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The Virtual Bank Is Now a Reality

The Virtual Bank Is Now a Reality


E-Signature Blog for Business from eSignLive by VASCO

The new e-SignLive™ Use Your Own Device (UYOD) feature is the latest e-signature innovation from Silanis that makes the virtual bank a reality.

Virtual Branch Site Upgrade

by dwalker @ Armstrong Associates Federal Credit Union

The Virtual Branch site will be upgraded on Wednesday, October 12, 2016 to enhance the user experience across a variety of devices.  There will be changes to the look of the site, making it easier // Read more

Virtual Bank’s LIFE Plan Reverse Mortgage

by John Yedinak @ Virtual Bank – Reverse Mortgage Daily

Virtual Bank is taking a different approach to reverse mortgages than most other lenders by moving away from the FHA standards we are all used to.  Instead of offering the HECM product they decided to offer a proprietary product that has a lending limit of $417,000.  They are hoping to capitalize on the market in […]

U.K. Challenger Bank Coconut Partners with PrePay Solutions for Freelance Banking

U.K. Challenger Bank Coconut Partners with PrePay Solutions for Freelance Banking

by Grace Noto @ Bank Innovation

United Kingdom challenger bank Coconut will partner with prepaid cards and services provider PrePay Solutions, or PPS, to enable the bank to deliver digital banking for freelancers and the self-employed, PYMNTs reported today. Coconut, which was only recently launched in January, is looking to provide more tailored digital financial services for the U.K.’s freelancers, which […]

Nationstar Merges with Former Washington Mutual in $4B Deal

by Alex Spanko @ Reverse Mortgage Daily

Nationstar Mortgage, Inc. (NYSE: NSM) on Tuesday announced a nearly $4 billion merger with WMIH Corp. (NASDAQ: WMIH), the successor company to former banking giant Washington Mutual, Inc. The Coppell, Texas-based Nationstar — which services reverse mortgages through its Champion Mortgage arm — will emerge as the nominal survivor of the deal, with CEO Jay […]

South Korea inspects six banks over virtual currency services to...

South Korea inspects six banks over virtual currency services to...


U.S.

South Korean financial authorities on Monday said they are inspecting six local banks that offer virtual currency accounts to institutions, amid concerns the increasing use of such assets could lead to a surge in crime.

Chase Coupon Promo Codes: $200, $300, $350, $500 (Feb 2018)

by Tony Phan @ MoneysMyLife

Chase Bank coupon codes, bonuses, and promotions for their Checking, Savings and Business accounts can all be found up-to-date here. Chase promotions are constantly updated throughout the year, so bookmark this page for updates. Many Chase coupon codes are periodically available. Current and past coupons include the following: $100, $150, $175, $200, $250, $300, $350, $400, $500, $600 and […]

Manual For Teaching Teens About Money

by Diane Denning @ BankTruth

To build furniture from IKEA you have a manual.  Your blender, vacuum and car come with a manual.  But, the biggest part of our life doesn’t come with a manual….children.  Not only is raising children hard without a manual, it gets even harder when your children become teenagers.  These six steps won’t help with every teenager issue, but it can help you teach them how to manage their money.

Step 1:  Ensure They Have Money

How is your child … Continue Reading

BI 2018 to Announce DEMOvation Companies

BI 2018 to Announce DEMOvation Companies

by Grace Noto @ Bank Innovation

Bank Innovation will announce the companies participating in our 2018 DEMOvation Challenge later this week. It is now just one month before Bank Innovation 2018 is set to kick-off in San Franscisco, Calif. The companies and details of the challenges will be announced tomorrow, at 10 AM ET, on the @BankInnovation Twitter. Bank Innovaiton’s DEMOvations feature presentations […]

10 Big Financial Technology Trends for 2018

by Amber Sullivan @ The Financial Brand

2018 promises to be the year banking sees the culmination of some key technologies — from blockchain and intelligent AI to design thinking and the Cloud.

Virtual Bank Service Consultants job with Bell Bank | 771954

Virtual Bank Service Consultants job with Bell Bank | 771954


JobsHQ

A variety of shifts available including premium pay for evenings and weekends.

Is Online Banking Safe? How to Boost Your Banking Security

by Margarette Burnette @ NerdWallet

When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a…

Alliant Credit Union Checking, Savings, CD Promotions & Offers

by Tony Phan @ MoneysMyLife

Find the latest promotions, offers, and updated rate information for Alliant Credit Union here. Alliant Credit Union is based in Illinois and offers personal banking products and loans to hundreds of thousands of members. Unlike many credit unions, Alliant allows anyone nationwide to join with just a $10 charitable donation to Foster Care to Success. […]

Jack Henry Marks 100 Bank Clients Using Geezeo-Powered Service

by Julie Muhn (@julieschicktanz) @ Finovate

Banking technology services provider Jack Henry has reached a milestone today, marking more than 100 bank clients using JHA Online Financial Management powered by digital banking company Geezeo. This comes after the two formed a partnership last March in which Jack Henry’s JHA Online Financial Management began integrating the Geezeo platform. Leveraging transaction data from Jack Henry’s Read more...

The post Jack Henry Marks 100 Bank Clients Using Geezeo-Powered Service appeared first on Finovate.

The Banking Industry Sorely Underestimates The Impact of Digital Disruption

by Jim Marous @ The Financial Brand

Digital technologies are rocking every corner of the banking industry. The speed and scope of disruption is happening at a pace that is catching financial institutions off guard.

