ass answers with explanations that didn't make much sense. I don't want you to suffer that same fate, so here goes...my simplest explanation of what bookkeeping is.

Do sellers open a new business bank account for sales on Amazon?

by @rms RMS @ Do sellers open a new business bank account for sales on Amazon?

@rms wrote:

… Is it better to separate business from personal?

Yes. Your back account should be different.

Your whole way of thinking should be different.

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Why You Need a Business Banking Account—and How To Get One

Why You Need a Business Banking Account—and How To Get One


The Smart Passive Income Blog

All you need to know about why you need a business banking account, from business taxes to sole proprietorships to meeting with your CPA.

5 Things You'll Need to Open Your Bank Account Online

5 Things You'll Need to Open Your Bank Account Online


Northpointe Bank

The process of opening an online bank account is easier than making the trek to your local bank branch.

Do sellers open a new business bank account for sales on Amazon?

by @Sales_AMZ Sales_AMZ @ Do sellers open a new business bank account for sales on Amazon?

@Sales_AMZ wrote:

Less work for the CPA, means lower cost for me.

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What Do I Need to Open a Bank Account? - The Simple Dollar

What Do I Need to Open a Bank Account? - The Simple Dollar


The Simple Dollar

If you’re wondering how to open a bank account, take heart: It’s a fairly painless process if you know what you need, what kind of account you want, and wh

The Ultimate Checklist for 2018 Grads Preparing for Student Loan Payments

by Andrew Pentis @ Student Loan Hero

For all the knowledge you gained in college, you might feel uneducated and unprepared about how to handle your student loan payments once you graduate. After all, that grace period after graduation when you don’t have to make student loan payments won’t last forever. With the average graduate’s monthly payment hovering around $351, you might […]

The post The Ultimate Checklist for 2018 Grads Preparing for Student Loan Payments appeared first on Student Loan Hero.

How to Open an LLC Bank Account

How to Open an LLC Bank Account


legalzoom.com

Having a bank account in your LLC’s name is an important aspect of running your business. Opening an LLC bank account shouldn’t be difficult, provided you do your research and bring the proper papers.

How to Style a Moustache

How to Style a Moustache

by @ How to of the Day

Nothing is quite as classy as a well-maintained moustache. Whether you want to make a fashion statement with your 'stache or want facial hair that will reflect your gruff and masculine demeanor, you can find a moustache style that fits your needs. With some hair trimmers and a little moustache wax, the options available to you are plentiful. If you can't quite choose a style, experiment with a few different ones until you discover the perfect match.

Do sellers open a new business bank account for sales on Amazon?

Do sellers open a new business bank account for sales on Amazon?


Amazon Seller Forums

Hi All, First of all, this is a very kind community and thank you all for taking your time to answer new seller’s questions. My question is if I should open a new business bank account for revenue on Amazon. Right now, the sales from Amazon is going into the same bank account as my personal one. Is it better to separate business from personal? What is a good business bank account? Thank you!

Do sellers open a new business bank account for sales on Amazon?

by @Beff_Jezos Beff Jezos @ Do sellers open a new business bank account for sales on Amazon?

@Beff_Jezos wrote:

This is one of those conventional wisdom things that everyone believes but isn’t actually true. (Watch me rack up the “No” votes now!)

I’ve been running a successful sole proprietorship for the last 15 years with an online account that serves as both a personal and business account. Never been a problem. Why would it be? The IRS doesn’t scrutinize your bank records to see out of which bucket you’re paying for your trip to Disneyland. I break out the business expenses for tax purposes.

“My CPA highly suggested to have different accounts for personal and business.”

That’s because it means less work for your CPA.

Edited by: fluffythewondercat on Jun 9, 2014 6:37 AM

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How to Save in an Expensive City

by Barbara Davidson @ NetCredit

It’s a common practice for management to raise their employees’ salaries every year to account for the increase in the cost of living (COLA) to help them maintain their lifestyles. These raises are calculated off of a cost of living index, but are typically around 3% of your annual salary. That small increase can make a significant difference for some, while for others, it’s necessary just to get by.

The post How to Save in an Expensive City appeared first on NetCredit.

11 Tips to Maximize Your Car’s Resale Value

by King of Kash @ King of Kash

Most assets appreciate in value over time, but cars are the only one that drops in value the moment you take it off the lot. Most people believe that fueling your vehicle is the biggest expense to owning a car, but the truth is, it is depreciation. The rate of depreciation varies between makes and models but a car typically loses at least 30% of its value on the first three years of ownership and then drops to 50% of depreciation after the car hits its 3 year mark.

Unfortunately, you can’t avoid it. It’s an inevitability all car owners have [...] Read more

The post 11 Tips to Maximize Your Car’s Resale Value appeared first on King of Kash.

Debt Consolidation vs. Debt Management: Which Strategy Is Right for You?

by Ben Luthi @ Student Loan Hero

If you’re drowning in debt, you might be feeling a sense of helplessness. You’re not alone. U.S. households carry an average of $110,095 in debt, according to data from the Federal Reserve and U.S. Census Bureau. Your borrowing options are probably limited because of how much debt you have, and your credit is likely suffering. […]

The post Debt Consolidation vs. Debt Management: Which Strategy Is Right for You? appeared first on Student Loan Hero.