Virtual Bank Leaves Wholesale Again, Will Focus on Retail

by John Yedinak @ Virtual Bank – Reverse Mortgage Daily

Only two months after VirtualBank Seniors Lending Group returned to the reverse mortgage business, it’s closing its wholesale channel and keeping its small retail footprint said management in a conversation with RMD. “Upon the recommendation of the senior management team, VirtualBank Seniors Lending Group has made the strategic decision to shift from a wholesale and […]

The News Inspires You To Open a Savings Account

by Diane Denning @ BankTruth

The news isn’t always the most uplifting show on TV these days, but when I watch or listen to the news, I am reminded of one thing – the importance of a savings accountThis might sound silly to you, but even the most awful stories can make you grateful for the accounts you have that help you save money.  Here are three of the top news categories and how they tie into the importance of a savings … Continue Reading

Behind First GREEN’s about-face with banking medical marijuana firms

by Jennifer Moreau @ First Green Bank

How Virtual Branches Will Improve the Future of Banking

How Virtual Branches Will Improve the Future of Banking


Revation Systems

As the consumer demand for more ways to interact with companies continues to grow, banks should turn to virtual branches to fulfill customer needs.

Monzo in Early Talks With Regulators for U.S. Launch

Monzo in Early Talks With Regulators for U.S. Launch

by Grace Noto @ Bank Innovation

U.K. challenger bank Monzo is in early talks with regulators about acquiring a license for possible expansion to the United States, the company said. Monzo is still in the “very, very early stages” of these talks, for a launch that is not set for the immediate future, according to bank CEO Tom Blomfield. Blomfield told […]

Think An Unexpected Emergency Won’t Happen To You?

by Diane Denning @ BankTruth

Let’s face the facts- spending money is just more fun than saving it.  There is always something you can find to spend money on; a night out, dinner, new furniture, new car, the list goes on.  There are also plenty of reasons we don’t like to have to spend money.  These reasons are exactly when you need to have money in an emergency fund with the best banks.  When the time comes to have to use the money, … Continue Reading

Citibank has selected LiveBank – implementing innovative virtual branches in 16 countries of APAC and EMEA regions

by damianwitkowski @ LiveBank

Citibank has signed an agreement to implement Polish LiveBank technology, which will enable bank’s customers in 16 countries to benefit from virtual banking without leaving home. This is the first implementation of a virtual banking system on such a large scale in the world. Citibank is one of the world’s banking leaders. The bank serves … Continue reading "Citibank has selected LiveBank – implementing innovative virtual branches in 16 countries of APAC and EMEA regions"

The post Citibank has selected LiveBank – implementing innovative virtual branches in 16 countries of APAC and EMEA regions appeared first on LiveBank.

Digital Banking Leads to Most Bank Branch Closings Since Great Depression

Digital Banking Leads to Most Bank Branch Closings Since Great Depression

by Tatjana Kulkarni @ Bank Innovation

Is digital banking killing physical bank branches? How much truth is there to the longtime fear that online banking will replace consumer interaction with bank branch tellers? Well, a lot — at least, so it seems from a Wall Street Journal report indicating that banks are shutting down more branches now than they have in […]

When will robots replace us?

by macz @ LiveBank

The World Economic Forum’s report on the future of the labor market estimates that in 15 countries accounting for 2/3 of global jobs, 7.1 million jobs will be eliminated in the next five years, and 2 million new jobs will be created. This clearly negative result will be partly due to the development of automation … Continue reading "When will robots replace us?"

The post When will robots replace us? appeared first on LiveBank.

While You Are Spring Cleaning, Remember Your Checking Account

by Diane Denning @ BankTruth

The winter is slowly turning into spring, which means time to dig in deep and get some spring cleaning done.  It is great to clean out all those forgotten nooks and crannies, and empty out boxes and drawers, don’t forget another important area to spring clean – your finances.

Wash Away Debt

First, take a look at your different debts.  Figure out which one to work on first.  There are two options:

  • Pay off the lowest debt first then
Continue Reading

Customers Chat One-to-One in Bank's Virtual Facebook Branch

Customers Chat One-to-One in Bank's Virtual Facebook Branch


The Financial Brand

ASB’s real-time, person-to-person banking application is the first of its kind in the retail financial world.

Global Standard Chartered Bank has launched LiveBank solution at the United Arab Emirates and Kenya branches

by damianwitkowski @ LiveBank

Launching LiveBank in more countries is the result of increasing interest in virtual branches, which allow banks to deliver high quality services in a modern and customer-driven format. This is another implementation of the virtual banking system developed by Ailleron, which already serves clients in Malaysia, Singapore, China, Taiwan and Hong Kong. Standard Chartered customers … Continue reading "Global Standard Chartered Bank has launched LiveBank solution at the United Arab Emirates and Kenya branches"

The post Global Standard Chartered Bank has launched LiveBank solution at the United Arab Emirates and Kenya branches appeared first on LiveBank.

Why a virtual bank is making bank branches part of its US launch - Digiday

Why a virtual bank is making bank branches part of its US launch - Digiday


Digiday

A Ireland-based virtual bank will launch in the U.S. this fall, and its customer relationship-building strategy will be based on the growth of physical branches.

Radius Bank Partners With Fintech Mantl for Account Opening Platform

Radius Bank Partners With Fintech Mantl for Account Opening Platform

by Grace Noto @ Bank Innovation

Boston-based Radius Bank, along with its NYC-based partner Mantl, has opened a digital account opening platform, the bank announced. This platform allows users to reduce the time it takes to open a new bank account to under four minutes, the bank said. The platform, which was built in August 2017, has also allowed Radius to […]

Virtual Bank Enters the Reverse Mortgage Market

by John Yedinak @ Virtual Bank – Reverse Mortgage Daily

Virtual Bank, a division of Lydian Private Bank announced today the formation of their Seniors Lending Group which specializes in a suite of conventional reverse mortgage products. According to the press release, Virtual Lending Group has developed three reverse mortgage products called Lifetime Income From Equity (“LIFE”). The LIFE Plan, Prime LIFE, and Jumbo LIFE […]

Ally Bank Online Checking, Savings, CD, Investing Promotions

by Tony Phan @ MoneysMyLife

Ally Bank is another great online-only bank, and offers nationwide online Checking, Savings, Money Market, CD and IRA accounts that earn market leading rates. Ally Bank is an internet-only bank based in Utah and offers a wide variety of deposit accounts, as well as auto financing services. Their online banking platform features Ally eCheck Deposit, which offers […]

Looking for better rates? Visit a virtual bank

Looking for better rates? Visit a virtual bank


msnbc.com

If you don’t bank online today, trend watchers say, there’s a good chance you will before long. And it is safer than most people think.

Virtual bank in EVE freezes accounts due to deficit

Virtual bank in EVE freezes accounts due to deficit


Ars Technica

Surprise! It turns out that massive embezzlement and defaulted loans are just …

TSYS Inks Partnership with JPMorgan to Supply B2B Virtual Card

TSYS Inks Partnership with JPMorgan to Supply B2B Virtual Card

by Tatjana Kulkarni @ Bank Innovation

Payments solution provider TSYS snagged a deal with JPMorgan to provide its Virtual Payment Precept card to the bank’s corporate customers. Corporate customers can use the B2B payables card is for both accounts payable and accounts receivable to reconcile transactions. The card also has single-use account capabilities. It is issued by Mastercard and Visa. In […]

Creating the virtual bank – Tink makes the Fintech 100

Creating the virtual bank – Tink makes the Fintech 100


Bank Innovation

This week saw the release of The Fintech 100, a collaborative report put together by H2 Ventures and KPMG. The report takes a global look at the 50 established fintech businesses and 50 emerging stars and is a must read for anyone wanting to understand the industry landscape. Behind lending and payments, it won’t surprise many to see insurance start-ups now make up the third largest industry category on the list. The report also highlights the fact 92 percent of companies covered consider themselves disruptors, rather than enablers. The growing confidence in the sector by investors and the traction some

Advantages of Banking Virtualization

by Perry Price @ Revation Systems

While many customers are still most comfortable banking at their local brick-and-mortar branch location, we’d like to think it’s because they enjoy seeing their favorite teller and not because they’re afraid to try online banking. According to PwC, only 57 percent of consumers are using both digital and in-person banking methods, despite the benefits that

The post Advantages of Banking Virtualization appeared first on Revation Systems.

Why You Must Launch a Voice Banking Strategy Now

by Guest Contributor @ The Financial Brand

The sales and acceptance of voice devices by consumers necessitates an understanding of the opportunity and challenges of this trend.

The Future of Voice: What Financial Marketers Need to Know

by Jim Marous @ The Financial Brand

Banking providers need to understand how voice-enabled technologies impact all aspects of the customer experience — from sales to service.

Enjoy Free Admission To National Parks This Year

by Diane Denning @ BankTruth

Family vacations don’t have to cost thousands of dollars.  Get creative this year and get back into nature.  As you are planning your vacations for this year, don’t forget to look into the national parks; especially on the days that admission is free.

Free Admission Days

In honor of the National Parks Service turning 100 this year, they are offering numerous days in 2017 when admission to any national park is free to everyone.  These days are:

  • February 20
Continue Reading

Importance of Banking Relationships In The Age of Hacking

by Guest Contributor @ The Financial Brand

As more digital banking solutions are created, and consumers desire greater personalization, there is a greater need to protect consumers against cybersecurity threats.

Under Attack: Outsiders Threatening Traditional Business Banking Models

by Guest Contributor @ The Financial Brand

Retail banks and credit unions can't sit back while new players and industry outsiders chip away at their historical bread and butter.

First Green Bank on why it no longer accepts medical marijuana biz

by Jennifer Moreau @ First Green Bank

Cincinnati Federal Review: $250 Checking Account Bonus [OH Residents]

by Tony Phan @ MoneysMyLife

Find the latest promotions and bonuses from Cincinnati Federal updated here. Offers have typically ranged from $150 to $250 in the past. Established in 1922 and headquartered in Cincinnati, Ohio, Cincinnati Federal has 4 locations in the state. If you’re not an Ohio resident, use our Bank Bonuses page for other offers, including those from […]

Robotics and Cognitive Automation Will Keep Banks From Drowning in Data

by Guest Contributor @ The Financial Brand

With data generation exploding, banks and credit unions need to automate data processing and analytic capabilities using advanced technology.