How to Choose the Right Real Estate Agent

by Sara Visser @ Northpointe Bank

Would you take tax advice from someone you randomly met on the street? Hopefully not. When it comes to any major financial move, you need trusted help, and buying a house is one of the most significant decisions you’ll ever make. So why would you go it alone? Finding the right real estate agent will […]

10+ Ways To Pay Off Student Loans Faster

by Allan Liwanag @ The Practical Saver

This ” 10+ Ways to pay off student loans faster ” post describes the steps you can take to pay off your loans faster than you are doing. This post contains affiliate links/ads. See disclosure policy.  Getting a student loan is, sometimes, a scary thing to do. Paying it off is a whole another battle. Student loan debt in 2017 is $1.3 trillion. That’s trillion with a T not the B as in billions or M as in millions. When you step outside of college, you have too many things to worry about aside from paying off your student loans fast. You have

The post 10+ Ways To Pay Off Student Loans Faster appeared first on The Practical Saver.

How to Weatherproof Your Home

by King of Kash @ King of Kash

Each season brings us different household issues to deal with. When it’s rainy or incredibly cold, your basement could get flooded. During the hot or humid weather, the AC needs to work double time to keep your interiors cool. But many homeowners miss the fact that they need to adequately weatherproof their homes to avoid such awful conditions, which in the long run, could cause more complicated and expensive consequences.

“What is weatherproofing, anyway?” you might ask. Weatherproofing is the process of making a building, such as your home, resistant or able to withstand the impacts of severe weather, such as [...] Read more

The post How to Weatherproof Your Home appeared first on King of Kash.

Retirement Tips for Small Business Owners

by Mike Kappel @ Accounting Tips, Training, and News

You won’t be able to run your business forever. Whether out of choice or necessity, you’ll probably have to retire at some point. When you retire, you’ll need money to continue paying your expenses. Have you thought about how you’ll pay for your future? Retirement for small business owners doesn’t have to be painful. Go […]

The post Retirement Tips for Small Business Owners appeared first on Accounting Tips, Training, and News.

Why Profit is a Better Marker of Success than Revenue

by Callie Sitek @ Blog Posts - The Smart Keep Inc

Today we are going to be talking about why profit is queen and revenue is irrelevant.  (Okay so I lied.) Revenue is relevant but only in terms of how much profit it can produce. For instance, you cannot have $2,000 in profit, if you aren’t making more than $2,000 in revenue and that is the only reason why revenue would matter. I see a lot of coaches on social media, especially on Facebook, who are always talking about hitting a $5,000 month and how you can too (or a $10,00 or a $15,000, whatever it is)! They’re so excited and they get so pumped up about hitting that big milestone or revenue but they never even talk about the expenses or the profitability of their business- Profitability Profitability is huge! It’s just never even mentioned! I think that by just going off of revenue and never seeing what their profit is, they're missing part of the story. There’s no way to possibly know if your business is healthy or if it’s something you even want to emulate without knowing if it’s actually profitable. You don't know if they actually get to have the financial lifestyle they want to have, if they’re saving for taxes, paying for taxes, what tax bill they have at the end of the year (overpaying, not paying enough)  It's too many things you don't know just by looking at their revenue.

1 Year 1 Day: How to Catch Up On Your Bookkeeping

1 Year 1 Day: How to Catch Up On Your Bookkeeping

by Callie Sitek @ Blog Posts - The Smart Keep Inc

You promised yourself you wouldn't wait until last minute to do your bookkeeping...but, here we are! The tax due date is looming and you haven't even touched your bookkeeping. To be quite honest, you don't even know where to start!

10+ Best Money Making Apps To Make You Money

by Allan Liwanag @ The Practical Saver

This post contains affiliate links/ads. See disclosure policy.  Now, almost everyone has a smartphone. I don’t know of any friends or family members of mine who don’t have a smartphone. According to Statista, the number of smartphone users in North America is estimated to reach $253.9 million in 2018. That’s a lot of users. Also now, everything that we do with our phones requires the use of apps. From finding a location to looking for deals, our phones require us to use an app or two for what we want to do. If you haven’t noticed, there are a lot of apps

The post 10+ Best Money Making Apps To Make You Money appeared first on The Practical Saver.

Do I Need a Separate Bank Account for My Business?

Do I Need a Separate Bank Account for My Business?


Accounting Tips, Training, and News

You might wonder, "Do I need a separate bank account for my business?" Simply put, it's your choice, but consider your options before mixing transactions.

Do sellers open a new business bank account for sales on Amazon?

by @outwest OutWest @ Do sellers open a new business bank account for sales on Amazon?

@outwest wrote:

Depending on your state, there can be advantages to opening a biz account. In mine, when you open your biz account is when you file your DBA (DBA filed witth bank). So, you get two things done at once. And, some banks have free, small business checking accounts available.

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12 DIY Projects That Boost The Value of Your Home

by King of Kash @ King of Kash

Several years ago, you were in the market for a new home and fell in love with this one you’re living in now. But the time has come to move on and you’ve decided that this home is not going to be your place of residence for the next years of your life. Selling the house is making more and more sense to you.