Save Money On Your Child’s Birthday Party

by Diane Denning @ BankTruth

$500 – $1500 that is the amount of money you spend on your child’s birthday, right?  Let me clue you into something – what a waste of money!  It is important to make your child feel loved, but not worth getting further in debt for one event.  If you feel pressure to take your eight year old and some friends to Disneyland for a few days, stop!  To save money, here are five ways to cut back on … Continue Reading

Four Reasons Your Definition of ‘Open Banking’ is Too Narrow

by Guest Contributor @ The Financial Brand

Open banking is the catalyst for a new wave of financial innovation, a re-imagining of traditional digital architecture unrestricted by legacy technology.

PFM App MoneyLion Reaches 2-Million User Benchmark

PFM App MoneyLion Reaches 2-Million User Benchmark

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE – PFM platform MoneyLion now has two million customers on its app. That number is a milestone for the fintech that launched a little over four years ago. Back in November, Bank Innovation reported the New York. -based personal finance app’s user base to be 1.5 million. Considering that number that’s over 500,000 users […]

Virtual Bank

Virtual Bank


Deposit Accounts

I found out about VirtualBank by searching for CD rates. I decided to open an account since they offered me better rates than my main bank was offering.

Piraeus Bank chooses LiveBank to launch their virtual branch

by dagmara @ LiveBank

Greece’s largest bank, Piraeus Bank, with a 30% market share in that country and 5.8 million customers, will implement the LiveBank platform to launch a virtual branch in its e-banking system. It will be another LiveBank deployment after cooperation concerning Piraeus’s e-branches. Since 2017 Piraeus Bank has used the LiveBank solution within its fully automated … Continue reading "Piraeus Bank chooses LiveBank to launch their virtual branch"

The post Piraeus Bank chooses LiveBank to launch their virtual branch appeared first on LiveBank.

Consumers Expect Everything On Demand, But Banks Are Slow To Respond

by Guest Contributor @ The Financial Brand

With a culture of impatience, Millennials and other digital consumers expect banking to be seamless and easy to use, 24/7/365.

Is a Virtual Bank a Virtual Organization?

Is a Virtual Bank a Virtual Organization?


SpringerLink

The Virtual Organization is a relatively new concept and therefore it lacks of a universally accepted definition [Mows97]. Comparison is drawn frequently with virtual memory where lines of code can be...

What is Virtual Bank? definition and meaning

What is Virtual Bank? definition and meaning


InvestorWords.com

Definition of virtual bank: A direct-banking entity that provides its services primarily through Internet-based infrastructure. Customer services, such...

Closing the Gender Pay Gap in Banking

by Jeffry Pilcher @ The Financial Brand

Four of the top ten banks in the U.S. have announced their commitment to equal pay for women. But have we gone far enough, soon enough?

First GREEN Bank Announces Strong 2017 Earnings

by Jennifer Moreau @ First Green Bank

Inside Barclaycard’s Co-Branding Strategy

Inside Barclaycard’s Co-Branding Strategy

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE – What’s a bank to do when it’s core market is somewhere else and it’s trying to establish itself as a major player in a market already dominated by a set of major banks? The answer, at least to Barclaycard, is co-branding. Based in the U.K., Barclays is one of the major banks in Europe. […]

There’s A Better Way To Serve The Underserved

by Guest Contributor @ The Financial Brand

Agency banking provides distribution, cost and customer service benefits compared to a traditional branch model.

LiveBank at Singapore FinTech Festival, 13-17 November

by kpazgan @ LiveBank

LiveBank team kindly invites you to meet at FinTech Festival in Singapore. This is the opportunity to see LiveBank demo, gain knowledge how to succeed in implementation of virtual branch and be inspired of the success story of our latest deployments. Find out why virtual branches are the next big thing in banking. Meet our … Continue reading "LiveBank at Singapore FinTech Festival, 13-17 November"

The post LiveBank at Singapore FinTech Festival, 13-17 November appeared first on LiveBank.

Leverage Technology to Fuel Greater Acceptance of Digital Banking Solutions

by Guest Contributor @ The Financial Brand

Piraeus Bank in Greece has combined the best of digital with the warmth of human interaction in their e-branch design and remote teller technology.

Everyone’s future. Is there such a thing as accessibility in online banking?

by kpazgan @ LiveBank

Online accessibility is hardly a new topic. The Internet, including websites and applications of banking institutions, have been successfully implementing various accessibility guidelines for people with disabilities for decades now. But there is a tremendous amount of work to be done – not just in terms of the implementation of guidelines, but also changing the … Continue reading "Everyone’s future. Is there such a thing as accessibility in online banking?"

The post Everyone’s future. Is there such a thing as accessibility in online banking? appeared first on LiveBank.

Be Successful Financially With These Simple Steps

by Diane Denning @ BankTruth

Success is being rich and having a whole bunch of money, right?  Bill Gates had a slightly different answer.  When asked what his idea of success was he said, “Warren Buffet has always said the measure is whether the people close to you are happy and love you.”  It is easy to make this statement when you have plenty of money and aren’t working like crazy to simply make ends meet and take care of those people you love.  … Continue Reading

Thrive or Survive? Tech Strategies Will Determine Banks’ Future

by Jim Marous @ The Financial Brand

Despite stronger financial performances, the banking industry needs to invest in innovation-led technologies to position for the future.

Wondering What To Do With Your Tax Refund?

by Diane Denning @ BankTruth

April 15 might seem far away, but if you are planning on getting a return, why wait?  Get your taxes done now and take advantage of that refund.  Here are 23 ways to spend that refund to make the most of that unexpected money.

Tax Refund Ideas

This money isn’t “free” since you have already paid this and usually more over the year, but this money is somewhat unexpected.  It isn’t the money you count on every two weeks, … Continue Reading

Pros and Cons of Virtual Banking

Pros and Cons of Virtual Banking


Simple. Thrifty. Living.

Savings accounts have evolved from the days of stashing cash under the mattress. Most American adults use at least one bank account, whether for saving money securely or for completing financial transactions such as paying bills. Even conventional banks have some online presence, so most consumers participate in at least some form of online banking. …

Accelerating sales and increasing customer satisfaction through live and real-time support

by kpazgan @ LiveBank

There was a time, when people were excited by a light bulb. Fast forward a hundred years or so, and you would have a hard time impressing folks with even the most elaborate fireworks. The pace at which technology and customer expectations grow today is much greater than that. As a matter of fact, it’s … Continue reading "Accelerating sales and increasing customer satisfaction through live and real-time support"

The post Accelerating sales and increasing customer satisfaction through live and real-time support appeared first on LiveBank.

What Your Workout Video Teaches You About Saving Money!

by Diane Denning @ BankTruth

And five, four, three, two, one…save money?  You morning workout causes you to sweat, your muscles to burn and your heart to pound.  Your workout is hard, but a job well done makes you proud.  Saving money is no different.   So next time you turn on that work out video think about what you are learning about saving money while getting in shape.

Ten More Seconds

When you are burned out, those last ten seconds can feel like an … Continue Reading

Investing App Stash Raises $37.5 Million to Head Into Banking

Investing App Stash Raises $37.5 Million to Head Into Banking

by Grace Noto @ Bank Innovation

Micro-investing app Stash has raised $37.5 million in a Series D round, as it adds several new banking features to its app, the company announced yesterday. The funding, led by Union Square Ventures, also comes after Stash has continued to grow its customer base: the app now serves 1.7 million clients, with about 40,000 new […]

Wells Fargo’s Shari Van Cleave Joins Bank Innovation 2018

Wells Fargo’s Shari Van Cleave Joins Bank Innovation 2018

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE – Shari Van Cleave, who manages Wells Fargo’s Digital Labs, has joined the speaker faculty for Bank Innovation 2018 Bank Innovation 2018 will take place March 5-6 in San Francisco. Within Wells Fargo’s Digital Labs, Van Cleave manages a team of technology leaders to pilot various endeavors in consumer banking. Prior to this, Van […]

Finovate Alumni News

by Julie Muhn (@julieschicktanz) @ Finovate

On Finovate.com Jack Henry Marks 100 Bank Clients Using Geezeo-Powered Service. Vera Partners with Canon to Enable Data Security Across Devices and Services. Around the web Moneyhub sends CTO to Europe to implement PSD2 strategy. CREALOGIX, Temenos, and Thomson Reuters win in Asian Private Banker Technology Awards. Alfa Bank teams with Ingenico to enable local Read more...

The post Finovate Alumni News appeared first on Finovate.

Bank Of The West Review: $150 Checking Account Bonus

by Tony Phan @ MoneysMyLife

Get the latest Bank of the West bonuses and promotions here. There are branches in the following states: AZ, CA, CO, IA, ID, KS, MN, MO, ND, NE, NM, NV, OK, OR, SD, UT, WA, WI, WY. Typical promotions for Checking accounts have been for $150, $200 and $300. They also oftentimes have promotions for their investment services […]

Best Online Checking Accounts of 2018 - NerdWallet

Best Online Checking Accounts of 2018 - NerdWallet


NerdWallet

Aspiration Summit Account Overall bank rating:   1% APY on balances of at least $2,500 What else we like about it RADIUS HYBRID Overall bank rating:   0.85% APY on balances…

National Mesothelioma Virtual Tissue Bank: Research & Studies

National Mesothelioma Virtual Tissue Bank: Research & Studies


Mesothelioma Center - Vital Services for Cancer Patients & Families

The National Mesothelioma Virtual Bank at the Pittsburgh School of Medicine embraces a sharing mentality in mesothelioma research.

Will Being A Member Continue To Save Money?

by Diane Denning @ BankTruth

Free samples, good gas prices and saving money with the coupon books; but Costco might be increasing the membership fee this year.  How much more will you pay to be a member?  Is it still worth it to be a member?  Should you stay with Costco or go to another warehouse store?  These are all questions you have to answer, but we are going to help you figure out what your answer will be.

Fee Increase

Costco announced that … Continue Reading

Weighed Down With Debt? You Aren’t Alone!

by Diane Denning @ BankTruth

In 2008, right before the big stock market crash, American’s had a total of $12.68 TRILLION in debt!  That number seems hard to even comprehend.  But, in the last 8 years we have steadily climbed back up into that same amount of debt.  According to a report from the Federal Bank of New York, American’s household debt at the end of 2016 had reached $12.58 trillion.  We are dangerously close to the same amount of debt eight years Continue Reading

35 Activities To Enjoy The Holiday Weekend

by Diane Denning @ BankTruth

Presidents’ Day means a day off school and hopefully work.  With the extra time to spend with your family, what are you to do?  To keep the kids from fighting with each other out of boredom, consider these activities that don’t have to cost much money but can be fun for the whole family.