But over the years that you’ve lived here, you’ve spent thousands of dollars updating its look and filling it with beautiful things. Some areas have taken quite a beating though, like those worn out hardwood floors and [...] Read more

The post 12 DIY Projects That Boost The Value of Your Home appeared first on King of Kash.

Press Release: 44% of Parents Feel Guilty They Haven’t Saved More for Kids’ College

by SLH Staff @ Student Loan Hero

“A new survey by Student Loan Hero finds more than 57% of parents have saved less than $10,000” Austin, Texas, Feb. 13, 2018 — 44% of parents who are currently saving for family college costs reported feeling guilty that they haven’t stashed away more to date, according to a new survey from Student Loan Hero. […]

The post Press Release: 44% of Parents Feel Guilty They Haven’t Saved More for Kids’ College appeared first on Student Loan Hero.

Using PayPal as Your Business Bank Account

Using PayPal as Your Business Bank Account


The Smart Keep Inc

A lot of entrepreneurs aren’t quite ready to jump head first into getting a bank account when they first get started because there are fees associated with bank accounts, and they aren’t sure if their business is gonna fly yet. One really good thing about Paypal is that you can get paid from clients

Get a loan without a bank account - Cash Today No Checking Account | TitleMax

Get a loan without a bank account - Cash Today No Checking Account | TitleMax


TitleMax

"Can I get a loan without a bank account?" Loans with no bank account can work! Get the secrets of no-bank-account loans at TitleMax, an industry leader.

What Is a Savings Account — and Should You Open One?

by Andrew Pentis @ Student Loan Hero

Maybe your piggy bank is overflowing, or the space beneath your mattress is filling up. Wherever you’ve been putting your money, you’re now interested in storing it more safely. But if you’re new to saving with a brick-and-mortar or online bank, you could be stuck on a basic question: What is a savings account? What […]

The post What Is a Savings Account — and Should You Open One? appeared first on Student Loan Hero.

10 Tips for Improving Your Finances in 2018

by Sara Visser @ Northpointe Bank

If you have been thinking about buying a home, one of the first things you need to prepare for is the down payment. While you’ll pay off your home over the course of your mortgage, a down payment will require you to put down a significant amount of money to secure this financing. Conventional loan […]

7 Top Questions to Ask Before Opening a Bank Account 

7 Top Questions to Ask Before Opening a Bank Account 


Credit.com

 There are 7 questions to ask before opening a bank account, including what type of account you need, and what fees you’ll be charged. Let’s break it down.  

How to Track a Package Without a Tracking Number

How to Track a Package Without a Tracking Number

by @ How to of the Day

A tracking number allows you to follow the delivery of a package as it’s being shipped. If you’re in a situation where you don’t have a tracking number, many of the major package delivery companies now have free tools that allow you to track your package online without one. To use these tools, you’ll have to visit the company’s website and register for an account. Once you make your account, it’s just a matter of logging in and finding the correct package based on other shipping details.

Understand How Traditional Budgeting Can Impact Your Small Business

by Rachel Gray @ Accounting Tips, Training, and News

There are many unknowns of business. You won’t know exactly how much revenue you will bring in or how many hidden costs of running a business you will encounter. But, you should be prepared for the unknowns. With traditional budgeting, you can set goals for your business and predict your profits. What is traditional budgeting? […]

The post Understand How Traditional Budgeting Can Impact Your Small Business appeared first on Accounting Tips, Training, and News.

Do sellers open a new business bank account for sales on Amazon?

by @The_Shelburne_Countr The Shelburne Country Store @ Do sellers open a new business bank account for sales on Amazon?

@The_Shelburne_Countr wrote:

Or it is because your CPA is looking out for you. If the accounts are merged into a single account, and you are sued as a business, the assets of that account will be considered by the courts to be the property of the business, and therefore all of your personal cash is subject to levy.

Shortcuts aren’t always the bestcuts

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How to Open a Bank Account in 5 Easy Steps | Student Loan Hero

How to Open a Bank Account in 5 Easy Steps | Student Loan Hero


Student Loan Hero

What do I need to open a bank account? Your answer might be much simpler than you think. Here are five steps to get you started.

12 Ways to Complain Without Being Rude

by Barbara Davidson @ NetCredit

Have you ever received poor service, a faulty product or an experience that completely failed to live up to the advertising? Your time and money was wasted, leaving you feeling angry or taken advantage of. But what can you do about it? The obvious answer is to launch into a […]

The post 12 Ways to Complain Without Being Rude appeared first on NetCredit.

Excuses for Not Saving and How To Overcome Them

by Allan Liwanag @ The Practical Saver

Imagine last year you had a salary raise, got a bonus, or earned additional income but when you looked at your savings, you saw you didn’t save as much as you thought you should have? Scenarios like this are usual and happen to a lot of people. The truth is, for many, when income goes up, expenses also go up. These expenses go up for different reasons, some of which are valid and some are simply senseless.

The post Excuses for Not Saving and How To Overcome Them appeared first on The Practical Saver.

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