Why We Celebrate!

While you might not agree with every president and their ways, Presidents’ Day is set aside to honor all those who have Continue Reading

Virtual Bank’s Prime LIFE Reverse Mortgage

by John Yedinak @ Virtual Bank – Reverse Mortgage Daily

Yesterday,  I posted about Virtual Bank’s LIFE Plan product which is the first proprietary product developed to compete directly with the HECM product.  Virtual Bank has another product that aims at the HECM market called Prime LIFE.  The Prime LIFE product is the first reverse mortgage based off prime and has lower fees when compared to the LIFE Plan and […]

ACI Worldwide Preps BMO Bank for Realtime Payments in Canada, Zelle in U.S.

ACI Worldwide Preps BMO Bank for Realtime Payments in Canada, Zelle in U.S.

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE – Canada is on a five-year plan to revamp its payment infrastructure, as of 2016. Bank of Montreal has tapped real-time solutions provider ACI Worldwide to prepare it for these changes, Bank Innovation has learned. For the U.S., BMO is working with the Naples, Fla.-based ACI to integrate with Zelle, the bank-backed P2P payments […]

Virtual Bank Returns to Reverse Mortgage Business

by John Yedinak @ Virtual Bank – Reverse Mortgage Daily

RMD has learned that VirtualBank Seniors Lending Group is getting back into the reverse mortgage business after it was shut down in late 2007.  Al Rodriguez is heading up the business as President and Dennis Loxton will be the National Sales Manager for wholesale. Virtual Bank is accepting new broker applications effective immediately and plans […]

Virtual customer service at Emirates National Bank of Dubai

by damianwitkowski @ LiveBank

Emirates National Bank of Dubai – the leading bank in the United Arab Emirates – joined the ranks of customers of Krakow-based Ailleron. The virtual branch has become part of the modern on-line banking system, which allows the bank’s customers to be served “face to face” without having to visit a physical branch. LiveBank is … Continue reading "Virtual customer service at Emirates National Bank of Dubai"

The post Virtual customer service at Emirates National Bank of Dubai appeared first on LiveBank.

Lenders see diverse Orlando landscape

by Jennifer Moreau @ First Green Bank

Jeff Cowherd. SVP, highlights the need for small bank financing to... Read more »

Secrets of the C&I specialists

by Jennifer Moreau @ First Green Bank

By employing high- and low-tech solutions, community banks can boost... Read more »

Chatbots, the virtual assistants of the banking future…and not only

by macz @ LiveBank

There are more than 600 of them throughout the world – chatbots, or virtual assistants that is. Their task is to greet customers, answer basic questions, and propose products and services after identifying the needs of customers. Almost 10 years ago, when the first bots were being built for pioneering customers, it was Avatar, Virtual … Continue reading "Chatbots, the virtual assistants of the banking future…and not only"

The post Chatbots, the virtual assistants of the banking future…and not only appeared first on LiveBank.

FinovateEurope Sneak Peek: Efigence

by finovate @ Finovate

A look at the companies demoing live at FinovateEurope on the 6 through 9 of March 2018 in London. Pick up your tickets today and save your spot. Efigence – a company specializing in implementing innovative technologies and designing user experiences for banks – presents a new feature from the EFI4 Digital Banking Platform: EFI4 Analytics. Features Read more...

The post FinovateEurope Sneak Peek: Efigence appeared first on Finovate.

For Payments, Banks Should Use Technology as a ‘Bridge’ for Client Needs, BNY Mellon Says

For Payments, Banks Should Use Technology as a ‘Bridge’ for Client Needs, BNY Mellon Says

by Grace Noto @ Bank Innovation

EXCLUSIVE— Banks are juggling a lot of change when it comes to the world of payments, but in order to be successful, banks should avoid getting bogged down in one specific technology trend, BNY Mellon told Bank Innovation. Michael Bellacosa, head of global payments product management with BNY Mellon, told Bank Innovation in an emailed […]

Building The Killer Mobile Banking App

by Lisa Joyce @ The Financial Brand

Want to take mobile banking to the next level? Here's what it takes to make your mobile banking offering blow away the competition.

Barclaycard Could be Next to Ban Cryptocurrency Purchase

Barclaycard Could be Next to Ban Cryptocurrency Purchase

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE – Barclays U.S. or Barclaycard is looking to join Bank of America, Citi and Chase in banning cryptocurrency purchases on its Barclaycard, Bank Innovation has learned. “We are making the decision that we will likely no allow cryptocurrency purchases on the card,” Paul Wilmore, CMO at Barclays told Bank Innovation. Wilmore compared the cryptocurrency phenomenon […]

Digital to the Core: Chatbots, AI, Open Banking and APIs

by Guest Contributor @ The Financial Brand

Digital banking solutions are now table stakes for all consumers, not just what tech-savvy Millennials crave. Banking providers must step up and meet everyone's expectations.

ML Implode? How about Reverse Mortgage Lenders Vanish

by Guest @ Virtual Bank – Reverse Mortgage Daily

Over the past 3 weeks we have seen the exit of at least 2 large wholesale players in the Reverse Mortgage market.  Both have quietly packed up shop…  No press releases and no major announcements about their closings or layoffs.  The first new wholesale operation that we were aware of being scuttled was Deutsche Bank […]

Remember These Seven Words To Save Money

by Diane Denning @ BankTruth

If you are living paycheck to paycheck, don’t get discouraged.  Over 70% of American’s are in this same situation.  As you work to better your own financial situation, remember these seven words to help you avoid losing any of your hard earned money to overdraft fees.

The ‘B’ Word

Budget!  The best way to avoid having to pay the bank a fee for overspending is to be very aware of where each penny is going.  The bank doesn’t care Continue Reading

Tips to avoid skimming devices

by dwalker @ Armstrong Associates Federal Credit Union

Here is a link to an article from the PA Department of Banking and Securities, which shares seven tips on avoiding skimmers while you’re doing your holiday shopping.  Visit http://www.media.pa.gov/pages/banking_details.aspx?newsid=138

Data Analytics Forces Community Banks and Credit Unions to Rethink What ‘Community’ Means

by Guest Contributor @ The Financial Brand

Community banks and credit unions must harness the power of data analytics to redefine the 'community' they serve, and build their marketing strategy around new segmentation models.

The 11 Companies Announced for the Bank Innovation 2018 DEMOvation Challenge

The 11 Companies Announced for the Bank Innovation 2018 DEMOvation Challenge

by Grace Noto @ Bank Innovation

EXCLUSIVE – Here they are. This morning, Bank Innovation officially announced the 11 companies that will be participating in its 2018 DEMOvation Challenge. These 11 companies will present technologies and products in front of an attentive audience of fintech professionals during Bank Innovation 2018, which will take place this March in San Francisco. This year’s […]

What Financial Marketers Can Learn From Nonprofits

by Guest Contributor @ The Financial Brand

Nonprofits have learned how to generate massive ROI by turning data into personalized marketing messages. Smart banks and credit unions will steal their playbook.

Recovering From Bad Financial Decisions Is Possible!

by Diane Denning @ BankTruth

Two headlines in my area have been about a hillside that has gradually been shifting and sliding closer to the houses on the hill; and about a ponzi scheme that left hundreds of investors broke.  These two headlines have caused me to consider what I would do if I found myself in a mess that could cause my financial ruin.  A home and retirement accounts are huge assets you don’t ever want to find yourself without, but what about … Continue Reading

BBVA Compass Bank Checking, Savings, CD Account Promotions

by Tony Phan @ MoneysMyLife

Find the latest BBVA Compass bank promotions, bonuses and offers here for Checking and Savings accounts. Typical bonus amounts are $25, $50, $100, $125, $250, etc. Sometimes there will also gift bonuses, such as tablets and other electronics. BBVA Compass was established in 1964 and is headquartered in Birmingham, Alabama. They have over 650 branches […]

Tired Of Budgets? Try A New Way To Save Money

by Diane Denning @ BankTruth

When it comes to saving money, most of you might be scared away because it means you have to make a budget and actually stick to it.  Other than weight loss, sticking to a budget might be the most broken goal.  They are hard to figure out and even harder to remember to keep.  But, experts are now saying a budget isn’t as necessary as you might think.

Know Your Number

You typically think of knowing your numbers relating … Continue Reading

Major Nordic Banks Join Hands to Form Cross-Border Ecosystem

Major Nordic Banks Join Hands to Form Cross-Border Ecosystem

by Tatjana Kulkarni @ Bank Innovation

Major Nordic banks are coming together to explore the possibility of a regional cross-border payment infrastructure between the different Nordic countries of Sweden, Denmark, Finland and Norway. These banks include Danske Bank, DNB, Handelsbanken, Nordea, OP Financial Group, SEB and Swedbank. In a statement released by the banks today: The Nordic payment markets are among […]

Virtual banks queue for slice of Hong Kong market

Virtual banks queue for slice of Hong Kong market


South China Morning Post

Hong Kong Monetary Authority says it will publish revised guidelines for virtual banks ‘very soon’, adding to expectations licenses will be granted this year

Digital Borrowers Expect Money in Seconds… Not Days

by Jim Marous @ The Financial Brand

Banks and credit unions must build digital loan application, approval and disbursement processes, improving simplicity and availability of funds.

Why I ditched Wells Fargo for a virtual bank

Why I ditched Wells Fargo for a virtual bank


MarketWatch

Switching over was anything but simple.

Jumbo Reverse Mortgage from Virtual Bank

by John Yedinak @ Virtual Bank – Reverse Mortgage Daily

Virtual Bank has taken a different approach than other reverse mortgage lenders by only offering a range of proprietary products to their brokers.  The suite of products includes the Life Plan and Prime Life products, which are the first proprietary products developed to compete directly with the HECM and Fannie Mae Home Keeper.  Along with these two products, Virtual Bank also offers a jumbo […]

Virtual Bank Accounts: not living up to their potential… yet

Virtual Bank Accounts: not living up to their potential… yet


Innopay

This blog sheds light on today’s Virtual Bank Accounts market; it explains why banks are struggling to unleash Virtual Bank Accounts’ potential (or choose not to enter the market at all), and what changes are necessary to enable them to do so.

Online Banking - Savings, CDs, Mortgage - First Internet Bank - Internet Banking

Online Banking - Savings, CDs, Mortgage - First Internet Bank - Internet Banking


First Internet Bank

First Internet Bank is a leader among online banks, offering industry leading online banking services with competitive rates and great customer service.

Newtown Savings Bank $100 Checking Bonus [CT Residents]

by Tony Phan @ MoneysMyLife

Find updated Newtown Savings Bank promotions and bonuses at this page. Typical bonuses have been for $100, $150 and $200. Established in 1855 and headquartered in Newtown, Connecticut, Newtown Savings Bank has nearly 20 locations throughout the state. If you’re not a CT resident, head on over to our Bank Bonuses page for more suitable […]

Millennials Have More Banking Apps than Other Generations

Millennials Have More Banking Apps than Other Generations

by Grace Noto @ Bank Innovation

Mobile banking has officially gone mainstream: 55% of U.S. adults have at least one full-service banking app on their phones now, according to a study conducted by BankRate. Additionally, those consumers with bank apps are active users, with 70% stating that they use their app at least once a week, the survey of 1,156 adults […]

What is virtual bank? definition and meaning

What is virtual bank? definition and meaning


BusinessDictionary.com

Definition of virtual bank: Internet based financial institution that offers deposit and withdrawal facilities, and other banking services, through automated teller machines or other devices, without having a physical (brick and ...

What is VIRTUAL BANK? definition of VIRTUAL BANK (Black's Law Dictionary)

What is VIRTUAL BANK? definition of VIRTUAL BANK (Black's Law Dictionary)


The Law Dictionary

Definition of VIRTUAL BANK: Financial institution based on he internet with no

5 Undeniable Truths of Digital Banking

by Jim Marous @ The Financial Brand

Banks and credit unions must embrace digital banking truths that should guide business strategies, impacting revenue and the future of organizations.

How to Get Branch Design Right in the Digital Age

by Lisa Joyce @ The Financial Brand

Banks and credit unions are rethinking their branch experience, trying to create environments that are more personal, immersive and relevant.

RMS’s Parent Company Emerges from Bankruptcy as Ditech

by Alex Spanko @ Reverse Mortgage Daily

After a slight delay, Walter Investment Management Corp. (NYSE: WAC.BC) emerged on Friday from a prepackaged Chapter 11 restructuring plan — with a new name. The parent company of Reverse Mortgage Solutions will be known as Ditech Holding Corporation, adopting the new ticker symbol DHCP when trading begins Monday morning. “We are emerging from this […]

Top U.S. Banks Are Investing Most in Personal Finance Fintechs

Top U.S. Banks Are Investing Most in Personal Finance Fintechs

by Tatjana Kulkarni @ Bank Innovation

For all buzz around cryptocurrency and blockchain technology, surprisingly, the top U.S. banks have not been investing as much in these areas as much as one might have thought. The top areas of interest for the major U.S. banks when it comes to fintech investment is personal finance, according to a report by CB Insights. […]

FinovateEurope Sneak Peek: DSwiss

by finovate @ Finovate

A look at the companies demoing live at FinovateEurope on the 6 through 9 of March 2018 in London. Pick up your tickets today and save your spot. Zurich-based secure digital services provider DSwiss will demo its privacy-protected collaboration tool for bank clients and advisors, together with Deutsche Bank. Features Secure document-centric collaboration Contextual secure message exchange Read more...

The post FinovateEurope Sneak Peek: DSwiss appeared first on Finovate.

Data-Savvy Banking Organizations Will Destroy Everyone Else

by Jim Marous @ The Financial Brand

Data, talent, digital technology and advanced analytics is at the core of the organizational intelligence required to grow and meet consumer expectations.

Bank of America and the End of Free Checking

by Lisa Joyce @ The Financial Brand

With consumers threatening to close their Bank of America accounts. If you still offer free checking, this may be a great opportunity to grow deposits.

Design Thinking: The Hottest New Trend in Banking

by Lisa Joyce @ The Financial Brand

Most banks and credits unions aren't familiar with 'design thinking'. But some believe it has the power to give them a real competitive edge by drastically improving their CX.

Realtime Payments Goes Live in Australia

Realtime Payments Goes Live in Australia

by Tatjana Kulkarni @ Bank Innovation

Australia’s realtime payments platform is live today. Right now, New Payments Platform (NPP) will enable customers of three of Australia’s major banks: Commonwealth Bank, National Australia Bank and Westpac, to send money through a service called PayID. The realtime payments was first piloted in November between employees of Australia’s 13 major financial institutions. The platform, […]

Personal data protection – an inconvenience or an opportunity for innovative banks?

by dagmara @ LiveBank

The GDPR is nothing short of a revolution when it comes to protecting personal data. Passed back in 2016 by the EU, it is about to become reality. And despite initial fears and doubts regarding its nature, companies should rejoice. Customer acquisition via digital channels will soon become much easier. The GDPR, that is the … Continue reading "Personal data protection – an inconvenience or an opportunity for innovative banks?"

The post Personal data protection – an inconvenience or an opportunity for innovative banks? appeared first on LiveBank.

PNC Virtual Wallet®

PNC Virtual Wallet®


PNC

See Your Money. Differently. Virtual Wallet isn't like your typical checking account. It's designed to make life easier and transform the way you spend, save and grow your money. Welcome to finance that's a little more personal.

Best Savings Accounts And High Yield Rates February 2018

by Tony Phan @ MoneysMyLife

Do you need to find out which bank has the best Savings Account rates? Or, how about which has the best Money Market interest rates? Maybe you need a quick overview of the differences between the two types of interest-earning accounts to begin with. We’ll go over all of these questions and help you find the best […]

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